How often do you cash your checks?
 

LOL, Honestly I get lazy. I wait until I have about 5 checks sitting there, then I say "damn I should really cash these.." So I usually go once a week if I'm not too lazy to drive down to the bank. :1orglaugh

i only accept wires... its easier to manage as myself, and my banks are all over the world.

Usually within a couple days.

LOL why the hell am I answering this? Who cares :2 cents:

I have to mail them in, so I do that once I have 3-5 checks sitting around. The only time I'll mail one check is if it's really big.

like once every two weeks, I'm pretty lazy on that

I go right to the check cashing place when I get my checks. then to the liquor store for my 40oz. King Kobra's:glugglug

Yeah, if the check is over around $600, I will probably make the run. But if I have like a bunch of checks for only a few bills, Ill just wait.

You only make enough for a 40? lol jk... :1orglaugh

Why do you have to mail them in?

once a week

Was wondering that too.. :2 cents:

Doesnt really matter, just interesting to know how many people have the same routine as you. lol...

yes, about 13 checks a day...so 13 40oz. King kobra's are chillin in the fridge:thumbsup

i'm a Canadian. i have a TD Waterhouse Bank account. it's basically an American bank account, but for Canadian citizens. they don't have a physical presence in Canada, so i gotta mail in my deposits.

I go to the po box once every 2 weeks... thats when they get cashed :Graucho

as soon as possible, if i dont i lose them

CCBILL = void after 180 days.... thats plenty of time!

I lost a check one time, that sucked :(

not having to cash checks because of direct deposit, wires, paypal rules.

=)

Paypal is stupid. I get scared anytime someone sends me over $100. :(

As soon as I get them.

I send my wife to the bank with a stack of checks once a week.

Once every 4-6 weeks, but last time I found one from a year ago!

I was thinking of opening a Royal bank Centurion account. It sucks how Canadian banks threaten to hold checks drawn on US banks for 5 weeks :(
(25 business days not counting weekends)

every two weeks or so

My gf works near my bank.. I haven't been to the bank myself in a year or so. :)

I go every friday

I use TD and Scotiabank and neither have ever put a hold on a US check.

it's not a threat. unless you're a high valued customer or well-known, they will hold the check. that's about how long it takes the check to clear and for the funds to be 100% cleared.

anyways, i wouldn't recommend opening a Canadian US$ bank account. they suck and the fees are too high.

check this out: http://www.tdcanadatrust.com/usbanking/checking.jsp
it's what i use. the best part is you get a visa check card. you can use it anywhere visa is accepted (including ATMs) but the funds come from your account. like a paypal debit card.

fees are $6.95 USD/month. you get unlimited transactions, internet/phone banking, no holds and you can get ACH deposits and wires.

the only downside is you have to mail in your checks, but they give you prepaid envelopes. still, 3-4 business days is less than 25.

tbabe, where in canada are you?

I like wires:glugglug

once a week.

Not often.

I take the wire option or other alternative payment method whenever I can get it :)

Cheques suck!

I am terrible about cashing checks. I have 6 in my wallet now, and will get at least 3 more tomorrow . . . with a couple more the next day.

I usually go to the bank when my wallet gets too full with them . . . am getting close.

Generally I'm good to deposit them once a week. When you receive 3-5 checks daily, it's a hassle to always go to the bank. Since my income exceds my bills, there's never a rush to deposit checks the second I get them. :thumbsup

Whenever I need cash! :winkwink:

yep collecting them too, and go there once in a month perhaps...the girl at the teller always looks a bit strange :)

lol, the girl at my bank knows me now, shes cute ;)

when i get like 5-8 of them stacking up.....such a waste to do 1 at a time

Once a week is often enough for me!

2 times a month usually......I get 70% of my money to epassporte though.......

Ottawa