would you make $100,000 for 10 years or rather make $1,000,000 in one year? - GoFuckYourself.com

Serge_Oprano · 07-21-2003, 07:45 AM

http://www.oprano.com/msgboard/index...=ST&f=1&t=4745

KRL · 07-21-2003, 07:46 AM

I like lump sums.

chowda · 07-21-2003, 07:46 AM

obviously 1mil is worth more today than ten payments of 100k for ten years.. come on

Serge_Oprano · 07-21-2003, 07:47 AM

Quote:

Originally posted by chowda
obviously 1mil is worth more today than ten payments of 100k for ten years.. come on

ok,
I'll make it less obvious...

it's MORE than $100,000 a year to COMPENSATE for value of money,
thus making both numbers ABSOLUTELLY equal

dailyduke · 07-21-2003, 07:49 AM

I would take 100,000 for the next 10, why simply because I believe in plannign for the future, 1 million right now would be nice, but what if I blew it how do I know I could make a mill again!

Serge_Oprano · 07-21-2003, 07:52 AM

Quote:

Originally posted by dailyduke
I would take 100,000 for the next 10, why simply because I believe in plannign for the future, 1 million right now would be nice, but what if I blew it how do I know I could make a mill again!

and what if you blow 100,000 a year?
there is no immunity from mistakes and humans tend to repeat them over and over again...
or do the new ones.

we are NOT born with the wisdom of 75 years old, you know
;-)))

Nydahl · 07-21-2003, 07:53 AM

I had to solve this problem about 2 years ago when selling one of my companies here(the price was far lower then 1mil of course).I choose 1 time payment

EscortBiz · 07-21-2003, 07:57 AM

when it comes to money take whats on the table now, you dont know what will happen tomorrow

Serge_Oprano · 07-21-2003, 07:59 AM

Quote:

Originally posted by EscortBiz
when it comes to money take whats on the table now, you dont know what will happen tomorrow

my thoughts EXACTLY,
as we say in Russian:
"The dick in your hands is better than pussy on the horizon"
;-)))

Dusen · 07-21-2003, 08:00 AM

You could live on the interest of a diversified portfolio of $1mil.

If things went well, you would STILL have the 1mil at the end of the 10 years.

No matter how you sliced it, you would not have anything NEAR that at the end of 10 years if you were living off the 100k per year.

EscortBiz · 07-21-2003, 08:01 AM

Quote:

Originally posted by Serge_Oprano

my thoughts EXACTLY,
as we say in Russian:
"The dick in your hands is better than pussy on the horizon"
;-)))

molodets horoshie slova

FATPad · 07-21-2003, 08:03 AM

Quote:

Originally posted by dailyduke
I would take 100,000 for the next 10, why simply because I believe in plannign for the future, 1 million right now would be nice, but what if I blew it how do I know I could make a mill again!

Couldn't plan for the future if someone gave you $1 million right now?

Serge_Oprano · 07-21-2003, 08:03 AM

Quote:

Originally posted by EscortBiz

molodets horoshie slova

ya ne znal chto ty russki...

ya seichas v NY no uezjayu v piatnitsu v Norvegiu..

vstretimsia na drink posle 10 Avgusta?

SYNIKAL · 07-21-2003, 08:04 AM

Lump Sum

aaron · 07-21-2003, 08:05 AM

id take the 1mil in one payment as well

eiht_98 · 07-21-2003, 08:53 AM

10 x 100.000 for me please...do you want my bank account?

Vendot · 07-21-2003, 08:58 AM

Diversified portfolio? If you're talking stocks then you must be crazy.

Id take the lump sum $1 mill.

Id spend $600,000 on some good real estate in a decent residential area in a city with real catchment prospects - I'd rent it out and live of the earnings.

The remaining $400,000 I would spend on pure fun. Id buy a Dodge Viper and cruise around, eat a lot, fuck a lot and just have a funky time.

EscortBiz · 07-21-2003, 09:00 AM

Quote:

Originally posted by Serge_Oprano

ya ne znal chto ty russki...

ya seichas v NY no uezjayu v piatnitsu v Norvegiu..

vstretimsia na drink posle 10 Avgusta?

net problem

besterman · 07-21-2003, 09:03 AM

If this was an adult biz, I'd take the 10 year plan as proof that the model was solid and stable. This fact online is worth more to me than a lump sum for which one is uncertain that a stream of income can be created and works long term...

JamesK · 07-21-2003, 09:04 AM

prevjet, kak dela?

