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SleazyDream 09-17-2009 01:37 AM

Bad renters
 
so my brother rented out a house in BC.

1/2 million dollar place.

the people had good references and jobs - but my brother moved to manitoba - 2000Km away.

anyway they stopped paying rent after like 3 months so we went out to evict them

the stove was ruined - glass top used for hot knifing

the microwave (built in one with exhaust fan - not cheap) - was fried and has to be replaced

all rugs ruined

the fridge was missing the bottom plate

the filter on the central air was clogged and had to be changed so the air stopped and

they installed a wall unit into a window - all they had to do was chaneg a $10 filter and there was 6 of them there.

There was holes in the wall (punched in)

They hung all pictures with HUGE screws ruining the drywall - removed 30 of them

They NEVER cut the grass - and this neighborhood is litterly like desprite housewives - the neighbors wanted to kill him

It's a TOTAL KIDS neighborhood and the neighbors told us he smoked pot and did coke or the like every day on the balcony in front of the kids

He NEVER CLOSED the garage door - EVER - with is stuff in there

They left 1/2 their stuff and wont answer calls to pick it up - including a washer dryer and the air conditioner and piles of other crap worth hundreds of dollars.

and on and on..

the damage was fixable - but this was a 1/2 million dollar high end house for this area (LA people fuck off LOL)

don't get it....

worst part is they had 2 little kids and exposed them to drugs every day... that BUGS me. do your shit but don't expose the kids to it.


really don't get why they abandoned everything..........

mikesinner 09-17-2009 01:42 AM

Quote:

Originally Posted by SleazyDream (Post 16329200)
so my brother rented out a house in BC.

1/2 million dollar place.

the people had good references and jobs - but my brother moved to manitoba - 2000Km away.

anyway they stopped paying rent after like 3 months so we went out to evict them

the stove was ruined - glass top used for hot knifing

the microwave (built in one with exhaust fan - not cheap) - was fried and has to be replaced

all rugs ruined

the fridge was missing the bottom plate

the filter on the central air was clogged and had to be changed so the air stopped and

they installed a wall unit into a window - all they had to do was chaneg a $10 filter and there was 6 of them there.

There was holes in the wall (punched in)

They hung all pictures with HUGE screws ruining the drywall - removed 30 of them

They NEVER cut the grass - and this neighborhood is litterly like desprite housewives - the neighbors wanted to kill him

It's a TOTAL KIDS neighborhood and the neighbors told us he smoked pot and did coke or the like every day on the balcony in front of the kids

He NEVER CLOSED the garage door - EVER - with is stuff in there

They left 1/2 their stuff and wont answer calls to pick it up - including a washer dryer and the air conditioner and piles of other crap worth hundreds of dollars.

and on and on..

the damage was fixable - but this was a 1/2 million dollar high end house for this area (LA people fuck off LOL)

don't get it....

worst part is they had 2 little kids and exposed them to drugs every day... that BUGS me. do your shit but don't expose the kids to it.


really don't get why they abandoned everything..........

Report them to child protective services. You will be doing the kids a favor. I went through shit like that when I was a kid.

SleazyDream 09-17-2009 01:44 AM

Quote:

Originally Posted by mikesinner (Post 16329209)
Report them to child protective services. You will be doing the kids a favor. I went through shit like that when I was a kid.

we actually had that discussion today and are going to do it tomorrow.

we thought about it - and no way should kids EVER be exposed to that

StinkyPink 09-17-2009 01:45 AM

Sounds like white trash that ran into a bit of money. Their reference was probably "Bubba who runs the laundromat" and "Marge from down the street".

:2 cents:

SarahLLO 09-17-2009 02:30 AM

what is hot knifing?

Deej 09-17-2009 02:33 AM

Quote:

Originally Posted by mikesinner (Post 16329209)
Report them to child protective services. You will be doing the kids a favor. I went through shit like that when I was a kid.

Quote:

Originally Posted by SleazyDream (Post 16329213)
we actually had that discussion today and are going to do it tomorrow.

we thought about it - and no way should kids EVER be exposed to that

Although I dont condone what has gone on but depending on the age of the kids, CPSD might not be a good solution...

Just saying...

Joe King 09-17-2009 02:44 AM

What credit reporting agency did he use to check on them? Experian operates in Canada right? I wonder what their score was.

