Experienced Webmasters Only!!! ;-)
 

I am interested in finding out what kind of results some of the more experienced webmasters have when using more than just one processor.

Also interested in hearing from the ones NOT using more than one and the reasoning behind it.

Im just interested in hearing if your setup fee is reduce if I already have recently registered with one of the big 3...

Since ya pay for the visa regs, and... I dont need all of them anymore, ;)

:thumbsup

LOL - or do you really want to spam mpa2?

Fuck it.

ICQ me at 21978948 and I will get you a good deal.

But hey, I was looking for some answers here, not deals ;)

I'm not using it yet cos it's so damn expensive to set up.

I plan to use it some day though.

Just spoke to one of their sales guys on ICQ. Really helpful chap. The 2.5k is not actually that much when you deduct the VISA reg fees. I'm gonna seriously consider this, its gotta be a big draw for affiliates.

G

If you register with Visa through one IPSP, another IPSP should be able to utilize that Visa registration. Just ask them.

Do you know firsthand?

Because I was under the impression that you have to register with all IPSP's?

DrewKole - Unless VISA changed the rules in the last few days, you have to register with VISA for each IPSP - one of the reasons why it has been cost prohibitive for many webmasters to cascade between more than one processor.

Good question though, and trust me, there has been a lot of confusion regarding this since the new rules came into effect last November.

For every 100 sales we get with our primary processor, we get another 20 through our seconday. We get almost none through our terciary. Fortunately, the MPA2 system also handles dialer and checks for us which brings in additional revenue. Here is the breakdown of processors we use:

1. Epoch
2. PSW Billing
3. CC Bill

Dialer: No Credit Card
Checks: Electra Cash

That is pretty accurate. It varies a little, but the average is between 20% - 30% better convertion ratio when cascading.

Won't the chargeback ratio increase a lot if you use more than one processor?

Slightly. Secondary processors usually have a higher charge back level than primary, which is one of the reasons why billing companies don't like being the secondary. One way you can balance this if you have a problem is to alternate which one is first and which one is second. However, unless you're pushing the limit with your primary you shouldn't have a problem running a secondary processor.

Poppy and NetRodent...

All the processors have their own way of scrubbing credit cards, and they also have their own "buildt up" negative datebase. This varies a bit, hence the difference in performance from processor to processor, but overall they make sure that they are below the CB ratio set by VISA and MC. Obviously.
The important thing though is that when one card can be in one processors negative database due to a certain circumstance, it does not necessary mean that the card is not good.

This is the reason why cascading makes sense, and as NetRodent said, if you make sure that you are not pushing the limit in the way you present the sale to one processor, the secondary and the third will work just fine due to the fact that they do have different ways to validate if a card is good or bad.

And trust me, the last thing a processor want is a chargeback extra...

If we didn't already have our own proprietary software for cascading software I would buy and use the MPA2 program right away. It is extremely valuable to be able to cascade between more than one processor...unless you're in the habit of giving money away.

And honestly, to be able to own a piece of software that is this robust...I think the price is more than reasonable.

I would love some info on the MPA2 program?

dannyh at simplecom.net

:glugglug

Interesting. Thanks.

MPA 2 works great for us, I wish PSW would get
their shit together though.

We make more money, our webmasters make WAY more
money with the Cascading features :thumbsup

Using multiple processors is tricky but if you market your signup page right you'll get results. Be sure they are reputable first.

That's the thing. Too many webmasters running paysites are throwing their money on the floor. If it is not due to over-protected processors, it is because they don't make sure to at least try to maximize each single hit that comes to their site.
Grab their email by customizing the joinform, entice them with an easy signup process, and be sure to use more than one processor.

Micro-managing your each and every hit might seem tedious, but when you have a decent amount of traffic it will definately be worth it.

