Just got robbed by CCBill - Page 2 - GoFuckYourself.com

lagcam · 09-20-2013, 09:22 PM

Quote:

Originally Posted by beaner

Most banks charge $20 to stop a payment on a check. I would bet that Merrick bank, who processes for CCBill, charges them exactly $20 per stop check. You moved and forgot to tell them to send to new address? That's 100% your fault.

Spot on.

Quote:

Originally Posted by L-Pink

Why weren't the checks just forwarded with the rest of your mail?

Great question (that won't be answered for sure).

Quote:

Originally Posted by Jel

We don't have an expiry date, which is where the heart of the confusion with the UK peeps is coming from

I, at least, considered an expired check as a void check that cannot be cashed. Previous posters have said why that's not the case, so in that respect yes, you'd have to cancel the check as in both instances the check is 'live', so to speak

This scenario wouldn't arise with a UK check, as it would never expire, hence the slight dumbfoundedness (on my part anyway) as to the whole charging to stop a useless check - which this thread has cleared up is not useless after all. So yeah, US banks are fucked up

That is not strictly true. UK cheques are normally valid for 6 months from the date of issue ie the date you put on it, not when you got the cheque book. I rarely use cheques but still use a book I originally started in 2005.

baddog · 09-20-2013, 09:37 PM

Quote:

Originally Posted by Socks

If I'm CCBill and I choose to do business with X bank, you're damned well sure they're waiving the fucking fees. lol.

means you are kidding, right?

bean-aid · 09-20-2013, 09:45 PM

Quote:

Originally Posted by baddog

means you are kidding, right?

I think so. Banks make money on fees.

Tdbank used to organize transactions per day by amount. Example, mortgage payment came out and they would put that first transaction of the day. If that bounced your account they would then out every other transaction after regardless of time.

So it goes like this.

$1500 in account. $1550 was mortgage, then 6 other transactions made with debit card same day. Organization of funds this:

-$50 ($35 fee). 6 other transactions totalling $60 ($210 in fees). Customer just paid tdbank $245 that day.

2MuchMark · 09-20-2013, 11:17 PM

Quote:

Originally Posted by Intenselol

Fun fact: CCBill has a 15-20% decline rate on cards.

OR,

They are declining 15-20% of the cards you send them because they are shit, and because they are protecting themselves AND protecting you at the same time.

Sly · 09-21-2013, 07:26 AM

Quote:

Originally Posted by **********

OR,

They are declining 15-20% of the cards you send them because they are shit, and because they are protecting themselves AND protecting you at the same time.

And the secondary processor picks up most of them just fine… for what reason?

I'm sure CCBill has their reasons for scrubbing so hard, and that's fine, but there's no need to make up a silly excuse aside from "it's their policy." Blaming the client for sending shit sales is absolute nonsense, when again, the secondary picks those sales up just fine.

If you are only using CCBill as your processor, do yourself a favor and add a secondary. You will see that I'm right. Feel free to send me a nice TV for Christmas is a thank you gift. I'm liking the 80" LEDs.

SlammedMedia · 09-23-2013, 06:42 AM

Quote:

Originally Posted by Intenselol

Fun fact: CCBill has a 15-20% decline rate on cards.

I'd expect higher than that.