MakeMeGrrrrowl

A few days ago I wrote about an adult site owner charging back. I have since found that the owner of the website did not charge back but it was his employee who basically runs his company. I'm not sure how everyone in here deals with their chargebacks, but in the phone sex community, we share the information with each other to make sure no one else will process the persons cc's.

The purpose of this guy charging back to my company is to prove how easy it is to charge back. His big plan includes teaching people how to charge back to porn and get away with it. In his twisted thinking, he thinks teaching people this will make merchants complain to visa how easy it is to make charge backs and that visa will change their rules. Now after this post I don't know if he will continue with his plan to do such or even finish developing the website, but the future website is going to be www.chargebackporn.com The worst part is, the owner of the company he works for knows of his main man's plan, and told me he's not bothered by it on the phone WITH another GFY person on threeway, which he did not know was listening.

I don't know how many of his 11 calls he has charged back so far, since I have not gotten the information yet, but he told me so far it's 6. If he charges back all 11 calls his total charge backs PLUS fees will be totaling 729.99.

The REASON I am bring this here is because of his "big picture". I can only assume if he's doing this to me, to show how easy it is, he will do it to other porn sites too.

If you have a system where you can flag cc information, I would be happy to provide his complete information via e-mail. What I can post here is his name and the city and state.

I have e-mails and instant messages to back much of this story if people question this situation.

Tobin Wade Banks
Las Vegas, NV

The owner of the company happens to be "Donnie Gangsta". Well that's what he told me on the phone last night.

Sly_RJ

Didn't Donnie want out just a couple months ago?

__________________
PHAT SERVERS - Quality dedicated hosting at a quality price!
sly AT phatservers DOT com - 147479144

Roald

__________________

stocktrader23

Yes, he was pissed his chargebacks were too high. If they wanna experiment with how easy it is to charge back they need to do it to their own sites.

On top of that, even if his idea made any kind of fucking sense he charged back phone sex calls? He's fucking not only the site owner but also their employees providing a service.

I hope some of you drop a suit on his stupid ass and use his upcoming website as evidence that he is a thief.

__________________


Hands Free Adult - Join Once, Earn For Life

"I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

MakeMeGrrrrowl

I have no idea, but going around and around with him just gave me a big headache. Over there, they are just full of lies...every single person that I spoke with.

I will say that Donnie/Dustin (suppose to be his real name) DID offer to pay for the charges as of yesterday yet when I called him back with the bank on the phone to verify the charge backs, he said "I don't have time for this shit" so I said fuck you and hung up. He then sent me this e-mail.

I will get a check sent to you tommorrow for $350.00. That should cover the $160 in charged back transactions plus the fees. Let me know if there are more and I will get this taken care of as well. Sorry for this trouble. I was mainly frustrated today because I'm very upset that I have to deal with his issues/he risked MY company's reputation for something so ridiculous. I hope you understand.

Regards,

Dustin


NO! I don't understand! How the heck can you have someone working for you that 1 is purposely charging back porn/phone sex. 2.) employ someone who you KNOW and you confirmed is going to put up a website that teaches people to charge us back. If ANYONE here understands that...explain it to me.

JSA Matt

bump

Ross

That sucks...

stocktrader23

Dude, your title sucks for pulling clicks. Let me help you out.

http://www.gofuckyourself.com/showth...hreadid=204744

__________________


Hands Free Adult - Join Once, Earn For Life

"I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."

MakeMeGrrrrowl

It does suck. 729.99 may not me a TON of money, and the extra 300.00 included in that amount that comes out of my personal pocket isn't even THAT bad...but taking money back from my contractors is what really sucks. Lots of single mom's that I will have to take money back from, until and I WILL recover it from him is what makes it worse.

All I wanted Dustin/Donnie to do is fax me a letter from Tobin saying that he now recognizes the charges and is no longer disputing them and that he gives me permission to charge his cc an additional 330.00 to cover the charge back fees. Tobin refused and apparently Donnie doesn't give a shit.

Shitty when you have webmasters/company coordinators doing this kind of stuff, JUST to show how easily it can be done.

He really chose the wrong person to experiment with.

MakeMeGrrrrowl

Thank you stock!

quiet

weird.

__________________
we'll miss you our friend. RIP

polish_aristocrat

I hope deepsy will come out of jail and take down his site.

__________________
I don't use ICQ anymore.

chemicaleyes

__________________
No way as way, No limitation as limitation. AmeriNOC formally PhatServers

detoxed

Sounds like time for a lawsuit

Baal

I know nothing about this situation, but I have a quote that comes to mind:

"Fighting for peace is like fucking for virginity."

