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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#1 |
Guest
Posts: n/a
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What would you do if the Bank did the fallowing mistake?
So I go to ask this 400$ money order...
and I check my account details online and I saw that they ADDED me the 400$ funds instead of taking it out of my account... so right now they just PAID me 400$, cuz the lady of the bank is a dumbass should I go and tell them they made a mistake? or try to let it pass and hope they don't see it? |
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#2 |
Entrepreneur
Join Date: Oct 2002
Location: USA
Posts: 31,429
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They'll catch it eventually anyway.
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#3 | |
Die With Your Boots On
Join Date: Oct 2003
Location: Hawaii
Posts: 22,872
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#4 |
Confirmed User
Join Date: Sep 2004
Posts: 117
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They'll catch that very quickly. They have procedures in place just for that sort of deal.
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#5 |
Confirmed User
Join Date: Oct 2003
Location: Cyberspace
Posts: 1,236
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i would let them know...they will find out about it sooner or later...plus you don't want to mess with financial institutions.
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#6 |
Confirmed User
Industry Role:
Join Date: Jul 2002
Posts: 3,103
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let me guess... you do your banking with BMO?
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#7 | |
Guest
Posts: n/a
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#8 | |
Confirmed User
Join Date: Feb 2003
Location: Deep inside my mind
Posts: 1,118
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#9 |
Confirmed User
Join Date: Sep 2004
Location: Los Angeles
Posts: 2,184
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99% chance they will catch it because at night the entire business day gets an internal audit.
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#10 |
GFY HALL OF FAME DAMMIT!!!
Join Date: Oct 2003
Posts: 58,202
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Yes tell them or else they might penalty you.
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#11 | |
Confirmed User
Industry Role:
Join Date: Jul 2002
Posts: 3,103
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Quote:
oh... ![]()
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#12 |
Confirmed User
Join Date: Sep 2003
Posts: 2,086
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Don't say a word, but keep the 400 ready in case they do catch it (and chances are they will).
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#13 | |
I need a beer
![]() Industry Role:
Join Date: Jun 2002
Location: ♠ Toiletville ♠
Posts: 133,944
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Quote:
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#14 |
In Tushy Land
Join Date: Oct 2002
Location: Nebraska
Posts: 40,149
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be nice and tell em
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#15 |
Confirmed User
Join Date: Feb 2003
Posts: 6,040
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Well, if they credited your account $400 AND gave the $400 money order, then they really gave you $800!
-p |
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#16 | |
I am a meat popsicle.
Join Date: Jul 2002
Posts: 25,100
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Quote:
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#17 |
Confirmed User
Join Date: Feb 2003
Posts: 1,164
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I have a friendly relationship with the people at my bank, and would definitely let them know. It can be handy being on good terms with your bank.
If you don't care about that though, I see little downside to just waiting and seeing. I agree that it seems very likely they'll catch it pretty quick, but if you keep an $800 balance in your account for when it happens, they'll just correct the error. And there is that slim, slim chance that they won't find the error. |
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#18 |
Too lazy to set a custom title
Industry Role:
Join Date: Mar 2003
Location: Homeless
Posts: 62,911
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I would tell them and ask for a reward for being honest.
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#19 |
aspiring banker
Join Date: Mar 2002
Location: toronto
Posts: 10,870
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don't touch that money for a year. if they don't correct it then consider it a gift for years of raping you with various bank bullshit.
all banks suck shit in canada, seriously need american competition to make them a bit more customer focused. but thats another story. |
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#20 |
i have man boobies
Join Date: Jul 2003
Location: van down by the river
Posts: 13,082
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rob the bank at gunpoint
wait, what was the question agian?
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#21 |
Confirmed User
Join Date: Nov 2002
Location: Houston
Posts: 1,130
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i had a thing where i deposited $5k in checks and the dumb
bitch punched in an extra 0 and my deposit slip said $50K. my account showed the $50k extra for a few days and then disappeared. bummer.
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#22 |
Confirmed User
Join Date: Oct 2003
Location: California
Posts: 2,397
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They will find out about it eventually
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#23 |
Too lazy to set a custom title
Join Date: Apr 2004
Location: Buffalo, NY
Posts: 35,218
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tell them and ask for a bump on interest on your accounts...
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#24 | |
aspiring banker
Join Date: Mar 2002
Location: toronto
Posts: 10,870
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Quote:
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#25 |
See sig. Join Epic Cash.
Join Date: Oct 2002
Location: Montreal, Quebec. ICQ: 214702014
Posts: 22,366
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The mistake will be corrected by week's end.
If it's not corrected in 30 days, I believe you're entitled to keep it.
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#26 |
Confirmed User
Industry Role:
Join Date: Feb 2001
Location: Houghton, MI
Posts: 7,338
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Just watch your mail. I know that when either I mess up on my deposit slip or the bank does, they mail me a correction slip within a day or two.
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