DomainMillionaire, why did you create another nick??

This one?
https://www.reddit.com/r/PaymentProc..._more_payouts/

There is basically no info about CCBill and the convo was started by alexthorn, one of the complainers in this thread.

It was started by MY MODEL Hotkinkyjo and me together. I don’t own this Reddit account (mine was blocked), but it’s true that we are both participating in that thread.

There’s no mention of bankruptcy in the Reddit post — only questions about the situation with CCBill. Most of the discussion happened in the private messages she received, and many of them were just attempts to get us to use alternative billing services. Only a few messages were mixed — some tried to promote other billing options while also giving real answers to the topic — and a few were genuine attempts to help. But even those didn’t provide any new information: just confirmation that CCBill is having payment issues in Europe (with less or more info about), and that no one has seen or heard anything about a bankruptcy.

It seems that some of you are not taking your prescribed medication :-)

Anyway, it is clear that you have not discussed this matter with your lawyers at all and you do not have even a minimal knowledge of commercial law.

If the bankruptcy is really carefully prepared, the debtor will at least occasionally pay someone during the accumulation of money so that his intention is not proven in court. Then it is realistic that he will get out of the whole matter without any punishment.

Under U.S. law, trying to “hide bad intent” by making token payments to certain creditors is not enough to avoid liability. On the contrary, such actions may be seen as bankruptcy fraud, which can lead to:

denial of discharge,

criminal penalties including fines and imprisonment,

loss of assets.

Real-life cases – court rulings
✔️ In re Retz (9th Cir., 2010):
The debtor failed to disclose all assets and claimed he “forgot.” The court found he acted in bad faith. The discharge was denied.

✔️ In re Adeeb (9th Cir., 1988):
The debtor transferred assets before filing for bankruptcy, then tried to bring them back. Even though he claimed to have “good intentions,” the court ruled that the intent to conceal had already occurred, so the discharge was denied.

⚖️ 2. Occasional payments don’t protect against fraud charges
Just because someone makes occasional payments to selected individuals, that doesn't protect them if:

they’re selectively repaying friends or family (preferential transfers),

transfers are meant to move assets beyond the trustee’s reach,

payments were made just before filing (e.g., within the 90-day lookback period). //take in mind that ccbill pay all time money in USA and we all are subject to ccbill in usa

➡️ The bankruptcy trustee can:

recover those funds,

refer the case for criminal prosecution,

request denial of discharge.

�� 1. U.S. courts investigate the debtor’s intent
In the U.S., deliberately planning bankruptcy to hide assets or defraud creditors can result in:

dismissal of the bankruptcy case (meaning the debtor loses legal protection),

denial of discharge,

criminal prosecution (e.g., for fraud or concealment of assets).

➡️ Legal basis:

11 U.S.C. § 727(a)(2) – prohibits discharge if the debtor tried to hide, transfer, or destroy assets to defraud creditors or the trustee,

18 U.S.C. § 152 – criminal offense for false statements, asset concealment, or fraud in bankruptcy (up to 5 years in prison).


BUT
However, since the damage occurred in Europe, the contractual clause regarding the choice of court loses its relevance.
Therefore:

Jurisdiction (i.e. where to file the lawsuit): There is a legal basis under an EU regulation that allows us to establish jurisdiction within the EU.

Applicable law: This is more complicated. Different combinations are possible. By default, we indicate domestic law. In practice, when a court accepts such an objection, it usually appoints an expert in the relevant foreign law.



Additionally:
You're aware of third-party factors. You know that AV is coming, and it will eventually affect all of us — in fact, it’s already starting. We have no chance of competing with thieves and mafia backed by the AV industry. And AV itself makes no sense at all — it’s just a tool to control the internet (but that’s a separate topic).

Every lost customer is potentially lost for good. That’s why we all hope what others are saying is actually true: that due to the loss of mass payment options in Europe, CCBill is unable to transfer funds to us. Mass payment was lost due to procedural changes in Europe.

Notice that every U.S. company seems to have no issue with payments. Of course, some of us have already started or switched to a second payment processor. However, the fact remains: CCBill owes us money.
Even in a situation where we already have a new operator or are in the process of switching, it is still important to recover the money that CCBill owes us. It’s clear that you don’t have much knowledge about lawsuits. Lawsuits cost money and take years. That’s why sometimes it’s better to wait than to get worked up.
Moreover, the lawsuit will not be only about the money we lost but also about the damages caused (as I mentioned, the court is here in Europe, so we can confidently seek such compensation). And once again: a lawsuit costs money. In my country, it is 5% of the amount we want to recover. So for every 100 euros, I have to pay 5 euros up front, plus cover translation and lawyer fees.

Regarding the medications:
You were asked many times which operator you switched to, but each time you ignored the question.
You created a second account to write as "a different person."
I’m not saying you’re wrong in your predictions and maybe this really will be bankruptcy, but these two facts I just pointed out affect your credibility.

You are completely wrong. From a business law perspective, this case only concerns the European branch. And since it is a limited liability company, if it goes bankrupt, it will have no impact on the directors of this company or the parent company in the US.

