I'm not sure what the situation is in the US but in AU if you do not disclose the full nature of your business activities then it's grounds for a claim rejection.
On the other hand if you list your activities as Internet company, modelling agency and photography then that *may* be enough to cover yourself.
Can you imagine the results of putting in a claim for loss of earnings for a model who was injured when a mains powered sexual stimulation device was unable to be switched off ?
fuckingmachines.com must have some scary premiums
