"More than 8 million drop out of credit card use"

Collapse
X
Collapse
 
  • Page of 2
  • Time
  • Show
Clear All
new posts
Previous 1 2 template Next
  • Amputate Your Head
    There can be only one
    • Aug 2001
    • 39075
    #51
    Originally posted by wig
    who would have a debit card in lieu of a credit card? if you are not a broke dick dog and pay your balance off, you're a retard if you use a debit card.

    first time your account is fraudulently debited and you fight to get the money back all the while your account is negative that amount, you'll wish you used a credit card.

    ETA: 50 broke dick debit card users.
    i've been using strictly debit (and cash) for 3 years. Not a single problem.

    the credit card banks love it when you fear your own money.
    SIG TOO BIG

      Comment

      • mgtarheels
        Confirmed User
        • Mar 2010
        • 1317
        #52
        Smart people.

          Comment

          • Ethersync
            Confirmed User
            • Mar 2008
            • 5289
            #53
            Originally posted by Amputate Your Head
            i've been using strictly debit (and cash) for 3 years. Not a single problem.
            Yeah, me too and for even longer than that. Never had a problem.
            The best ePassporte replacement I have found: OKPAY

              Comment

              • will76
                Making $$$$ w/ ClickCash
                • May 2003
                • 18037
                #54
                Originally posted by MaDalton
                but thats 8 million less potential porn buyers
                exactly and this is nothing compared to what the banks did with credit cards a couple years ago when they went ultra conservative and cut millions of people available balances down to nothing.

                Its the lack of people able to use their credit cards to buy/rebill that is hurting this industry more than anything. Whether it is the banks cutting back their limits or the people maxing out their cards because they are using them to pay the bills, or people going bankrupt and losing them... decline of people able to use a valid credit card is killing us. Who said porn is recession proof, oh wait that was Roger, the guy who claims porn also makes more "than Microsoft, Google, Amazon, eBay, Yahoo, Apple and Netflix combined."
                Last edited by will76; 11-30-2010, 04:41 PM.
                ICQ: 86364801 Email: will [at] innovativeassets [dot] com

                PROGRAM SHIT LIST - DO NOT PROMOTE (click link for gfy thread)
                FNCash | Media Revenue

                  Comment

                  • will76
                    Making $$$$ w/ ClickCash
                    • May 2003
                    • 18037
                    #55
                    Originally posted by wig
                    who would have a debit card in lieu of a credit card? if you are not a broke dick dog and pay your balance off, you're a retard if you use a debit card.

                    first time your account is fraudulently debited and you fight to get the money back all the while your account is negative that amount, you'll wish you used a credit card.

                    ETA: 50 broke dick debit card users.
                    LOL who is the Einstein ? Moron saying people who use debit cards are broke dicks, you got that one backwards dumb ass. If someone makes a "fraudulent" charge on your debit card and it causes your bank account to go negative then YOU ARE a broke dick anyway.

                    I haven't used a credit card in 10 years. I always use debit cards and have the money come out of my checking account. If someone did a fraudulent charge, 1. it wouldn't touch my balance and 2 the bank would have that shit fixed by the end of the day.
                    ICQ: 86364801 Email: will [at] innovativeassets [dot] com

                    PROGRAM SHIT LIST - DO NOT PROMOTE (click link for gfy thread)
                    FNCash | Media Revenue

                      Comment

                      • BJ
                        Confirmed User
                        • Mar 2002
                        • 5590
                        #56
                        I have not paid for an airline ticket in years thanks to my credit card. I pay balance in full every month. Not using a credit card is stupid.

                          Comment

                          • will76
                            Making $$$$ w/ ClickCash
                            • May 2003
                            • 18037
                            #57
                            Originally posted by pornguy
                            But remember that a Debit card can be run as a regular CC as well.
                            it can be run as a credit card but the money still comes out of your checking account.

                            Originally posted by BJ
                            I have not paid for an airline ticket in years thanks to my credit card. I pay balance in full every month. Not using a credit card is stupid.
                            you can do the same thing with a debit card. I get points all the time via my debit card, I tell them to run it as a credit card, the only difference to me is i sign instead of punching in my pin. It still comes out of my checking account and there is no chance I ever pay interest on that shit like most of you do who use credit cards.

                            Credit cards in most cases are for people who spend more than they can afford because they either never pay off the balance and get killed on high interest or they tell themselves they will pay off the balance each month but don't always keep up with it, send it in on time, skip a month etc... I will never let the credit card companies rape me at 10% - 30% interest when I can borrow from myself at 0% and If I don't have enough to pay for it then I can live with out it.
                            Last edited by will76; 11-30-2010, 05:02 PM.
                            ICQ: 86364801 Email: will [at] innovativeassets [dot] com

                            PROGRAM SHIT LIST - DO NOT PROMOTE (click link for gfy thread)
                            FNCash | Media Revenue

                              Comment

                              • pimp3611
                                Confirmed User
                                • Aug 2005
                                • 357
                                #58
                                Originally posted by BJ
                                I have not paid for an airline ticket in years thanks to my credit card. I pay balance in full every month. Not using a credit card is stupid.
                                Exactly. Anyone who has a credit card and doesn't pay it off in FULL every month is a moron (and shouldn't have one in the first place)
                                :: ICQ: 272 198 634 ::

                                  Comment

                                  • Evil Chris
                                    OG
                                    • Dec 2001
                                    • 13248
                                    #59
                                    Originally posted by pimp3611
                                    Exactly. Anyone who has a credit card and doesn't pay it off in FULL every month is a moron (and shouldn't have one in the first place)
                                    haha... you're talking about 99% of the entire population!


