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Old 06-02-2004, 02:42 PM   #1
demented
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Cash or Credit?

Do you personally prefer to buy things with cash or credit? I personally always buy things with cash. I have credit cards, but never use them except if I need something online. But for big purchases, I've just always used cash ( or a check ). I just really don't like the idea of paying something off later on.. I bought paid cash for my car, and my condo.. To me it feels better that way.. What about you? Do you like credit cards? or would you rather use cash..
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Old 06-02-2004, 02:45 PM   #2
hova
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Cash, I dont like creditcards
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Old 06-02-2004, 02:46 PM   #3
nathan_f
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cold hard cash. cc when i have to
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Old 06-02-2004, 02:49 PM   #4
Jennie
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CASH!!!
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Old 06-02-2004, 02:54 PM   #5
bigdog
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Credit cards is so much easier. I just make sure i pay the full balance at the end of the month
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Old 06-02-2004, 02:55 PM   #6
stevo
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Debit card - like writing a check.
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Old 06-02-2004, 03:03 PM   #7
ldinternet
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Cash, or debit card for larger purchases.

I will never, ever touch a credit card.
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Old 06-02-2004, 03:04 PM   #8
aaron
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cash for sure
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Old 06-02-2004, 03:14 PM   #9
4Pics
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i like to use my atm card that way visa/mastercard dont make money and it comes outta my account instantly.
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Old 06-02-2004, 03:17 PM   #10
detoxed
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I bought a car and a condo with a credit card and did a chargeback
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Old 06-02-2004, 03:22 PM   #11
okdesign
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I like to pay with my debit card
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Old 06-02-2004, 03:25 PM   #12
Manowar
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Cash.
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Old 06-02-2004, 03:58 PM   #13
Peaches
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I use credit cards for everything I possibly can, including paying for utility bills I have several cash rebate cards, an Amazon card that gives me gift certificates, and I've earned about 10 free flights over the years on one of my master cards

I pay them in full every month and enjoy the protection if something I purchase isn't what I was sold.

Debit cards are fine and dandy until you find out yours is being used fraudulently because you're bouncing checks If you have a debit card, I STRONGLY suggest getting rid of it. If you need to, write your credit card purchases in your checkbook like you would your debit card. That way you'll have the money to pay it off when the bill comes in
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Old 06-02-2004, 04:07 PM   #14
WiredGuy
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I hate using debit cards and will likely never use it. Too much at stake to lose if you're password becomes compromised.

I tend to use credit cards everywhere. First off, you can chargeback, a nice layer of protection. Second, the reward points you can rack up and lastly, as proof of purchase for business expenses.

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Old 06-02-2004, 04:14 PM   #15
Reak
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Credit or Pin always.

Fuck cash.
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Old 06-02-2004, 04:16 PM   #16
Jace
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cash for anything local...debit card for internet or bills
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Old 06-02-2004, 04:16 PM   #17
Basic_man
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Cash Cash Cash, then, when I have no more cash, I use the credit! :D
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Old 06-02-2004, 04:17 PM   #18
baycouples
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I use my Visa Debit card. It's like using cash, but without carrying it with you.
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Old 06-02-2004, 04:18 PM   #19
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Quote:
Originally posted by bigdog
Credit cards is so much easier. I just make sure i pay the full balance at the end of the month
Same here. Much easier to whip out the plastic when making a purchase then fumbling around with the money clip and a wad of cash.

It takes some discipline to pay the cards off every month but I do it without a problem. To each his own.
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Old 06-02-2004, 04:20 PM   #20
notjoe
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Quote:
Originally posted by demented
Do you personally prefer to buy things with cash or credit? I personally always buy things with cash. I have credit cards, but never use them except if I need something online. But for big purchases, I've just always used cash ( or a check ). I just really don't like the idea of paying something off later on.. I bought paid cash for my car, and my condo.. To me it feels better that way.. What about you? Do you like credit cards? or would you rather use cash..
Depends on what you're looking to do. Using your CC and making payments on it will help build your credit up, if you dont care about that then pay cash
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Old 06-02-2004, 04:33 PM   #21
pornJester
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I use my check card mostly, which is basically the same as cash.

For larger purchases that I'd like to pay over time I use my credit cards.
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Old 06-02-2004, 04:37 PM   #22
smokingdawn
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Cash..I hate credit cards
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Old 06-02-2004, 04:54 PM   #23
EviLGuY
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Quote:
Originally posted by demented
Do you personally prefer to buy things with cash or credit? I personally always buy things with cash. I have credit cards, but never use them except if I need something online. But for big purchases, I've just always used cash ( or a check ). I just really don't like the idea of paying something off later on.. I bought paid cash for my car, and my condo.. To me it feels better that way.. What about you? Do you like credit cards? or would you rather use cash..
I buy everything I can with my air miles mastercard.

I never carry a balance though.. I probably pay it off 2x a month on average,

I just like free airmiles.
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Old 06-02-2004, 04:55 PM   #24
mastamind
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cash or debit cards is all I use
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Old 06-02-2004, 05:03 PM   #25
samuel
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I prefer to use cash when buying something.

samuel
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Old 06-02-2004, 05:09 PM   #26
sexyclicks
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cash is sooo 90's
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Old 06-02-2004, 05:10 PM   #27
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cash-back credit cards, it's like having a 1% (or whatever your card gives back) edge on the rest of the world
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Old 06-02-2004, 05:11 PM   #28
Drunken Sam
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Originally posted by sexyclicks
cash is sooo 90's
was thinking 80s
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Old 06-02-2004, 05:13 PM   #29
Groove
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Cash
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Old 06-02-2004, 05:16 PM   #30
charmed
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Cash all the way here. I only use my credit cards when I have to...such as ordering on-line etc.
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Old 06-02-2004, 05:20 PM   #31
Sosa
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checks and credit cards mostly.
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Old 06-02-2004, 05:26 PM   #32
Aquarius
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Cash and debit card only.
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Old 06-02-2004, 06:28 PM   #33
StRoGE
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All debit. The only time I carry cash on me is when I know im going somewhere without debit.
Plastic is my friend. Credit cards are NOT my friend.
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