Hey PAXUM guys, I have serious a question... - GoFuckYourself.com - Adult Webmaster Forum

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CyberHustler

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#1

Hey PAXUM guys, I have serious a question...

10-22-2010, 05:49 PM

Hi,

I see you guys saying things like...

Originally posted by RuthB

We are incorporated in Canada and we bank with the Bank of Montreal. All funds in clients current 'ewallet' accounts will be insured through the bank, providing security and protection to our customers.

But, doesn't CDIC only insure canadian money? Or am I mistaken? If I'm not mistaken, then what about your clients with US dollars? How are US dollars insured in your Canadian bank when FDIC is the only ones that insure US dollars? Im not a pro at this whole banking thing, so please enlighten me.

One more question, sorry if I'm being a pain... but are you guys a registered money transfer business in Canada?

Thanks in advance...

“If you can convince the lowest white man he’s better than the best colored man, he won’t notice you’re picking his pocket. Hell, give him somebody to look down on, and he’ll empty his pockets for you.”
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Agent 488

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#2

10-22-2010, 05:55 PM

US customers have their money in a us bank and insured there. canadians have theirs in a canadian bank and insured there. explained in another thread.
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#3

10-22-2010, 05:57 PM

Originally posted by NanoBot

but are you guys a registered money transfer business in Canada?

Yes they are... was effective on the 15th.
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#4

10-22-2010, 06:04 PM

I'll be blunt and i'm sure you will find a way to twist this however you want ....

Paxum has the canadian insurance for the money in ewallet YES but we want to be transparent and tell the truth we are not here to bullshit anybody, that insurance is worthless. yes we can brag about it but the truth is that it does not protect the webmaster in any way . The best way is to do your research and see what company has better fees and better service and work with that company by withdrawing your money as soon as you receive it. this is the best insurance you can have to take your money out right away. Paxum has a 2500 a day withdraw limit on the credit card so you could move your money fast. We do not want to sit on peoples money and we don't limit our credit cards to very small daily limits in order to keep captive anybody's money.

btw ...

CDIC = 100k insurance
FDIC = 250k insurance

and yes we are a registered money transfer business in Canada .. search paxum here http://www10.fintrac-canafe.gc.ca/ms...earch-eng.html

Last edited by Chris; 10-22-2010, 06:05 PM.

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#5

10-22-2010, 06:17 PM

blah blah blah blah
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#6

10-22-2010, 06:18 PM

Originally posted by Domain Broker

blah blah blah blah

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#7

10-22-2010, 06:23 PM

FDIC = 400K insurance

Didnt they change it during the economic collapse

Last edited by Fat Panda; 10-22-2010, 06:24 PM.
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#8

10-22-2010, 06:26 PM

Originally posted by SAC

FDIC = 400K insurance

Didnt they change it during the economic collapse

http://www.fdic.gov/deposit/deposits...ed/basics.html
not that i'm aware of.

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#9

10-22-2010, 06:26 PM

and whats all this usa, canada bullshit, this is right in the terms

(e) User understands and acknowledges that Paxum is a Belize registered company and that Paxum follows the laws of Belize;
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#10

10-22-2010, 06:40 PM

So according to Ruth Paxum is incorporated in Canada but Paxum's terms claim Belize...so what the fuck is it? Also what bank does Paxum actually use since its not listed anywhere on your site?

Last edited by Fat Panda; 10-22-2010, 06:42 PM.
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#11

10-22-2010, 06:43 PM

Originally posted by SAC

So according to Ruth Paxum is incorporated in Canada but Paxum's terms claim Belize...so what the fuck is it? Also what bank does Paxum actually use since its not listed anywhere on your site?

I believe it's BMO for the wallet and Choice for the card.
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#12

10-22-2010, 06:44 PM

Originally posted by Domain Broker

blah blah blah blah

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#13

10-22-2010, 06:50 PM

Originally posted by SAC

So according to Ruth Paxum is incorporated in Canada but Paxum's terms claim Belize...so what the fuck is it? Also what bank does Paxum actually use since its not listed anywhere on your site?

the belize jurisdiction is for the credit card as per the licenses with Master Card international you have to have an entity in the country where the card is issued from.

Paxum Inc. is a Canadian corporation feel free to verify on the government website at :
https://ssl.req.gouv.qc.ca/slc0110_eng.html
enter paxum and hit search.

