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Old 01-27-2005, 05:23 PM   #1
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Does your US bank charge you for INCOMING wires?

I've been getting wires and just found out today that my bank started charging for wires 6 months back without notice. $28 per wire for incoming... plus whatever the sending company charges. Fuckers.

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Old 01-27-2005, 05:24 PM   #2
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your getting screwed
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Old 01-27-2005, 05:27 PM   #3
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charges depends on the type of wire.. the sender can select between:
SHA - they pay their fee you pay your fee
OUR - they pay all fees
BEN - you pay all fees
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Old 01-27-2005, 05:28 PM   #4
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Banks charge you for anything these days. Where you been?
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Old 01-27-2005, 05:28 PM   #5
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Nope, not after the first time when I called and yelled at the manager for doing that. He reversed the charge and I never saw that again.
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Old 01-27-2005, 05:29 PM   #6
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phew! that's some bullshit. Personally, I think wires should be free to both send and receive.
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Old 01-27-2005, 05:29 PM   #7
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You shouldn't..
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Old 01-27-2005, 05:32 PM   #8
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hate banks - nickel and dimed for everything including wires. i just want checks, cuz Paypal also do the same. Western Union ever worse.
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Old 01-27-2005, 05:38 PM   #9
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Bank of America charges me $10.00 for each incoming ccbill wire. I hate it but when can I do...
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Old 01-27-2005, 05:44 PM   #10
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Yes, they do. They charge for send/receive wires and to cash my checks. Bastards.
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Old 01-27-2005, 05:47 PM   #11
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USBank charges me around $7 per incoming domestic, $14 for incoming int'l.
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Old 01-27-2005, 05:48 PM   #12
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My bank didn't do that until 6 months ago... I'm very pissed about this. CCbill charges $15, then my bank another $28, that's $43 per wire. In the grand scheme of things that nothing but it's the principle.

*** Breaking news on CNN... Deranged pornographer drives car through bank and runs over manager 28 times.
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Old 01-27-2005, 05:49 PM   #13
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Put them under check, take control. Call the bustards and have them waive the fees, they will.
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Old 01-27-2005, 05:49 PM   #14
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Originally Posted by Dynamix
USBank charges me around $7 per incoming domestic, $14 for incoming int'l.
That is reasonable.
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Old 01-27-2005, 05:53 PM   #15
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Put them under check, take control. Call the bustards and have them waive the fees, they will.
You know I used to do checks but I travel so much now it's just impossible for me to get them deposited in any decent amount of time and I don't like other people to handle that sort of thing.

What I did do was call ccbill and change my payouts to Bi-Weekly instead of weekly.
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Old 01-27-2005, 05:54 PM   #16
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ccbill charges me $30 and my bank $20 .. I'm not complaining.. wires are so much easier than anything else.. checks belonges to the past.. this is 2005 folks..
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Old 01-27-2005, 05:54 PM   #17
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american banking sucks donkey ears
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Old 01-27-2005, 05:55 PM   #18
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10 bucks, whats the big deal. Ya get a 5-10k wire the money is available immediately, cheap fucks all of ya
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Old 01-27-2005, 05:55 PM   #19
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You know I used to do checks but I travel so much now it's just impossible for me to get them deposited in any decent amount of time and I don't like other people to handle that sort of thing.

What I did do was call ccbill and change my payouts to Bi-Weekly instead of weekly.
She means call your bank and demand they waive the transfer fee. They won't want to lose your business.
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Old 01-27-2005, 05:55 PM   #20
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commerce bank charges me $25 per incoming wire fucking BULLSHIT i called and complained and they said they'res nothing they can do about it

got hit 4 times before i realized what the fuck was going on
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Old 01-27-2005, 05:56 PM   #21
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My Credit union does not charge to to recieve them, and an outgoing wire in the US is 10$ if the wire goes international. it is 20$
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Old 01-27-2005, 06:07 PM   #22
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10 bucks, whats the big deal. Ya get a 5-10k wire the money is available immediately, cheap fucks all of ya
lol. It's more the principle than anything. I have gone all this time with no fees and then without any notice they start charging. That just pisses me off. Yea, it's peanuts but it adds up over the year to over $2000.

Another tax write off sure, but a letter would of been nice... "Dear DWB, we regret to inform you that all incoming domestic wires will now be charged a fee of $28 USD. Thank you for banking with us."

It's called good business practice to not drop shit like that on your customers without notice. I don't like hidden fees and silent rate changes.

OK... I feel better now. Venting feels good.
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Old 01-27-2005, 07:26 PM   #23
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I pay $10 for incoming, both domestic and international... $28 is outrageous
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Old 01-27-2005, 07:27 PM   #24
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im being charged $15 for international wires only, domestic are free
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Old 01-27-2005, 07:31 PM   #25
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Quote:
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I've been getting wires and just found out today that my bank started charging for wires 6 months back without notice. $28 per wire for incoming... plus whatever the sending company charges. Fuckers.
Ours only charges for out going wires. When we banked with Well Fargo a few years ago, they charged for incoming wires, that is what led us to another bank
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Old 01-27-2005, 07:47 PM   #26
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im being charged $15 for international wires only, domestic are free
That's way better than my bank. Who do you use if I may ask? I might seriously think about switching over as I HATE paying so much in fees. I know it may not be much in the overall scheme of things, but it's the principle of it. Banks....aaarrggghhh!!!!
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Old 01-27-2005, 07:52 PM   #27
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My bank charges $12 per incoming wire. I think it's total bullshit.
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Old 01-27-2005, 07:53 PM   #28
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I THINK mine fluctuates by the amount of the wire, but not sure, last surcharge was $12.00.

*shrug*

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Old 01-27-2005, 07:55 PM   #29
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Bank of America doesn't charge me for many things.. Not even international incoming wires. I do pay for outgoings.
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Old 01-27-2005, 09:17 PM   #30
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I'm not in the US, but when I receive wires my bank actually mails me notification, so I can see exactly who it's from, what the conversion rate was, and what their fee is ($AUD8/$USD6.20 at the moment)

At first it was annoying to receive a bit of paper every week but it's actually quite handy to file it away and be able to refer back to it later. Perhaps your bank can do something similar? Then again knowing banks they'd probably charge you extra for it.
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Old 01-27-2005, 09:30 PM   #31
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could depend on what kinda account you signed up with for example some banks will not charge you fees for wiring if you keep minimum balance of 5k-25k etc. whereas they have no strings attached accounts where they'll charge all kinda fees. call and ask your bank to get all details. If you have a good balance chances are banks will desparately want to keep your business and waive many fees.
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Old 01-27-2005, 09:39 PM   #32
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Quote:
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I'm not in the US, but when I receive wires my bank actually mails me notification, so I can see exactly who it's from, what the conversion rate was, and what their fee is ($AUD8/$USD6.20 at the moment)

At first it was annoying to receive a bit of paper every week but it's actually quite handy to file it away and be able to refer back to it later. Perhaps your bank can do something similar? Then again knowing banks they'd probably charge you extra for it.
Sounds like the best deal, but Im' extremely drunk. lol
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Old 01-27-2005, 10:03 PM   #33
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