"check void after 90 days" - question about international cash out

[mineistaken]

Hello,

If you cash international check it takes +-3 weeks.
Lets say check is issued on January 15th and it says void after 90 days (so on 15th of April)
If its deposited on 30th of March will it cash out or not (deposited before void date, but cash should come after void date)?

I am not sure what goes on during those +-3 weeks, main question is - would bank which issued the check get "signal" on deposit date or only after those 3 weeks (so it would be after void date already)?

[faxxaff]

Should be no problem. Why not ask your sponsor to send you a wire or Paxum?

[_Richard_]

there is no such thing as a 'void after 90 days'

same premise of writing a bad cheque..

[x-rate]

First you got to know it's 90 days from the check date to the deposit date. That's one of the reason why bank (well in Canada) Stamp the back of the check with their name and the date.

Second it's doesnt take 3 week for a check to clear.... your froze the money 3 week to have an extra layer of protection but by experience it's take only few day to 'really' clear. I'm in Canada and one of my friend have a bank account in the US. He wrote me a check and money went out of his account 3 days after I made the deposit.

I have a good credit so my bank let me deposit 5k of US check per business day without hold. Over that they 'freeze' the extra for 10 business days.

[EddyTheDog]

First you got to know it's 90 days from the check date to the deposit date. That's one of the reason why bank (well in Canada) Stamp the back of the check with their name and the date.

Second it's doesnt take 3 week for a check to clear.... your froze the money 3 week to have an extra layer of protection but by experience it's take only few day to 'really' clear. I'm in Canada and one of my friend have a bank account in the US. He wrote me a check and money went out of his account 3 days after I made the deposit.

I have a good credit so my bank let me deposit 5k of US check per business day without hold. Over that they 'freeze' the extra for 10 business days.

Yeah - Uncleared funds is such a scam - It used to be needed, but these days its a money grab.

[BlackCrayon]

what if the check is like 8 months old. would it be stupid to try and deposit or am i just better off getting them to issue a new one?

[Vendzilla]

Here's an option, send your international checks when you get them to ePayServices. We'll cash them and load your debit card.

[EddyTheDog]

Here's an option, send your international checks when you get them to ePayServices. We'll cash them and load your debit card.

Whats the hold time for US and Non US checks?

It might be a way for me to deal with CCBill...

[PR_Glen]

there is no such thing as a 'void after 90 days'

same premise of writing a bad cheque..

I guess you haven't ever worked in accounting and witness the problems with that premise?


We offer reissues of course but its ridiculous to not have an expiration on a check.

[PR_Glen]

what if the check is like 8 months old. would it be stupid to try and deposit or am i just better off getting them to issue a new one?

always better to talk to someone first if its been that long i'd say.

[_Richard_]

I guess you haven't ever worked in accounting and witness the problems with that premise?


We offer reissues of course but its ridiculous to not have an expiration on a check.

is it payment if the payment 'expires'?

[PR_Glen]

is it payment if the payment 'expires'?

the payment doesn't expire, the check does..

[Vendzilla]

Whats the hold time for US and Non US checks?

It might be a way for me to deal with CCBill...

We have no hold time, we send them directly to our bank, which is US based. We cash a lot of CCBill checks. When they clear, your account is credited.

With CCBill and Epoch , you can have them send the checks directly to us, we'll tell you how it works after signing up, it's pretty simple.

This is a really good service for webmasters outside the US

[BlackCrayon]

always better to talk to someone first if its been that long i'd say.

the sponsor said to go ahead and deposit it but i worry their bank will reject or something since its so old.

[2MuchMark]

First you got to know it's 90 days from the check date to the deposit date. That's one of the reason why bank (well in Canada) Stamp the back of the check with their name and the date.

Second it's doesnt take 3 week for a check to clear.... your froze the money 3 week to have an extra layer of protection but by experience it's take only few day to 'really' clear. I'm in Canada and one of my friend have a bank account in the US. He wrote me a check and money went out of his account 3 days after I made the deposit.

I have a good credit so my bank let me deposit 5k of US check per business day without hold. Over that they 'freeze' the extra for 10 business days.

Exactly right.

If you have a good relationship with your bank they should never hold any checks. It might be a good idea for them to hold a $5k or bigger check as its protection for you as well.

If your bank holds sub $5k checks for 30 days for them to "clear", talk to your account manager and see what you can do to get this removed. It's not the check they don't trust, its you.