would you make $100,000 for 10 years or rather make $1,000,000 in one year?
 

I like lump sums. :)

obviously 1mil is worth more today than ten payments of 100k for ten years.. come on

ok,
I'll make it less obvious...

it's MORE than $100,000 a year to COMPENSATE for value of money,
thus making both numbers ABSOLUTELLY equal

I would take 100,000 for the next 10, why simply because I believe in plannign for the future, 1 million right now would be nice, but what if I blew it how do I know I could make a mill again!

and what if you blow 100,000 a year?
there is no immunity from mistakes and humans tend to repeat them over and over again...
or do the new ones.

we are NOT born with the wisdom of 75 years old, you know
;-)))

I had to solve this problem about 2 years ago when selling one of my companies here(the price was far lower then 1mil of course).I choose 1 time payment :thumbsup

when it comes to money take whats on the table now, you dont know what will happen tomorrow

my thoughts EXACTLY,
as we say in Russian:
"The dick in your hands is better than pussy on the horizon"
;-)))

You could live on the interest of a diversified portfolio of $1mil.

If things went well, you would STILL have the 1mil at the end of the 10 years.

No matter how you sliced it, you would not have anything NEAR that at the end of 10 years if you were living off the 100k per year.

molodets horoshie slova

Couldn't plan for the future if someone gave you $1 million right now?

ya ne znal chto ty russki...

ya seichas v NY no uezjayu v piatnitsu v Norvegiu..

vstretimsia na drink posle 10 Avgusta?

Lump Sum

id take the 1mil in one payment as well:thumbsup

10 x 100.000 for me please...do you want my bank account?

Diversified portfolio? If you're talking stocks then you must be crazy.

Id take the lump sum $1 mill.

Id spend $600,000 on some good real estate in a decent residential area in a city with real catchment prospects - I'd rent it out and live of the earnings.

The remaining $400,000 I would spend on pure fun. Id buy a Dodge Viper and cruise around, eat a lot, fuck a lot and just have a funky time.

net problem

If this was an adult biz, I'd take the 10 year plan as proof that the model was solid and stable. This fact online is worth more to me than a lump sum for which one is uncertain that a stream of income can be created and works long term...

prevjet, kak dela?

hahahaha,
wrong!
your $400,000 were taken by IRS when you got your 1 mil
;-))

no toys 4 u!

hahahha, wrong too!~

do you know how many "models" were changed since inception of the biz since 1995????

"stable adult model" is a FICTION, such animal doesn't exist in nature
;-)))

dogovorilis...
;-))

moi partner (MikeAI) ochen' horosho o tebe otzyvalsia
;-))

i would rather make $1,000,000 for ten years :1orglaugh

i prefer making 10mio in 10 years

I'd take the mil all at once

i will take the $1,000,000 put it in a bank earning a lame 5% but making $50,000
in interest each year and wouldn't need to even dip into capital. At 100,000 a year what so you think you would have saved?

You would pay a higher percentage in tax on the lump sum, but be able to invest it over the ten years. I bet it would come out about the same.

If it was offered to me now, I'd take the 100k a year. The simple reason is that $100 right now would do me as much good as a million anyhow, and I would have stability for a whole decate, that I could easily translate into much longer. However, I don't think its an easy or obvious choice either way.

as a financial planner there are basically three types of people when it comes to being given money. those that try and conserve it because they feel they will never get it again if they loose it , those that risk it in the hopes of more and those that will just blow it reckless on crap.

I'd fall into the second catigory and a little into the third. there's always another way to make money - to me it's about the accquiring, not the holding.

I disagree. Perhaps my business model is simplistic, but here it is:
You put a piece of chocolate on the ground and you ask yourself - will my dog eat it or exhibit restraint and pass on this treat? THAT is the business model of sex and it will not change in 10 years from now.

My bitch don`t like chocolate.

i would take the lump sum and blow most of it probably.

I would rather know I am going to have a bit each year than a big lump that I could somehow screw up and be back at point one. I like insurance policies.

I would take the miiiiiiiiiiillon dollars! Take it while it's there!

dumbest question ever....


that is up there with, "would you rather have ONE hundred dollar bill, or TWO twenty dollar bills?" TWO is better than ONE


of course you take it up front, then you put it on a 3% money market, and your ass getting 30k a year for LIFE and you don't have to lift a finger for it. Not THAT's a retirement plan

I would rather take the $1mil up front, invest it in real estate.

Of course, I am no CPA, and the tax implications of $100k a year over 10 vs. $1million up front could change my mind.

$100,000.00 per MONTH doesn't seem to go very far in this business with fucking taxes, payroll etc and so on. It just evaporates.

I'd take the lump sum and put it in an account that has compound interest, you'll be much better off.

I would take the lump sum

obviously, having the money all now would mean you can invest it now.....


i hope serge is just screening out idiots or something...

Do I have to kill anyone for it?