Serge_Oprano · 07-21-2003, 09:23 AM

Quote:

Originally posted by vendot
Diversified portfolio? If you're talking stocks then you must be crazy.

Id take the lump sum $1 mill.

Id spend $600,000 on some good real estate in a decent residential area in a city with real catchment prospects - I'd rent it out and live of the earnings.

The remaining $400,000 I would spend on pure fun. Id buy a Dodge Viper and cruise around, eat a lot, fuck a lot and just have a funky time.

hahahaha,
wrong!
your $400,000 were taken by IRS when you got your 1 mil
;-))

no toys 4 u!

Serge_Oprano · 07-21-2003, 09:24 AM

Quote:

Originally posted by scorpion3600
If this was an adult biz, I'd take the 10 year plan as proof that the model was solid and stable. This fact online is worth more to me than a lump sum for which one is uncertain that a stream of income can be created and works long term...

hahahha, wrong too!~

do you know how many "models" were changed since inception of the biz since 1995????

"stable adult model" is a FICTION, such animal doesn't exist in nature
;-)))

Serge_Oprano · 07-21-2003, 09:25 AM

Quote:

Originally posted by EscortBiz

net problem

dogovorilis...
;-))

moi partner (MikeAI) ochen' horosho o tebe otzyvalsia
;-))

C_U_Next_Tuesday · 07-21-2003, 10:55 AM

i would rather make $1,000,000 for ten years

Trax · 07-21-2003, 11:03 AM

i prefer making 10mio in 10 years

vegas2003 · 07-21-2003, 11:03 AM

Quote:

Originally posted by Serge_Oprano
http://www.oprano.com/msgboard/index...=ST&f=1&t=4745

I'd take the mil all at once

lock · 07-21-2003, 11:08 AM

i will take the $1,000,000 put it in a bank earning a lame 5% but making $50,000
in interest each year and wouldn't need to even dip into capital. At 100,000 a year what so you think you would have saved?

gothweb · 07-21-2003, 11:15 AM

You would pay a higher percentage in tax on the lump sum, but be able to invest it over the ten years. I bet it would come out about the same.

If it was offered to me now, I'd take the 100k a year. The simple reason is that $100 right now would do me as much good as a million anyhow, and I would have stability for a whole decate, that I could easily translate into much longer. However, I don't think its an easy or obvious choice either way.

SleazyDream · 07-21-2003, 11:28 AM

Quote:

Originally posted by Serge_Oprano

ok,
I'll make it less obvious...

it's MORE than $100,000 a year to COMPENSATE for value of money,
thus making both numbers ABSOLUTELLY equal

as a financial planner there are basically three types of people when it comes to being given money. those that try and conserve it because they feel they will never get it again if they loose it , those that risk it in the hopes of more and those that will just blow it reckless on crap.

I'd fall into the second catigory and a little into the third. there's always another way to make money - to me it's about the accquiring, not the holding.

besterman · 07-21-2003, 11:32 AM

Quote:

Originally posted by Serge_Oprano

hahahha, wrong too!~

do you know how many "models" were changed since inception of the biz since 1995????

"stable adult model" is a FICTION, such animal doesn't exist in nature
;-)))

I disagree. Perhaps my business model is simplistic, but here it is:
You put a piece of chocolate on the ground and you ask yourself - will my dog eat it or exhibit restraint and pass on this treat? THAT is the business model of sex and it will not change in 10 years from now.

eldominik · 07-21-2003, 12:07 PM

My bitch don`t like chocolate.

MassAppeal · 07-21-2003, 12:10 PM

i would take the lump sum and blow most of it probably.

Sarah_Jayne · 07-21-2003, 12:11 PM

I would rather know I am going to have a bit each year than a big lump that I could somehow screw up and be back at point one. I like insurance policies.

sherie · 07-21-2003, 12:13 PM

I would take the miiiiiiiiiiillon dollars! Take it while it's there!

traffictrader · 07-21-2003, 12:19 PM

dumbest question ever....

that is up there with, "would you rather have ONE hundred dollar bill, or TWO twenty dollar bills?" TWO is better than ONE

of course you take it up front, then you put it on a 3% money market, and your ass getting 30k a year for LIFE and you don't have to lift a finger for it. Not THAT's a retirement plan

BradShaw · 07-21-2003, 12:28 PM

I would rather take the $1mil up front, invest it in real estate.

Of course, I am no CPA, and the tax implications of $100k a year over 10 vs. $1million up front could change my mind.

dig420 · 07-21-2003, 01:08 PM

Quote:

Originally posted by BradShaw
I would rather take the $1mil up front, invest it in real estate.

