Chaldoray

Is it possible to get like a $4k loan if you don't have that much credit? Do you guy's know any mortgage company's that give small business loans?

Ray

detoxed

A mortgage company would be glad to give a small business loan out of the equity of your house. But I'm assuming you dont have a house, so no.

Chaldoray

Okay i see.

detoxed

You'd have to ask your bank to give you a loan

hyper

you could get a collateral loan on your car if its paid for and worth 4k

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Chaldoray

I own a 2004 mazda 3 s it's not paid off all.

wdsguy

what is the loan for?

hydro

ill give ya 4k, 40% intrest and a baloon payment of 30k at the end.

SC Blaize

There are plenty of places that are willing to give you a loan but you will need some sort of colateral and the interest rates will not be that good. You can walk into places like American General Finance and just say "I want a loan for $4k" and they do it for something like 22% interest... bahhhhhhhh

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Chaldoray

Business i am doing.
Hit me up on icq i'll tell you.

Chaldoray

You're joking right?

Chaldoray

Hmm, that's a damn high intrest rate.

robfantasy

what kind of business for 4k? make sure u have a good biz plan and exit strategy

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SD Qball

Depending on where you live, you can apply for an SBA loan at a great rate.

BitterPen

You could go to one of those loan places that are in a strip mall setting... They offer high interest loans but usually can get you approved. If you have a new car, in your name, you shouldn't have a hard time getting one.

Just be sure to pay it off quick.

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SleazyDream

interested in selling your soul?

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Chaldoray

Personal, stuff i already have up that need avertising, etc.

Chaldoray

I live in San Diego, California do you mind if you refer me to some places?

Chaldoray

Car is in my name but my sister is the co-signer.

Chaldoray

To you?
LOL.....
How much do you want to buy it for?

Theodor S. Geisel

I'll sell my soul.

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SleazyDream

how much do you want for it?

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Chaldoray

Bump

thumbsUP

I know a guy down the street who gives out loans. The name is Vinny, he runs a "investment firm" out of the back of his black 66 lincon.

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Chaldoray

wtf

cold_ice

What suxs they only give loans to people who don't need them. You might be better off getting a credit card with a low interest rate, even if its just for six month although there are some that will go 0.0% for a year or nine months. Here you go read up on the SBA loans. Be prepared to jump thur hoops. http://www.sba.gov/financing/

NinjaSteve

Also if a bank will turn you down, you can become a member of a credit union. Once you're a member for a while and apply for a loan you'll have a better chance with them vs. a bank.

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