I paid cash for a car, yet the fuckers still wanted my SSN - GoFuckYourself.com

Hawkeye · 04-15-2004, 06:20 AM

So they could run a credit check.

What the fuck?

My money isn't good enough for you?

llabtaem · 04-15-2004, 06:22 AM

Maybe to make sure you are not wanted? I don't know... seems a little starnge to me too. Did you ask why they needed a credit check if you were paying for the car outright?

Tala · 04-15-2004, 06:22 AM

Waitaminute. You paid cash. They still needed a credit check. WHY?!

AaronM · 04-15-2004, 06:24 AM

Quote:

Originally posted by Hawkeye
So they could run a credit check.

What the fuck?

My money isn't good enough for you?

You sure it was to run a credit check? If you are paying enough cash, I believe they are required to mention the transaction to the IRS.

angeleyes · 04-15-2004, 06:26 AM

Didn't they have to process the sales tax and temporary tags? If I had to guess I would say it has something to do with taxes.

I bought a new car in cash way back when money was flowng like a river and they still needed my personal information.

newbreed · 04-15-2004, 06:26 AM

You should have told them to GFY and gone to another dealer. I wrote a check for a car a couple of years ago and all they did was call the bank to verify funds. No credit check and no SSN bullshit. I don't have my SSN on my license so all the title paperwork got filled out with my operator's license number.

But your state could be different and require them to record your social beacuase of the value of the car and tax purposes.

B-Eazy · 04-15-2004, 06:27 AM

Definatly not for a credit check. Has to be something else. Especially if your buying not leasing. Even if your leasing and putting down a big downpayment they dont check anything.

Hawkeye · 04-15-2004, 06:28 AM

Quote:

Originally posted by llabtaem
Maybe to make sure you are not wanted? I don't know... seems a little starnge to me too. Did you ask why they needed a credit check if you were paying for the car outright?

You know how those fucking salesmen are.

"Oh well it's just a standard thing we do".

"But why?"

"Oh, it's just standard policy that our management requires".

"But why?"

"Ok, sir, just sign here and we're all done."

llabtaem · 04-15-2004, 06:28 AM

AaronM is right. I think any transaction over $9,000.00 cash has to be reported to the IRS right away. I didn't even think of that. I just assumed it was a $1,500.00 sha-bang

llabtaem · 04-15-2004, 06:29 AM

Quote:

Originally posted by B-Eazy
Definatly not for a credit check. Has to be something else. Especially if your buying not leasing. Even if your leasing and putting down a big downpayment they dont check anything.

Delaers don't check credit to lease a car? Where the fuck are you from? LOL

Trixie Racer · 04-15-2004, 06:31 AM

Quote:

Originally posted by AaronM

You sure it was to run a credit check? If you are paying enough cash, I believe they are required to mention the transaction to the IRS.

That's what I was thinking. If the total was over $10,000, they will report you. I bought a brand new car last year as a gift for my sister and the final cost was $8000. I paid cash. The dealership never even asked my name..

Naughty · 04-15-2004, 06:35 AM

Quote:

Originally posted by Trixie Racer
I bought a brand new car ... final cost was $8000

Nice car

Trixie Racer · 04-15-2004, 06:41 AM

Quote:

Originally posted by Naughty

Nice car

Good gift for her -- but not a car I'd drive....
I'm *spoiled*

Steve · 04-15-2004, 06:44 AM

large cash transactions have to be reported

the saleman was just doing his job

jhauser · 04-15-2004, 06:51 AM

The IRS knows everything. They are the Big Brother watching over all of us.

AaronM · 04-15-2004, 06:53 AM

Quote:

Originally posted by Trixie Racer

That's what I was thinking. If the total was over $10,000, they will report you. I bought a brand new car last year as a gift for my sister and the final cost was $8000. I paid cash. The dealership never even asked my name..

You gonna leave me hanging like this? If so...It's already over.

http://www.gofuckyourself.com/showth...hreadid=269675

Trixie Racer · 04-15-2004, 06:56 AM

calendar - this is the best I can do.

AaronM · 04-15-2004, 07:01 AM

Quote:

Originally posted by Trixie Racer
calendar - this is the best I can do.

You're not going to the summer Internext? The winter one sucks in comparison....For business anyway.

Let's hook up in San Diego during CybernetExpo.

I'm a featured speaker on one of the pannels....Gee....Aren't we all impressed now?