*shrug* It seems to fit anyhow.

mryellow

His phone number?

[email protected]

-Ben

__________________
Cyberwurx Hosting
After trying 5 different hosts, I found the best.
Since 1997 I've had 2 hours of downtime.
Fast support, great techs, no hype, no gimmicks.

<- I in no way endorse whatever just got stuck on the left of my post.

MakeMeGrrrrowl

That I can post too. His phone number that he CALLED from on several calls is

702-234-4453 (his cell phone)

Another phone number he called from, and the date and time of the call is

12/02/2003 04:31:42 BANKS TOBIN,1-702-363-7676,Las Vegas NV

Last 4 digits there spell PORN and if you do the whois on www.livewebfriends.com you will find the same address that matches the cc he used for my service.

gornyhuy

Its Adam Sandler in Punch Drunk Love. If you want to find this guy, just drive over to that weird warehouse he works in.

__________________

icq:159548293

adjektiv

I guess Visa is supposed to suddently surrender to him or something because he made some shitty site showing people how to charge back?

MakeMeGrrrrowl

No, that's not what he thinks. He thinks that Visa is going to surrender to the MERCHANTS who complain after they get hundreds upon hundreds of charge backs.

However, we all know Visa will simply close their merchant account. So essentially all he's going to attempt to do is put people out of business and teach people how to commit cc fraud. Nice guy eh?

Honeyslut

Sounds like he is trying to run other webmasters out of business with the chargebacks

__________________
http://nakedlunchnews.comWhat's up ? Naked Lunch News !

Kick Ass Chat

Sounds like he has already committed fraud??..you should be filing charges against him already??

MakeMeGrrrrowl

You know, I might...but I'd rather ruin his life first. I have his family's phone number...along with his cell phone and I'm going to call his wife...but I'm letting him stew in his juices. I'm sure his wife Marlene will LOVE to know that he (Tobin) wants to suck his neighbors big black cock. Stupid ass even gave his wifes REAL name in his twisted fantasy.

If she needs more proof than my word...I have our saved Instant messages and I will gladly show them all to her. I have them with me, and with the girls he did some calls with. =)

MakeMeGrrrrowl

Besides I don't even HAVE the charge backs in hand yet from card services...this is all on HIS information that he charged it back. He asked me to refund it first (but really he had already charged it back) and I said no way. You made the calls and I have the copies of the toll free bills with YOUR phone number on them. He said so you wont refund it? I said NOPE! He said he would charge back and then I called him at his office after I found out which site he ran and that's when this all started.

C_U_Next_Tuesday

hmmm I have a solution..

cram the phone in this fuck nuts asshole, throw him out a window and see how strong his spincter muscles really are by how long he can hang on

adjektiv

gin

i don't know.. but this seems like a stupid idea..... if all of a sudden hundreds of my rebilling members charge back..

EscortBiz

This is truly fucked up!!!

__________________

Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING

Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts

ICQ# 158802076

HS-Trixxxia

If you have all the proof, including his plan to use & then chargeback a service claiming he never used it, report the FRAUD through your bank & processor to his credit card company & telephone company (if also charging by phone) then make a complaint to law enforcement - FRAUD is FRAUD & whether you're a wacked out webmaster or a surfer looking for freebies, you are committing fraud & it's illegal.

Sly_RJ

Bump.

__________________
PHAT SERVERS - Quality dedicated hosting at a quality price!
sly AT phatservers DOT com - 147479144

GTS Mark

DH

Rich

Doing a chargeback is illegal unless you didn't make the purchase. Did you tape the phone call? Next time do that, and send it to the police. Stealing is stealing. Also don't forget to send the $750 bill to a bill collector, they'll get your money for you.

Gemini

MakeMeGrrrrowl... whats your ICQ... I found some things you'll be interested in that I won't post in public.

__________________
<center><a target="_blank" href="http://dev.datedollars.com/index.php?s=signup&amp;aid=535&amp;cfg=aac"><img border="0" src="http://216.130.172.224/gfy/gsig.gif" width="490" height="100"></a><br><a href="http://dev.datedollars.com/index.php?s=signup&amp;aid=535&amp;cfg=aac" target="_blank"><b><font face="Arial"><font color="#FF99FF"> Buy me away from Slavedriver Smokey!<br>It's May Sig Sweeps!<font></b></center>

EscortBiz

same here MakeMeGrrrrowl contact me on 158802076

__________________

Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING

Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts

ICQ# 158802076

MakeMeGrrrrowl

173372635

AlienQ - BANNED FOR LIFE

Visa needs to change its chargeback policies.
If that dudes idea is not a wake up call to Creditors...