                                    It PAYZE to post on GFY

                                    chris at payze.com | Skype chriswrp

                                      Comment

                                      • BlackCrayon
                                        Too lazy to set a custom title
                                        • Jun 2003
                                        • 19634
                                        #60
                                        Originally posted by pimp3611
                                        Exactly. Anyone who has a credit card and doesn't pay it off in FULL every month is a moron (and shouldn't have one in the first place)
                                        why even use one of you are going to pay it all off every month? you should just pay cash then.
                                        you don't know you're wearing a leash if you sit by the peg all day..

                                          Comment

                                          • Sly
                                            Let's do some business!
                                            • Sep 2004
                                            • 31376
                                            #61
                                            Originally posted by BlackCrayon
                                            why even use one of you are going to pay it all off every month? you should just pay cash then.
                                            Short-term loan, points and benefits, extra protection, ease of use, improves credit.
                                            Vacares - Web Hosting, Domains, O365, Security & More - Paxum and BTC Accepted

                                            Windows VPS now available
                                            Great for TSS, Nifty Stats, remote work, virtual assistants, etc.
                                            Click here for more details.

                                              Comment

                                              • pimp3611
                                                Confirmed User
                                                • Aug 2005
                                                • 357
                                                #62
                                                Originally posted by BlackCrayon
                                                why even use one of you are going to pay it all off every month? you should just pay cash then.
                                                Because I get points which I can use towards flights and other things. Using a debit card I get no advantages.
                                                :: ICQ: 272 198 634 ::

                                                  Comment

                                                  • Zyber
                                                    Confirmed User
                                                    • Aug 2001
                                                    • 832
                                                    #63
                                                    Originally posted by MaDalton
                                                    don't get me started on czech banks - lol
                                                    Are there any Czech banks? They are Austrian and Italian, no?

                                                      Comment

                                                      • Allison
                                                        Confirmed User
                                                        • Jul 2001
                                                        • 2068
                                                        #64
                                                        Originally posted by Ethersync
                                                        Agreed.



                                                        Spending within ones means, yes. Overspending and burying oneself in debt, no... and that is no better illustrated than by the current crisis.
                                                        Well said.
                                                        Allison
                                                        President
                                                        TopBucks.com| PinkVisual.com|
                                                        [email protected]
                                                        Follow Me on Twitter:
                                                        http://www.twitter.com/PV_Alli

                                                        ICQ: 120353154

                                                        Check out PVLocker.com

                                                          Comment

                                                          • Amputate Your Head
                                                            There can be only one
                                                            • Aug 2001
                                                            • 39075
                                                            #65
                                                            bump for awareness.
                                                            SIG TOO BIG

                                                              Comment

                                                              • redwhiteandblue
                                                                Bollocks
                                                                • Jun 2007
                                                                • 2793
                                                                #66
                                                                Originally posted by pimp3611
                                                                Because I get points which I can use towards flights and other things. Using a debit card I get no advantages.
                                                                Where do you think that money comes from? Do you honestly think those flights are free?
                                                                Interserver unmanaged AMD Ryzen servers from $73.00

                                                                  Comment

                                                                  • Sly
                                                                    Let's do some business!
                                                                    • Sep 2004
                                                                    • 31376
                                                                    #67
                                                                    Originally posted by redwhiteandblue
                                                                    Where do you think that money comes from? Do you honestly think those flights are free?
                                                                    The money to pay for points programs comes from interest and yearly program fees.

                                                                    I have two different credit cards on points programs. Both are paid off monthly, no interest. Yearly fees on each are $30. My rewards cover the total $60 by far.
                                                                    Vacares - Web Hosting, Domains, O365, Security & More - Paxum and BTC Accepted

                                                                    Windows VPS now available
                                                                    Great for TSS, Nifty Stats, remote work, virtual assistants, etc.
                                                                    Click here for more details.

                                                                      Comment

                                                                      • MaDalton
                                                                        I am Amazing Content!
                                                                        • Feb 2004
                                                                        • 39861
                                                                        #68
                                                                        Originally posted by Zyber
                                                                        Are there any Czech banks? They are Austrian and Italian, no?
                                                                        yeah, well, also french and german...

                                                                        nevertheless czech people work there and their stuff works sometimes very differently than in other countries. and the fees are ridiciously high while the amount of bureaucracy is mindboggling
                                                                        AmazingContent.com - providing only the best content and service since 2003
                                                                        Monetize your content on Veegaz.com - one of Germanies largest VOD sites
                                                                        Got German traffic? We convert it into money for you!
                                                                        Email: oltecconsult [at] gmail [dot] com

                                                                          Comment

                                                                          Previous 1 2 template Next
                                                                          Working...