They don't owe me anything anymore - I put pressure on them and they sent everything they owed. I have turned off all rebills and I don't want anything to do with them anymore. Several other website owners I have discussed this matter with via private messages have done the same.

We may be wrong, but the assumptions we have come to seem logical to me - if they wanted to pay on time, they would have done it directly from their bank account in Europe, as they were doing for years.

The fact that they suddenly started sending money through many other companies may mean that they secretly own some of these companies and these companies will never pay the website owners. Website owners will only receive a portion of the money through the companies named in this thread.

When bankruptcy occurs, they will defend themselves by saying that they used other entities for payments, sent them money and had no idea that some of them were dishonest and would keep the money.

It is possible that this is a wrong theory, but I did not feel like investigating it and stressing myself with their endless excuses.

However, you are definitely wrong. I did not ignore anyone.

If I stated which payment gateway I switched to, you might think that I have something to do with this payment gateway, that I advertise for them, that I get a commission from them, etc.

I think it will be better if this is my last post, because I do not feel like continuing this pointless discussion.

You are suspicious of everyone who has given you good advice here, but you still trust the one who owes you money :-) It is ridiculous.

On my documents are both ccbill from malta and ccbill from usa.

I send email to ccbill and I asked who is main party I have contract with and they say is ccbill in usa...

Can anyone else say something about this?

I hope that's the last we hear from the know-it-all, and someone with integrity enters the fray. Didn't feel like entertaining his bile about volume this and free advice that, as if anyone asked for 'advice'.

But it made me think...

CCBill sent me an official message saying that I have a contract with CCBill in Arizona.
In the documents, I see that the payment operator is CCBill EU, although two addresses appear at the very end of the contract.
In fact, CCBill in Arizona is not responsible for CCBill in the EU, unless CCBill EU transfer the funds owed to us to CCBill in Arizona. Then the funds will be reversed. In theory...
also
For some unspecified reason, CCBill UK has also been created...

I don’t know... I’m already in moving to other billing services (I’ve been making progress for a week now), and I’m also redirecting some of the traffic to Faphouse. But when it comes to the money they still owe, it’s definitely stressful.

My friends tell me not to worry (they are people high up in the porn business, with their own networks, etc.), because if CCBill really pulled such a scam in the EU, they’d be finished in the U.S. too.
We don’t live in a vacuum, and CCBill would lose their merchants outside the EU as well.
Plus, nobody knows how it would end up with the card companies.
What’s the point of having a ccbill as operator if the banks wouldn’t accept card transactions associated with ccbill? (One article in The Times a few years ago basically killed Pornhub.) If CCBill pulled such a scam, the whole world would be buzzing for short period but will and this will hit back on ccbill...

...But still, it made me think.

Please check your contracts and let me know who you’re actually signed with.

In fact, it doesn't matter who you have a signed contract with.

If someone is really planning to go bankrupt, they probably have it very well thought out and prepared, and the signed contract becomes completely irrelevant at that point.

The most frequently described cases from the past are where money was taken out to companies founded in tax havens with a hidden ownership structure that are not subject to American or European laws, or to companies founded by homeless people who have no assets at all and a possible punishment would provide them with free housing and food for several years.

It's clear that most of us are in the process of changing or have already changed providers. Let's set that aside for a moment. The remaining issue is the unpaid money, which we probably won’t recover without filing a lawsuit.


So: I’ve been searching through the internet from the very beginning of this whole story, looking for any issues with payouts via CCBill. I’ve been using Google and DuckDuckGo, so I’m covering a broader range. I also brought in AI (ChatGPT) to help. I haven’t done this just once or twice, but many, many times, in different ways.

Do you know what the result of all this searching is?
Us here on GFY, my model’s one thread on Reddit, and a single discussion on Gaydemon.
Altogether, around 10 to 15 people are involved in all of this in 3 discusions.

That raises a very important question...
Does CCBill only have 10 to 15 clients in Europe?

I’ve looked into that too, and depending on how you phrase the question, there should be more of us—several thousand, actually. Although one way of querying gave me 33 results for “North EU.”

Alternatively, it raises another question:
If no one else is talking about this, does that mean no one else is having issues?
So why aren’t we getting paid?

final question:
Does anyone know of any large companies in the EU that use CCBill? It doesn’t have to be porn-related. Any company where CCBill is the payment processor.

Honestly, if you rely on ChatGPT to resolve this matter, you can't be surprised that you still don't have your money. If your debtor is reading this discussion, he is undoubtedly having a great time with your posts and clearly knows from them that he doesn't have to pay you personally :-)

I am convinced that there will be many times more victims than those involved in these discussions. Some of them probably still trust the debtor's promises and are waiting, the other part doesn't even know about this discussion forum, registration is quite difficult (the Captcha system can only be overcome after many attempts, because the code is difficult to recognize). Another part is undoubtedly solving this matter directly through their lawyers and does not discuss anything with anyone. From many posts, they may rightly get the impression that it would not help them in any way.

I only joined this discussion after I had received all the money, because it was clear to me that if there were a bankruptcy or insolvency, only the first few creditors would have a chance to get their money.

Anyway, you are constantly discussing completely unnecessary things here and you are completely missing the point.

Onlyfans is headquartered in the UK.

thanks for info