Anyone using CardsGate?

What's your experience with them?

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[Jason Fromm]

What questions do you have about us? Send me an e-mail or ICQ me!

[Trax]

now this is a fast reply

Originally posted by Jason Fromm
What questions do you have about us? Send me an e-mail or ICQ me!

I'm just looking for opinions from other webmaster, who are using cardsgate

[fedfest]

I did look into them, but the $25 chargeback fee kinda made me think twice so i signed up with Verotel instead.. then offcourse they ruined it all with the Ticketclub thing so i ended up using CCbill like everyone else *lol*
Could still use a good alternate prosessor though so feedback from people using cardsgate or others with good results would be welcome here too

[jaffa1]

dont even think about them. ripping off some masters in the past

[CHMOD]

Wanted to try them.

Began to install their system... The installation is so fucking annoying that I decided not to use them.

I didn't want to put their Ja va scr*ipt code on all my pages... They didn't want to activate me without them. So they lost me as a customer.

[bizguy]

First Post=good times!

What does everybody see as a good retail discount rate for adult?

I've been in the cc processing industry mostly focusing on pharma and pills and the likes but I have an adult solution and I wanted to see if I am competitive.

What type of rates and reserves do webmasters look for on third party cc accounts?

Thanks in advance.

peace!

pbc

[Goblin]

Originally posted by jaffa1
dont even think about them. ripping off some masters in the past

It's truth.

[tootie]

Originally posted by bizguy
First Post=good times!

What does everybody see as a good retail discount rate for adult?

I've been in the cc processing industry mostly focusing on pharma and pills and the likes but I have an adult solution and I wanted to see if I am competitive.

What type of rates and reserves do webmasters look for on third party cc accounts?

Thanks in advance.

peace!

pbc

It really depends. People are asking about CardsGate for a few reasons.

First of all, they don't charge the VISA fee, which can be quite prohibitive for new webmasters. They are also good for non-U.S. based webmasters who can't use the standard IPSPs like Epoch, Jettis, CCBill, etc. They also don't have the VISA approval process, which means you don't have to wait weeks to get approval.

If you have a similar setup to them, then there is probably room for your services. If you charge the VISA fee or have any type of setup fees, you're going to find yourself in direct competition with established and trusted companies and you will probably have a hard time getting business.

To be competitive and get the business of the people who can't or won't use the major IPSPs, I would expect that you need these features:

No setup fee or VISA fee
12-15% fees (maybe slightly higher, but no more than 17% and that would lose you some people)
8% holdback maximum (5% is pretty standard)
$15 or less fee for each chargeback
No minimum monthly requirements
Payouts at least bi-weekly, preferrably weekly

Perhaps others can add to the list, but I think with those features you'd probably get a pretty decent amount of business from non-U.S. webmasters and people who can't or won't pay VISAs fees.

As for CardsGate, their $25 fee for each chargeback is excessive, IMO. But I do have a very good friend who has been using them for over a year and she says she's had absolutely no problems with them.

[spline]

Originally posted by Goblin
It's truth.

correct your sig

[Goblin]

Thank you, spline.

[Basic_man]

I don't use them !

[johnydo]

A quick search on google should answer your questions I think.

[HowlingWulf]

Their toplist of sites using cardsgate is full of incest sites (16 out of 27):

https://secure.cardsgate.com/adverti...dvertz?acct=30

You need to have an affil acct and logged in to see it.

Yuck.

[Jason Fromm]

Originally posted by fedfest
I did look into them, but the $25 chargeback fee kinda made me think twice so i signed up with Verotel instead.. then offcourse they ruined it all with the Ticketclub thing so i ended up using CCbill like everyone else *lol*
Could still use a good alternate prosessor though so feedback from people using cardsgate or others with good results would be welcome here too

Wanted to address some of the issues brought up here about CardsGate. Start with this one. Our Chargebacks are very low, because of our strict security (the 3 level security check)...so even with the $25, the total amount is kept low.

[Jason Fromm]

Originally posted by CHMOD
Wanted to try them.

Began to install their system... The installation is so fucking annoying that I decided not to use them.

I didn't want to put their Ja va scr*ipt code on all my pages... They didn't want to activate me without them. So they lost me as a customer.

Our installation system is being revamped; it has not been clear that we offer complete support with installation even to the point of doing it all for the client (at no charge).

I don't know what you mean by a java script...we don't use that. Can you explain?

[Jason Fromm]

I would like anyone with concerns about CardsGate to let me know about them. We are going through some changes to make our system more user-friendly and more customer orientated. I need to know from you what is wrong with us in order to make our company better; but I would like the comments to be specific, so I can address them.

[easy01]

We will contact you in a few weeks

[Giorgio_Xo]

Can U.S. webmasters use Cardsgate without the VISA fee?