Not.

Trixie Racer · 04-15-2004, 07:08 AM

Quote:

Originally posted by AaronM
You're not going to the summer Internext? The winter one sucks in comparison....For business anyway.

Let's hook up in San Diego during CybernetExpo.

Other than the parties, I'm not sure why I attend Internext. I may go to Hollywood, FL -- still unsure. I recently met Candy Cassidy and since she lives in Florida, I'm seriously considering going now...

San Diego will be fun. After my photoshoot I'll probably go partying at either Moose's or Plum Crazy.

Gemini · 04-15-2004, 07:17 AM

NEVER allow some place to run a credit check on you unless AB-SO-LUTE-LY needed. Make them TELL you WHY they want to run one and why they can't get along without it. If they don't have a good explanation, tell them no. (I have gotten it in writing as to why they ran a check a couple of times when I wasn't totally convinced as to the need)

Credit Lenders etc get this look

on their faces when they see how many times in a given period of time (varies or used to) that someone ran your credit... It CAN result in a denial on a perfectly sound credit record. You can have a million in the bank, and have 20 runs on your rating and be denied!

Just a FYI for you younger people. ;-)p

JFK · 04-15-2004, 07:48 AM

Quote:

Originally posted by AaronM

You sure it was to run a credit check? If you are paying enough cash, I believe they are required to mention the transaction to the IRS.

Right ON !! Expect a call in the near future

Volantt · 04-15-2004, 08:40 AM

Pretty standard operating procedures for a car dealership now a days to run a credit check to "verify identity" on cash purposes. For reporting to the IRS and title. I think it came about when a buy-here-pay-here car dealership was held liable by a court when the car sold that day was used in a bank robbery and someone got ran over by the get away vehicle. The cops went to the dealership who sold the vehicle but the name was fake of course.

I am not sure if this is correct but just what I found out a few years ago.

V

gleem · 04-15-2004, 08:46 AM

Anything over $9999 and they report the sale to the IRS, it's the law in the states.

If you want to pay anonymously for a car in cash, get your momma or sister to do it with a $9k down payment and then just set up an account in their name and have the payments auto withdraw from the account. That's if you trust em, if you don't, just buy a car out of the newspaper, half of those come from the chopshop anyways, just make sure they put it's worth less than 10k on the title and your golden.

Lily · 04-15-2004, 08:51 AM

I've purchased two vehicles in the last year with cash and no one ran a credit check. I think they asked for ssn, but I made sure there would be no credit check run. Neither car was over $9,000 though.

sweet7 · 04-15-2004, 08:52 AM

Quote:

Originally posted by Hawkeye
So they could run a credit check.

What the fuck?

My money isn't good enough for you?

maybe they wanted to bang you out for the undercoating

Ar3s · 04-15-2004, 09:01 AM

go to ather car seller...

you sould do it bro!

erehwon · 04-15-2004, 09:42 AM

Quote:

Originally posted by Hawkeye
So they could run a credit check.

What the fuck?

My money isn't good enough for you?

Guys, you all are missing the real reason why, its part of the the Domestic Security Enhancement Act of 2003. a.k.a. Patriot Act II

One part of the act redefines what a financial institution is besides banks, credit unions, and savings and loan organizations.

Now the definition also includes brokers and dealers registered with the Securities and Exchange Commission, investment bankers, operators of credit-card systems, insurance companies, dealers in precious metals, stones, or jewels, licensed senders of money, telegraph companies, airplane and boat dealers, Realtors and estate closings, and the U.S. Post Office.

All in the name of fighting terrorism, feeling safer yet?

foolio · 04-15-2004, 09:47 AM

When I got my F-150 I paid 100% cash, it was about 27K and they just took my money and got my DL info for the DMV or whatever.. never asked for my SS number

Jason · 04-15-2004, 10:06 AM

If you paid with a check, then the dealership would have to run a credit check due to that anyone can come up with, say a 100k check for a nice BMW.

But.. If you paid with a cashier's check, then it is up to the dealer if they want to run your credit.

By that point, you can say that you will not buy the car if they run your credit..

In those cases.. They will wave the report.

It depends on the state you purchase the car in.

WiredGuy · 04-15-2004, 10:35 AM

I bought my car the same way and they wanted the same info. The dealer told me it was to report to the government because a lot of drug money is laundered through automotive purchases. Any cash transactions with dealers needed to be reported to the government.