Of course, I am no CPA, and the tax implications of $100k a year over 10 vs. $1million up front could change my mind.

$100,000.00 per MONTH doesn't seem to go very far in this business with fucking taxes, payroll etc and so on. It just evaporates.

I'd take the lump sum and put it in an account that has compound interest, you'll be much better off.

completetosser · 07-21-2003, 01:25 PM

I would take the lump sum

grogan · 07-21-2003, 01:27 PM

obviously, having the money all now would mean you can invest it now.....

i hope serge is just screening out idiots or something...

clubsexy · 07-21-2003, 01:28 PM

Do I have to kill anyone for it?

Kimmykim · 07-21-2003, 02:05 PM

Quote:

Originally posted by scorpion3600

I disagree. Perhaps my business model is simplistic, but here it is:
You put a piece of chocolate on the ground and you ask yourself - will my dog eat it or exhibit restraint and pass on this treat? THAT is the business model of sex and it will not change in 10 years from now.

Well first off chocolate and dogs are not a good combo, in high concentrations the chocolate will kill the dog.

And that's before we even get to the fact that you don't consider your dog might get run over crossing the street because he's trying to figure out what the hell you put that chocolate out there to kill him for ;)

fiveyes · 07-21-2003, 02:34 PM

Well, since I'd just end up blowing it all anyway, I'd take the payments and postpone the depression for ten years.

Ross · 07-21-2003, 03:08 PM

$100,000 per year for ten years please. If you know how much you make per year you can plan for that year. If you make 1 million for ten years it becomes a bit harder to keep to a certain amount per year!!!

freeadultcontent · 07-21-2003, 03:14 PM

Lump sum payable to a trust that I have no personal signing power on (complicated but avoids most income tax). Trust set up to invest it, and cover some of my basic living expenses.

MetaMan · 07-21-2003, 03:22 PM

wtf is an oprano?

FlyingIguana · 07-21-2003, 03:25 PM

Quote:

Originally posted by Serge_Oprano

ok,
I'll make it less obvious...

it's MORE than $100,000 a year to COMPENSATE for value of money,
thus making both numbers ABSOLUTELLY equal

i can invest the lump sum and come out with more by the end of 10 years.

Serge_Oprano · 07-21-2003, 03:26 PM

Quote:

Originally posted by Kimmykim

Well first off chocolate and dogs are not a good combo, in high concentrations the chocolate will kill the dog.

And that's before we even get to the fact that you don't consider your dog might get run over crossing the street because he's trying to figure out what the hell you put that chocolate out there to kill him for ;)

bingo!
;-)))

meta,
fuck off,
this topic is for adults

FlyingIguana · 07-21-2003, 04:04 PM

Quote:

Originally posted by dig420

$100,000.00 per MONTH doesn't seem to go very far in this business with fucking taxes, payroll etc and so on. It just evaporates.

I'd take the lump sum and put it in an account that has compound interest, you'll be much better off.

at current rates you'd end up losing money.

dr00 · 07-21-2003, 04:11 PM

I would take the million for sure and buy real estate in a fast growing area and double, triple my investment.

Jimbo · 07-21-2003, 04:24 PM

Quote:

Originally posted by MetaMan
wtf is an oprano?

related to mafia ;)

07-21-2003, 07:45 AM	#1
Serge_Oprano So Fucking Banned Join Date: Feb 2002 Posts: 9,820	would you make $100,000 for 10 years or rather make $1,000,000 in one year? http://www.oprano.com/msgboard/index...=ST&f=1&t=4745

07-21-2003, 07:46 AM	#2
KRL Entrepreneur Join Date: Oct 2002 Location: USA Posts: 31,429	I like lump sums. __________________ If you would like to develop your domains, you can lease inexpensive foreign labor from the leaders in the field at iWebmasters.com TO LOWER YOUR COSTS AND INCREASE YOUR PRODUCTION! * * * * * * * * * * * * Domains Adult News KRL's Newsletter Biz Tips Just Listed Domains

07-21-2003, 07:46 AM	#3
chowda Confirmed User Join Date: Jun 2003 Location: Gooch city Posts: 9,527	obviously 1mil is worth more today than ten payments of 100k for ten years.. come on __________________ Someone finds you... 2007 PS: Nationalnet is the best host I've ever had. And i tried alot of them.