I dunno what is.

__________________

MakeMeGrrrrowl

It needs to be a wake up call to all the adult website owners. IF he goes through with his plan (and he may not after all this)...all hell is going to break loose in the adult world.

He probably doesn't even know I have posted this yet.

MakeMeGrrrrowl

Bump

MakeMeGrrrrowl

Thanks for the information! I'll keep an eye out for it. =)

MakeMeGrrrrowl

Actually since I have the instant messages with him saying, if I go post something on GFY for him he wont charge back. Also where he says he wont charge back if I don't call anymore of his family, and a bunch of other stupid crap. I'm sure I could just have my attorney supeona the AOL account information and send that along to the bank with the toll free phone bills, with TWO different numbers of his, I wont have a problem getting the money AND attorney fees. We'll see.

However the story about this group is much deeper and I will update on that later on.

MakeMeGrrrrowl

Just hung up with Tobin's wife. I told her all about what her hubbie is doing with the charge backs etc and about his stupid fantasy. SHE told ME about his (Tobin) and Matt's (who also works at www.livewebfriends.com) plan to put together this charge back site. I didn't even mention that to her, and she just told it to me. She also knew about her husbands fantasy about the black guy. He's told her about it and she just told him he's nuts. She's 10 years his elder, so she didn't seem to care too much and she just had surgery so she was a lil out of it. But was very willing to offer information.

Honestly this bunch of kids in their early twenties have chosen the wrong profession to screw with. I now have information on them going back to their dealings in TN, in addition to their huge spam operation. Ever heard of Five Elements? Bingo!!!

Maybe I should have waited for www.chargebackporn.com to be developed before I said anything, but preventing it, or slowing it down was my only concern, as well as exposing them for the crooks, liars, spammers and FRAUDULENT mother humpers that they are!

- AFN -

Fuck that noize. Its called "Respondeat Superior" in Contract Law. Basically, the actions of the bitch boy employee is attributed to the pimp owner. So fuck him if tries to pull that move on you. Pull up and launch a small claims action on his punk ass.

__________________
cat cash* | tr -d '\r' | tr -s '/n' > money

MakeMeGrrrrowl

I've already contacted a few different authorities. One man in particular was extremely interested and apparently had some of his own information about this group of guys.

Here's another link!

http://hometown.aol.com/interactveman/

The above is the guy doing the charge backs and the one with the master plan to teach people to charge back. If any of you guys see him in vegas before me...do me a favor...kick him in the gut.

Donnie Gangsta

The only thing I really have to say about this thread is that it is the biggest load of crap I've read on GFY. However, I do feel that a response to her absolutely proposterous allegations is necessary, simply to let everyone know how utterly asinine this woman's comments are.

Here is a short version:

In all honesty, there have been 100 things that needed attention in the past few days, and this is number 101, so please forgive me if i haven't been on the ball in posting in this ridiculous thread. But to put the matter to bed, once and for all.. Wade Banks does not run my company, I do not support chargebacks, or this alleged scheme (chargebackporn.com). I told Ms. Growl that I would reimburse her for any loss, as I wanted the issue out of my face, and she persisted to waste my time and be a general annoyance. I don't condone Mr. Banks' behavior, which is why I offered to reimburse her, but she should really watch herself with this type of slander, as I don't take kindly to people speaking unjustifiably badly about myself or my firm, especially since I went out of my way to rectify the situation with her, even though it really didn't have anything to do with me... I sent her a check for $350 to cover it all..

Long version:

Ok, first, as far as who runs my business: I do. Mr. Banks is my office manager, managing staff - programmers, designers, etc. He is a salaried employee. So, her comment that "an employee who basically runs his company" is a crock of shit, and something she must have fabricated along with everything else, as I never said anything like that. But of course, her misquoting me is pretty much the only thing that gave her any sort of credibility with this thread (since she had the creativity to conjure things up, I mean), so I don't blame her grasping for straws. Some people have too much time on their hands to dwell on others. I can only assume it's because her business isn't as profitable and she's jealous, or needs something in her life to fill a void of uselessness. So, anyway, Mr. Banks basically does administrative tasks. So, to set the record straight I run my business, and do it very effectively, I can say, considering how much it grossed last year.