To rent a nice house in LA you need a beacon score of like 720

If these people really had great credit I doubt they would have done what they did. There is a big difference in quality of people between "pretty good credit" and "really great credit".:2 cents: Oh yeah I know "sometimes bad things hapen to good people, I know my credit is not great but give me a chance to prove myself" blah blah blah cry me a fucking river.

Better to leave a property empty than to rent to someone who has less than a perfect rental application.

StinkyPink 09-17-2009 03:47 AM

Quote:

Originally Posted by SarahLLO (Post 16329270)
what is hot knifing?

I own a glass top stove and I am going to assume they were cooking directly on the burner.

However, these stovetops can be extremely high maintenence. I clean mine on a regular basis and it is still black around the burners. You spill anything on it and it just melts to the stovetop. Gotta have a rag with you at all times.

I try keeping it clean while I cook, but my lazy, sloppy, girlfriend has no respect for nice things.

v4 media 09-17-2009 03:53 AM

Quote:

Originally Posted by SarahLLO (Post 16329270)
what is hot knifing?

Take two knives or tongs place them over the hob and get those fuckers glowing redhot.

Get a glass milk bottle, drop a coin in it, place in plastic bag and give it one sharp shake, if you're good you should have a round hole in the side of the bottle. drop a lump of hash on to the knife put it in the bottle quickly, press down with other knife, and suck up the smoke from the top of the bottle.

StinkyPink 09-17-2009 03:57 AM

Quote:

Originally Posted by v4 media (Post 16329450)
Take two knives or tongs place them over the hob and get those fuckers glowing redhot.

Get a glass milk bottle, drop a coin in it, place in plastic bag and give it one sharp shake, if you're good you should have a round hole in the side of the bottle. drop a lump of hash on to the knife put it in the bottle quickly, press down with other knife, and suck up the smoke from the top of the bottle.

What? :upsidedow

jerryb 09-17-2009 04:05 AM

My sister is a realtor and owns about 20-25 houses in the inner city for leasing. She runs into the exact same thing month after month with both white trash and black ghetto people. They pay rent for about 3 months then stop. :mad: Takes about 3 months here to get them evicted so that basically cuts your income in half. Forget about suing them...you get nothing for your win. They ruin the houses, carpets, appliances and more. In a couple houses they took all the inside doors, light fixtures, stove, fridge, carpet from 3 rooms and paneling from family rooms. Total wreck costing about $15K each to fix back up.

My pushing to her is to SELL the houses and bail out of it. Really not worth the hastle. Maybe 1 in 10 here in Michigan are responsible renters. :(

dav3 09-17-2009 04:19 AM

Quote:

Originally Posted by jerryb (Post 16329468)
My sister is a realtor and owns about 20-25 houses in the inner city for leasing. She runs into the exact same thing month after month with both white trash and black ghetto people. They pay rent for about 3 months then stop. :mad: Takes about 3 months here to get them evicted so that basically cuts your income in half. Forget about suing them...you get nothing for your win. They ruin the houses, carpets, appliances and more. In a couple houses they took all the inside doors, light fixtures, stove, fridge, carpet from 3 rooms and paneling from family rooms. Total wreck costing about $15K each to fix back up.

My pushing to her is to SELL the houses and bail out of it. Really not worth the hastle. Maybe 1 in 10 here in Michigan are responsible renters. :(

The renters took the doors and the light fixtures?? wtf!?

Phil 09-17-2009 05:21 AM

Shit like this happens all the time. My uncle has 8 properties for rent and he always has people like that. Few years ag he got a call from police telling him to come over to one of his properties. They busted meth lab there. That wasnt fun.

Spunky 09-17-2009 05:25 AM

I would hire a property manager to check things out from time to time if you're out of province

wyldblyss 09-17-2009 05:49 AM

I'm going to put my 2 cents in here. Please make sure your assumptions of their parenting skills is accurate prior to calling childrens services. In your story, you don't mention anything like "neighbors said the kids went hungry, or saw the parents beat them, or hear the kids screaming, or parents threatening to abuse them" Your complaints are regarding drug use of which you personally did not witness, but are getting as second hand information.

