"check void after 90 days" - question about international cash out - GoFuckYourself.com

mineistaken · 03-22-2013, 06:55 AM

Hello,

If you cash international check it takes +-3 weeks.
Lets say check is issued on January 15th and it says void after 90 days (so on 15th of April)
If its deposited on 30th of March will it cash out or not (deposited before void date, but cash should come after void date)?

I am not sure what goes on during those +-3 weeks, main question is - would bank which issued the check get "signal" on deposit date or only after those 3 weeks (so it would be after void date already)?

faxxaff · 03-22-2013, 06:57 AM

Should be no problem. Why not ask your sponsor to send you a wire or Paxum?

_Richard_ · 03-22-2013, 07:23 AM

there is no such thing as a 'void after 90 days'

same premise of writing a bad cheque..

x-rate · 03-22-2013, 07:23 AM

First you got to know it's 90 days from the check date to the deposit date. That's one of the reason why bank (well in Canada) Stamp the back of the check with their name and the date.

Second it's doesnt take 3 week for a check to clear.... your froze the money 3 week to have an extra layer of protection but by experience it's take only few day to 'really' clear. I'm in Canada and one of my friend have a bank account in the US. He wrote me a check and money went out of his account 3 days after I made the deposit.

I have a good credit so my bank let me deposit 5k of US check per business day without hold. Over that they 'freeze' the extra for 10 business days.

EddyTheDog · 03-22-2013, 07:39 AM

Quote:

Originally Posted by x-rate

First you got to know it's 90 days from the check date to the deposit date. That's one of the reason why bank (well in Canada) Stamp the back of the check with their name and the date.

Second it's doesnt take 3 week for a check to clear.... your froze the money 3 week to have an extra layer of protection but by experience it's take only few day to 'really' clear. I'm in Canada and one of my friend have a bank account in the US. He wrote me a check and money went out of his account 3 days after I made the deposit.

I have a good credit so my bank let me deposit 5k of US check per business day without hold. Over that they 'freeze' the extra for 10 business days.

Yeah - Uncleared funds is such a scam - It used to be needed, but these days its a money grab.

BlackCrayon · 03-22-2013, 08:18 AM

what if the check is like 8 months old. would it be stupid to try and deposit or am i just better off getting them to issue a new one?

Vendzilla · 03-22-2013, 08:21 AM

Here's an option, send your international checks when you get them to ePayServices. We'll cash them and load your debit card.

EddyTheDog · 03-22-2013, 08:25 AM

Quote:

Originally Posted by Vendzilla

Here's an option, send your international checks when you get them to ePayServices. We'll cash them and load your debit card.

Whats the hold time for US and Non US checks?

It might be a way for me to deal with CCBill...

PR_Glen · 03-22-2013, 08:29 AM

Quote:

Originally Posted by _Richard_

there is no such thing as a 'void after 90 days'

same premise of writing a bad cheque..

I guess you haven't ever worked in accounting and witness the problems with that premise?

We offer reissues of course but its ridiculous to not have an expiration on a check.

PR_Glen · 03-22-2013, 08:31 AM

Quote:

Originally Posted by BlackCrayon

what if the check is like 8 months old. would it be stupid to try and deposit or am i just better off getting them to issue a new one?

always better to talk to someone first if its been that long i'd say.

_Richard_ · 03-22-2013, 08:33 AM

Quote:

Originally Posted by PR_Glen

I guess you haven't ever worked in accounting and witness the problems with that premise?

We offer reissues of course but its ridiculous to not have an expiration on a check.

is it payment if the payment 'expires'?

PR_Glen · 03-22-2013, 08:35 AM

Quote:

Originally Posted by _Richard_

is it payment if the payment 'expires'?

the payment doesn't expire, the check does..

Vendzilla · 03-22-2013, 08:40 AM

Quote:

Originally Posted by EddyTheDog

Whats the hold time for US and Non US checks?

It might be a way for me to deal with CCBill...

We have no hold time, we send them directly to our bank, which is US based. We cash a lot of CCBill checks. When they clear, your account is credited.

With CCBill and Epoch , you can have them send the checks directly to us, we'll tell you how it works after signing up, it's pretty simple.