JR, you are right about the affiliates. Why deny them a better signup ratio by not cascading? Doesn't make sense at all... Share the wealth! :thumbsup

I had a conversation with Jeff S. over at Paycom/ Epoch today who again confirmed that you have to register to VISA via EACH IPSP you process with. One thing to be aware of, if you already process with one, the next one you add will go through VISA's screening process a lot faster due to the fact that you already have been through the process once. So that's a good thing =)

cafeaulait - You are right on the money!

Besides,

When you have a solid people like Mansion and Oystein standing behind their products you can't go wrong. BUY IT TODAY!


:2 cents:

Thanks Mike - we already know that! ;))

But seriously, it seems like there are a lot of webmasters not cascading and generally just throwing away money. I still have no good reason for why some of you might not do it. Is it all a question of the cost up front, or is it because most webmasters dont know how extremely valuable it is?

Anyone?

I think this is a very common n00bie mistake.

Diversifying your payment options is a MUST in todays environment.... and guess what??? WE don't charge ANY setup fees! :winkwink:

Roxxy - well, that is why we are here to let them know right? ;)

Looks like a good product you have there. Can you email me with some more info on it?

oystein at mansionproductions.com

:thumbsup

Btw, we are using ELECTRACASH.com in MPA2 with great success... All implemented and full payouts to affiliates, all tracked in MPA2

http://www.mansionproductions.com/mpa2.html

For those that want more info on our product.

However, there are other programs out there that are pretty good to. You have Traphecia (http://www.traphica.com/), Truestats has a good program and there are a couple of other ones that can compete...

Oy do you need to have a merchant account to use the software or can it work with several 3rd party processors using their accounts?

I keep meaning to get with you on this issue but never get around to it dammit

Hey Dig...

MPA2 works with Epoch, CCBill and PSW as it is right now. You do NOT need a merchant account. However, if you do have a merchant account and want to use it that is fine. We can implement that on a "need basis" - Thinking about NetBilling which we do like as a processor. Anyone want it?

For you Dig you know I will make myself bleed to get us up and running with ya ;))
And hey, now you finally did!

Oystein,

We have several merchants who have asked about MAP2 with our system. Get it done already, would you? I know a few current users that want it as well. IME publishing is one of them. Also, once you do the integration, you will be able to use it with our check processing as well which is much cheaper than any other. We also do Star and Experian verification on the check signups. No merchant account is neede dfor check processing but it is for credit cards in our system.

One great thing about having your own merchant account is that you only pay the registration fees once, not for each processor you use. That is one of the diffferences between using an IPSP. Since you control you own level of scrubbing in our system, you can maximize conversions while keep down fraud for each of the sites.

Thank you, Mitch

p.s. Is MAP2 setup to handle the new Visa and Mastercard authentication schemes? Verified by Visa is coming April 1st.

What is the cost for MAP2? We may use it if you support Netbilling as a primary. We are looking at new affiliate programs now and do our credit cards and checks with them.

Sputter

Mitch - MPA2 will always be compliant with VISA and MC regulations. We work very close with the processors and get the latest updates before they take effect so that they can be implemented in time.

We have priced MPA2 in two ways.

1. Buy it outright for $12,5K
2. Lease it. $2,5K setup fee + starts at $300 monthly

We take care of the IPSP VISA fees for you when using third party processing. Total savings $2250!!! :GFYBand

Oy,

What are you doing about paypal with the news they released?

Spankstrocko

:Graucho

Having lots of experiece with SMS, we might be implementing that as an additional way for webmasters to make more money. Especially for the ones with European and Asian traffic.

Anyone with some good recommendations for SMS billing? :winkwink:

guys @ Mansion

Question?

Would you please ellaborate on your cascading billing? Do you simply offer links to other processors upon them getting declined.

or, do you bring up a new join form with the persons info ready to be filled out ready to be submitted?


-King

MPA2 is true cascading.

That is, all the information that the surfer put into the first joinform will be taken over to the processor in question. All info except the credit card number and exp. date since that is not allowed according to VISA/MC regulations.

