Getting a loan.

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  • Chaldoray
    Confirmed User
    • Jul 2003
    • 2868

    #1

    Getting a loan.

    Is it possible to get like a $4k loan if you don't have that much credit? Do you guy's know any mortgage company's that give small business loans?

    Ray
  • detoxed
    vip member
    • Jan 2003
    • 17798

    #2
    A mortgage company would be glad to give a small business loan out of the equity of your house. But I'm assuming you dont have a house, so no.

    Comment

    • Chaldoray
      Confirmed User
      • Jul 2003
      • 2868

      #3
      Originally posted by detoxed
      A mortgage company would be glad to give a small business loan out of the equity of your house. But I'm assuming you dont have a house, so no.

      Okay i see.

      Comment

      • detoxed
        vip member
        • Jan 2003
        • 17798

        #4
        You'd have to ask your bank to give you a loan

        Comment

        • hyper
          Confirmed User
          • Mar 2002
          • 5294

          #5
          you could get a collateral loan on your car if its paid for and worth 4k

          Comment

          • Chaldoray
            Confirmed User
            • Jul 2003
            • 2868

            #6
            Originally posted by hyper
            you could get a collateral loan on your car if its paid for and worth 4k
            I own a 2004 mazda 3 s it's not paid off all.

            Comment

            • wdsguy
              Ryde or Die
              • Dec 2002
              • 19568

              #7
              what is the loan for?

              Comment

              • hydro
                Confirmed User
                • Dec 2003
                • 4216

                #8
                ill give ya 4k, 40% intrest and a baloon payment of 30k at the end.

                Comment

                • SC Blaize
                  Registered User
                  • May 2004
                  • 85

                  #9
                  There are plenty of places that are willing to give you a loan but you will need some sort of colateral and the interest rates will not be that good. You can walk into places like American General Finance and just say "I want a loan for $4k" and they do it for something like 22% interest... bahhhhhhhh

                  Comment

                  • Chaldoray
                    Confirmed User
                    • Jul 2003
                    • 2868

                    #10
                    Originally posted by wdsguy
                    what is the loan for?
                    Business i am doing.
                    Hit me up on icq i'll tell you.

                    Comment

                    • Chaldoray
                      Confirmed User
                      • Jul 2003
                      • 2868

                      #11
                      Originally posted by hydro
                      ill give ya 4k, 40% intrest and a baloon payment of 30k at the end.
                      You're joking right?

                      Comment

                      • Chaldoray
                        Confirmed User
                        • Jul 2003
                        • 2868

                        #12
                        Originally posted by SC Blaize
                        There are plenty of places that are willing to give you a loan but you will need some sort of colateral and the interest rates will not be that good. You can walk into places like American General Finance and just say "I want a loan for $4k" and they do it for something like 22% interest... bahhhhhhhh
                        Hmm, that's a damn high intrest rate.

                        Comment

                        • robfantasy
                          Confirmed User
                          • Jun 2002
                          • 6445

                          #13
                          what kind of business for 4k? make sure u have a good biz plan and exit strategy
                          Looking to speak w/ high volume nutra CPA affiliates or networks... msg me

                          Comment

                          • SD Qball
                            So Fucking Banned
                            • Sep 2004
                            • 106

                            #14
                            Originally posted by Chaldoray
                            Is it possible to get like a $4k loan if you don't have that much credit? Do you guy's know any mortgage company's that give small business loans?

                            Ray
                            Depending on where you live, you can apply for an SBA loan at a great rate.

                            Comment

                            • BitterPen
                              Confirmed User
                              • Sep 2004
                              • 1926

                              #15
                              You could go to one of those loan places that are in a strip mall setting... They offer high interest loans but usually can get you approved. If you have a new car, in your name, you shouldn't have a hard time getting one.

                              Just be sure to pay it off quick.

                              Comment

                              • SleazyDream
                                I'm here for SPORT
                                • Jul 2001
                                • 41470

                                #16
                                interested in selling your soul?
                                This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog!