This is a really good service for webmasters outside the US

BlackCrayon · 03-22-2013, 08:50 AM

Quote:

Originally Posted by PR_Glen

always better to talk to someone first if its been that long i'd say.

the sponsor said to go ahead and deposit it but i worry their bank will reject or something since its so old.

2MuchMark · 03-22-2013, 11:31 AM

Quote:

Originally Posted by x-rate

First you got to know it's 90 days from the check date to the deposit date. That's one of the reason why bank (well in Canada) Stamp the back of the check with their name and the date.

Second it's doesnt take 3 week for a check to clear.... your froze the money 3 week to have an extra layer of protection but by experience it's take only few day to 'really' clear. I'm in Canada and one of my friend have a bank account in the US. He wrote me a check and money went out of his account 3 days after I made the deposit.

I have a good credit so my bank let me deposit 5k of US check per business day without hold. Over that they 'freeze' the extra for 10 business days.

Exactly right.

If you have a good relationship with your bank they should never hold any checks. It might be a good idea for them to hold a $5k or bigger check as its protection for you as well.

If your bank holds sub $5k checks for 30 days for them to "clear", talk to your account manager and see what you can do to get this removed. It's not the check they don't trust, its you.

03-22-2013, 06:55 AM	#1
mineistaken See signature :) Industry Role: Join Date: Apr 2007 Location: ICQ 363 097 773 Posts: 29,656	"check void after 90 days" - question about international cash out Hello, If you cash international check it takes +-3 weeks. Lets say check is issued on January 15th and it says void after 90 days (so on 15th of April) If its deposited on 30th of March will it cash out or not (deposited before void date, but cash should come after void date)? I am not sure what goes on during those +-3 weeks, main question is - would bank which issued the check get "signal" on deposit date or only after those 3 weeks (so it would be after void date already)?

03-22-2013, 06:57 AM	#2
faxxaff Confirmed User Industry Role: Join Date: Dec 2002 Location: Marina Hemingway Posts: 2,134	Should be no problem. Why not ask your sponsor to send you a wire or Paxum? __________________ Asian Babes

03-22-2013, 07:23 AM	#4
x-rate Confirmed User Industry Role: Join Date: Jun 2008 Location: Montreal Posts: 725	First you got to know it's 90 days from the check date to the deposit date. That's one of the reason why bank (well in Canada) Stamp the back of the check with their name and the date. Second it's doesnt take 3 week for a check to clear.... your froze the money 3 week to have an extra layer of protection but by experience it's take only few day to 'really' clear. I'm in Canada and one of my friend have a bank account in the US. He wrote me a check and money went out of his account 3 days after I made the deposit. I have a good credit so my bank let me deposit 5k of US check per business day without hold. Over that they 'freeze' the extra for 10 business days. __________________ Have quality traffic? Make money with Crakrevenue Email: misterxmtl @ hotmail.com Skype: misterxmtl

03-22-2013, 08:18 AM	#6
BlackCrayon Too lazy to set a custom title Join Date: Jun 2003 Location: Ottawa Posts: 19,631	what if the check is like 8 months old. would it be stupid to try and deposit or am i just better off getting them to issue a new one? __________________ you don't know you're wearing a leash if you sit by the peg all day..

03-22-2013, 08:21 AM	#7
Vendzilla Biker Gnome Industry Role: Join Date: Mar 2004 Location: cell#324 Posts: 23,200	Here's an option, send your international checks when you get them to ePayServices. We'll cash them and load your debit card. __________________ Webair died? Carbon is not the problem, it makes up 0.041% of our atmosphere , 95% of that is from Volcanos and decomposing plants and stuff. So people in the US are responsible for 13% of the carbon in the atmosphere which 95% is not from Humans, like cars and trucks and stuff and they want to spend trillions to fix it while Solar Panel plants are powered by coal plants think about that

03-22-2013, 07:23 AM	#3
_Richard_ Too lazy to set a custom title Industry Role: Join Date: Oct 2006 Location: Earth Posts: 30,989	there is no such thing as a 'void after 90 days' same premise of writing a bad cheque..