Originally Posted by x-rate

First you got to know it's 90 days from the check date to the deposit date. That's one of the reason why bank (well in Canada) Stamp the back of the check with their name and the date.

Second it's doesnt take 3 week for a check to clear.... your froze the money 3 week to have an extra layer of protection but by experience it's take only few day to 'really' clear. I'm in Canada and one of my friend have a bank account in the US. He wrote me a check and money went out of his account 3 days after I made the deposit.

I have a good credit so my bank let me deposit 5k of US check per business day without hold. Over that they 'freeze' the extra for 10 business days.