PaySystems moves into adult industry
 

I don't want to upset people...I simply want to announce that we are moving into the adult industry as a check processor. We are not going to be processing credit cards as of yet, but PSeCheck is ready to go. Recurring billing is currently being finished (hopefully by Oct. 10 (end of this week)) and we plan on bringing the same attitude and customer care to the adult world that has made us the premiere payment processor on the internet. My email address is [email protected] and I can be reached at 1-866-699-9021 ext.2109. I will be handling the original adult merchants and I plan on having a good relationship with the entire industry. If I piss you off, tell me so that I don't do it again. If I make you happy, let me know what I did, so that I can repeat history. Best of luck to all of you...I look forward to having long-lasting relationships with many of you.

Cheers.
James

By the way, I am new to this forum so if I fuck up and put a thread in the wrong place, tell me, don't rant. Thx.

curious what % you guys will be asking...

coool!
Paysystems are good people! I like the idea they will process adult stuff as well! I hope they'll offer the same service as they do with the mainstream crowd...

keep the good work guys!

Avion

Just to ensure no crossed wires, our adult services will only extend to check processing for now... We will be looking at a txn fee of 60 cents and a discount rate falling somewhere between 5 and 6%. Our underwriting department determines the exact amount based on risk, credit history, fulfillment, etc... Our rates will probably fluctuate a little in the next year as we determine the best balance between cost and quality.

Cheers
James

u guys are in montreal.. i applied to work there. hehehe u guys didnt process adult b4.. what made u change?

I do some mainstream processing with PaySystems and they are top notch :2 cents:

We have decided to move into the adult industry for several reasons. We are satisfied with the fraud reduction technology available to us when processing checks. Online check processing has not yet reached it's potential and we are setting ourselves apart from the pack...we want to emerge from the online check boom as the clear cut industry leader. You should have come and worked for us...PaySystems is a great company to work for.

Cheers
James

Once people set up your system, will you pull the same fast one you did on me????

oooooooooooooooooooooooooooo

Re: Notice of Termination



Mr. xxxxx,



As a result of a re-evaluation of your site's content:



Pursuant to Section 6.3, of the definition of ?Event of Default? of the PaySystems Corporation Internet Billing Account (IBA) Agreement entered into among yourselves and PaySystems Corporation (?PaySystems?) for account # 41800 (the ?Agreement?), we hereby terminate the Agreement, with effect immediately. We hereby notify you that pursuant to Sections 5.2 and 6.3 of the Agreement, the whole of the Reserve Account and all Remittances, as such terms are defined in the Agreement, shall be held by PaySystems until all potential Returns, Refunds, and Chargebacks in relation to your Customers, as such terms are defined in the Agreement, are fully processed to the satisfaction of PaySystems.



Regards,



Shawn G. Forrest

Supervisor- Underwriting & Compliance

PaySystems Corp




----- Original Message -----
From: [email protected]
To: [email protected]
Cc: [email protected] ; [email protected]
Sent: Tuesday, December 31, 2002 1:31 PM
Subject: Fw: Lost check


Resending the original email. An answer would be appreciated.

Joe Blow

----- Original Message -----
From: [email protected]
To: [email protected]
Sent: Friday, December 27, 2002 12:22 PM
Subject: Lost check


Hi,

My merchand ID: 41800 ( XXX Entert.)

I haven't received the payment of $ 801.88 of the paydate of 12/8/02. On the other hand, I did receive the subsequent payment last Monday. I have good reasons to beleive that that check is either lost or stolen.

Could you please do a stop payment on that check, and issue a replacement.


Please let me know the situation


Joe Blow

oooooooooooooooooooooooooooooooooo


For your info, I was personnally signed up by Nick Meletis, agreed to pay a higher % fee and a higher reserve. I had a totyal chargeback percentage of 0 ( yes, 0 %) .

So, why should people fucking beleive you????

:thumbsup :thumbsup

As the representative for PaySystems, I feel the need to address the issue presented by DirectFiesta. Our underwriting department is in place to minimize the risk of doing business in an often unstable world of online payments. Their hands are more than capable and they made a decision that your business (whatever it was, I do not know) presented a risk that was not worth taking...I apologize for the inconvenience that this may have caused. As for your concerns about payment, you say that you have taken legal action and I think it would be best to allow a court of law to determine the outcome. Now that you have expressed your concerns (which may very well be legitimate), and I have responded to them, I will ignore all other posts by you which appear to be redundant.

As a company, we strive to provide the best possible service. I think that a bad taste lingers in our mouth while we tend to take the good experiences for granted. Sometimes, things happen that, in hindsight, we would have prevented if given the opportunity again. I trust this is one of those situations and that our legal department is ensuring the best course of action is being taken.

