thats nice, you know there are other banks that offer credit cards? some cards don't have any fees...

Ok, there are credit cards and then there are check cards issued thru your local bank. While check cards carry the MC or VISA logo, they are NOT credit cards.

Unless the Canadian system is different, you can't write a check on a credit card account, and there are fees on all credit cards. And I'd imagine that even if your local bank DID issue you a cerdit card then there are fees attached - generally to your checking account is that is where the card is attached

I'll take the miles, you know the 1 for every dollar I spend and the doubles on transactions with the airline?

America West FlightFund Platinum Visa
ANNUAL PERCENTAGE RATE (APR) Prime + 6.99%
ANNUAL FEE $75
CREDIT LINE Up to $100,000
ONLINE ACCOUNT ACCESS YesGG
KEY BENEFIT Up to 7,000 Bonus MilesHH

Sorry. I've lost track of days, I usually send mails when I remember them.. regardless of date and time.
But, I think someone got on my case anyways. Thanks. :)

Not always true, PaineWebber will let you write checks against certain accounts they carry, including margin accounts if you are set up right. It's basically writing a loan to yourself, same thing with some home equity accounts.

then you're paying for the perks.

All " premium cards" . I have one that gives me a blowjob rwice a year.. lol.

Does Epassport gives 'miles", travel insurrance, etc...

There are no fees credit card. Please don't get me to post captures of bank pages.

My TD Gold givews me check, travel insurrance, online access and the whistles: NO FEES>


here are NO FEES:

https://www.tdcanadatrust.com/tdvisa/nofee.jsp

I undestand you are selling your stuff and that is fine, but don't sell it by spreading lies...

my mc card issued me checks i can use to charge the card. i don't use them, but they definitely exist.

as far as fees, i pay my card off each month, so my only fee is a single annual of around 40 bucks for the enhanced airmiles.

Yeah, I have a VISA attached to something similar, but I was assuming most people here wouldn't have a credit card set-up that way.

Plus, my broker is involved = fees ;)

No lies here bud, I just spelled out exactly what I was talking about.

ePassporte offers the opportunity to shop online or withdraw money from any ATM anonymously and globally.

It is a world of new opportunity.

50!!! WOooohooo!

Speaking of anonymously, did anyone else catch the AP article about the chips they are putting into a lot of cars now? It's similar to a "black box" on airplanes - records speed, acceleration, etc. - scary.

Hate to see that sort of technology used by insurance companies and police forces to collect driving info.

they'd freak when they see 260 on my bike

yepp,

and the cost of the technology to implant "tracking" chips is falling. It's like $150 to get one put into your dog so you can find him when he is lost. There was an article about Walmart using them to track shipments from warehouse to stores.

It's not that big a leap to use them on people - would make proving where a person is at any given time much easier in court. Of course, if you aren't doing anything wrong there is nothing to worry about.

oh my, i'd love to see that get through the courts.

Speaking about financial services - https://secure.ecuator.biz/

J.

Hey both of my dogs are chipped... would be very odd to see one under a humans skin tho...

Now imagine I am Mr Arab Terrorist and I get the control over this system because I want to see where are big concentrations of people and drop a bomb there... Still not worrying ?
Of course, this kind of stuff is ok for tracking criminals, but tracking all the population around is just insane. This system is already used at experimental stage in Spain to track criminals that have permission to go out of the jail for some time (working out of the jail or visiting their family).

population density maps are available all over. big events are advertised already. what's your point?

I have two check books for two different credit cards, I rarely if ever use them as they work like a cash advance but they do most definately exist.

so, you didn't pay for the checks to be printed?

Paycom sucks, they charge way too much, and when you slow down sending transactions to them, they think that alone justifies why they should hold $2 million until you start to send transactions again.

They hold you by the balls what can yah do. One thing for sure, they do know they have the upper hand, and they do know how to use it, haha, business paycom 101. I think I am in the wrong business, I should have been a processor in the late 80s early 90s.