Now I don't use coke, nevre have, but I assume since it is a powder that can blow away in the wind...why would they do coke on a balcony instead of inside the house? As for pot/hot knives...well, I don't smoke either, but I can tell you I know a hell of a lot of people in adult and mainstream that DO and have kids, and they are good parents...mind you, they don't smoke in front of their kids, but I am sure at some point they have had contact with their kids when they were a little high, much like coming home from a party with a few drinks in you...doesn't make you a bad parent.

In my life I have learned that you don't take what you feel for adults out on their kids......so make sure if you do call the authorities you are calling them because you really believe the child need protection from their parents and not just because you are pissed at their parents...because if that is the case...it is the children who can lose. If taken away when they don't need to be...they could be put in foster care where they are in more danger than they were in their home

Vicious_B 09-17-2009 05:53 AM

People like that really piss me off because it gives responsible renters a bad name. The last place I rented the owners refused to fix anything or maintain the place in any way because the previous tenants were fuck ups. It took them 3 months to fix the heat which broke in November, was without drinkable water for 5 months because they kept putting off fixing the well and went 5 days without hot water when that broke.
We were good tenants and took care of the place despite the fact they had lied about the utilities in the listing and they lied about cleaning, painting and replacing carpets. The day we got the keys they hadn't done any of the things that they were supposed to and even their realtor said it should have never been rented in the condition they gave it to us.

After Shock Media 09-17-2009 05:23 PM

Quote:

Originally Posted by Spunky (Post 16329604)
I would hire a property manager to check things out from time to time if you're out of province

Property managers are one of the biggest jokes out there in the rental world and should be a last resort choice. They only care if the rent is paid, that is it. The will ignore condition of place, complaints, you name it as long as the rent is being paid. They also never actually visit the places, and the few that do just do a drive by.

There is a very damn good reason I do not do high end rentals and yes half million price tag would be high end even in my area of California. The reward is just not worth the risk. You will never be able to set a high enough deposit to offset the risk either. I did two higher end rentals before and sold them, I now only do lower end and will never touch another high end place unless the price tag equals out to it being many units at one location.

In the rental world credit checks also do not seem to help hardly at all. Every so often the background checks payoff but again they often do not really give you clear story. You just really need to develop your own renters sense and have a good application that asks the right questions.

Then again I would never be a vacant landlord again either. One of my prior high end places was out of town and it fucked me over hard and I could of caught some of the damage earlier if I was able to check it out more often.

Guess to sum it all up, there is more stable money and much less risk in lower end rentals.

L-Pink 09-17-2009 05:31 PM

Don't call the police based on actions you personally didn't see.

.

beemk 09-17-2009 05:40 PM

Quote:

Originally Posted by StinkyPink (Post 16329458)
What? :upsidedow

https://youtube.com/watch?v=afwbEJB7hVs

weird i never heard of that either, i wonder how the other end doesnt get hot.

baddog 09-17-2009 05:44 PM

Quote:

Originally Posted by L-Pink (Post 16332431)
Don't call the police based on actions you personally didn't see.

.

:thumbsup

You could fuck up a lot of lives with a stupid phone call.

baddog 09-17-2009 05:46 PM

Quote:

Originally Posted by beemk (Post 16332451)
https://youtube.com/watch?v=afwbEJB7hVs

weird i never heard of that either, i wonder how the other end doesnt get hot.

What a waste and hassle. :2 cents:

Agent 488 09-17-2009 05:47 PM

could be worse. they could have went bankrupt and fucked ton of people out of money.

MadisonMadness 09-17-2009 05:47 PM

v4 seem to know an awful lot about hot kniffing. must read a lot. :-)

After Shock Media 09-17-2009 05:52 PM

Quote:

Originally Posted by Agent 488 (Post 16332474)
could be worse. they could have went bankrupt and fucked ton of people out of money.

Please explain how it could be worse, especially for the landlord.

fuzebox 09-17-2009 05:54 PM

Went through a similar experience, a few people here know what happened... Thing was the renter was a friend.

Now we use a management service for our properties and so far she's been great with screening.

After Shock Media 09-17-2009 05:58 PM

Quote:

Originally Posted by fuzebox (Post 16332494)
Went through a similar experience, a few people here know what happened... Thing was the renter was a friend.

Now we use a management service for our properties and so far she's been great with screening.

