Notary made error giving me an extra home
 

brief history..

we bought a house back in 2001, got financing and everything for it. The sellers notary did all the paperwork and we thought the case was closed....

so this month, we had to go get paperwork done with our notary.. and to our surprise, the seller's notary not only wrote in our house, but the house next to ours.

The sellers wanted to sell the house next to ours, but found out that it doesnt belong to them. (legal context)

We are now talking to see whether or not we can sell this house.
Is there some kind of lawyer insurance for mistakes made by them?

what is ur opinions about this?

its valued around 260k-300k and it would be a nice chump of change

however, someone will be burnt for this

p.s. : the notary who did the paperwork is now fired.

Give him his house back, asshole.

I swear to god I'd murder someone if they ever sold my house like that.

well if there is such thing as lawyer insurance against stupidity, why should i? They can sue the lawyer and make back the money.

Ya, give the house back or you'll have a price on your head.

I actually think that you probably have no recourse for this situation.....but I bet that the owners of said house have Mortgage insurance witch is supposed to be sure the house is free and clear when they buy it.....This is all just a guess BTW I really have no experience in this sort of thing.:2 cents:

Congrats, you are now without a doubt the biggest asshole on gfy.

It would cost them money either way....Why be an asshole and fuck someones world up if you dont have to...greed is evil and Karma is a motherfucker...tread lightly

The notary is also insured, you got nothin, trust me

See, i would get crazy and angry if this happened, but if there was some kind of insurance against this, i would rather the big companies lose than the individual.

Stop trying to cash in on a technicality. Its people like you that make insurance rates sky high.

Give the person his house back, and don't be a dickhead.

its just an idea. my notary is fixing it this mess, but damn, legally we have another home.

Dude don't be an asshole... Fuck, so someone made a honest mistake ... People like you are the reason this countries legal system is so fucked up. If you do give this guy crap, I hope to hell he turns around and sues your ass for everything your worth.. which I'm sure he would do.. It dosn't matter if someone made a mistake, the judge will look and see what happened and when he sees you are just trying to fuck someone for nothing then you will lose.. Then he can sue you.

Nah I just hope he kills him.

whats the problem here? If he can profit from it and the other person doesnt lose anything id say go for it. my advice talk to a lawyer first

i will take all of the comments here into consideration when dealing with this.

i doubt i will screw anyone over just coz im not like that.

If he sells the other person's house how would they not lose anything? Even if there is insurance or something, they still have to go through tons of fucking hassle and stress.

It's called Errors and Omission's insurance and I'm sure most title companies hold it, however with all that said, join in the xmas spirit and give the guy his house back :)

If you are a honest person there is nothing to consider.. Just give the righful owner their house back... Btw I just noticed your in Canada so I guess your not the reason why my court system is fucked up, but your just as bad as the sue happy people here.

i was just thinking that with a mistake like that, maybe the insurance co., if there is one, would just buy it back

and fyi, i donated 150 to
http://angelsforchristmas.com/

coz im that big of an asshole.:1orglaugh

Ya..i would jsut make it easy on the people next door

i doubt you would win anywhere

based on your own story, i would immediately ask you for the papers back if i was a judge

Giving donations does not buy someone out of asshole status. Asshole.

I don't think you have any recourse on this. Best to fix the "paperwork" and be done with it.

Was this a title company that screwed up or just a public notary at like a MailBox Etc or a Bank?

V

Ya did not expect so much opposition did you? No doubt you will do the right thing....

Any lawyer would trace the paper trail and bring it down to a mistake in writing the legal description. It's likely a court would just change the legal description and correct the title being that there is no sale documents between you and the actual owner. Also the owner would of had to sign a quit claim deed to legally 'give' you the property.

Believe me the person who truly owns the house is out something. First all the property taxes they've paid over the years, all the mortgage interest, etc, the asset in his portfolio, and more I'm sure.

The notary doesn't have power to give you anything. Those flunkies take 2-hour classes and a cheesy little test to do one thing - verify signatures. There's no way that you'd be on record with the bank or title insurance company for that property. A simple title search would discover any erroneous errors.

You'll be the one burnt in the long run. :feels-hot

Do you really think you can steal a home and have nothing happen to you?

how did i steal something that we didnt even know we had.

like i said, my notary will layout the options to end this matter.

