Why the hell do people still write checks at the store. - GoFuckYourself.com

Blaze · 06-15-2004, 08:11 PM

It always bugs the hell out of me when I am in line and the person in front of me starts writing out a check. Do they think its still 1975? Every bank in the world offers debit cards. Use them for gods sake.

06-15-2004, 08:12 PM

I have never seen that in my days at Montreal

Madd · 06-15-2004, 08:13 PM

I agree it does suck. it's usually an old lady or something they really never upgrade

Veterans Day · 06-15-2004, 08:14 PM

dont you know the purpose of checks? People write checks cause they know they have a few days to get the money in the bank. How old are you?

Sly_RJ · 06-15-2004, 08:15 PM

I like checks for the purpose of the carbon copy. I hate debit cards. Would much rather use a credit card.

ImLost · 06-15-2004, 08:20 PM

i hate that shit too, and it seems no matter where i go the person before me is writing a check.

Blaze · 06-15-2004, 08:27 PM

Quote:

Originally posted by Veterans Day
dont you know the purpose of checks? People write checks cause they know they have a few days to get the money in the bank. How old are you?

I am sure that everyone is not trying to float 22 dollar checks at wallmart.

Veterans Day · 06-15-2004, 08:36 PM

Quote:

Originally posted by Blaze
I am sure that everyone is not trying to float 22 dollar checks at wallmart.

you'd be very surprised

Easton · 06-15-2004, 08:45 PM

Quote:

Originally posted by bdjuf

I have never seen that in my days at Montreal

agreed, tho i've been behind many people who seem to insist on paying with pocket change... and lots of it

reynold · 06-15-2004, 09:57 PM

That sucks esp when you're in a hurry!

SmutGiant · 06-15-2004, 10:00 PM

Quote:

Originally posted by Easton
agreed, tho i've been behind many people who seem to insist on paying with pocket change... and lots of it

I'm heading out to the gas station right now to buy a pack of cigarettes with $9 worth of nickels, dimes and quarters, hehe... I just found $22 in change while cleaning out my desk, lol.

woj · 06-15-2004, 10:02 PM

Quote:

Originally posted by Veterans Day
dont you know the purpose of checks? People write checks cause they know they have a few days to get the money in the bank. How old are you?

Credit cards are 10x better, you usually get 30+ days to come up with the money from the purchase date.

GonePhishing · 06-15-2004, 11:08 PM

That is a good point, it seems so pre historic when you see people doing it, but man it really wasn't all that long ago that it was pretty common.

SykkBoy · 06-15-2004, 11:17 PM

I purposely write checks just to piss off the people in line behind me......if they start getting really testy, I'll write the name of the wrong store on the check so I have to start over

BigFish · 06-15-2004, 11:22 PM

Quote:

Originally posted by Veterans Day
dont you know the purpose of checks? People write checks cause they know they have a few days to get the money in the bank. How old are you?

Not that bright are you. If they were really using the logic of delayed payment, then they would use credit cards which typically have a 30 day grace period.

Mr Pheer · 06-15-2004, 11:27 PM

thanks to debit cards, i hardly ever have any real cash on me anymore

Baal · 06-15-2004, 11:57 PM

Quote:

Originally posted by SykkBoy2
I purposely write checks just to piss off the people in line behind me......if they start getting really testy, I'll write the name of the wrong store on the check so I have to start over

Amateur

Around here, we have *experts* at this.

First, always have 1 item that nobody knows what the heck it is, like "Eggplant Relish" (a real example, too). After everything is rung up, dispute the price. They'll do a price check, and it'll take several trips for the stockboy to get you to tell him that it's in the asian section, not the condiment section. This is a great 7-10 min. time waster.

Don't pull out your checkbook until the final total is rung up. Then fill out the check, but make sure that you don't give the cashier the check until you've completely logged the check in the checkbook, and recalculated the total (4-5 min time waster there).

