Kristoffer, no one is forcing you to set up an account. In regards to the rates, they simply are what they are. If you were to go the IPSP route or your own merchant account, you would find the rates to be much higher or similar. If you don't feel that it's worth it to take ePassporte, then while I wish we could have done business, I realize that your primary concern is your business and I can respect that fact.
4pics -- you cannot read a simple statement? I will say it again, then. Epoch does not own ePassporte. ePassporte is a stand alone company based in Curacao (Netherlands Antilles), with Visa overseeing the deposits that come into the system at the interchange level. Some of the staff is the same for both, certainly not all of it, and the investors may or may not be the same people that own Epoch, since I am not privy to, nor did I ask to be informed, of who held what percentages of ownership in either company. I did not dodge your question, I answered it twice.
lovefucking -- if your bank does not support cvv2 then you have a couple of options, please email me if you want to explore --
[email protected] -- as I understand it, the Paypal issued Mastercards return an unsupported CVV2 response so it would seem that Paypal may be out of compliance. ePassporte is fully compliant with Visa's guidelines for tech setup all the way around. Once again, this system is designed to be one method of payment you can accept on your site, it is not designed to be the only one in most instances, though it certainly could be soon. We monitor very closely for fraud or attempts at fraud and CVV2 is a specific flag that we include and are not likely to change unless it is phased out by Visa.
kman -- there are a lot of new things that we are looking to add -- however, we have several issues with both the banks and Visa to work out prior to being able to announce a product update with those features in it -- since we have to get approval from both in order to add anything that changes the way the cards might be funded, it's not a fast process since we can't just make a decision on our own to do something and then just do it