No. Why would I? Besides which it has nothing to do with the statement. My statement was purely that they exist.

i didn't. it works like a cash advance but if you put the money on the card to cover the cheque there's no interest.

its weird they don't hit you with the cash advance fee. but i don't get hit with it so i always use the cheques

Tipsy, I agreed with the fact that they exist about 10 posts ago.

WU's fees are between 9 and 20%

Kimmy: I've had dozens of credit cards in my lifetime.

And while some cards charge the fees you mentioned, there are many more that don't if you pay off the balances.

It all depends on the card but, I've rarely seen a credit card that charges an annual fee these days.

On most cards the only fees you pay are interest if you run up the balances.

Why? Because they make money on the transaction fees charged to the merchant every time you buy something.

That's how they make money without charging fees to the cardholders. And the merchant, not the cardholder, pays those fees.

Yes I can withdraw up to $200 a day. Thats a big amount, luckily I do not do a lot via ePassporte.

But Kimmy is right some credit cards charge an anual fee and some do not. Then ePassporte charges the guy again for using the card.

Can you imagine how much business Sears would do if they added 10% to the bill for paying with a Visa?

In Australia the merchants have the option of charging the 5% back to the customer. This was a new law passed a short time ago.

Last but not least I am going to say this one more time.

If you are receiving payments from your sponsors via ePassporte then you are NOT being charged 8% and never have been. In most cases the sponsors are picking up the nominal charge and in the cases where they are not then you are out $2 in order to receive payments instantly and without hassle no matter what country you reside in. You can then either spend that money via Virtual Visa, spend it via acct to acct transfer, or if you have opted to get an Electron card then you may remove it at the ATM.

Fortunately for us, we have a system that Visa issuing has been very active in overseeing from its inception until now. This is a system that they have no issues with, they like, one might say, even.

It is not a system where some podunk bank in the middle of nowhere decided to start issuing debit cards.

I will allow you to judge for yourselves as to what that means, and what that can mean in the coming months.

Is it perfect? Nope. Will it ever be perfect? Nope. Will it work for a huge percentage of people? Yep. Will some people think that it's too expensive? Always, even if it were free.

That's just the nature of life.

If you have direct questions I'd suggest that either you ask them here or do as a few folks have and email me your specifics to get some clarification.

kimmykim some questions:
can you beat moneybookers fees? NO
can you offer more than they do ? NO
can I trust a Curacao limited liability corporation more than one in UK ? NO

Here's some answers bud ;)

Am I out to compete on price alone? No.
Have I ever even heard of this company? No.
Do I have complete confidence in ePassporte's relationship with Visa? Yes.

Oh and btw, Curacao is a Dutch colony, not a Nigerian email center.

I don't have a problem with Epassporte's webmaster fees. My main problem is the fees they charge to the consumer.

I don't see how you can grow critical mass with consumers with those fees.

It's probably a good business-to-business application, but definitely needs work on the consumer side.

No argument from me, trog (wow, it's early here and I've agreed with you twice this morning already), however, there are certain agreements with both Visa and the banking system that have to be honored.

I'd release the reseller program today but seeing as how it's Sunday I think I'd better wait til tomorrow.

oh, oh..
it's not my problem you're not informed.

do a search on google:
moneybookers -> 10,800 pages
epassporte -> 554 pages
that makes sence?

and btw: I don't care about visa relations, how do you know they don't have a better one? I care about FEES!

A search on google has nothing to do with the number of accounts, or the amount of money that moves through them.

As to your statement regarding your not caring about Visa regulations... perhaps you want to edit that?

there's nothing to prove... everything is clear in my posts.

and you know you're wrong about moneybookers.. they just don't have a sales rep to show people how good their service is.

Hahaha, I KNOW I am not wrong.

Prime example would be the fact that if they were so damn good, they'd have reps.

Kimmy , he said RELATIONS , not REGULATIONS.

Their rates look VERY attractive compared to Epassporte's :thumbsup

Does anyone know where Moneybookers stand on adult?

And can you send/receive US Dollars?