                                Now read without the word dog.

                                Comment

                                • Chaldoray
                                  Confirmed User
                                  • Jul 2003
                                  • 2868

                                  #17
                                  Originally posted by robfantasy
                                  what kind of business for 4k? make sure u have a good biz plan and exit strategy
                                  Personal, stuff i already have up that need avertising, etc.

                                  Comment

                                  • Chaldoray
                                    Confirmed User
                                    • Jul 2003
                                    • 2868

                                    #18
                                    Originally posted by SD Qball
                                    Depending on where you live, you can apply for an SBA loan at a great rate.
                                    I live in San Diego, California do you mind if you refer me to some places?

                                    Comment

                                    • Chaldoray
                                      Confirmed User
                                      • Jul 2003
                                      • 2868

                                      #19
                                      Originally posted by BitterPen
                                      You could go to one of those loan places that are in a strip mall setting... They offer high interest loans but usually can get you approved. If you have a new car, in your name, you shouldn't have a hard time getting one.

                                      Just be sure to pay it off quick.


                                      Car is in my name but my sister is the co-signer.

                                      Comment

                                      • Chaldoray
                                        Confirmed User
                                        • Jul 2003
                                        • 2868

                                        #20
                                        Originally posted by SleazyDream
                                        interested in selling your soul?


                                        To you?
                                        LOL.....
                                        How much do you want to buy it for?

                                        Comment

                                        • Theodor S. Geisel
                                          Confirmed User
                                          • Jul 2003
                                          • 349

                                          #21
                                          I'll sell my soul.
                                          Theodor S. Geisel
                                          [ ICQ: 2 0 6 6 1 0 7 ]
                                          [ theodor.geisel -at- gmail -d0t- com ]
                                          [ PROGRAMMER :: PHP :: MYSQL :: HTML/CSS ]

                                          Comment

                                          • SleazyDream
                                            I'm here for SPORT
                                            • Jul 2001
                                            • 41470

                                            #22
                                            Originally posted by Chaldoray

                                            To you?
                                            LOL.....
                                            How much do you want to buy it for?
                                            how much do you want for it?
                                            This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog!

                                            Now read without the word dog.

                                            Comment

                                            • Chaldoray
                                              Confirmed User
                                              • Jul 2003
                                              • 2868

                                              #23
                                              Bump

                                              Comment

                                              • thumbsUP
                                                Confirmed User
                                                • May 2004
                                                • 347

                                                #24
                                                I know a guy down the street who gives out loans. The name is Vinny, he runs a "investment firm" out of the back of his black 66 lincon.
                                                (sig spot) Insert witty/smartass comment or obscure reference to something no one gives a shit about here. You might also choose to promote some program you claim to work for and that pays you fat cash, or cheddar, or whatever it is you wiggers call it these days.

                                                Comment

                                                • Chaldoray
                                                  Confirmed User
                                                  • Jul 2003
                                                  • 2868

                                                  #25
                                                  Originally posted by thumbsUP
                                                  I know a guy down the street who gives out loans. The name is Vinny, he runs a "investment firm" out of the back of his black 66 lincon.
                                                  wtf

                                                  Comment

                                                  • cold_ice
                                                    Confirmed User
                                                    • Jun 2002
                                                    • 3027

                                                    #26
                                                    Originally posted by SD Qball
                                                    Depending on where you live, you can apply for an SBA loan at a great rate.
                                                    What suxs they only give loans to people who don't need them. You might be better off getting a credit card with a low interest rate, even if its just for six month although there are some that will go 0.0% for a year or nine months. Here you go read up on the SBA loans. Be prepared to jump thur hoops. http://www.sba.gov/financing/

                                                    Comment

                                                    • NinjaSteve
                                                      Too lazy to set a custom title
                                                      • Dec 2003
                                                      • 11089

                                                      #27
                                                      Also if a bank will turn you down, you can become a member of a credit union. Once you're a member for a while and apply for a loan you'll have a better chance with them vs. a bank.
                                                      ...

                                                      Comment

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