iBill is all style - MasterCard Announcement

[HardProfits]

I have been aware for some time regarding the "NEW" MasterCard changes coming soon, that are really designed to fuck our industry up

The Visa issues are harsh, but you all aint seen nothin yet.

So whilst many of you were smashing iBill to death on this and other boards, iBill has been quietly and efficiently working its ass off to get themselves into gear for our needs

So to all you iBill naysayers :

And to all the iBill supporters - now is the time to get behind your IPSP - speak out mates

*******************************
URGENT: MasterCard Compliance Information



MasterCard has recently announced significant new requirements for merchants who use IPSPs to accept MasterCard as a form of payment. These requirements affect iBill as well as all IPSPs. iBill has developed a solution that has been accepted by MasterCard and will allow our merchants to continue to accept MasterCard as a payment type.



The purpose of this notice is to notify iBill clients that we will be hosting a web cast on Wednesday, July 23 from 6:00 to 7:00 PM eastern time to communicate these changes. The web cast will serve as a forum during which iBill will outline the MasterCard requirements, explain the impact to clients and demonstrate how clients become MasterCard compliant in the new operating environment. iBill is committed to supporting our customers through the compliance process. Following the web cast, iBill clients can expect comprehensive ongoing communication including access to a compliance discussion forum on our iBill Website. As soon as the details related to the web cast are determined, you will be notified as to how you can participate.



Please understand that we are not prepared at this time to offer details of the requirements or the iBill solution via customer service, client service, sales, or CMI. Calls to us at this time will not result in additional information beyond what is being shared here. iBill is working diligently to prepare our service and sales associates to address your questions following the web cast. We ask that at this time our clients reserve their inquiries regarding this matter; detailed information will be made available at the time of the web cast. Until then, we urge you to participate in the web cast as a means of receiving the most current information possible.



iBill has put forth considerable effort and resources to negotiate a viable alternative for our clients to ensure they can continue to accept MasterCard as a payment type. We look forward to sharing the details of that effort with our merchants next week. We thank you for your patience as we work though this issue.



iBill

[Centurion]

Originally posted by HardProfits
I have been aware for some time regarding the "NEW" MasterCard changes coming soon, that are really designed to fuck our industry up

The Visa issues are harsh, but you all aint seen nothin yet.

So whilst many of you were smashing iBill to death on this and other boards, iBill has been quietly and efficiently working its ass off to get themselves into gear for our needs

So to all you iBill naysayers :

And to all the iBill supporters - now is the time to get behind your IPSP - speak out mates

*******************************
URGENT: MasterCard Compliance Information



Boy, are you ever right on!!

Now if they would only pay all the Webmasters they owe money to, they might be a c- rated e-processor!





MasterCard has recently announced significant new requirements for merchants who use IPSPs to accept MasterCard as a form of payment. These requirements affect iBill as well as all IPSPs. iBill has developed a solution that has been accepted by MasterCard and will allow our merchants to continue to accept MasterCard as a payment type.



The purpose of this notice is to notify iBill clients that we will be hosting a web cast on Wednesday, July 23 from 6:00 to 7:00 PM eastern time to communicate these changes. The web cast will serve as a forum during which iBill will outline the MasterCard requirements, explain the impact to clients and demonstrate how clients become MasterCard compliant in the new operating environment. iBill is committed to supporting our customers through the compliance process. Following the web cast, iBill clients can expect comprehensive ongoing communication including access to a compliance discussion forum on our iBill Website. As soon as the details related to the web cast are determined, you will be notified as to how you can participate.