Its like that card in monopoly "bank default in ur favor" only this time, i wouldnt be getting anything from it.

Were you born in a trailer (don't answer this)


There is never a zero sum game. Even if this person doesn't "lose", the insurance company paying out "loses"

Then how do they cover there ass? Pass it on via higher insurance premiums to the consumer.

So, in the end, every consumer loses to this person, in the form of higher premiums. Or did you fall asleep during economics?

i guess the school by my trailer park didnt have economics. so by your logic if something happens to my truck, i shouldnt claim it because it will make others insurance go up? or maybe thats what insurance is for

This shit is pretty easy, if you have some kind of common sense.

Did you buy the house? No.

Just because someone made an error and accidentally signed over the house on you, doesn't necessarily make it yours. Even though it may say so on the paper.

Ethics and common sense.... what's that?

You are one heartless bastard if you even think about doing this

something that Chowda dosn't seem to have, IMO if he was a honest person this would never be a question... He won't get anything in the end, if he tries to steal the house, the lawyers will make all the money and he will be fucked in the long run..

I missed in this thread where this person incurred actual damages. If he was using insurance for ACTUAL damages, then he is using insurance for what it is for.

How is this person at a lose? What is he losing in this situation? Not only would the courts not deem this as plausible, and he probably wouldnt get anything, for the sake of argument lets pretend that the insurance companies do have to pay out on this.

Where is this person being made whole in the situation? What he is doing is using a mistake to try to cash in. Work for your money, and if you don't make it, don't try to take others. It probably means your not fit for this world anyways.

insurance is to cover unexpected accidents. if there is insurance to cover this sort of thing, then why wouldnt you use it?

yeah i guess if someone else messed up and you could be compensated for their mistake, you would pass up on it?

Give me the registration number of your deed of sale and I will look it up for you. I doubt you can get anything from it because you also have to look at the properties other's titles to see what they also say.

Bro, you really need to just call it an error and give the guy his house back. You probably shouldn't have brought it to the board!

FYI... Chowda doesn't work for Zarnia, even though it's in his sig. It's my company. He is just promoting the program because he believes in it. I thought I would mention this simply because others may cast a negative light on a program that is promoted by someone they don't agree with principle wise.

marc

Just wondering if, legally, you now also owe a lot of back taxes + fines?

Whats sad is you were stupid enough to bring this to GFY, the master flame board

What a cock. People always out to make a dishonest buck from another persons mistake.

Karma's a bitch.

A free house? woohoo! Fuck 'em. A chance like this only comes once in a lifetime. Keep it and sell it or maybe turn it into low income housing, you know, to be nice. Rent the bitch out for $300 a month to some filthy immigrants or perhaps the next crack whore that can pay you with a VCR and a blowjob. Merry fucking Christmas! :thumbsup

If you're the owner, shouldn't you be liable for 2-3 years of back taxes on the property then? Just give it back, I know if you made me homeless because of a lawyer's mistake, that would be the least of your concerns :)

WG

I think you will wind up spending more money in court than you possibly have to gain :)

I would take into consideration Karma... It seems there is a wealth of Karma that you can win or lose here.

Think of the Brady Bunch episode. Remember when they found the wallet with all the money? The greed tore them up. Anyways in the end, the elderly couple gave them a reward. Maybe all involved would give you one for giving the house back.

There is no such thing as karma.
unless you call getting shot by your neighbour karma when you actually mean cause and effect.

ps. You can't actually sell his house because of a notary mistake. Where is the property deed and other title documentation lol.

I've heard that a lot... I've seen otherwise a lot!

that would be the least of your concerns...

unless you call getting shot by your neighbour karma when you actually mean cause and effect...

These pretty much say it all. lol You'd get your own new home... sort of cramped, damp and drafty I'd think. The view is horrendous as well. :1orglaugh

HAHA, you think you own and house and you didn't know about it? If you tried selling it you'd have the gov asking why you didn't pay taxes and shit the past 2 years genius.

yeah.. it's called cause and effect. If you're an absolute bastard you get "bad karma" because no one ever does anything for you. If you're a good person always going out of your way for people, lots of people "owe" you a kind favour and it comes back to you.
It's a slight tendency in those directions. Absolute bastards still win the lottery and live incredibly wonderful lives, Nice people die of cancer early. Karma is bullshit for fools, eastern religious replacement of our belief in a literal hell.