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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed.

 
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Old 04-23-2003, 10:18 PM   #1
Kimmykim
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ePassporte. A true Paypal alternative.

Recently PayPal has announced its departure from the adult Internet industry. Programs searching for an alternative need look no further.

After much discussion regarding the functionality of ePassporte and its? ability to be used as a PayPal alternative, ePassporte announces the release of an interface that allows for online payments from ePassporte account holders anywhere, without the need for a traditional merchant account.

The ePassporte Commerce Account currently allows Internet merchants to collect non-recurring payments for goods and services. For instance, you could sell items in an online store or collect for an auction sale, in any dollar amount.

How does the ePassporte Commerce Account work?

If the purchaser has an existing ePassporte Account, it takes only the time to enter a user name and password to finalize the sale. If not, the purchaser is directed to a simple interface, creates an account, and completes the purchase.

Commerce Account benefits:

1. The ePassporte Virtual Visa is issued within minutes online and allows the purchaser to remain anonymous when making online purchases.

2. ePassporte is accepted worldwide and has been issued to thousands of surfers in more than 100 countries.

3. An ePassporte account allows for low cost, instantaneous, global, Peer-to-Peer payments.

4. ePassporte Account holders have the additional benefit of automatically being able to use their Virtual Visa to shop at online merchants who accept Visa.

5. The ePassporte team has processed millions of online high-risk transactions and is committed to the processing needs of the online community.

ePassporte is positioned to be the online currency of choice for webmasters and surfers seeking low cost, flexible, and anonymous shopping all over the world.

Time is short! ePassporte Commerce Accounts are FREE and available NOW. Contact [email protected] to get a Commerce Account agreement or to learn more today.
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Old 04-23-2003, 10:20 PM   #2
Fletch XXX
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Cheers Kimmy.

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Old 04-23-2003, 10:20 PM   #3
Gary
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interesting...very interesting
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Old 04-23-2003, 10:24 PM   #4
Paul Markham
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What are their rates?
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Old 04-23-2003, 10:25 PM   #5
TheFLY
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finally a woman that can fuck
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Old 04-23-2003, 10:26 PM   #6
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Epassporte... the other white meat.
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Old 04-23-2003, 10:29 PM   #7
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Epassporte is a super product that will be a "must" for webmasters that want to be on the edge of technology and innovation in the ever changing payment solution market.
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Old 04-23-2003, 10:30 PM   #8
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just what i've been waiting for!

can't wait to see it in action KK, congrats!
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Old 04-23-2003, 10:31 PM   #9
BigFrog
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so the customer gets to choose their username and password?

no option for a random user/pass to be given?
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Old 04-23-2003, 10:45 PM   #10
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Wow that is some excellent news. Congrats to EPassporte, this is going to be huge.
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Old 04-23-2003, 10:50 PM   #11
TheFLY
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Originally posted by TheFLY
finally a woman that can fuck
maybe that was rude -- looks like kimmykim is mad at me...

i apologize.
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Old 04-23-2003, 10:51 PM   #12
Kimmykim
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Rates will vary based on volume, you'll need to talk to someone specifically about your setup... you can email me -- [email protected] or you can email the general [email protected] to get specifics on this product... and [email protected] will work as well.

Currently there are no setup fees for the account, you start with a modified commercial agreement to use the APIs. Small and large operations can make use of the applications, and over the next couple of months we will be adding new features to the product as well --

I realize that there may be things we do not offer yet, and your help in identifying those things or in letting us know what you would really want from it will be a great help.

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Old 04-23-2003, 10:52 PM   #13
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Quote:
Originally posted by TheFLY


maybe that was rude -- looks like kimmykim is mad at me...

i apologize.
I'm not mad, the meaning kinda escaped me, but then again I went to LA at 7 am and just got home an hour ago and have all kinds of stuff to catch up on, so I didn't give the comment much thought
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Old 04-23-2003, 11:27 PM   #14
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Isn't it owned by the folks who run Epoch?
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Old 04-23-2003, 11:38 PM   #15
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If they don't already have an account and are directed to the signup page to make an account, how much do they have to initially fund their epassporte card with?

IE - If I want to sell the surfer a $15 video, and he has to put $50 in his account just to have the ability to buy my video, I've most likely lost a sale.
However, if he can fund his epassporte with $15 and turn right around and spend it, that might keep him around (if the whole signup process doesn't scare him off).
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Old 04-23-2003, 11:42 PM   #16
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ePassporte is a Curacao company, and the funds deposited are monitored in interchange by Visa directly. Ownership is not really my specialty since I don't own any foreign companies but there is overlap with investment and some staffing, yes.