Please understand that we are not prepared at this time to offer details of the requirements or the iBill solution via customer service, client service, sales, or CMI. Calls to us at this time will not result in additional information beyond what is being shared here. iBill is working diligently to prepare our service and sales associates to address your questions following the web cast. We ask that at this time our clients reserve their inquiries regarding this matter; detailed information will be made available at the time of the web cast. Until then, we urge you to participate in the web cast as a means of receiving the most current information possible.



iBill has put forth considerable effort and resources to negotiate a viable alternative for our clients to ensure they can continue to accept MasterCard as a payment type. We look forward to sharing the details of that effort with our merchants next week. We thank you for your patience as we work though this issue.



iBill

[WiredGuy]

Oh boy... major shakeup in this business coming soon.
WG

[chowda]

damn those 2 week waits for checks, i want them now! lol

[BRISK]

The dream is over

The sky is falling

*fills out McDonald's application*

[Sausage]

Originally posted by BRISK
The dream is over

The sky is falling

*fills out McDonald's application*

Wait till you hear the next Visa announcement coming ... if the reliable rumors are right.

[chowda]

Originally posted by Sausage


Wait till you hear the next Visa announcement coming ... if the reliable rumors are right.

what are they? is it about anal fucking every webmaster?

[tony286]

We all had to pay the 750 because Visa was the dominating force on the web.You can survive without Visa we were told. I say stop accepting MC, everyone I know who has a MC has a Visa card.

[BRISK]

Originally posted by Sausage


Wait till you hear the next Visa announcement coming ... if the reliable rumors are right.

If I had to guess I'd say they would stop allowing recurring transactions for high-risk merchants and all high-risk merchants will have to use the verified by Visa system.

I could see that happening in 2004

[Sausage]

Originally posted by chowda


what are they? is it about anal fucking every webmaster?

Yeah ur pretty much up the right path there I'll hold onto the info though, because my mate in Visa is under a non-disclosure agreement or something.

One that I am sure is NOT going to go ahead is a suggested Rollback of adult processing. Visa can't be stupid enough to give up that income, so thats one rumor I don't buy.

[Sausage]

Originally posted by BRISK


If I had to guess I'd say they would stop allowing recurring transactions for high-risk merchants and all high-risk merchants will have to use the verified by Visa system.

I could see that happening in 2004

Yeah thats one thing I forgot about. You will definitely see the abolishing of the recurring model. I thought everyone already pretty muich knew that was happening.

[Carrie]

I do bash Ibill enough, but I also give credit when credit is due - Ibill deserves a kudos for this - *just* in giving their clients a heads-up advance notice and for scheduling an actual webcast to discuss it.
Once we find out what their proposed measures are, then we'll see if they get more kudos for that.

Don't start kissing ass until you find out just how far over they want you to bend. ;)

And hey Sausage - you need to be doing some whispering over this way :P

[tony286]

I dont understand why the other two havent said anything. Is ibill the only one that knows?

[Centurion]

Originally posted by Centurion

\\

BIZZARE! I had quote that message to add:

If they only start paying their webmasters what they owe them then you'll move up to c- status..but for some strange reason, that "comment" didn't "take".


PARANOIA!!

[Rictor]

This is why I don't come to GFY every day. Too much bad news lately...

[CDSmith]

Ibill is great in many ways, no question. When they put their effort into some aspect of the business model, they go all out and usually do it right. Being paid from Ibill nearly always on time has said a lot to me over the years as well. But........ and there IS a but..... I'm sorry, but there are far far too many webmasters who have come forward and compained about Ibill's lack of good customer service and horrible support over the past few years to ignore.

New projects and announcements are great, and much appreciated usally, but Ibill needs to work on their weaknesses too, and start listening to webmasters instead of ignoring them like they often do. A quick search of this and many other boards will show anyone just how severe Ibill's downfalls can be.

[Sausage]

Originally posted by Carrie
And hey Sausage - you need to be doing some whispering over this way :P

I give ya credit carrie. You weren't far off months ago.

[Carrie]

Make special note of this and read it carefully to fully understand what they're saying here without saying it directly...

iBill has developed a solution that has been accepted by MasterCard and will allow our merchants to continue to accept MasterCard as a payment type.