Cheers
James

risk was adult, selling of videos... Approved by your sales people, and terminated by your " accounting" with a 4 minutes notice. Six months after cancellation by you, still not one single chargebacks.

Payments was partially received from PaySystems later on. A few amounts are still outstanding, but nothing major.


Still PaySystem didn't act in a professional way as CCnow and Paypal did when they decided to get out of "adult goods" .Why would you be better now.

Your position of non-answering is in line with the one of your company.

We use Paysystem for some of our mainstream stuff. I look forward to testing their checking solution out.

If anyone has any technical, support or sales inquiries, our toll-free numbers for the appropriate departments are on our website. www.paysystems.com

If someone would like to contact me directly regarding PSeCheck, the number is 1-866-699-9021 x.2109

Cheers
James

Good, paysystems is a great company. I hope some major paysites will try out offering ONLY checks for a while, and see how it works. The less we rely on MC and Visa the better.

So will you be able to accept Canadian checks online as well? And by that I mean, the user wont have to print a form and fax it in.

Unfortunately, PSeCheck will only allow for checks coming from American banking institutions to be processed. This is because we use a system called ACH (automated clearing house) for the settlement of the accounts. In Canada, we use a system called EFT (electronic funds transfer) and these two networks are not fully compatible. However, any merchant in any country can use PSeCheck...we will arrange settlement on a case-by-case basis...but the ability to pay will be limited to US consumers.

We are currently working on the development of check processing through EFT...and eventually the two will work together as one product. I hope this is clear to all...if it isn't, let me know.

Cheers
James

So will you guys be calling members at their homes to make sure they are happy with their membership?

Heard to many horror stories with paysystems.

your so called "underwriters" can be a pain in the ass

I guess sometimes, negative feedback is better than no feedback. Seriously, I have no problems answering your concerns...I can appreciate the fact that the online world is pretty pissed at processors in general. I want to take this time to remind people that pretty much every business, and every bank has some former clients which feel that there was injustice done. And that doesn't make things right...on the other hand it should make us as processors anxious to correct the trend...and so here I go again.

Our underwriters are the backbone of our business. They assess business that we take on and the success of our business depends directly on their assessments. Therefore, sometimes being a pain in the ass is what their job demands...believe me, our underwriters do not enjoy being a pain in the ass but they enjoy the benefits of doing their job properly. PaySystems undertakes to contact consumers sometimes, so that chargeback rates remain low, consumer fraud occurrences are reduced, merchant fraud is eliminated, and ultimately so that we can offer the competitive rates we offer. I hope that this comes across in the right tone, which is one of genuine effort to correct wrongdoings and smooth rough ground.

In other news, my beloved Buccaneers are going to demolish the Colts tonight. Be there!

Cheers
James

I am a sad, sad man right now...that was the worst 4th quarter I have ever seen. Now that I have lost all my lunch money in bets, I should have a little more time to answer questions...

Cheers
James

"Jacker" is probably a bad name choice for a processing representative.

PS-JAMES might have been a better choice :)

I've used PaySystems on my primary mainstream site for years and watched them improve consistently... glad they're finally moving into adult!

:thumbsup

Thanks for the advice on the name...jacker represents first initial and last name. i.e. J. Acker If it wasn't for those kids on my Novice hockey team, long before I knew what jacking was, maybe I would be prone to change. But, when friends name you, you got to respect their call.

Cheers
James

You might want to make some changes on the site.
http://www.paysystems.com/faq.htm#faq5

404 Error on
http://www.psecheck.com/
when you press the "Pricing" link to
http://www.psecheck.com/pricing.html
"What is it" link to
http://www.psecheck.com/whatisit.html
"Integration" to
http://www.psecheck.com/integrate.html

Also the "Home" image that rotates to a different one when you move your mouse over it gives a "x". Same with "ISO/Agent", "Contact Us", "Login".

I can't believe the Colts won. I think that was a bad call by the refs on that kick. Did you see where the kick that won it for the Colt's bounced off a players helmet before it hit the goal post to get in. If it didn't hit the players helmet, he would of missed again.

You say your only moving into check transactions for adult right now... Does this mean that you will be moving into adult credit card transactions soon? As you may know, Canadians without a U.S. presence are very limited right now. Being located in Montreal you would provide a viable solution to Canadian webmasters, and could reap the benefits big time.

Thanks for the pointers on the sites. I don't think we will make a change to PaySystems main site as our main business is still credit card processing and adult is still not accepted there. Which brings me to the last post...I do not make the decisions regarding what industries we move into; however, I don't think adult CC processing will be in the near future......perhaps a few months down the road......but for that matter, it could be tomorrow...I just do not foresee it from my position and knowledge.