Finally, make sure that *I* am behind you, I have one item, and I'm dying to take a leak.

Hope these tips help

Veterans Day · 06-15-2004, 11:59 PM

Quote:

Originally posted by BigFish
Not that bright are you. If they were really using the logic of delayed payment, then they would use credit cards which typically have a 30 day grace period.

I dont remeber paying interest on checks written, also 99.9% of people dont pay their credit card bill in full shit head

pure energy · 06-16-2004, 02:15 AM

Maybe they don't want the fuss that comes with paying CC.

Jakke PNG · 06-16-2004, 02:18 AM

Who the hell uses checks.. for anything.
Even sponsor payouts.. I wish everyone would just do wires automatically.

Ash@phpFX · 06-16-2004, 02:41 AM

i havent seen people use those in supermarkets, thats kind of weird. cheques should be extinct by now

MarcS · 06-16-2004, 03:02 AM

checks seem so backwards to me

I havn't used a check in about 10 years now (besides getting paid from sponsors) and I don't know anyone else who uses checks. I don't even know if they still exist around here.
Why do americans use checks anyway? Don't they use it for many things like paying rent or utilities? seems kinda weird
If I had to write a check all the time my landlord would kick me out for forgetting to do that every 2nd month

Worldnet · 06-16-2004, 03:16 AM

Read the news? Several large store chains have double charged card customers lately. This can cause overdrawn accounts, and a nightmare trying to get it fixed. Paper checks for me until that kind of crap stops.

wig · 06-16-2004, 06:07 AM

ACH is obviously replacing paper checks for many applications, such as direct debit for recurring payments such as insurance, car payments, mortgages and of course, porn memberships. ;-)

There are still many people who do not have online banking, so online bill payment is not a viable option for them.

Even when it is, if the receiving party is not set up to receive an ACH, guess what happens.... the bank prints a bank draft (paper check) and deposits it.

People who use credit cards often pay their monthly bill by writing a check. Same with Cable bills, phone bills, etc.

Paper checks are ingrained in American society and the use is still on the rise. 65 billion checks will be written in the US this year.

http://mitsloan.mit.edu/newsroom/2002-gupta.php

In October of this year, Check21 (the imaging of checks) will be the next major change to how paper checks are processed.

AdultNex · 06-16-2004, 06:09 AM

Quote:

Originally posted by woj
Credit cards are 10x better, you usually get 30+ days to come up with the money from the purchase date.

... But most people can't even come up with the money.

Hence the word "credit".

06-15-2004, 08:11 PM	#1
Blaze Confirmed User Join Date: Oct 2001 Location: Ohio Posts: 298	Why the hell do people still write checks at the store. It always bugs the hell out of me when I am in line and the person in front of me starts writing out a check. Do they think its still 1975? Every bank in the world offers debit cards. Use them for gods sake.

06-15-2004, 08:13 PM	#3
Madd Confirmed User Join Date: May 2004 Location: New Mexico Posts: 436	I agree it does suck. it's usually an old lady or something they really never upgrade __________________ sig 4 sale. ICQ: 229 692 772

06-15-2004, 08:14 PM	#4
Veterans Day Confirmed User Join Date: Jul 2003 Location: The Windy City Posts: 8,403	dont you know the purpose of checks? People write checks cause they know they have a few days to get the money in the bank. How old are you? __________________ Build a Massive Traffic Network, Hands FREE, Totally Automated

06-15-2004, 08:15 PM	#5
Sly_RJ Live Hard - Die Hard Join Date: Feb 2002 Location: Ready to leave... Posts: 17,042	I like checks for the purpose of the carbon copy. I hate debit cards. Would much rather use a credit card. __________________ PHAT SERVERS - Quality dedicated hosting at a quality price! sly AT phatservers DOT com - 147479144

06-15-2004, 11:08 PM	#13
GonePhishing Confirmed User Join Date: Oct 2003 Location: Blah Posts: 2,474	That is a good point, it seems so pre historic when you see people doing it, but man it really wasn't all that long ago that it was pretty common. __________________ If Biff Fucks My Mom... I Might Never Be Born...

