Pretty standard operating procedures for a car dealership now a days to run a credit check to "verify identity" on cash purposes. For reporting to the IRS and title. I think it came about when a buy-here-pay-here car dealership was held liable by a court when the car sold that day was used in a bank robbery and someone got ran over by the get away vehicle. The cops went to the dealership who sold the vehicle but the name was fake of course.
I am not sure if this is correct but just what I found out a few years ago.
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