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-   -   How often do you cash your checks? (https://gfy.com/showthread.php?t=278693)

stev0 05-03-2004 02:15 AM

i do deposits twice a month

mrgica 05-03-2004 02:16 AM

I get wire now or paypal.
I hate checks because here in sweden they take $25 fee for every check from USA

V_RocKs 05-03-2004 02:18 AM

I'd like to take this time to say Nasty Dollars kicks ass... And the people too... I found my first ever check about a month ago and obviously it had expired. They rushed me out another one 2 days later. It was only for $35.00. What a nice group of people.

Then some time last month I realised I didn't get my check for the pay period the day it normally comes, mainly I noticed it because it came about 4 days late in a FedEX envelope. So when I opened the envelope they had enclosed the original envelope too, I had screwed up my address when I moved and they took the time to track me down and send it to the correct one, then send the check via FedEX overnight.

That is some customer care... Perhaps they were bought by American Express because they rock too...

Anyway...

I generally let them pile up for a while because the bank isn't very close to my house and it is the opposite way of everything else in town.

Goose 05-03-2004 02:20 AM

Quote:

Originally posted by KaLi
lol, the girl at my bank knows me now, shes cute ;)
she better gets to know me better, she'll have to get used to my face now ;)

MissEve 05-03-2004 02:22 AM

I used to slack on depositing checks. My grandpa who owns rental properties and is a very wise man told me to always cash checks as soon as you get them. I would make fun of him for going to the bank every day. THEN a certain company had some issues and I had a 15k check that I couldnt cash. I was very annoyed and had to wait for several months until the issues were cleared up but it was my own damn fault for being lazy.

So the moral is....listen to my grandpa!

erehwon 05-03-2004 03:40 AM

Usually after getting them in the mail, my office looks like Task Force 21 uses it for MOUT training, so if I left a check in there, it will get lost fast.

Bigfuck 05-03-2004 03:46 AM

We use Epassporte
and love it :thumbsup

ldinternet 05-03-2004 04:01 AM

As the banks charge a fee per batch of checks, I take them once per month. If I'm not busy, once every fortnight.

hova 05-03-2004 04:04 AM

Once a month, most of my money comes with wires and I hate cashing checks

StRoGE 05-03-2004 04:22 AM

Quote:

Originally posted by psyko514
it's not a threat. unless you're a high valued customer or well-known, they will hold the check. that's about how long it takes the check to clear and for the funds to be 100% cleared.

anyways, i wouldn't recommend opening a Canadian US$ bank account. they suck and the fees are too high.

check this out: http://www.tdcanadatrust.com/usbanking/checking.jsp
it's what i use. the best part is you get a visa check card. you can use it anywhere visa is accepted (including ATMs) but the funds come from your account. like a paypal debit card.

fees are $6.95 USD/month. you get unlimited transactions, internet/phone banking, no holds and you can get ACH deposits and wires.

the only downside is you have to mail in your checks, but they give you prepaid envelopes. still, 3-4 business days is less than 25.

tbabe, where in canada are you?

I must be lucky then, my canadian US$ account doesnt have service charges. It only costs me money if I want to get a US draft from my US account. I can transfer the money to canadian funds or withdraw the cash (assuming my bank has the paper on hand) for my US vacations. I go through First Calgary (local credit union). Works great for me.
Only drawback is my Debit Mastercard wont withdraw from the US account and I cant get one that will. So I have to pay hosting fees etc from my canadian account and transfer funds over from the US account to even it out. Shrug.
Oh ya, my checks arent held at all either. :thumbsup :winkwink:

Col!n 05-03-2004 04:35 AM

I take the wire payment method whenever I can get it

polish_aristocrat 05-03-2004 04:38 AM

Quote:

Originally posted by Col!n
I take the wire payment method whenever I can get it
Col!n - are you Colin ?
I don't know any of you, but Colin had a good reputation :)

What is the traffic deal you are talking about in your sig?
Is that really SE traffic? How it is delivered and what is the price?

strobi 05-03-2004 04:51 AM

every two weeks... Try to cut down on check as mutch as possible. At least no checks less than 500$. I have to wait for like 5 minutes for the paperwork/check so no little checks for me!

Theo 05-03-2004 04:56 AM

you are talking about Colin Delia, he would never move to canada :)

Sarah_Jayne 05-03-2004 05:05 AM

I have to send any actual checks back to my US bank account so I wait until they are at $2k and then overnight them.

KaLi 05-03-2004 09:36 AM

Quote:

Originally posted by Col!n
I take the wire payment method whenever I can get it
I would, but I dont like to have to pay to get my money. :winkwink:


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