[H.I.G]

Hi Guys,

I hope I am not too late for the Party , first of all I think tootie gave a very good answer about their fee structure and how helpful they are for webmasters outside EU and US.

When I launched my site www.hardcore-indian-girls.com about 1 1/2 months ago I couldn't set up Visa processing because of the new Visa laws requiring US billing companies such as CCBill, Paycom and Ibill requiring site owners to have a social sec number and have a registered US business to accept Visa processing and pay the $750 yearly Visa fee.

Of course paying the fee is no problem but if your outside US getting a business registered in US and getting a social sec number can be lot's of work and takes time.

So I found out about Cards Gate and used as our primary processor since they don't require any of the Visa fees or Business registrations on US soil etc for processing Visa.

And I have to say that they have been very good to us from day #1. Their setup is a bit tough but I let their tech guys do the whole thing for me and they did it overnight for me. I gave the FTP access and log in's to my members area and they setup billing and everything for me. And that HTML tracking code is no biggy you just need to paste it on your tour pages.

They have a few pros and cons.

Pros

1. A good pick for non-us and EU webmaster setting up new paysites.
2. Fairly simple control panel and easy to navigate.
3. Epassporte pay and wires on time.
4. They are coming up with a pay-per sign up system for the affiliate program ( where site owners can pay a flat fee to promoters )

Cons

1. That $25 charge back penalty is a BITCH!
2. They keep a 10% hold for 6 months.

But all in all I would say Cards gate is a fairly good program. If you can't get a business incorporated in US for setting up VIsa then def go with Cards Gate. Also if your a small site looking for a quick way around the Visa fees and fast setup Cards Gate is ok

I also have CCBill setup for my site as well. But at the moment our CCBill account is active for only Master Card, JCB and Discover transactions only.

The important thing with these guys is that they listen to your suggestions and thire teamp is always on ICQ for any questions or help with your account. If they can reduce that 10% hold and drop the chargeback penalty from $25 to $15 I think their program would be truly great.

I am going to have Visa processing on CCBill very soon and have the affiliates pick the billing company they want to go with. But if affiliates want a flat pay-per signup deal they'll have to opt for Cards gate becuase CCbill doesn't have such an option for site owners to set out flat payment rates.

All in all I am pretty happy with them, we're number 2 on their top list after 50 days of strong sales and very soon we'll knock that other site and be number 1

H.I.G

www.Hardcore-Indian-Girls.com

[Jason Fromm]

Originally posted by easy01
We will contact you in a few weeks

I look forward to it!

[Jason Fromm]

Originally posted by Giorgio_Xo
Can U.S. webmasters use Cardsgate without the VISA fee?

Yes, you can use us, and no, you don't have to pay any fee what-so-ever.

[johnbosh]

hmmz

[Validus]

I would quickly like to address the chargeback issue. You need to understand that the $ 25 per chargeback is something that is charged by the acquiring bank. I would think it is rare for a payment provider to increase/add to the chargeback fees opposed by the acquirer. A company who does not pass on the chargeback fees will need to compensate for the costs in another way; such as a higher transaction fee. In Europe those chargeback fees can range anywhere from ?10 to ?100 per chargeback.

[bizguy]

Originally posted by tootie

To be competitive and get the business of the people who can't or won't use the major IPSPs, I would expect that you need these features:

No setup fee or VISA fee
12-15% fees (maybe slightly higher, but no more than 17% and that would lose you some people)
8% holdback maximum (5% is pretty standard)
$15 or less fee for each chargeback
No minimum monthly requirements
Payouts at least bi-weekly, preferrably weekly

Thanks for the feedback! I guess that our service kind of hit a few of the nails on the head. We do charge a setup fee but there is no Visa fee and approval takes only a few days.

Our biggest advantge would probably be our rates- way under 10%- in addition we pay every 10 days.

Thanks once again- I'll see what i can do to sweeten the offering.

pbc

[Quotealex]

Originally posted by HowlingWulf
Their toplist of sites using cardsgate is full of incest sites (16 out of 27):

https://secure.cardsgate.com/adverti...dvertz?acct=30

You need to have an affil acct and logged in to see it.

Yuck.

I've noticed the same thing after signing up with a sponsor (non cp). I Don't know why they need to do bisiness with these type of sites

[Hentaikid]

I tried to sign up with cardsgate and got a one line rejection email.

Oh well, their loss.

[nudecanada]

Originally posted by CHMOD
Wanted to try them.

Began to install their system... The installation is so fucking annoying that I decided not to use them.

I didn't want to put their Ja va scr*ipt code on all my pages... They didn't want to activate me without them. So they lost me as a customer.

Agreed. Same experience with them.