Carrie -- the minimum funding is $50 initially, creating and assigning a Virtual Visa is a different process than just signing up for an account that doesn't allow you to do that.

This is one reason I would venture to say that Paypal doesn't allow it's users to get the debit Mastercard for 60 days after they open an account, that way they have already recouped some of the cost of issuing the card and activating the numbers.

In regards to the signup process scaring him off, that's simply a risk of doing business. I'm sure, or rather I know for a fact, that many of the people who go to the join page on a paysite tour do not in fact attempt to join.

This is simply one more way to transact business with potential customers -- it is not going to be an end all solution for everything (though I wish I could say it would be) or else there would be no need for anything else at all.

It does work for shippable goods, digital content, etc, and it's definitely going to provide services to the adult market so I'd say it's better than alot of the alternatives out there

Last edited by Kimmykim; 04-23-2003 at 11:45 PM..
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Old 04-23-2003, 11:48 PM   #17
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The more ways for someone to pay you the merrier.

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Old 04-23-2003, 11:48 PM   #18
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spam - I think the rates are to high
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Old 04-23-2003, 11:49 PM   #19
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Your transaction has been declined because your issuing bank does not support CVV2/CVC2. Please contact your issuing bank at the number on the back of your credit card. All banks are required to support CVV2/CVC2.

-------------------------------------------------------------

if this shit problem is not solved, just imagine how many sales you would lose. the visa card i can use on paypal wont work on epassporte,paypal alternative ?, my ass
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Old 04-23-2003, 11:53 PM   #20
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Quote:
Originally posted by Kimmykim
ePassporte is a Curacao company, and the funds deposited are monitored in interchange by Visa directly. Ownership is not really my specialty since I don't own any foreign companies but there is overlap with investment and some staffing, yes.
nice fucking dodge of my question if Epoch has ownership in this company or not.
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Old 04-23-2003, 11:57 PM   #21
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looks good kk, do you have plans to allow recurring?

if not, i understand why, would a possible compromise be double checkboxing they understand it will be recurring perhaps?
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Old 04-23-2003, 11:59 PM   #22
Kristoffer
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Originally posted by 4Pics


nice fucking dodge of my question if Epoch has ownership in this company or not.
Please give a "yes" or "no" answer
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Old 04-24-2003, 12:06 AM   #23
Kristoffer
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FEES OF EPASSPORTE PERSONAL ACCOUNT
ePassporte Virtual Visa Amount

Virtual Card Activation Fee:
FREE

Virtual Visa Annual:
Fee FREE the first year and then $5

Load/Reload Fee:
$5 per $100 or portion thereof

Peer-to-Peer Transfer Fee:
25 cents (Five transactions a day, and then $1 per transaction for each subsequent transaction in the same day)

Electron Card Issuance Fee $35 (one time fee)

Electron Card Annual Renewal Fee $35

ATM Fee $2
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Old 04-24-2003, 12:08 AM   #24
Kristoffer
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Stormpay:

? Free Affiliate Program: Huge Income Opportunity! StormPay has one of the hottest affiliate programs offered anywhere! Our free to join affiliate program pays out 6 levels deep and unlimited width! Join Now!


Open an account = FREE

Withdraw Funds
Check from StormPay = $2.00
Check by mail: $2
Electronic Transfer (US Customers) $2
To Global Pay Card: $2


Send or Receive
Send Money ? Free
Receive Money = 2.9% plus $0.39 USD per transaction
Fund By E-Check: 10%
Fund By Money Order: Free
Fund By E-Gold: 3%
Fund By NetPay: 3%
Other Methods (Exchangers): Varies
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Old 04-24-2003, 12:09 AM   #25
Kimmykim
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Kristoffer, no one is forcing you to set up an account. In regards to the rates, they simply are what they are. If you were to go the IPSP route or your own merchant account, you would find the rates to be much higher or similar. If you don't feel that it's worth it to take ePassporte, then while I wish we could have done business, I realize that your primary concern is your business and I can respect that fact.