The PSeCheck website is a dummy site while the real one is being developed...so those problems will be taken care of with time.

I did see the kick...that leaping call was BS...it was by the rule book, but that is like a roughing call in overtime in hockey...you just don't make that call. I will survive....

Cheers
James

if you didnt learn how you can loose $$ on websitebilling you will on paysystems, directfiesta is already an example how stupid can a billing company be.


best cc processing company paysystems.com go with them!

I have been using Paysystems now for about 6 months processing herbal products.

I do everything I can to reduce chargeback potential, but Paysystems likes to refund money back to anyone that makes a complaint, regardless of the consumer's credability.

We have delivered products to people only to find paysystems voided the sale 2 days later, for "Fraud Risk". Why not perform the fraud risk before you tell us the sale is approved and funds are captured. You are costing me money with this delayed void sales.

I recently received a notice from paysystems stating that my chargeback fee would increase to $100 per incident if my account did not improve.

Everytime we send you documentation to support a sales, we never even get a reply, only a chargeback from some low life trying to get out of paying their bill.

i have emailed you, but i want to ask here anyway, do you accept hosting companies that provide to adult customers

we al know that authorize.net has been screwing people left right and centre, what is your position?

I would be the first to jump on your wagon James, did you guys get the timeout issue fixed with your CC processing servers that's been in my pocket deeply for 45 days?

Is the check processing running on the same servers?

I am actually looking for alternate processing right now. Both mainstream and adult.

If the checks are running across the same timing out on clients servers that the cards are running on, I'm still looking.

All of you screaming about how great paysystems is, you're not listening to your clients or talking to your reps, because even their tech department doesn't know what the problems are, or how to fix them.

If they do get/have them fixed, I'm all for it :)

:2 cents:

AST

You should check into Netbilling for a robust solution. They only charge us about 3% for check processing and less for credit cards. Netbilling is our primary and Ccbill is our secondary. We could not be happier.

Z

I have not had one chargeback, but I have had a dozen or more hot cards go through.

Paysystems caught ONE ( 1 ). I scrubbed the rest myself.

Have another hot one sitting in there "captured" tonight. I guess it's up to me to call the victim tomorrow morning and finish scrubbing.

Of course, even though I caught it myself, I'll end up paying the refund fee to paysystems, just like all the other times.

Yes, they charge to refund a hot card that I caught and they missed.

I had to adopt my newest policy outlined here .

If you post on this board, I'll tell people the truth.

AST 121760557

AST

You are the second individual to bring up server timeouts. I have kind of put myself in a vulnerable position here on GFY but I expected that. My intention is not just to gain huge volume quickly but to establish a relationship with all you merchants so that my word is trusted and I can maintain a large portfolio of satisfied merchants. For now, I am a sitting duck...when a concern is brought forward here, that concern is usually legitimate. If there is a legitimate concern with the product that I am selling, then that is a legitimate concern for me, also, because it will lower my sales...my commissions...my paychecks... So, I am trying to iron out the kinks and I promise, I am going to bat for you guys whenever I can.

Now, as to the timing out issue, I have spoken to my sales manager and it is something he is unaware of. How long has it been going on? What are the approx. number of transactions that time out per day? per week? Are the transactions being processed and the message timing out, or are the transactions not being processed? If you could fill me in on this stuff, it will help us find a solution. If any other of our merchants are experiencing similar difficulties, please let me know the details also...thanks.

As for the check processing, it is actually taking place on completely unique servers from the CC processing.

Cheers.
James

You don't know about the server timeouts?

Maybe it's because the check processing is on different servers, therefore, why would you.

I assure you, people do know about it from paysystems, and readily admit that they are and have been working on it for weeks and have no idea how to fix it.

Number and fequency of timeouts? I have no idea. I only know when my clients come to me and state that they've gotten the message "an error occured while processing the url to the server". This is on auth, after all information has been entered.

I also know that the last time this happened, it was an order for $259.00. The client tried twice more. Then I called paysystems, and this was the result of the sale:

--------
xxx 10/9/200 2:24 PM yeah.. same this time

xxx 10/9/200 2:26 PM ok thats cool.. we dont buy often, but when we need it.. lol we need it right now haha

Adult Site 10/9/200 2:27 PM If you have a paypal account, you can use your credit card or a bank transfer.
I'm sorry about paysystems. I'm going to have to look for another processor if this is the way their servers are going to work.

xxx 10/9/200 2:28 PM yeah... we dont have paypal anymore.. paypal closed it down on us :(

xxx 10/9/200 2:31 PM ahh well.. looks like we are out of luck.