07-21-2003, 07:49 AM	#5
dailyduke Confirmed User Join Date: Aug 2002 Location: City of Angels & Sin... Posts: 286	I would take 100,000 for the next 10, why simply because I believe in plannign for the future, 1 million right now would be nice, but what if I blew it how do I know I could make a mill again! __________________ WE BUILD WEBSITES

07-21-2003, 07:53 AM	#7
Nydahl Confirmed User Join Date: Sep 2002 Location: closer then it appears Posts: 6,655	I had to solve this problem about 2 years ago when selling one of my companies here(the price was far lower then 1mil of course).I choose 1 time payment __________________ www.garciniatrio.com www.acaitrio.com www.greencoffeetrio.com ICQ 153918034 email [email protected]

07-21-2003, 07:57 AM	#8
EscortBiz Fuck Checks, CASH only! Join Date: May 2002 Location: New York City Posts: 19,422	when it comes to money take whats on the table now, you dont know what will happen tomorrow __________________ Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts ICQ# 158802076

07-21-2003, 08:00 AM	#10
Dusen Confirmed User Join Date: Aug 2002 Location: East Coast. Posts: 2,251	You could live on the interest of a diversified portfolio of $1mil. If things went well, you would STILL have the 1mil at the end of the 10 years. No matter how you sliced it, you would not have anything NEAR that at the end of 10 years if you were living off the 100k per year. __________________ Penis Pill Sponsor List and Reviews: http://www.pillsponsors.com

07-21-2003, 08:04 AM	#14
SYNIKAL Confirmed User Join Date: Feb 2003 Posts: 1,795	Lump Sum __________________ ...........

07-21-2003, 08:05 AM	#15
aaron Confirmed User Industry Role: Join Date: Mar 2003 Location: USA Posts: 4,452	id take the 1mil in one payment as well

07-21-2003, 08:53 AM	#16
eiht_98 Confirmed User Join Date: Jan 2001 Location: EU Posts: 6,103	10 x 100.000 for me please...do you want my bank account?

07-21-2003, 08:58 AM	#17
Vendot Confirmed User Industry Role: Join Date: May 2002 Location: Malaysia Posts: 3,376	Diversified portfolio? If you're talking stocks then you must be crazy. Id take the lump sum $1 mill. Id spend $600,000 on some good real estate in a decent residential area in a city with real catchment prospects - I'd rent it out and live of the earnings. The remaining $400,000 I would spend on pure fun. Id buy a Dodge Viper and cruise around, eat a lot, fuck a lot and just have a funky time. __________________ "In a Time of Universal Deceit, Telling the Truth is a Revolutionary Act." - George Orwell

07-21-2003, 09:03 AM	#19
besterman Confirmed User Join Date: Jan 2003 Posts: 623	If this was an adult biz, I'd take the 10 year plan as proof that the model was solid and stable. This fact online is worth more to me than a lump sum for which one is uncertain that a stream of income can be created and works long term...

07-21-2003, 09:04 AM	#20
JamesK hi Industry Role: Join Date: Jun 2002 Posts: 16,731	prevjet, kak dela? __________________ M3Server - NATS Hosting

07-21-2003, 10:55 AM	#24
C_U_Next_Tuesday WW4L Join Date: Oct 2002 Location: over the river and through the woods Posts: 10,581	i would rather make $1,000,000 for ten years

07-21-2003, 11:03 AM	#25
Trax [----------------------] Join Date: Aug 2001 Posts: 14,486	i prefer making 10mio in 10 years

07-21-2003, 11:08 AM	#27
lock Confirmed User Industry Role: Join Date: Jul 2003 Location: Australia Posts: 5,065	i will take the $1,000,000 put it in a bank earning a lame 5% but making $50,000 in interest each year and wouldn't need to even dip into capital. At 100,000 a year what so you think you would have saved? __________________ Traffic.Tools - 40+ Free Tools Free.Marketing - 150+ Free Tools Submission.Tools - 20+ Free Tools

07-21-2003, 11:15 AM	#28
gothweb Confirmed User Join Date: Jun 2002 Location: Back in the USSA Posts: 8,849	You would pay a higher percentage in tax on the lump sum, but be able to invest it over the ten years. I bet it would come out about the same. If it was offered to me now, I'd take the 100k a year. The simple reason is that $100 right now would do me as much good as a million anyhow, and I would have stability for a whole decate, that I could easily translate into much longer. However, I don't think its an easy or obvious choice either way. __________________ Photos by Ian X.: Distinctive photos of goth babes. Blood Money:Your traffic, my sites, our money. MojoHost: Still the best.

07-21-2003, 12:07 PM	#31
eldominik Confirmed User Industry Role: Join Date: Jan 2002 Location: EU Posts: 454	My bitch don`t like chocolate.