4pics -- you cannot read a simple statement? I will say it again, then. Epoch does not own ePassporte. ePassporte is a stand alone company based in Curacao (Netherlands Antilles), with Visa overseeing the deposits that come into the system at the interchange level. Some of the staff is the same for both, certainly not all of it, and the investors may or may not be the same people that own Epoch, since I am not privy to, nor did I ask to be informed, of who held what percentages of ownership in either company. I did not dodge your question, I answered it twice.

lovefucking -- if your bank does not support cvv2 then you have a couple of options, please email me if you want to explore -- [email protected] -- as I understand it, the Paypal issued Mastercards return an unsupported CVV2 response so it would seem that Paypal may be out of compliance. ePassporte is fully compliant with Visa's guidelines for tech setup all the way around. Once again, this system is designed to be one method of payment you can accept on your site, it is not designed to be the only one in most instances, though it certainly could be soon. We monitor very closely for fraud or attempts at fraud and CVV2 is a specific flag that we include and are not likely to change unless it is phased out by Visa.

kman -- there are a lot of new things that we are looking to add -- however, we have several issues with both the banks and Visa to work out prior to being able to announce a product update with those features in it -- since we have to get approval from both in order to add anything that changes the way the cards might be funded, it's not a fast process since we can't just make a decision on our own to do something and then just do it
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Old 04-24-2003, 12:13 AM   #26
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When I tried paying Backov for AVS Blitz, I signed up for Epassporte under a regular account, I found the verification stage of setting up your account was very frustrating, since it gives a 48 hour limit to find out what they deposited to your account, and in case of my account, it may not reflect in time unless you really time it right.

Backov is still unpaid.

The way I see it, if I was to sell my videos online, through Epassporte, the average user will find it frustrating too, and you can expect half of those who wish to buy a tape, service etc.. will not.
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Old 04-24-2003, 12:17 AM   #27
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does it help any if i have a non 'e' passport? its good for another 8 years and i dont have to pay?

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Old 04-24-2003, 12:34 AM   #28
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Quote:
Originally posted by FTVGirls
When I tried paying Backov for AVS Blitz, I signed up for Epassporte under a regular account, I found the verification stage of setting up your account was very frustrating, since it gives a 48 hour limit to find out what they deposited to your account, and in case of my account, it may not reflect in time unless you really time it right.

Backov is still unpaid.

The way I see it, if I was to sell my videos online, through Epassporte, the average user will find it frustrating too, and you can expect half of those who wish to buy a tape, service etc.. will not.
Same thing here, I tried to add my credit card yesterday. I have no online access to my credit card, I get 1 statement a month, so in effect there's no way I can fund my ePassporte account myself.
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Old 04-24-2003, 12:47 AM   #29
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Wow, Kristoffer, I appreciate you demonstrating your knowledge of how our system works by spamming an untried MLM scheme in my thread!

Especially since my thread is about Commerce Accounts, which have no set up fees and aren't charged in anywhere near the same manner as Personal Accounts! You win the prize, especially since I tried to be nice to you and you continued to show your genius for me!

FTVGirls -- we've made some changes to the verification process -- HOWEVER -- and I cannot stress this enough -- any core changes to processes that we use have to be approved by both our banks and by Visa before we can implement them. We have worked very closely with Visa for the last couple of years to get this system in line with what they consider to be correct from both an issuing and an acquiring standpoint.

We have also learned some things via trial and error, both our own and our competion's (though our competition is getting out of adult so that's kind of a moot point now) -- and we will continue to learn and develop new interfaces, programs and applications for the ePassporte system.

I wish we could just snap our fingers and make it so right this minute, but we've got to go one step at a time and get approval on every step.
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Old 04-24-2003, 12:47 AM   #30
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Oh and kman, whatever you got, send it over baby ;)
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Old 04-24-2003, 12:56 AM   #31
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Wow, Kristoffer, I appreciate you demonstrating your knowledge of how our system works by spamming an untried MLM scheme in my thread!
Nothing wrong with comparing what else is out there.

Also its not professional at all Kimmy to refer to alternatives and competitors as schemes just cause they offer an interesting downline referral system.

This thread and others seem to indicate a number of webmasters are having problems even getting their own credit cards processed through ePassporte.

So before you knock other systems out there, best to make sure your own is system is flawless first which this thread says otherwise obviously.
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Old 04-24-2003, 01:06 AM   #32
Kimmykim
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Quote:
Originally posted by KRL
Nothing wrong with comparing what else is out there.

Also its not professional at all Kimmy to refer to alternatives and competitors as schemes just cause they offer an interesting downline referral system.