WG

The Heron · 04-15-2004, 10:40 AM

It is a tough life to live when your rich

JFK · 04-15-2004, 11:18 AM

Quote:

Originally posted by Gemini
NEVER allow some place to run a credit check on you unless AB-SO-LUTE-LY needed. Make them TELL you WHY they want to run one and why they can't get along without it. If they don't have a good explanation, tell them no. (I have gotten it in writing as to why they ran a check a couple of times when I wasn't totally convinced as to the need)

Credit Lenders etc get this look on their faces when they see how many times in a given period of time (varies or used to) that someone ran your credit... It CAN result in a denial on a perfectly sound credit record. You can have a million in the bank, and have 20 runs on your rating and be denied!

Just a FYI for you younger people. ;-)p

Absolutely correct, you will be branded a credit seeker, not a good thing

04-15-2004, 06:20 AM	#1
Hawkeye Confirmed User Join Date: Feb 2002 Location: Los Angeles Posts: 1,291	I paid cash for a car, yet the fuckers still wanted my SSN So they could run a credit check. What the fuck? My money isn't good enough for you?

04-15-2004, 06:22 AM	#3
Tala Fucked if I know Join Date: Dec 2002 Location: Do you have a flag? Posts: 23,368	Waitaminute. You paid cash. They still needed a credit check. WHY?! __________________ ICQ: 11120676 \| Google: mindcrime \| Skype: suitemindcrime\|E-Mail: mindcrime AT gmail.com\|PR girl with great writing skills for hire!!!! Contact me to work for YOU!\|TECHIEMEDIA? 24/7 support from some of the best techs in the biz. Tell Jim that I sent you.

04-15-2004, 06:26 AM	#5
angeleyes Confirmed User Join Date: Feb 2003 Location: Wandering around FL using random Wireless Connections Posts: 3,584	Didn't they have to process the sales tax and temporary tags? If I had to guess I would say it has something to do with taxes. I bought a new car in cash way back when money was flowng like a river and they still needed my personal information. __________________ Need a Writer? Contact Me. I write quality descriptions, short erotic stories, quality one-liners.. whatever you need.

04-15-2004, 06:27 AM	#7
B-Eazy Confirmed User Industry Role: Join Date: Mar 2004 Posts: 1,521	Definatly not for a credit check. Has to be something else. Especially if your buying not leasing. Even if your leasing and putting down a big downpayment they dont check anything. __________________

04-15-2004, 06:51 AM	#15
jhauser Confirmed User Join Date: Dec 2002 Posts: 2,924	The IRS knows everything. They are the Big Brother watching over all of us. __________________ TopBucks.com\| PlugInFeeds.com\| PinkVisual.com I am not one of those girls that go Mobi ing around my mobile solution is for you and you only. icq 175789972

04-15-2004, 06:22 AM	#2
llabtaem Confirmed User Join Date: Feb 2004 Location: Florida Posts: 969	Maybe to make sure you are not wanted? I don't know... seems a little starnge to me too. Did you ask why they needed a credit check if you were paying for the car outright?

04-15-2004, 06:26 AM	#6
newbreed Confirmed User Join Date: Nov 2003 Location: ThatOneProgram.com Posts: 9,898	You should have told them to GFY and gone to another dealer. I wrote a check for a car a couple of years ago and all they did was call the bank to verify funds. No credit check and no SSN bullshit. I don't have my SSN on my license so all the title paperwork got filled out with my operator's license number. But your state could be different and require them to record your social beacuase of the value of the car and tax purposes.

04-15-2004, 06:28 AM	#9
llabtaem Confirmed User Join Date: Feb 2004 Location: Florida Posts: 969	AaronM is right. I think any transaction over $9,000.00 cash has to be reported to the IRS right away. I didn't even think of that. I just assumed it was a $1,500.00 sha-bang

04-15-2004, 06:44 AM	#14
Steve Confirmed User Join Date: Feb 2001 Location: USA Posts: 6,894	large cash transactions have to be reported the saleman was just doing his job

04-15-2004, 06:56 AM	#17
Trixie Racer Confirmed User Join Date: Aug 2003 Location: varies Posts: 2,328	calendar - this is the best I can do. __________________ Make a Red Cross Donation!