I know there are some "cascading" solutions out there that offers only the links to a new processor and the surfer have to fill out all the info again, this is not how it should work.

So using this TRUE CASCADING you pick up quite significant numbers of joins...



:thumbsup

Oystein,

What if you have already paid the Visa fees. Do you offer any other type of rebate?

I have already paid all my Visa fees for Epoch, CCbill, Ibill and we also use Jettis/Epoch for checks.

Any other discounts for that?

Chris

sexyavs - The MPA2 setup fee was the same even before the VISA fees were applied to webmasters using IPSP's and the setup itself is quite labour intensive on our part, so unfortunately there are no rebates for that. The VISA fees paid by Mansion Productions was initially meant to be lasting for only a short period of time when the fees were initially introduced. We noticed that many webmasters found our initiative very enticing, so we continued doing it, and most likely will for an additional period of time. Time will show... But so far so good.

However, even without getting a rebate for already having paid the fees to VISA, if you do use the program you will see that you make up for the setup fee very fast. Our current clients can attest to that. :winkwink:

Since you are already set up with these processors, do you cascade in any way or do you just use them as backups to each other?

you guys should consider a lease to own option....I think alot of people would love that...thoughts?

Mike - That is something we do consider seriously. Maybe I should do a poll on that to see what the community thinks?

:question

:thumbsup

Okies, I have a question for you Oystein hon.

If a company were to "lease to own" How would that work.

Can you give us more details on it please?

Is it possible to "lease to own" Garry as well?

Pay 5 cents a day for a couple of years?

;)

I am against using multiple processors. I know it will push the bottom line some, but I think it is bad news for a few reasons.

The first is Affiliates. If I use a cascading system, then either some of the signups don't go to the affiliates, or I have to track it myself and let people wonder if I shave.

The second is that I don't think it makes sense to work around scrubbing. Scrubbing is good for me. Sure, signups go down a tiny bit, but I don't have to worry about chargebacks. Also, if we, as an industry, push that line, then Visa will just crack down on us even harder.

Hey Marsha!

If you "lease to own" we would basically give you the opportunity to pay an up front setup fee, then a monthly fee (set according to a payment plan) - a % (like a buying a car) and with incentives if you pay it down quicker than planned. At the end you would own the software yourself and not having to pay a "per signup" fee ever again...

:)

I would SELL you Garry in a heartbeat! Five dollars only!!!

:1orglaugh

gothweb - Regarding the tracking and your affiliates: It will always be important that your affiliates trust you and your program. And by showing them a better signup ratio, you basically show them that you are to be trusted all the way. That is the most important thing.

As for chargebacks; The processors are doing their scrubbing according to how they feel they can protect their merchant accounts with VISA and MC the best way, and for them to get any higher chargeback ratio due to a cascading of processors would be fatal to the industry. No doubt about that. However, this is not the case. All the processors that we work with believe that the cascading we do makes all the sense in the world and therefore they back us up. The MPA2 for instance has been used by our clients for about a year now and we have received no indication that the processors are getting any higher chargeback ratios because of it. Actually they are more and more eager to be IN the MPA2 because it brings in more business. Good business.

I know that this can be a little hard to see in the overall picture, but rest assured that this is something we work very close with the processors on and it is working to both the webmasters owning such a program as well as for the affiliates sending traffic through it.

So to capture it all into one senctences; Cascading makes everyone more money, period.



:2 cents: :thumbsup

Damn Troels, you must have WAY TO MUCH money. I know that you are only after my body, but 5 cents A DAY would be way to much! I would pay you to be your personal slave for a year, how about that ?

:glugglug :winkwink: :Graucho :1orglaugh

Nah you know my policy on Norwegians - 99% are trannies.
I'm planning live cams from KingK & Frank's bedroom. They share same bed but their pillows are in opposite ends.

Trannie69.com

:)