So before you knock other systems out there, best to make sure your own is system is flawless first which this thread says otherwise obviously.
Comparing apples to apples is fine with me. Compare apples to mangos and I will point out the obvious differences.

Having been sucked into MLMs twice in my life I am more than qualified to call something a scheme if it is MLM; I know exactly how they work, at both the entry level and down the road when there are hundreds in these downlines. Amway, Stormpay, Joes Burger Shack, ANYONE with downlines is a scheme in my book. And always will be. Somewhere in a box in a storage full of boxes there is some interesting paperwork on how MLMs are truly set up, but we'll save that in case the IRS ever needs to have a look at it. If you feel that my comments about these schemes are unprofessional, I'm sorry, it's something I am not going to apologize for since it is the utter truth.

Our system is not perfect, NO system will ever be flawless. As our system evolves, and our fraud management with it, I can assure you that some people will find it easier to get accounts and some will find it harder. This is simply the nature of fraud prevention and compliance with Visa; any system that blindly allowed anyone and everyone to sign up without verifying their information would be out of business very quickly... one reason that Paypal doesn't allow debit cards to be issued for 60 days to their account holders... ePassporte does not take 60 days to issue a Virtual Visa, and we are in compliance with everything that Visa and our banks have asked for to date. Which is something I am quite proud of and don't know that any other competitive system can say.

Once again, this is another way to take money for purchases -- it's not the only way, it's not sliced bread, it is an alternative for the adult industry at a time when one is clearly needed. If everyone jumped up and started using it tomorrow, I'd be happy, but I would also have a big bump on my head from where I passed out cold from shock and hit my head on the floor ;)
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Old 04-24-2003, 01:37 AM   #33
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Hey KimmyKim, maybe you can help me out here...

I called the other day an spoke at length with a very helpful assistant. I got through to him after having been sent back and forth between PayCom and what I perceived as being ePassPorte. He promised to email me the contract but he never did. Ofcourse, I can't remember his name.

Anyway, the talk I had with him was very good. Now, in addition to talking to him, I also emailed support for further info. I got very strange replies back that didn't really have that much to do with what I initially asked. So be it. No big deal.

But, what does puzzle me is that the guy I spoke to on the phone told me the fees were as shown on epassporte.com while the emails I received mentioned 8%. Ofcourse, I figure that's got to be based on some other usage form than just peer-2-peer.

Good product, though.. it's not that...

I'd really like to be able to take use of epassporte but when getting 2 different signals and no replies when expected it's quite difficult to get things set-up

Perhaps I should try again.. arh well...
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Old 04-24-2003, 01:44 AM   #34
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Hmmm, who did you speak to?

Fees are going to vary based on which account you are getting, or if you are running two different commercial account types.

If you want to drop me an email right quick -- [email protected] -- and tell me what applications you are looking for -- paying affiliates, taking payments, corporate financial management -- I'll get back to you tonite with some answers per your specific situation...

I hate to say quick like that but it's going on 2 am here and I've been up since 5.30 this morning when I had to get to the airport. Otherwise I'll be glad to answer anything else I get in the morning
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Old 04-24-2003, 01:48 AM   #35
Kristoffer
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Quote:
Originally posted by Kimmykim
Wow, Kristoffer, I appreciate you demonstrating your knowledge of how our system works
Thank you Im not a asskisser like the rest.

Calling other systems "untried MLM scheme" is pretty funny, when even your program had some starting problems - or did you forget that ?



Just my - and im out of your thread now
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Old 04-24-2003, 01:56 AM   #36
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I'm sorry, it's something I am not going to apologize for
Stop contradicting yourself, you're confusing me
Oh, OK, I get it, you're apologising for not apologising
*grin*
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Old 04-24-2003, 02:00 AM   #37
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what about http://www.moneybookers.com ?
is it another MLM? Rates are way better than any other service like this: as low as 1% capped at EUR 0.50. they charge me only EUR 1.80 to withdraw.
they allow adult too.
Is it another MLM? I don't think so...
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Old 04-24-2003, 02:02 AM   #38
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StormPay is giving up 2.5% of the fee's earned on referrals on a controlled 6 level downline to the webmasters.

MLM marketing programs are utilized by some of the world's biggest corporations including:

Sprint
MCI
Yamanouchi
ServiceMaster
Colgate-Palmolive
Primerica
Dainippon
Gillette
Mary Kay
Tupperware
Discovery Toys
Amway

and thousands of others.