04-15-2004, 07:17 AM	#20
Gemini Confirmed User Join Date: Jan 2001 Location: o-HI-o Posts: 7,183	NEVER allow some place to run a credit check on you unless AB-SO-LUTE-LY needed. Make them TELL you WHY they want to run one and why they can't get along without it. If they don't have a good explanation, tell them no. (I have gotten it in writing as to why they ran a check a couple of times when I wasn't totally convinced as to the need) Credit Lenders etc get this look on their faces when they see how many times in a given period of time (varies or used to) that someone ran your credit... It CAN result in a denial on a perfectly sound credit record. You can have a million in the bank, and have 20 runs on your rating and be denied! Just a FYI for you younger people. ;-)p __________________ <center><a target="_blank" href="http://dev.datedollars.com/index.php?s=signup&aid=535&cfg=aac"><img border="0" src="http://216.130.172.224/gfy/gsig.gif" width="490" height="100"></a><br><a href="http://dev.datedollars.com/index.php?s=signup&aid=535&cfg=aac" target="_blank"><b><font face="Arial"><font color="#FF99FF"> Buy me away from Slavedriver Smokey!<br>It's May Sig Sweeps!<font></b></center>

04-15-2004, 08:40 AM	#22
Volantt Confirmed User Join Date: Nov 2003 Location: Penguin vs Devil Posts: 745	Pretty standard operating procedures for a car dealership now a days to run a credit check to "verify identity" on cash purposes. For reporting to the IRS and title. I think it came about when a buy-here-pay-here car dealership was held liable by a court when the car sold that day was used in a bank robbery and someone got ran over by the get away vehicle. The cops went to the dealership who sold the vehicle but the name was fake of course. I am not sure if this is correct but just what I found out a few years ago. V __________________ "Only the dead have seen the end of war." - Plato "In the abscence of orders, go find something and kill it." - Erwin Rommel "A man's worth is no greater then the worth of his ambitions." - Marcus Aurelius Last edited by Volantt; 04-15-2004 at 08:42 AM..

04-15-2004, 08:46 AM	#23
gleem Confirmed User Industry Role: Join Date: Jun 2001 Location: Sunny Land Posts: 5,593	Anything over $9999 and they report the sale to the IRS, it's the law in the states. If you want to pay anonymously for a car in cash, get your momma or sister to do it with a $9k down payment and then just set up an account in their name and have the payments auto withdraw from the account. That's if you trust em, if you don't, just buy a car out of the newspaper, half of those come from the chopshop anyways, just make sure they put it's worth less than 10k on the title and your golden. __________________ Contact me: \\// E: webmaster /at/ unprofessional.com

04-15-2004, 08:51 AM	#24
Lily Confirmed User Join Date: Jan 2003 Location: BFE WA State Posts: 147	I've purchased two vehicles in the last year with cash and no one ran a credit check. I think they asked for ssn, but I made sure there would be no credit check run. Neither car was over $9,000 though.

04-15-2004, 09:01 AM	#26
Ar3s So Fucking Banned Join Date: Feb 2004 Location: ICQ : 207880728 Posts: 4,307	go to ather car seller... you sould do it bro!

04-15-2004, 09:47 AM	#28
foolio ICQ: 178725656 Join Date: Nov 2002 Location: Sunny San Diego Posts: 12,366	When I got my F-150 I paid 100% cash, it was about 27K and they just took my money and got my DL info for the DMV or whatever.. never asked for my SS number __________________

04-15-2004, 10:06 AM	#29
Jason Confirmed User Industry Role: Join Date: Dec 2002 Posts: 4,287	If you paid with a check, then the dealership would have to run a credit check due to that anyone can come up with, say a 100k check for a nice BMW. But.. If you paid with a cashier's check, then it is up to the dealer if they want to run your credit. By that point, you can say that you will not buy the car if they run your credit.. In those cases.. They will wave the report. It depends on the state you purchase the car in. __________________ I stay busy. Last edited by Jason; 04-15-2004 at 10:07 AM..

04-15-2004, 10:35 AM	#30
WiredGuy Pounding Googlebot Industry Role: Join Date: Aug 2002 Location: Canada Posts: 34,484	I bought my car the same way and they wanted the same info. The dealer told me it was to report to the government because a lot of drug money is laundered through automotive purchases. Any cash transactions with dealers needed to be reported to the government. WG __________________ I play with Google.

04-15-2004, 10:40 AM	#31
The Heron Confirmed User Industry Role: Join Date: Apr 2001 Location: Michigan Posts: 4,488	It is a tough life to live when your rich