Some *facts* about ObamaCare...
 

As we're nearing the Oct. 1 date, more facts are coming out about the costs of ObamaCare.

Nationwide, the average cost for an adult will be $328 for a mid-tier plan. In places list Austin, TX, where there is a lot of competition, it is more like $169. These are confirmed and approved rates that people will be paying through private insurers. The cost pretty much comes down to how much competition there is in a market, which has always been the case. This, of course, is before any subsidies.

If you don't want health insurance the penalty is 1% of your income. If the only coverage available is more than 8% of your income then you pay no penalty if you choose to opt-out.

More here...

Meanwhile, Cruz keeps rambling on and scaring people about a plan that someone in his party invented...

Let see how this will work in Obamerica

What does the Mid Tier Cover??

Let us know how great having coverage with no health care is after the waiting rooms load up with all those new covered patients and less doctors to see them as many are retiring over Obamacare over not seeing it worth the compliance costs and hassle. I know doctors personally who have already closed their practices and many more are soon to do the same.

Another great thing about Obamacare is that many jobs that once were full-time with health care benefits are now only available as part-time under 29 hours a week and you pay 100% of the cost of your Obamacare mandated premiums on your own in the magical "exchange." This is particularly true in blue collar jobs. Just read the help wanted ads in your area.

Oh, almost forgot. thank President Obama for being the 1st administration ever to define part-time as being under 29 hours. Gee under the evil private sector loaded with Capitalist pigs it was under 35 hours. At least with the Capitalist pigs definition, you could work a few more hours to pay your government mandated Obamacare insurance premium; which of course. if you don't. will land you fines from the IRS.

It doesn't take a rocket scientist to understand this law is not a nightmare it will be a national disaster. Load the healthcare system with more patient demand, dis-insensitise providers to the point they leave the marketplace and raise insurance coverage requirements, as well as, the insurance costs all at the same time. If liberals are so smart why can they not understand that this formula leads to health-care service supply shortage and higher costs?

Oh but indeed it makes perfect sense if the goal is to destroy private sector healthcare and propose single-payer government healthcare; as President Obama said will eventually happen when he spoke to single-payer advocates prior to this garbage law being passed.

Congratulations Progressive Liberals. Your goal to destroy the Democratic Republic known as the United States is almost complete. Better get that gun control passed soon as Obama has been trying to do, because when people finally wake-up to what you Progressive Democrats have actually done to them, they may very well pick-up their guns and come shoot you all in the head. Now that is a Communist's worst nightmare.

"Nationwide, the average cost for an adult will be $328 for a mid-tier plan"

And what exactly is NOT covered in this plan? And why have a plan that doesn't cover you if you get real sick?

What liberal came up with this plan?

I did a little reading last night and it was hard to find any real details, but that number is based on what they call a "silver' level plan which supposedly will cover about 70-75% of your medical costs. I wasn't able to find out how much of an annual deductible there will be.

Mid tier would likely mean a 2500 dollar deductible instead of 1500

I know this I priced what my insurance will cost under obamacare and from the same insurer I can get a 1500 dollar deductible 80/20 policy instead of the 3500 dollar 80/20 I have now....for one half the price.

for most single self insured people...specially self employed obamacare is going to get you better insurance for quite a bit less money.

So it has to do with how much of your illness is covered not what illness is covered?


.

What's curious is that these numbers that Obama is advertising aren't even close to the hardcopy quotations we have from numerous healthcare providers.

Not even in the same ballpark.

Maybe they used some of that famous government math to calculate those numbers.

Apparently there are several levels of insurance coverage as described by Reuters;

"The new health plans are organized in five tiers with different monthly premiums and out-of-pocket costs: catastrophic coverage, bronze, silver, gold and, in some areas, platinum."

What we don't know is the coverage limits in terms of total $'s or deductibles associated with each tier. As Nancy Pelosi said, you'll just have to read the details after the law is passed. Well we still don't really have details and the law is going to go into effect.

The fact that the Congress went back and exempted their staffs from Obamacare should tell people something. They said their staff members wouldn't be able to afford it and they are the new upper middle-class in America living in DC. If they can't afford the same level of coverage they had before, how is Joe and Nancy Smith going to?

It buys you an URN for your cremains, after you die in the waiting room.

:Oh crap:Oh crap:Oh crap

Like fuck you do.

Great, it makes it a little more affordable for people already paying.

Forces people who do Not need it, to buy it.

The people who could not afford Insurance already can get it for a little cheaper, then still be out the 20% in debt for life.