Next, me endorsing chargebackporn.com is a complete lie. When she told me her version of the story, I naturally didn't fly off the handle because I, in contrast to this woman, am capable of handling things in a professional manner. My reaction when she told me was one of contemplative surprise. Maybe she expects everyone to be irrate and irrational as her? She asked me how I felt about having someone work for me who would do something like this, and I said I couldn't really comment, and will have to talk to him about it. After I talked to him, she called me again, and expected me to tell her how I was handling the situation. How I handle my employees is really none of her business, and I don't see how she can expect me to take time out of my day to talk to someone who is of absolutely no consequence to me about what happens internally at my company. So, I told her that it concerned me, and that I would have to deal with it. I was calm about it all, whilst she was being dramatic.

I do not endorse chargebackporn.com. Firstly, it is a ridiculous idea. Completely on business grounds, it will not work. Mr. Banks does not have traffic, is incapable of getting traffic, and is incapable of running a website on his own. He has absolutely no resources at his disposal, and does not even know what gofuckyourself.com is, really. He only learned about it the other day when this woman threatened to post on here. Secondly, I do not support chargebacks, and would not associate myself with any business or concept that would promote them. They are an unfair and destructive aspect of the internet industry, and if they could be eliminated, we would all be better.

Nor do I support chargebacks in general, or anyone who charges back to something when they actually did it.

I am not admitting that Mr. Banks did the actual charges, but I did offer to reimburse this woman for anything that might have been charged back, simply because I wanted to avoid conflict. She declined this request. Then, she called me with the bank on the phone when I was very busy with something else to talk about this $300 or $700 or whatever. This was a complete waste of my time for two reasons. First, I had already offered to refund her the money, so I thought talking to the bank was a waste of time. Secondly, since we bring in more than $300 in the time it takes to talk to the bank, I figured it was actually losing money (opportunity cost) to deal with such a petty issue. It would have taken less time to get the accounting person to cut a check to this woman and be done with it. And on top of that, it wasn't really my problem, I was just trying to be nice. Then she started to talk rudely to me, which I wasn't going to have.

So, this woman posts false accusations on GFY about me because she is mad that I spoke rudely to her. I even was apologetic/nice in an email to her afterwards, which she posted on here. I am not quite sure how I am going to handle this but I just thought I would set everything straight on here. I'm not going to waste one more keystroke dealing with this on GFY, though... as I said at first, it's a load of crap.. the issue has nothing to do with me, and I got dragged into it just for trying to be nice and offer this woman compensation for something that wasn't even my responsibility.... so much for being nice to people.

EscortBiz

Cleaning up the mess for a few bucks is very smart of you, the fact that tobin is older doesnt mean you have to listen to him.

I hope you talk to Tobin to make sure he takes care of the rest, becaue I know first hand the legal trouble she got a guy from AZ in for somethin like tobin pulled, the guy is now in Butner Federal Prison in NC. Money will only help so much.

Enjoy

__________________

Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING

Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts

ICQ# 158802076

MakeMeGrrrrowl

Donnie Gangasta is in bold.

Ok, first, as far as who runs my business: I do. Mr. Banks is my office manager, managing staff - programmers, designers, etc. He is a salaried employee. So, her comment that "an employee who basically runs his company" is a crock of shit, and something she must have fabricated along with everything else, as I never said anything like that.

You DID tell me via phone that Wade was too important for you to fire him the day AFTER you told me he would "most likely" be terminated which is WHY I did not take you up on your offer. If you're going to handle the situation as a professional and not accept fraud as part of your operation, I'd have no beef with you. However in finding out that he was still employed with your company, and apparently you DO condone his behavior since you wanted to pay his debt, I figured as long as I get the money owed...who cares who sends it. That's why I decided to take you up on your offer.

Next, me endorsing chargebackporn.com is a complete lie. When she told me her version of the story, I naturally didn't fly off the handle because I, in contrast to this woman, am capable of handling things in a professional manner. My reaction when she told me was one of contemplative surprise. Maybe she expects everyone to be irrate and irrational as her? She asked me how I felt about having someone work for me who would do something like this, and I said I couldn't really comment, and will have to talk to him about it. After I talked to him, she called me again, and expected me to tell her how I was handling the situation. How I handle my employees is really none of her business, and I don't see how she can expect me to take time out of my day to talk to someone who is of absolutely no consequence to me about what happens internally at my company. So, I told her that it concerned me, and that I would have to deal with it. I was calm about it all, whilst she was being dramatic.

I never asked you how you felt about it. What I did say after telling you the story and calling you back to find out what the situation was...is "And you're okay with that???" And you said yes!!!