StormPay users can also get the linked GlobalPay ATM card which comes with a US FDIC insured bank account which is provided by First National Bank of Texas for wire transfers, etc.

The GlobalPay ATM card can be used at over 750,000 ATM's worldwide displaying Cirrus and Maestro and Virtual Money ATM logos and over 5.5 Million retail stores worldwide.

I think ePassporte has designed a very good program, but its not the only program that will help webmasters to make more sales and profits.

I personally think having every possible way for a customer to pay is the smartest approach which is why I advocate diversity on every component of online businesses.

Having backup processors, sponsors, content providers, etc. etc. means you can sleep better at night knowing when one goes bye bye which inevitably happens in this and every industry you have your replacement already positioned and ready to go instantly.
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Old 04-24-2003, 02:17 AM   #39
Kimmykim
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Quote:
Originally posted by mule

Stop contradicting yourself, you're confusing me
Oh, OK, I get it, you're apologising for not apologising
*grin*

Egads mule, you got me on that one you know!

OK, I'm off to bed now, too much time with the eyes open today and not enough sleep last nite.

my last comment on MLM to you KRL. Some of those companies you have listed are not MLM, they do have a referral or reseller system. MaryKay, Tupperware and Discovery Toys are party systems like Pampered Chef and several others... these are not MLM, they are simple referrers no more than two tiers deep...

Of course you could do a search for Amway, perhaps for Dexter Yeager specifically. He's definitely a man that made Amway work for him and his downline, even to the point of being able to cripple Van Andel and DeVos' business if they didn't allow him to do it his way.

And of course the FTC loves to talk to MLM companies about their business, most fervently in the usual scenarios

If you are involved in any of these then I certainly wish you luck; it would be great to hear of someone prospering from them
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Old 04-24-2003, 02:51 AM   #40
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The bottom line Kimmy, no system is perfect, as we've all seen over the years. Everyone has a gimmick of one kind or another to build their client base. And that's what makes this industry so much fun and such a day to day challenge.

Good Luck To You Also!
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Old 04-24-2003, 04:32 AM   #41
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One difference between StormPay and ePassporte is ePassporte is processed by Visa and StormPay is processed by Kagi. One name is known and people may not want to 'strangers' processing their funds
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Old 04-24-2003, 07:21 AM   #42
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I've regularly read all GFY's topics that referred to Epassporte theme. All I know about Epassporte it's just two things:

1. It accepts CVV2 code cards only (most of European banks have not supported);

2. It's TOOOOO expensive ($50 fee for outgoing checks, $5 fee for every $100 loading/unloading, etc.)
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Old 04-24-2003, 07:24 AM   #43
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to 4Pics

yes Epoch does not own Epassporte oficially

Maybe Epoch owners own Epassporte too?
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Old 04-24-2003, 07:28 AM   #44
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I think any progress in this arena is helpful for everyone on the damn planet... Currency, barter units, whatever the fuck you want to call it -- it's our fucking money -- let's do something about it.

I don't want to live on a cashless planet.

VISA
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Old 04-24-2003, 08:43 AM   #45
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Ya know, another funny thing Kimmy you mentioned StormPay is untested.

Hmmm, that's interesting cause its up to a tad over 89,000 affiliates worldwide already.

What's the total affiliate base up to for ePassporte so far?
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Old 04-24-2003, 08:46 AM   #46
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I have a couple of comments, I'm just not clear on the whole thing.

1) How many surfers have epassporte accounts? About 5. The rest aren't going to sift through their bank statements, look for the deposit amounts, get verified, then come back and sign up for your site. By that time, they are well "over it."

2) PayPal accounts are ubiquitous, which made it a great option for Webmasters. They were everywhere, which caused millions of surfers to sign up. Epassporte is a flash in the pan...like Yahoo Auctions and UBid trying to compete with Ebay.

3) If I want to pay another Webmaster money, I use PayPal. It's well within their guidelines. Just because that person may be an Adult Webmaster, does not qualify the transaction as "Adult."

4) The company is ran out of Curacao -- a shady business haven. Home to countless gambling sites, tax shelters, and other questionable companies who wish to avoid some sort of US law or prosecution. If you have a problem with them, you are shit out of luck. I don't think the Better Business Bureau has an office in Curacao, lol.

5) Epoch is obviously affiliated with ePassporte, and they hired Kimmy Kim to spam their program. Pretty much anyone can hire Kimmy Kim to spam their program these days, she comes cheap after "leaving," ahem, many of the companies you see here on the board.