This is a clever way of saying without the solution that Ibill and MC have worked out, you will not be able to continue to accept Mastercard.

The thing I'm wondering is - how many program owners will really care?
Seems the only real focus is Visa; what %age of transactions are MC?

[Candidhosting]

I don't know the out come of all of this all I know is Evil Dan is a billing guru who has been in this business since before most of you were done wearing gym shorts in high school and even cared where money came from. Ehhh what do I know???

[BradShaw]

Wonder why they never had a webcast over the lose 900# monies.

[jennycards]

Originally posted by tony404
We all had to pay the 750 because Visa was the dominating force on the web.You can survive without Visa we were told. I say stop accepting MC, everyone I know who has a MC has a Visa card.

Not in Europe.

[The Other Steve]

Originally posted by Sausage


I give ya credit carrie. You weren't far off months ago.

Ok Carrie - what DID you say months ago?

[HardProfits]

Originally posted by Candidhosting
I don't know the out come of all of this all I know is Evil Dan is a billing guru who has been in this business since before most of you were done wearing gym shorts in high school and even cared where money came from. Ehhh what do I know???

Thanks Candid - your a real mate

[Carrie]

Originally posted by The Other Steve


Ok Carrie - what DID you say months ago?

Grab a cup of coffee or a glass of your favorite caffeine, cuz it's long.
But this is what I said:
http://www.pornhotshots.com/webmasters/prepare.html

[Carrie]

Btw that was written for a group of newbies in BetaBrigade who were getting a bit worried about the stuff going on back in March. So it's basically aimed at newbies.

I've actually been thinking about updating it with a list of dates and big shit that's happened since then, like WSB going tits up, Brightpay going tits up, AVS making changes to their names, Visa's 1% rule, etc etc.
Would be interesting to keep track of the timeline.

[The Other Steve]

Thanks Cassie - great article

[funkmaster]

Originally posted by WiredGuy
Oh boy... major shakeup in this business coming soon.
WG

... by march 2004 the last ISPS will go out of buiz, mark my words !

[Jakke PNG]

Originally posted by funkmaster


... by march 2004 the last ISPS will go out of buiz, mark my words !

I hope you're wrong.

[Biggy2]

who remembers during bush vs gore how everyone was posting about john ashhahahahaha and all the big fed raids to come.

always a lot of speculation, and talk, rumors, etc.

lots of people getting scared, dont listen and don't worry..

if shit happens, then it happens, and theres nothing you can do about it anyways..

no way to prepare either (as seen with the fact that thhe IPSPs come down with the rules after the news).

the adult net will not vanish overnight, the changes occurring now I think are for the better..

when you have sites that trick the surfer into paying by them thinking they are getting something for free, and then noticing a charge of 40 bucks on their CC, of course they are fucking gonna charge back..

In fact, I salute Visa for making the steps, they are doing the right thing IMO.

As for the recurring model going away, I highly doubt that, thats like killing all subscription-based sites on the net, think about it, not even adult, those mp3 sites, news sites, etc.

[funkmaster]

Originally posted by TeenGodFather

I hope you're wrong.

... why do you think it would be a bad thing ?

[polish_aristocrat]

Originally posted by BRISK


If I had to guess I'd say they would stop allowing recurring transactions for high-risk merchants and all high-risk merchants will have to use the verified by Visa system.

I could see that happening in 2004

even if a site doing recurring would still have a low cb ratio
( f.e. 0.5% ) ?

[=^..^=]

Originally posted by BRISK
The dream is over

The sky is falling

*fills out McDonald's application*

Dude - McDonalds Just announced that their stores are going automated
they've got 12 computerised stores open in the US already

[Sausage]

Nah the sky's not falling. There will be a new market leader from either the current list if ipsp's or adult companies who steps forward with something that works.

People still want to stroke the carrot to porn online. Don't tell me the free sites are gonna stay up when they aren't making any sales.