I think this Affordable care act, missed the mark on helping people not be in Medical debt. (yes I know this is NOT what it is, but how it was sold to the people) (kinda like the Nobel peace prize winner and ending wars)

Some states will expand medicare guide lines to include more people, and some will not... (super poor people)

I think the Million or Trillions, IDK how much already spent, could of just paid the medical bills...

Anyway we will find out in just a few more days, as the plans are to be released Oct 01, 2013

Who cares what the costs are on the front end. $1500, $3500, $5000 or $10000 all those figures are workable it's the hundreds of thousands that an illness might cause that should be of concern.

In theory yes. My understanding is that the main difference between the tiers is how much of the cost they will cover and what your co-pays and deductibles will be.

Supposedly there is going to be a very low level option that just covers catastrophic illnesses and injuries that is designed for people who are healthy and rarely ever go to the doctor.

Supposedly Obamacare makes it illegal for insurance companies to put lifetime caps on policies. Most polices now have a cap and if you have something terrible happen you could hit that cap and they won't cover anything beyond that. Those caps are gone so, supposedly, your policy will cover all of your care even if you have to stay in the hospital for a year.

The idea of mandated health-insurance was sprung by the conservative think tank The Heritage Foundation as I understand it. I didn't read the originally thesis so I can't comment on how they proposed it would be implemented.

My point that you quoted was that the Progressive Communist Liberals should have easily realized that the Affordable Care Act aka ObamaCare would be a train wreck; given their superior intellect and moral standing they always declare for themselves. I mean they are so dang smart they have half the country believing their Communist propaganda that was first used in Russia during the 1920's and Germany in the 1930'-1940'. Even Obama's last campaign slogan and logo was lifted directly from Russia's Communist propaganda used in the 1920's.

washingtontimes.com/blog/inside-politics/2012/apr/30/new-obama-slogan-has-long-ties-marxism-socialism/[/url]

Until they mandate free vitamin and mineral blood tests they can go fuck themselves.

Now that you mention that I do believe that is one of the promises made. Don't get me wrong, I like most Americans believed the insurance industry needed some new rules to live by. However, just about every good aspect of ObamaCare could have been legislated without creating the countless number of government agencies created and the micro-management of allowed services and medications (aka death panels) which is a reality the Democrats continue to deny in fear of a deserved back-lash.

In fact, HHS already took quick action to stop distribution of an expensive breast cancer drug under Medicare soon after the agency was formed. HHS also had to give a waiver to allow for a transplant operation in a young girl. So there is a death panel comprised of non-doctors and a Quality Score that determines what procedures and medications are allowed based on patient's age.

politico.com/news/stories/0810/40561.html

Thank you for your very informed articulate reply. I will relay your comment to my friend of 40 years who is now a retired doctor. To further substantiate that doctors are leaving their practices you may want to actually read something like;

2012 survey of physicians conducted by the Doctor Patient Medical Association, or DPMA, found that 90% of respondents thought the U.S. medical system was on the wrong track. 83% said that they were actually thinking about leaving the profession. 95% of physicians responding to the survey thought that private practices are losing out to corporate medicine.

Who's to blame? Nearly two-thirds said the government was the root of most of their problems. Even more identified the best solution as reducing government involvement in medicine.

http://i.imgur.com/yodUAWE.jpg

In all honesty this has little to do with Obama save for hime being the driving force. The affordable healthcare act was written by the insurance lobby.

Now if you consider that the USA is the last real market left for health insurance it becomes pretty obvious tha the insurance companies had to act quickly, had we gone to Universal care type system Kaiser, United Health Care, Cygna, Blue Croos Blue Shield etc all bite the dirt.

In terms of forcing people to buy health insurance the argument is it will cost the average person less because his/her tax dollars arent paying for healthcare for people that have no insurance but go to the ER anytime they need a doctor or even expensive healthcare that they will never pay for.

I dont yet know if I am a fan of this new act or not but I do know that it is a step in the right direction. If quality health care is a right as s many people seem to think then it falls on the government to pay for it, and the government has no money except for what it takes from its citizens by force.

I think tha this will be the thing that defines Obamas Presidency more than anything else when the history books are written be it bad or good it will be his legacy, even more than being the first Black President.

Time will tell

They are trying to outlaw vitamins/minerals and herbal remedies.
As far as I'm concerned, they can go fuck themselves too.

Silver, bronze and gold plan. I feel ike I'm buying hosting. If you don't pay you're shut down. Morpheus???

Of all the lies this chicken shit hiding behind a fake nic is spewing - this is the most obvious. There will be a lot more profits for doctors, not less.