It's a neat idea on paper, but in reality, it's worthless.
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Old 04-24-2003, 10:04 AM   #47
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so brocklander, you don't think that guys who are used to paying for porn from their PayPal accounts will sign up for another similar type of program in order to maintain that security?

What I'm looking for is something to protect the guys who are used to that one extra layer between merchant and customer...50% of PayPal transactions are funded with a cc, it's not that they don't HAVE credit cards, they don't want that individual merchant showing up on their statement.

So they fund their PayPal (or new epassporte account) and all the wife sees is "PayPal"

Of course, now that PayPal is out of the picture, they won't have much choice, but I think it may give an edge to the merchant who is offering an alternative with the same advantage through a new program.

I guess whether epassporte is the program to do that is still up for debate, but I hope it happens.
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Old 04-24-2003, 10:13 AM   #48
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Quote:
Originally posted by brocklander
2) PayPal accounts are ubiquitous, which made it a great option for Webmasters. They were everywhere, which caused millions of surfers to sign up. Epassporte is a flash in the pan...like Yahoo Auctions and UBid trying to compete with Ebay.

3) If I want to pay another Webmaster money, I use PayPal. It's well within their guidelines. Just because that person may be an Adult Webmaster, does not qualify the transaction as "Adult."

4) The company is ran out of Curacao -- a shady business haven. Home to countless gambling sites, tax shelters, and other questionable companies who wish to avoid some sort of US law or prosecution. If you have a problem with them, you are shit out of luck. I don't think the Better Business Bureau has an office in Curacao, lol.

5) Epoch is obviously affiliated with ePassporte, and they hired Kimmy Kim to spam their program. Pretty much anyone can hire Kimmy Kim to spam their program these days, she comes cheap after "leaving," ahem, many of the companies you see here on the board.

It's a neat idea on paper, but in reality, it's worthless.
Hahaah, brocklander, you can always be counted on to weigh in with some kind of moronic negatives when my name comes up. I could set my watch by it.

ePassporte is closely supervised by Visa International -- perhaps more closely than ANY other alternate payment/pre-paid card service in the world. And Visa LIKES the way we do things, they LOVE the fact that we work with them and they keep an eye on every dollar, making the fact that the company is in Curacao completely irrelevant to anything but legal issues for some transaction types.

Your comments about paying another webmaster with Paypal not being adult are rather poorly thought out. Pay another webmaster for content you purchase and yes, it does become adult. Think before you type eh buddy?

No one's ever said that Epoch owners do not have some overlap with ePassporte investors, as a matter of fact if you'd read before you post you would see that I have confirmed that TWICE in this thread.

I'm not sure where you come up with all these "MANY" companies that you tout my having been with... there was Cashquest, CCBill and SIC. Over more than 4 years in this business and with the exception of SIC (and Lord knows that fiasco is very well known to everyone) the other two were long term positions, or perhaps in your haste to slur me, you didn't count like you didn't read?

And don't ever think I come cheap.
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Old 04-24-2003, 10:24 AM   #49
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Quote:
Originally posted by Master_Yoba
I've regularly read all GFY's topics that referred to Epassporte theme. All I know about Epassporte it's just two things:

1. It accepts CVV2 code cards only (most of European banks have not supported);

2. It's TOOOOO expensive ($50 fee for outgoing checks, $5 fee for every $100 loading/unloading, etc.)
correct me if I'm wrong, but epoch ccbill and the likes charge 10-15%....

5$/100$ is what... 5%?


and for the check, why not just do a bank wire?

maybe I'm missing something....
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Old 04-24-2003, 10:30 AM   #50
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Quote:
Originally posted by magnatique


correct me if I'm wrong, but epoch ccbill and the likes charge 10-15%....

5$/100$ is what... 5%?


and for the check, why not just do a bank wire?

maybe I'm missing something....
Yea but 50$ to have a check sent is still laughable, and as far as I know they still don't offer wires. I could be wrong. There system doesnt seem to have any automated way to rithdraw any money (besides using an ATM) and I still kinda feel like my moneys being held hostage. Any way you slice it I'm going to have to pay 37$ + to get at my cash.


you have to pay them 5% to put money in... (more if you deposit less than 100$) and you have to pay a minium of 2$ (the withdrawl fee) to take money out.... I'm not seeing the upside unless you plan on spending all the money in your account...and I don't.
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