I had sort of forgotten to put 2+2 together with that when it all went down. Was concerned when you first told me about it, think we talked about it in Atlanta or prior to that. Never had any luck renting to friends or family either.

beemk 09-17-2009 06:03 PM

Quote:

Originally Posted by Agent 488 (Post 16332474)
could be worse. they could have went bankrupt and fucked ton of people out of money.

:1orglaugh:1orglaugh:1orglaugh

Agent 488 09-17-2009 06:10 PM

you can't compare a couple holes in the wall and a middle plate missing from the fridge to people losing (hundreds of?) thousands due to someones bankruptcy.

i'm just saying keep it in perspective ... it could be worse.

Quote:

Originally Posted by After Shock Media (Post 16332486)
Please explain how it could be worse, especially for the landlord.


SwirlsGirl 09-17-2009 06:10 PM

Do not call C.P.S. Bad renters do not necessarily equal bad parents. Not to mention a house is material and can be repaired. Tearing apart a family is a horror that cannot be undone.

After Shock Media 09-17-2009 06:23 PM

Quote:

Originally Posted by Agent 488 (Post 16332536)
you can't compare a couple holes in the wall and a middle plate missing from the fridge to people losing (hundreds of?) thousands due to someones bankruptcy

i'm just saying keep it in perspective ... it could be worse.

I am trying to figure out what you really mean in the context of this topic. You just said it could be worse they could of went bankrupt.
Them going bankrupt would not have hurt the landlord any more than they already did.

I can not see how (if your applying) the landlord could of lost hundreds of thousands due to it. So can you explain better please, I really am curious.

Damage is damage and the landlord is out of pocket every penny above the security deposit. Landlord is already out the missing rent up to the point of eviction and depending on how long it takes to evict them (up to several months here if the tenets know the laws) even more months of rent. Landlord is also out the legal process of the eviction, serving the people, and in this persons case making a complete inventory of all the shit left behind and then the cost of storing it for as long as their given state/countries laws apply. They can of course attempt to take them to court to recoup and hope that the damages and rent do not exceed the limits if small claims. After that collecting is almost fruitless.

If you add in bankruptcy, the only thing that changes is well nothing. Your amount owed is just added into their bankruptcy crapola.

Forest 09-17-2009 07:20 PM

Quote:

Originally Posted by beemk (Post 16332451)
https://youtube.com/watch?v=afwbEJB7hVs

weird i never heard of that either, i wonder how the other end doesnt get hot.

what a fucking waste

i can think of 10 better ways to smoke hash

fmltube 09-17-2009 07:38 PM

Quote:

Originally Posted by After Shock Media (Post 16332486)
Please explain how it could be worse, especially for the landlord.

Thats the risk you take as a landlord and renting. If renters concern you, get a bigger deposit or select your renters more carefully.

After Shock Media 09-17-2009 08:11 PM

Quote:

Originally Posted by fmltube (Post 16332721)
Thats the risk you take as a landlord and renting. If renters concern you, get a bigger deposit or select your renters more carefully.

Huh? Is this some twilight zone thread now?

You are responding to a question I was asking in an attempt to find out how a bankruptcy would be worse. By quoting that and posting what you did I am fucking lost yet again.

I am not the one complaining about renters. I have had a few bad ones in the past and have since learned many expensive lessons. I already posted that we screen the people and aside from the issue that most screening does jack shit, you still can and will get assclowns as tenets. - One of main reasons is past landlords often do not share data or

One can also only raise a deposit so much. Go to high and you price yourself out of the market, same is said of the rents. Then even with a large deposit, they never are large enough to cover for the damage of just 1 evil assclown tenet.

96ukssob 09-17-2009 08:22 PM

Thats fucked up. that kinda shit pisses me off when kids are around that stuff.

as well, gives renters a bad name. Im looking to rent a house where im at (not sure if i want to live here for 3+ years) and every place tells of horror stories of renters. I dont get it, just because its not yours doesnt mean you can trash it

Quote:

Originally Posted by v4 media (Post 16329450)
Take two knives or tongs place them over the hob and get those fuckers glowing redhot.

Get a glass milk bottle, drop a coin in it, place in plastic bag and give it one sharp shake, if you're good you should have a round hole in the side of the bottle. drop a lump of hash on to the knife put it in the bottle quickly, press down with other knife, and suck up the smoke from the top of the bottle.

Quote:

Originally Posted by beemk (Post 16332451)
https://youtube.com/watch?v=afwbEJB7hVs

weird i never heard of that either, i wonder how the other end doesnt get hot.