Hey 12 Clicks why dont you just use your real nick if you think your opinions are so valid.

Your crazed fantasy about people getting shot in the head by people like you is the only true thing in your post, except you're the one who will probably end up eating your bullet.

I agree. When people say it is socialized healthcare that is just wrong. It is more like socialized health insurance.

Like you say, this will define Obama's presidency. 10-15 years from now if the healthcare situation in the US has improved, regardless of whether it is from this or something that comes later, he will be seen as the guy who got the ball rolling.

If it crashes and burns and 10-15 years from now the healthcare situation is in shambles he will be the one that is blamed.

I think eventually we will end up with a single payer system similar to what Canada and many other countries have. This is just the first the step.

Dead on the money. The truth is something had to be done

When quality education and quality healthcare become the providence of the rich you have the recipe for a revolution....ask Fidel Castro.

I agree. The healthcare system in this country needs an overhaul. I don't know if this is the way to do it, but something has to be done. The cost of healthcare is slowly crushing the middle class and without any changes it isn't going to get better.

So companies cutting hours to part-time to avoid paying premiums is helping? Not only does a person then have to cover their own premiums but also gets less hours to do it.. I guess that helps the unemployed though... I guess that's the silver lining, instead of noone working, everyone works part-time so they can pay their "premium".

No it is not helping. As I said, I am not sure this is the bill to fix the problems, but we really won't know for sure how it is going to pan out for at least a couple of years.

LOL.. Do you really think the federal government will change anything that generates revenue for them? That's really what it's all about.. It's not as if hospitals aren't going up faster than we can see. Hell one in my town pretty much owns and whole large section of the most expensive part of town. They even have their own police force. My dad (RIP) spent some nights in one of their cracker jack boxes at $10,000 night just for a at most 10x10 room. I can't even imagine what that room will cost after government gets involved.

In the end the only way to stop healthcare costs from going up is to make it a not for profit business. So long as there is money to be made in it, the prices will continue to rise.

What was your dad in the hospital for? About a year and half ago I spent 4 nights in the hospital. I had my own room with its own bathroom and shower and got top notch care. The total bill was $16,000.

Bingo :thumbsup

Is there a difference between not for profit and non profit?

I know a few people running non profit businesses and they live like Kings...

They are pretty much the same thing. The main difference is a nonprofit is a typically an organization that operates with the intent of not making a profit. Not for profit tends to refer to an activity.

For example. A hospital would be a nonprofit hospital while you might refer to healthcare as a whole as a not for profit industry since it does call out a specific group or organization.

I think there are other subtle differences for example a company that builds a product with the intent of making a profit might offer services or products to some people on a not for profit basis.

The problem with many nonprofits is that there isn't a hard and fast way that they have to spend their money, they just can't make a profit. This is why the people that run charities or some people in the nonprofit world make a lot of money because they pay themselves a handsome salary instead of taking part of the companies profit.

My facts about Obamacare

My premium is expected to rise by 22% for equal coverage

I have ALREADY paid $1,000 per month for the year in additional taxes

My maximum out of pocket for healthcare above premiums and additional taxes is going up.

:2 cents:

https://www.aamc.org/newsroom/newsre...Cwq9o.facebook


"AAMC Releases New Physician Shortage Estimates Post-Reform
News Alert
September 30, 2010

The AAMC (Association of American Medical Colleges) has released new physician shortage estimates based on projections by the Center for Workforce Studies that, beginning in 2015, are 50 percent worse than originally anticipated prior to health care reform.

The United States already was struggling with a critical physician shortage and the problem will only be exacerbated as 32 million Americans acquire health care coverage, and an additional 36 million people enter Medicare.

Some key findings include:

? Between now and 2015, the year after health care reforms are scheduled to take effect, the shortage of doctors across all specialties will quadruple. While previous projections showed a baseline shortage of 39,600 doctors in 2015, current estimates bring that number closer to 63,000, with a worsening of shortages through 2025.

? There also will be a substantial shortage of non-primary care specialists. In 2015, the United States will face a shortage of 33,100 physicians in specialties such as cardiology, oncology, and emergency medicine.

? With the U.S. Census Bureau projecting a 36 percent growth in the number of Americans over age 65, and nearly one-third of all physicians expected to retire in the next decade, the need for timely access to high-quality care will be greater than ever.

? The number of medical school students continues to increase, adding 7,000 graduates every year over the next decade. However, unless Congress supports at least a 15 percent increase in residency training slots (adding another 4,000 physicians a year to the pipeline), access to health care will be out of reach for many Americans."




.:2 cents:


.