I do not endorse chargebackporn.com. Firstly, it is a ridiculous idea. Completely on business grounds, it will not work. Mr. Banks does not have traffic, is incapable of getting traffic, and is incapable of running a website on his own. He has absolutely no resources at his disposal, and does not even know what gofuckyourself.com is, really. He only learned about it the other day when this woman threatened to post on here. Secondly, I do not support chargebacks, and would not associate myself with any business or concept that would promote them. They are an unfair and destructive aspect of the internet industry, and if they could be eliminated, we would all be better

However ridiculous it is, the fact is you KNOW he is/was planning to do it. I don't care if he gets ONE visitor or one million visitors a day. He STILL wants/wanted to teach people 1.) to commit a felony. 2.) to rip people in this industry off. I'm sorry Dustin, I don't take that lightly and you shouldn't have either.

I am not admitting that Mr. Banks did the actual charges, but I did offer to reimburse this woman for anything that might have been charged back, simply because I wanted to avoid conflict. She declined this request. Then, she called me with the bank on the phone when I was very busy with something else to talk about this $300 or $700 or whatever. This was a complete waste of my time for two reasons. First, I had already offered to refund her the money, so I thought talking to the bank was a waste of time. Secondly, since we bring in more than $300 in the time it takes to talk to the bank, I figured it was actually losing money (opportunity cost) to deal with such a petty issue. It would have taken less time to get the accounting person to cut a check to this woman and be done with it. And on top of that, it wasn't really my problem, I was just trying to be nice. Then she started to talk rudely to me, which I wasn't going to have

First of all, this is AFTER you originally offered to pay, AFTER I found out Wade was still working there, so of course I was going to take you up on it. YOU told ME to call you back with the exact amount of the charge backs. Since I don't have the charge backs in hand I called Wade's bank to find out how many were charged back so I could give you the correct amount of the charges plus fees. The bank would not give this information WITHOUT Wade on the phone to verify some things, therefore I called you WITH bank on the phone. In this conversation Wade refused to verify the information and YOU said you don't have time for this shit, which is when I said fuck you and hung up. How long did you guys think I was going to play the game of "I will pay, no one I wont, okay I will, nevermind I wont??"

I think it's pretty fucked up that you can say talking to the bank was a waste of time, since THAT would have cleared it all up. As far as you bringing in $300.00 in the time it takes to talk to the bank, that's great...however fraud is fraud, theft is theft and a FELONY is a FELONY. I spoke rude to you because YOU said you don't have time for this shit. All I really wanted was the letter from Wade stating that he's aware of what the charges are and he is no longer disputing them, YOU told me he REFUSED to do that.

As for you being nice...you're just kid! You're a bunch of spamming, stealing, lying 20 some year olds. I would advise you to rethink your actions here and everywhere else in the adult community. Wade wanted to use me as his experiment, well now I shall make an example out of him. YOU Donnie/Dustin should be ashamed of yourself for allowing such behavior in your work place in addition to "condoning" your main man's plan with that stupid website. You can deny that you condone it all you like, but the FACT is you know about it, and whether you stop it or not, is completely on you.

MakeMeGrrrrowl

By the way this is the ORIGINAL e-mail I received after my first post about this situation on GFY.

Good Evening,

I run all customer support for www.livewebfriends.com as well as manage
the day to day operations...

This was a curious email that I read, being an avid reader of GFY, I was
quite shocked to see our site getting bad press. After further
examination I realized that I have been dealing with this idiot for the
past few weeks...

He just did a multitude of chargebacks to our sites for totaling
$1631.53

Some people... Let me assure you, he is not affiliated with our business
in any way shape or form.

These are the types of customers who we pray do not keep coming back.

If you need any more help please let me know

-Matt
www.livewebfriends.com

702-218-0089

Little did Matty know, I had already done a whois, so his ridiculous lie that Wade was a customer of their website who charged back, backfired in his face (since WADE himself is the one listed in the whois). When I said "Oh this is a customer of yours"? He said YES! I then asked WHY is he in your whois then? He tried hard to make excuses, however they were just too pathetic.

So all in all, this whole group of people are just a bunch of liars. From beginning to end and I got tired of them saying they wanted to pay, they were't going to pay etc and going back and forth, so I brought their plans, ideas and fraudulent activities here.

adjektiv

chargebackporn.com

mryellow

This guy actually gave me a great idea.

I'm gunna start my own penis enlargement program with free
entry, and I'm going to give out real bad advice, stuff that makes
guys cocks shrink.

After not too long I'll have the longest cock in the world!!!

-Ben

__________________
Cyberwurx Hosting
After trying 5 different hosts, I found the best.
Since 1997 I've had 2 hours of downtime.
Fast support, great techs, no hype, no gimmicks.

<- I in no way endorse whatever just got stuck on the left of my post.

Space Puppy

50