:1orglaugh:1orglaugh learn something new everyday

Loch 09-17-2009 08:40 PM

wau that is pretty screwed up, what is the name of the place where the house is?

beemk 09-17-2009 09:28 PM

Quote:

Originally Posted by After Shock Media (Post 16332570)
I am trying to figure out what you really mean in the context of this topic. You just said it could be worse they could of went bankrupt.
Them going bankrupt would not have hurt the landlord any more than they already did.

I can not see how (if your applying) the landlord could of lost hundreds of thousands due to it. So can you explain better please, I really am curious.

Damage is damage and the landlord is out of pocket every penny above the security deposit. Landlord is already out the missing rent up to the point of eviction and depending on how long it takes to evict them (up to several months here if the tenets know the laws) even more months of rent. Landlord is also out the legal process of the eviction, serving the people, and in this persons case making a complete inventory of all the shit left behind and then the cost of storing it for as long as their given state/countries laws apply. They can of course attempt to take them to court to recoup and hope that the damages and rent do not exceed the limits if small claims. After that collecting is almost fruitless.

If you add in bankruptcy, the only thing that changes is well nothing. Your amount owed is just added into their bankruptcy crapola.

he was taking a jab at sleazy because sleazy went bankrupt while owing hundreds of thousands.

baddog 09-17-2009 09:29 PM

Quote:

Originally Posted by fmltube (Post 16332721)
Thats the risk you take as a landlord and renting. If renters concern you, get a bigger deposit or select your renters more carefully.

:1orglaugh

After Shock Media 09-17-2009 09:43 PM

Quote:

Originally Posted by beemk (Post 16332935)
he was taking a jab at sleazy because sleazy went bankrupt while owing hundreds of thousands.

No idea he had filed for bankruptcy - then again that is not a huge deal. I even had to file myself when I was 18. After my car wreck the commin just bottomed out and I had massive lease.

pr0 09-17-2009 10:54 PM

Quote:

Originally Posted by SleazyDream (Post 16329213)
we actually had that discussion today and are going to do it tomorrow.

we thought about it - and no way should kids EVER be exposed to that

You would rather the kids be dragged through the legal system....probably separated from each other & possibly molested in a foster/group home & end up being criminals

Rather than see their father use substances that just 60 years ago were in every headache medication available at the local Pharmacy?

Also widely used by Freud...who's "kids" & "students" ended up shaping today's modern medical society.

Just let it go....but insist they pay for any damages. And maybe just threaten to call protective services...but not do it.

pr0 09-17-2009 10:59 PM

Quote:

Originally Posted by After Shock Media (Post 16332950)
No idea he had filed for bankruptcy - then again that is not a huge deal. I even had to file myself when I was 18. After my car wreck the commin just bottomed out and I had massive lease.

Yea really people act like Bankruptcy is a big deal.

So what if i fuck Capital One (or some other huge billion dollar company) out of a few dozen grand. They make up for it with the interest they charged me the whole time. (easily). I wouldn't lose a wink of sleep, or be ashamed at all honestly. :2 cents:

StinkyPink 09-17-2009 11:12 PM

Quote:

Originally Posted by pr0 (Post 16333059)
You would rather the kids be dragged through the legal system....probably separated from each other & possibly molested in a foster/group home & end up being criminals

I spent a lot of time in foster homes and I was molested in a foster home. My Father died when I was young and my mother was an alcoholic. She was beaten and raped buy my step-dad, and when she finally got away from him (he was in a car accident and got abnesia) she had to raise 3 boys on her own. Me being the oldest. I am glad that my brothers didn't go through what I did. Though they are alcoholics now and I am not. Go figure.

Foster care isn't always what it is cracked up to be. Just like renters... some are good, many are bad.

D Ghost 09-17-2009 11:35 PM

that is just ridiculous

I rented out a $900,000 home (fully furnished) in Ohio for a few months and nothing of this nature EVER happened. Except one time a friend accidentally ripped the hand rail off the wall going down into the basement. I had it fixed within 1 week and notified the owner I was renting from. No problem.

gecko 09-18-2009 01:30 AM

Ouch.. rented it out to the wrong peeps.

