Credit Card Question
 

If I pay off the credit card bill, every month on time, will i still get raises in credit score, or do i need to carry a balance and pay interest for them to report credit to the bureaus?

YARGH! It looks better to carry a balance.

Pay it off each month then you get higher credit score.

2 differant answers, great... lol

you didn't give it enough time, wait 5 more minutes and you should have 5 more different answers :)

its good to have a low revolving balance

credit scores are affected at 25 50 75% marks

on unsecured its against the credit limit
on secured its against the value of the loan

i have an unsecured, and i went out tonight and im $20 from my $10,000 limit, so Im assuming im past my 75% mark and if I just keep paying off interest on it, my credit should raise pretty well?

How long on average would it take to reach a credit score of 7, with no late payments ever.