It will all work out.

[Resolute]

Originally posted by HardProfits


Thanks Candid - your a real mate

Just because Candid sais something nice about you - Evil Dan, they become - "Instant Mates" Candid are also my mates ! even though they havn't said anything nice about me !

HardProfits is a mate to Straight webmasters as BOYBUCK$ is to Gay webmasters.

Most Importantely - My Mates go - that inch further. . to please

[polish_aristocrat]

Originally posted by Sausage


Wait till you hear the next Visa announcement coming ... if the reliable rumors are right.

why can't they announce everything at once... ?
one would think that if they announce the 1% max. cb rule, they want to reduce cb's because they are a problem for them...
pornsites that are able to maintain that rate, will be ok for them, whether they rebill they customers or not,
whereas pornsites that won't be able to maintain that rate, will pay fines and after a few months won't be allowed to process Visa ( = they will go out of business, since their competition still will accept Visa )...

problem would be solved... !

[Pleasurepays]

[scoreman]

Originally posted by tony404
I dont understand why the other two havent said anything. Is ibill the only one that knows?

CCBIll also knows. IBILL and CCBILL have been working with MC on these compliance issues.

IBILL is going with a conference call on this because the MC compliance issues are very complex, as are the solutions that MC has accepted from IBILL. It would have been cheaper to just post on the boards, but IBILL wanted to do this in conference call manner because they believed it would be more effective in helping their clients to understand what is going to be happening.

[HardProfits]

Originally posted by scoreman


CCBIll also knows. IBILL and CCBILL have been working with MC on these compliance issues.

IBILL is going with a conference call on this because the MC compliance issues are very complex, as are the solutions that MC has accepted from IBILL. It would have been cheaper to just post on the boards, but IBILL wanted to do this in conference call manner because they believed it would be more effective in helping their clients to understand what is going to be happening.

Well said

and to add to this, and as I have been saying on "Many" other threads, iBill is a public company, and cannot just disperse any piece of shit comment on the fly. Every major announcement needs to be fully managed and controlled. Something our industry doesnt quiet yet understand, but will have to very very soon.

Again I repeat these words for sponsors and affilaites looking for "reputable" sponsors - "Best Billing Practices".

And to Resolute - Please dont call me straight - I prefer a little bent ;-)

[jimmyf]

Originally posted by Biggy2

when you have sites that trick the surfer into paying by them thinking they are getting something for free, and then noticing a charge of 40 bucks on their CC, of course they are fucking gonna charge back..

As for the recurring model going away, I highly doubt that, thats like killing all subscription-based sites on the net, think about it, not even adult, those mp3 sites, news sites, etc.

recurring ain't going NO place. All cross sales should be **GONE**, fuck the surfer with CROSS sales is over, and if you still have'em you will be **GONE**. Period.....

[Pleasurepays]

i cant believe that people here on GFY are willing to take anything that Ibill says at face value. this is a company built on spam and denial and nothing else.

[tony286]

I got to tell you I think maybe the US third parties maybe gone but the european seem to be doing fine. Everyone said go with globil and you are going to be fucked they will be shut down. They are running along with no problem and the US third party processors are running around trying to meet cc company demands. What will happen is we will all go to european processors. Also how complex can it be to describe:


if you can do or not do recurring with MC
If there is a charge to accept MC(like the $750 for visa)
Is there a special ratio for MC for cb and refund?
What types of sites will they accept and not accept?

I mean we are not talking rocket science here lol. I think if they make it too difficult I say stop accepting MC, customers can use Visa, Check and I am adding stormpay.

[scoreman]

Tony404 this is shortsighted to believe that you can avoid the card associations by just moving to European billers. The card associations are first cleaning up their largest market, The United States, and to believe that they wont turn their attention to the European market afterwards is wishful thinking.

