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Old 03-27-2004, 05:44 PM   #1
detoxed
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Ever have a chargeback for less than $5?

Can people actually chargeback small charges like $5?
I mean I know they can, but will the bank actually penalize you for it, will you merchant account ever even hear about it.


I did a chargeback for $4.95 for a mainstream site, they keep charging me every fucking month even after I did 6 chargebacks, the bank obviously is not sending this to them. Whats the deal with this?
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Old 03-27-2004, 05:51 PM   #2
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I guess no one has any experience in this
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Old 03-27-2004, 05:52 PM   #3
detoxed
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Quote:
Originally posted by uproared


Dont they cancel your CC after so many chargebacks?

In Australia, they want to cancel your CC (and give you a new one) after your first CB.
Nope
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Old 03-27-2004, 05:53 PM   #4
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Quote:
Originally posted by uproared


Dont they cancel your CC after so many chargebacks?

In Australia, they want to cancel your CC (and give you a new one) after your first CB.
I did a CB and National Australia Bank didn't ask to cancel my CC and issue a new one. I think it depends on the circumstances.
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Old 03-27-2004, 05:59 PM   #5
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nope!
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Old 03-27-2004, 06:00 PM   #6
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Quote:
Originally posted by detoxed
Can people actually chargeback small charges like $5?
I mean I know they can, but will the bank actually penalize you for it, will you merchant account ever even hear about it.


I did a chargeback for $4.95 for a mainstream site, they keep charging me every fucking month even after I did 6 chargebacks, the bank obviously is not sending this to them. Whats the deal with this?
what did you steal for 4.95?
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Old 03-27-2004, 06:02 PM   #7
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I just got a chargeback yesterday for $4.95 and $17.95 by the same person. Got charged for both of them.

The bank is more than likely sending the chargebacks your doing to the company. It's just the company isn't doing anything about them. I guess they don't care about the chargeback fees.
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Old 03-27-2004, 06:02 PM   #8
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Quote:
Originally posted by Joetanto


what did you steal for 4.95?
its a mainstream site that gives me no way to cancel since I dont know the email I joined with, they dont answer emails, and their phone number doesnt work
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Old 03-27-2004, 06:04 PM   #9
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Quote:
Originally posted by icedemon
I just got a chargeback yesterday for $4.95 and $17.95 by the same person. Got charged for both of them.

The bank is more than likely sending the chargebacks your doing to the company. It's just the company isn't doing anything about them. I guess they don't care about the chargeback fees.
It could vary depending on the credit card company of the cardholder
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Old 03-27-2004, 06:06 PM   #10
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SPP has never had a chargeback, but there have been a couple $2.95 checks that bounced
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Old 03-27-2004, 06:07 PM   #11
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Quote:
Originally posted by baddog
SPP has never had a chargeback, but there have been a couple $2.95 checks that bounced
Whats the price on SPP?

EDIT nevermind $4.95 and $2.95 on checks

Last edited by detoxed; 03-27-2004 at 06:10 PM..
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Old 03-27-2004, 06:28 PM   #12
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The cost of a chargeback to an issuing bank averages $15 to $25.
Most banks will simply write off the charge from their own pockets if it's for less than their average chargeback costs.

That's a subjective decision however. If the bank sees you've been charged by the company in the past or you have a record of charging back small amounts, they may follow through with the chargeback just to make sure you're not trying to scam a free month or something.
Also, if there are multiple charges from the same company totalling more than their average costs, they'll do the chargeback for all of them.
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Old 03-27-2004, 06:41 PM   #13
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yes, Ive had several for less than 1$
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Old 03-27-2004, 06:43 PM   #14
detoxed
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Quote:
Originally posted by stephanie m.
yes, Ive had several for less than 1$
wow thats kind of ridiculous
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Old 03-27-2004, 06:48 PM   #15
detoxed
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stephanie m can you ICQ me if you dont mind? 239088209
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Old 03-27-2004, 06:53 PM   #16
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Quote:
Originally posted by stephanie m.
yes, Ive had several for less than 1$
Do you have your own merchant account?
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Old 03-27-2004, 06:54 PM   #17
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Quote:
Originally posted by psyko514


Do you have your own merchant account?
not yet
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Old 03-27-2004, 06:56 PM   #18
stephanie m.
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Originally posted by detoxed


wow thats kind of ridiculous
i know
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Old 03-27-2004, 07:10 PM   #19
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I got a few chargebacks for $1.95 about 1 year ago when I use to offer cheap trials. People would join then cancel the next minute not to get rebilled for the full membership then did a CB for $1.95 Fucking professional chargebackers out there.
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Old 03-27-2004, 07:16 PM   #20
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sure, I have had customers charge back trial memberships before.
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Old 03-27-2004, 07:59 PM   #21
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Quote:
Originally posted by detoxed


Whats the price on SPP?

EDIT nevermind $4.95 and $2.95 on checks
bingo
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