Any "adult friendly" insurance agents here? - GoFuckYourself.com

SteveLightspeed · 03-03-2003, 11:45 PM

We need to insure our new office space, but we don't want to disclose the nature of our business to a local who might not be so understanding. Any suggestions?

Steve Lightspeed

sextoyking · 03-03-2003, 11:48 PM

Hi Steve,

is it just office space, or is there photo shoots going on??

if there is photoshoots I would of course recommend a little more liability insurance then if there wasn't.

thanks

todd

SteveLightspeed · 03-03-2003, 11:51 PM

Just office space, rochard's head is too big to fit in the studio anymore...

sextoyking · 03-03-2003, 11:55 PM

Steve,

if it is just office space with employees and workstations, etc. I would just tell the insurance company that.. What do you do, We run internet companies, etc, etc.

If they ask if you work with adult related material, then you should tell the truth, but if not, you work on the net, ecommerce.

Rochard · 03-04-2003, 12:18 AM

Quote:

Originally posted by Lightspeed
Just office space, rochard's head is too big to fit in the studio anymore...

My head is too big? Right......

djdez · 03-04-2003, 12:55 AM

Finding an insurance company to insure internet businesses in general is a lot harder then you think. When we were looking for insurance companies, State Farm would not insure us. Apparently, they do not insure any computer based companies especially Internet companies. Also, my agent's other contacts wouldn't help us either. Please, lmk what you come up with, if you don't mind

Now that you brought it up. Anyone recommend a general liability company to insure against talent claims in photoshoots? I really don't care if i tell them or not about our business. The insurance company needs to insure photoshoots in multiple states. Also, need general liability as well.

Ted · 03-04-2003, 01:01 AM

I'm not sure what the situation is in the US but in AU if you do not disclose the full nature of your business activities then it's grounds for a claim rejection.

On the other hand if you list your activities as Internet company, modelling agency and photography then that *may* be enough to cover yourself.

Can you imagine the results of putting in a claim for loss of earnings for a model who was injured when a mains powered sexual stimulation device was unable to be switched off ?

fuckingmachines.com must have some scary premiums

marzzo · 03-04-2003, 01:22 AM

I believe TDavid @ scriptschool.com owns an insurance agency, I'm not sure what his specialty is but he might have some leads.

03-03-2003, 11:45 PM	#1
SteveLightspeed Confirmed User Join Date: Jul 2001 Location: Lightspeedworld Posts: 7,940	Any "adult friendly" insurance agents here? We need to insure our new office space, but we don't want to disclose the nature of our business to a local who might not be so understanding. Any suggestions? Steve Lightspeed __________________ Abra-cadabra!

03-03-2003, 11:48 PM	#2
sextoyking Confirmed User Industry Role: Join Date: Dec 2001 Location: Portland, OR. Posts: 6,034	Hi Steve, is it just office space, or is there photo shoots going on?? if there is photoshoots I would of course recommend a little more liability insurance then if there wasn't. thanks todd __________________ ICQ: 52344098 -------------------------------------- 50% Commissions on all Product Sales. http://www.wishing.com/money

03-03-2003, 11:51 PM	#3
SteveLightspeed Confirmed User Join Date: Jul 2001 Location: Lightspeedworld Posts: 7,940	Just office space, rochard's head is too big to fit in the studio anymore... __________________ Abra-cadabra!

03-03-2003, 11:55 PM	#4
sextoyking Confirmed User Industry Role: Join Date: Dec 2001 Location: Portland, OR. Posts: 6,034	Steve, if it is just office space with employees and workstations, etc. I would just tell the insurance company that.. What do you do, We run internet companies, etc, etc. If they ask if you work with adult related material, then you should tell the truth, but if not, you work on the net, ecommerce. __________________ ICQ: 52344098 -------------------------------------- 50% Commissions on all Product Sales. http://www.wishing.com/money

03-04-2003, 12:55 AM	#6
djdez Confirmed User Join Date: Dec 2002 Posts: 224	Finding an insurance company to insure internet businesses in general is a lot harder then you think. When we were looking for insurance companies, State Farm would not insure us. Apparently, they do not insure any computer based companies especially Internet companies. Also, my agent's other contacts wouldn't help us either. Please, lmk what you come up with, if you don't mind Now that you brought it up. Anyone recommend a general liability company to insure against talent claims in photoshoots? I really don't care if i tell them or not about our business. The insurance company needs to insure photoshoots in multiple states. Also, need general liability as well. __________________ Email: [email protected] PrideBucks - Making Gay Pay since 2003 GayAdPros.com - Buy. Sell. Exclusively Gay Traffic ICQ: 69711443 Last edited by djdez; 03-04-2003 at 01:03 AM..

03-04-2003, 01:01 AM	#7
Ted Confirmed User Join Date: Nov 2001 Posts: 830	I'm not sure what the situation is in the US but in AU if you do not disclose the full nature of your business activities then it's grounds for a claim rejection. On the other hand if you list your activities as Internet company, modelling agency and photography then that may be enough to cover yourself. Can you imagine the results of putting in a claim for loss of earnings for a model who was injured when a mains powered sexual stimulation device was unable to be switched off ? fuckingmachines.com must have some scary premiums

03-04-2003, 01:22 AM	#8
marzzo Confirmed User Industry Role: Join Date: May 2002 Posts: 2,134	I believe TDavid @ scriptschool.com owns an insurance agency, I'm not sure what his specialty is but he might have some leads. __________________ 4 5 zero - 2 2 - nine nine nine