[tony286]

Why havent they done it already? Its not like its one person in charge of cleaning it up. I think the europe is more relaxed about the whole thing. Also could it be I heard globil is very agressive with friendly fraud unlike the US third party processors who tend to be very passive about the whole thing.I am not short sighted at all my friend, I got a non high risk merchant account to sell dvd and videos ,we will produce. I am diversifying ,I am not waiting for the ship to start taking water before I look for a life boat. lol

[Matt_WildCash]

Originally posted by Biggy2
who remembers during bush vs gore how everyone was posting about john ashhahahahaha and all the big fed raids to come.

always a lot of speculation, and talk, rumors, etc.

lots of people getting scared, dont listen and don't worry..

if shit happens, then it happens, and theres nothing you can do about it anyways..

no way to prepare either (as seen with the fact that thhe IPSPs come down with the rules after the news).

the adult net will not vanish overnight, the changes occurring now I think are for the better..

when you have sites that trick the surfer into paying by them thinking they are getting something for free, and then noticing a charge of 40 bucks on their CC, of course they are fucking gonna charge back..

In fact, I salute Visa for making the steps, they are doing the right thing IMO.

As for the recurring model going away, I highly doubt that, thats like killing all subscription-based sites on the net, think about it, not even adult, those mp3 sites, news sites, etc.

Yes but the recurring for adult sites is all under high risk merchants doing mainly adult biz. Whats to stop Visa/MC from just saying "Ok no more high risk rebills" They have devided the industry into a corner with the whole IPSP bullshit now they can enforce whatever rules they want JUST on the high risk merchants IF THEY SO PLEASE. Weather they will or not is another story.

Personally so far I support what Visa has done, it gets rid of the fly by night webmasters who want to setup some bad sites and rip people off and get there checks before anyone knows, at least they are putting checks in place to stop the bad guys. Now they are trying to clean up the industry with the 1% thing, maybe soon we might have the whole industry selling memberships to customers at a reasonable price without all the shady billing tactics like cross sells and hard to read trials.

[wizz]

There are ways to go to be complaint with the rules of c.cards coming and more. Fraud control is one of them. More control of your transactions, more knowledge of your clients, delivering a better service.

[wizz]

There are ways to go to be live with the rules of c.cards coming and more. Fraud control is one of them. More control of your transactions, more knowledge of your clients, delivering a better service.

[scooby doo as scooby does]

Originally posted by scoreman
Tony404 this is shortsighted to believe that you can avoid the card associations by just moving to European billers. The card associations are first cleaning up their largest market, The United States, and to believe that they wont turn their attention to the European market afterwards is wishful thinking.

You may be right, you may be wrong. But in any event, by being with Globill I have....


1) Given myself more time to do things like set up corporations.
2) Got the CCBill, Epoch, IBill webmasters running around like headless chickens solving the problem so I can copy them when/if the shit does hit Europe.
3) Already got sites that are compliant to nearly everything VISA/MC have slapped down recently because Globill have insisted on this for quite a while (No free trials etc.).


I personally think Globill talked to the processors ages ago so many things Globill have insisted on their webmasters doing for months have now come to pass at CCBill, Epoch & IBill. That leaves me to believe Globill made a deal with VISA/MC or at leasted talked to them AND LISTENED/LEARNT FROM IT. Globill appears almost exempt from this crap. That may be wishful thinking, I certainly don't put it forward as 'truth', but it's been, what, eight months since the VISA charges and Globill is still rolling along and even if those things do come to pass with Globill (which I agree, is perfectly possible), read 1, 2 and 3 above.


My name is Scooby Doo As Scooby Does and I am a Globiller!

[Kimmykim]

Originally posted by tony404
Why havent they done it already? Its not like its one person in charge of cleaning it up. I

You sure of that?

[MarcoTC]

MC is probably going to demand that all 5967's must use UCAF or something.
The end of MC rebilling? Probably.
iBill the only one to process MC? no way.

[khy]

wtf... posted in wrong thread