07-21-2003, 12:10 PM	#32
MassAppeal Confirmed User Join Date: Jul 2003 Posts: 537	i would take the lump sum and blow most of it probably. __________________ <a href="http://www.swoit.com/_270c2fc64b15b094a35492ee5bbfaae3/1"><img src="http://www.swoit.com/_270c2fc64b15b094aab68e286ae87b30/1" border="0" width="120" height="60"></img></a>

07-21-2003, 12:11 PM	#33
Sarah_Jayne Now with more Jayne Industry Role: Join Date: Dec 2002 Location: Los Angeles Posts: 40,077	I would rather know I am going to have a bit each year than a big lump that I could somehow screw up and be back at point one. I like insurance policies.

07-21-2003, 12:13 PM	#34
sherie Confirmed User Join Date: Feb 2002 Posts: 7,020	I would take the miiiiiiiiiiillon dollars! Take it while it's there! __________________ AIM sherierocks ICQ 127-296-286 Skype traffichor

07-21-2003, 12:19 PM	#35
traffictrader Confirmed User Join Date: Sep 2002 Location: ICQ# 93507395 Posts: 1,331	dumbest question ever.... that is up there with, "would you rather have ONE hundred dollar bill, or TWO twenty dollar bills?" TWO is better than ONE of course you take it up front, then you put it on a 3% money market, and your ass getting 30k a year for LIFE and you don't have to lift a finger for it. Not THAT's a retirement plan __________________

07-21-2003, 12:28 PM	#36
BradShaw Confirmed User Join Date: Oct 2001 Location: KB's trailer Posts: 7,840	I would rather take the $1mil up front, invest it in real estate. Of course, I am no CPA, and the tax implications of $100k a year over 10 vs. $1million up front could change my mind. __________________ Sig too big http://www.gofuckyourself.com/gfy_faqs.html Want to use a large banner in your sig??? Contact Eric about getting on as an advertiser - eric AT adult.com

07-21-2003, 01:25 PM	#38
completetosser Confirmed User Join Date: Jan 2003 Location: Planet Earth Posts: 1,419	I would take the lump sum __________________

07-21-2003, 01:27 PM	#39
grogan So Fucking Banned Join Date: Feb 2001 Location: CHICAGO Posts: 2,284	obviously, having the money all now would mean you can invest it now..... i hope serge is just screening out idiots or something...

07-21-2003, 01:28 PM	#40
clubsexy Confirmed User Join Date: Jan 2003 Location: Anaheim, CA Posts: 1,630	Do I have to kill anyone for it? __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.

07-21-2003, 02:34 PM	#42
fiveyes Confirmed User Join Date: Aug 2001 Location: New Orleans Posts: 1,680	Well, since I'd just end up blowing it all anyway, I'd take the payments and postpone the depression for ten years. __________________ <CENTER><A HREF="http://www.hot-off-bourbon.com/" target="_blank"><IMG SRC="http://www.hot-off-bourbon.com/images/hob-logosmall.jpg" border="0"></A> <FONT face="Comic Sans MS" SIZE="-1"><I>Mardi Gras, Spring Break, Wet-T, Night Club Action, UpSkirt, Oil Wrestling, Voyeur</I></FONT></CENTER>

07-21-2003, 03:08 PM	#43
Ross Ik ben een aap Industry Role: Join Date: Sep 2002 Location: Traffic Force Towers, Canada! Posts: 18,874	$100,000 per year for ten years please. If you know how much you make per year you can plan for that year. If you make 1 million for ten years it becomes a bit harder to keep to a certain amount per year!!!

07-21-2003, 03:14 PM	#44
freeadultcontent Confirmed User Join Date: Oct 2002 Location: "evitcepsrep ruoy egnahc" Posts: 9,976	Lump sum payable to a trust that I have no personal signing power on (complicated but avoids most income tax). Trust set up to invest it, and cover some of my basic living expenses. __________________ Exclusive Ethnic & Microniche Sites

07-21-2003, 03:22 PM	#45
MetaMan I AM WEB 2.0 Industry Role: Join Date: Jan 2003 Posts: 28,682	wtf is an oprano?

07-21-2003, 04:11 PM	#49
dr00 Confirmed User Join Date: Jun 2003 Posts: 157	I would take the million for sure and buy real estate in a fast growing area and double, triple my investment. __________________ SIG TOO BIG! Maximum 120x60 button and no more than 3 text lines of DEFAULT SIZE and COLOR. Unless your sig is for a GFY top banner sponsor, then you may use a 624x80 instead of a 120x60.