SleazyDream 09-18-2009 02:19 AM

Quote:

Originally Posted by Agent 488 (Post 16332536)
you can't compare a couple holes in the wall and a middle plate missing from the fridge to people losing (hundreds of?) thousands due to someones bankruptcy.

i'm just saying keep it in perspective ... it could be worse.

good point. :2 cents:

I also lost personalty more in the bankruptcy than what I wrote off as well.... to keep that in perspective....

SleazyDream 09-18-2009 02:21 AM

Quote:

Originally Posted by pr0 (Post 16333059)
You would rather the kids be dragged through the legal system....probably separated from each other & possibly molested in a foster/group home & end up being criminals

Rather than see their father use substances that just 60 years ago were in every headache medication available at the local Pharmacy?

Also widely used by Freud...who's "kids" & "students" ended up shaping today's modern medical society.

Just let it go....but insist they pay for any damages. And maybe just threaten to call protective services...but not do it.

we thought about this - and didnt' report it.

mostly cause we didn't see it personally. many people told us, but that's not good enough

SleazyDream 09-18-2009 02:33 AM

Quote:

Originally Posted by pr0 (Post 16333070)
Yea really people act like Bankruptcy is a big deal.

So what if i fuck Capital One (or some other huge billion dollar company) out of a few dozen grand. They make up for it with the interest they charged me the whole time. (easily). I wouldn't lose a wink of sleep, or be ashamed at all honestly. :2 cents:

i don't see how much money a company has as a reason to fuck them over.

i didn't hide anything in my bankrupsy. I put it all on the table.

I was in a situation where I couldn't get out. So I followed the law and put everything on the table.

I've talked to many people who tell me about hiding money and such, I don't believe in that. Quite disgusted by it actually. That's not me. I'm about GETTING the stuff - not keeping it. Am I ashamed I declared Bankruptcy - yes. But I see it as a way to start over. Not a way to fuck people over.

On that note one person who threatened me many times really disgusted me as he felt he was owed before everyone else and not subject to the bankruptcy laws. Esp when I sacrificed the welfare of my family to make HIS payments he was 5 months late on. It really showed me his true colors esp when he kept going to many of my friends spreading lies about the situation and me. In the end the truth will set you free. I would have held to the bankruptcy laws on our agreement, but had he given two shits about me and not be concerned ONLY with himself I would surly if I am blessed to become successful again opened MANY doors for him. Every time he continues to slander me lowers the possibility of me sending opportunity to him in the future in other ways.

SleazyDream 09-18-2009 02:50 AM

it's about learning and moving forward I guess

TurboAngel 09-18-2009 09:48 AM

Quote:

Originally Posted by SleazyDream (Post 16333397)
we thought about this - and didnt' report it.

mostly cause we didn't see it personally. many people told us, but that's not good enough

They are for sure the last people to call about kids when you hadn't seen type of neglect yourself.

iTouch! 09-18-2009 09:57 AM

http://biblauragraphy.files.wordpres.../01/snitch.jpg
:1orglaugh

After Shock Media 09-18-2009 02:47 PM

Quote:

Originally Posted by After Shock Media (Post 16332950)
No idea he had filed for bankruptcy - then again that is not a huge deal. I even had to file myself when I was 18. After my car wreck the commin just bottomed out and I had massive lease.

I just re-read this and realized I totally fucked up a part of it.
Should read - After my car wreck the comic book business dropped out and I had a massive lease.

Quote:

Originally Posted by pr0 (Post 16333070)
Yea really people act like Bankruptcy is a big deal.

So what if i fuck Capital One (or some other huge billion dollar company) out of a few dozen grand. They make up for it with the interest they charged me the whole time. (easily). I wouldn't lose a wink of sleep, or be ashamed at all honestly. :2 cents:

I had saw that Sleezy posted this quote in the start of another thread. No idea it started with a response to something I posted.

To me bankruptcy was a big deal and was pretty hard to do. I knew I would be fucking over some very good people all because 1 asshole company would not playball. Really had no other choice though. I was not ashamed of it though and I did my best to prevent it. If my auto insurance would not of delayed as much as it did and if my property company would of allowed me a payment plan to get back on track none of it would of happened.

I also see it two different ways. I am ok with those people that do their best, try to build up a business or something and end up filing. I however am not ok with those that live outside of their means, charging shit with no intention ever of paying it and using it as a lifestyle reset button every few years. While using every way possible of hiding assets.


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