Adult Site 10/9/200 2:32 PM Paysystems says it's a timeout issue. It should go through if you try again.

I'm so sorry..

xxx 10/9/200 2:34 PM its ok.. I just bought it elsewhere.. sorry.. we just had to move on this :(

Adult Site 10/9/200 2:35 PM Thank you. Sorry, I couldn't help :(

xxxx 10/9/200 2:36 PM its ok

AST

Sometimes when a consumer is using a connection speed which is slower than normal, we run into a timeout situation. There is, obviously, a chance once in a while that the server will timeout for whatever reason (not being a techie, I am not going to try to explain that technically) In a situation where the consumer has re-presented several times and there was a continuing timeout error, I think it would have to be a connection issue.

Sincerely
James

blah blah blah eat a dick

Another horror story.

Ha! Jacker....:1orglaugh

Now, You say that every fucking bank has remorse for what they have done?

Crocodile tears we call them here....

Bankers and lawyers are a fucking species that should be 'termitated' withour remorse, mercy or pitty.

FYI: i have more than $300K frozen for 6 months due what your banks did to my former billers, TG my biz is strong enough and i recovered fast, but believe me they will pay for this, one way or another.

So i understand what DirectFiesta is talking about, i also know that most morons here will say, 'hey how did you let that happen?', well, just wait for your turn, it will come. and you'll know the answer to your silly question.

it is not easy to predict a billing company shutdown, with no signs and NO WARNING.

what you American billing companies have done is shoot youself in the foot and tie the knot around your head. now, there is no foreign webmaster that have a penny of confidence in your biz behaviour.

and you say that your Inquisition types underwriters choose the best for your company?, shortsighted is to undermine the confidence of your customers moving your waist ONLY for your best interest, and commiting unfair acts like holding the funds for 6 months for no real reason, not counting the losses caused for the termination of the rebills, etc...

Again, you will pay for this, now you have come face to face with the internet's most powerfull will: PORN, we made internet what it is, if not for us, you will still be typing ascii codes (do you know what an ascii code is?) on a green or amber monitor.


Moron, get your ass out of here!

shame on you!

El Demonio.

We signed up with Paysytems after following a thread here, only after signup did it become they would not process adult credcard payments. Shame as we would have given em a shot.

dont try to sound you are smart while you are stupid.
i signup with a generated credit card it went through and you started sending traffic.
your traffic sucks ass
it wasted my time
so :321GFY

So your admitting to using a fraudulent credit card to buy traffic and then complaining about the traffic? What a fucking idiot! :321GFY

Is that you who sent that hot card through? LOL. If I were you, I'd be calling my sponsor right about now trying to get a wire.

I'd also be looking up some hosting :)

I'm coming for you :thumbsup

http://adult-site-traffic.com/traffic/fraud.shtml As I said, I'm doing my own scrubbing anyhow. My processor can't.

Yea, I'm stupid :) Have a nice day ! http://perlmountain.com/ouch.gif

:ak47:

Ok. I'll give you that. However, AWM's aren't typically sitting on a 14kbs dialup. Besides, other traffic providers processors can process their cards, obviously.

Besides, I'm sitting on speeds of up to the equivilancy of a T at times, and my admin times out or 404's on on logon all the time.

It's your servers. Ask your tech and CSMs.

AST

As I said, sometimes our servers do time out for whatever reason. However, in a case where the consumer cannot make a purchase after trying several times, there is obviously a problem of some kind on their end also, whether it be connection speed, security settings, etc... If this were not the case, we wouldn't be able to process anything and the fact is, we do process. We process thousands of transactions every hour.

James

Someone kick this Jacker moron out of here.

Get the message Jacker: American billing companies have lost any AWM's respect and confidence.

How hard the people have beat you in this thread is the living proof. quit that job and go sell used cars.

or better, put up a porn site and come to mill broken glass with your ass side by side with us.

I am sorry that you wasted your time with the signup process. Again, to clarify once more, PaySystems is processing checks for adult websites but not credit cards. If there is anytime in the future when we decide to process adult CC, believe me, I will let you all know. (it would be sweet)

James

El Demonio can you hit me up on ICQ
69689194

thx

El Demonio

First of all, we are not an American billing company, but that's ok...research is for librarians. Secondly, taking a beating was expected; thirdly, I don't really care that I am taking a beating. People fuck up, companies fuck up, I fuck up, you fuck up...and at some place at some time, that fuck up has to be accounted for. Right now, I am taking the heat for a lot of past fuckups. If I have to eat a little bit of shit to gain a lot of business, so be it.

By the way, if you think this is a hard beating, you need to get out more.

James