06-15-2004, 08:12 PM	#2
buddyjuf Guest Posts: n/a	I have never seen that in my days at Montreal

06-15-2004, 08:20 PM	#6
ImLost Confirmed User Join Date: May 2004 Location: Southern California Posts: 1,900	i hate that shit too, and it seems no matter where i go the person before me is writing a check.

06-15-2004, 09:57 PM	#10
reynold Too lazy to set a custom title Join Date: Oct 2002 Location: Global Traveler Posts: 51,271	That sucks esp when you're in a hurry!

06-15-2004, 11:17 PM	#14
SykkBoy Jesus loves bacon Industry Role: Join Date: Feb 2001 Location: Sin City, Motherfucker Posts: 19,969	I purposely write checks just to piss off the people in line behind me......if they start getting really testy, I'll write the name of the wrong store on the check so I have to start over __________________ Support my new movie “The Second Coming”

06-15-2004, 11:27 PM	#16
Mr Pheer Retired Industry Role: Join Date: Dec 2002 Posts: 21,256	thanks to debit cards, i hardly ever have any real cash on me anymore __________________ 2 lifeguards for Jessica

06-16-2004, 02:15 AM	#19
pure energy Confirmed User Join Date: Apr 2004 Posts: 4,274	Maybe they don't want the fuss that comes with paying CC. __________________ Click Here to get $42 a sale AND Get FREE MGP Coaching from WebmasterLabor.Com Sign up above then EMAIL info (( at )) webmasterlabor DOT com for your free 1 to 1 MGP coaching

06-16-2004, 02:18 AM	#20
Jakke PNG ex-TeenGodFather Industry Role: Join Date: Nov 2001 Location: Suomi Finland Perkele Posts: 20,306	Who the hell uses checks.. for anything. Even sponsor payouts.. I wish everyone would just do wires automatically. __________________ ..and I'm off.

06-16-2004, 02:41 AM	#21
Ash@phpFX Confirmed User Join Date: Nov 2003 Posts: 4,292	i havent seen people use those in supermarkets, thats kind of weird. cheques should be extinct by now

06-16-2004, 03:02 AM	#22
MarcS Confirmed User Join Date: Aug 2002 Posts: 139	checks seem so backwards to me I havn't used a check in about 10 years now (besides getting paid from sponsors) and I don't know anyone else who uses checks. I don't even know if they still exist around here. Why do americans use checks anyway? Don't they use it for many things like paying rent or utilities? seems kinda weird If I had to write a check all the time my landlord would kick me out for forgetting to do that every 2nd month

06-16-2004, 03:16 AM	#23
Worldnet Confirmed User Join Date: Feb 2003 Location: Atlanta Posts: 996	Read the news? Several large store chains have double charged card customers lately. This can cause overdrawn accounts, and a nightmare trying to get it fixed. Paper checks for me until that kind of crap stops.

06-16-2004, 06:07 AM	#24
wig Confirmed User Join Date: Feb 2002 Location: Panama Posts: 708	ACH is obviously replacing paper checks for many applications, such as direct debit for recurring payments such as insurance, car payments, mortgages and of course, porn memberships. ;-) There are still many people who do not have online banking, so online bill payment is not a viable option for them. Even when it is, if the receiving party is not set up to receive an ACH, guess what happens.... the bank prints a bank draft (paper check) and deposits it. People who use credit cards often pay their monthly bill by writing a check. Same with Cable bills, phone bills, etc. Paper checks are ingrained in American society and the use is still on the rise. 65 billion checks will be written in the US this year. http://mitsloan.mit.edu/newsroom/2002-gupta.php In October of this year, Check21 (the imaging of checks) will be the next major change to how paper checks are processed. __________________ Credit Card and ACH Processing