Paxum is a fully accredited Money Transfer business in Canada feel free to verify at
http://www10.fintrac-canafe.gc.ca/ms...earch-eng.html

note: The FDIC guarantees $250k if the BANK FAILS and pays that money to the ewallet business (paxum for example) and not to account holders of paxum (webasters). at any single time any serious money transfer business like paxum has several millions floating and that 250k does not cover much. If a company was to go bankrupt again that FDIC does not cover people's money in any way , thats why we say that it is bullshit and anybody bragging about FDIC insurance just takes people for fools.
but its 10pm here and I'm going to get some rest

Last edited by Chris; 10-22-2010, 06:56 PM.

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#14

10-22-2010, 06:51 PM

Also

7. Jurisdiction

This Account Agreement is governed by the laws of Belize as such laws are applied to agreements entered into and to be performed entirely within Belize by Belize residents.
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#15

10-22-2010, 07:16 PM

Originally posted by Agent 488

US customers have their money in a us bank and insured there. canadians have theirs in a canadian bank and insured there. explained in another thread.

And what happens to the rest of the world?

50% of Adult webmasters don't live in USA or CANADA...

BTW, does Payoneer or Paxum or any of these companies give a VIRTUAL CREDIT CARD like epass, to buy online?

It has always been impossible to buy online with a DEBIT CARD for me, for some reason.. But I could always buy online with the Virtual VISA..

So, does paxum or payoner or any other company give a VIRTUAL VISA or MASTERCARD to buy online... (not DEBIT CARD)

.
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#16

10-22-2010, 07:21 PM

Yes, let's now have 4 more weeks of the same old Q & A.
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#17

10-22-2010, 07:23 PM

Originally posted by Argos88

And what happens to the rest of the world?

50% of Adult webmasters don't live in USA or CANADA...

BTW, does Payoneer or Paxum or any of these companies give a VIRTUAL CREDIT CARD like epass, to buy online?

It has always been impossible to buy online with a DEBIT CARD for me, for some reason.. But I could always buy online with the Virtual VISA..

So, does paxum or payoner or any other company give a VIRTUAL VISA or MASTERCARD to buy online... (not DEBIT CARD)

.

Used my Paxum card today to buy some domains at Moniker, no issues.

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#18

10-22-2010, 07:26 PM

The 50% not in the US or Canada, GFY

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#19

10-22-2010, 07:28 PM

With Paxum you can use the plastic card to buy on and offline.

Originally posted by Argos88

And what happens to the rest of the world?

50% of Adult webmasters don't live in USA or CANADA...

BTW, does Payoneer or Paxum or any of these companies give a VIRTUAL CREDIT CARD like epass, to buy online?

It has always been impossible to buy online with a DEBIT CARD for me, for some reason.. But I could always buy online with the Virtual VISA..

So, does paxum or payoner or any other company give a VIRTUAL VISA or MASTERCARD to buy online... (not DEBIT CARD)

.

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#20

10-22-2010, 08:14 PM

Originally posted by willwank

Yes, let's now have 4 more weeks of the same old Q & A.
Que Will76

my 3 questions were already answered, it only took you guys 3 weeks to do it. But i'm done asking questions, I know everything I need to know. thanks for thinking of me.

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#21

10-22-2010, 08:18 PM

Originally posted by Chris

note: The FDIC guarantees $250k if the BANK FAILS and pays that money to the ewallet business (paxum for example) and not to account holders of paxum (webasters). at any single time any serious money transfer business like paxum has several millions floating and that 250k does not cover much. If a company was to go bankrupt again that FDIC does not cover people's money in any way , thats why we say that it is bullshit and anybody bragging about FDIC insurance just takes people for fools.
but its 10pm here and I'm going to get some rest

You're getting better, young grasshopper!

...and because you said that I'm still allowed to:
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#22

10-22-2010, 08:21 PM

Originally posted by will76

my 3 questions were already answered, it only took you guys 3 weeks to do it. But i'm done asking questions, I know everything I need to know. thanks for thinking of me.

Chris is sending me a Vimax Extender so I'm done being mean (I have the ICQ log to prove it!).

It's not as good as drinks at a show but my penis will grow!

But seriously, I've dropped my beef. They seem to have gotten better at the PR thing and I do believe some of it was them trying to be helpful but being misinformed.
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#23

10-22-2010, 08:42 PM

Originally posted by epitome

Chris is sending me a Vimax Extender so I'm done being mean (I have the ICQ log to prove it!).

WTF?!?! Should have went with a 6 month supply of the pills...
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#24

10-22-2010, 08:46 PM

when do you guys plan to add ACH withdrawals? and why are fees different for business accounts?

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#25

10-22-2010, 08:52 PM

Originally posted by epitome

Chris is sending me a Vimax Extender so I'm done being mean (I have the ICQ log to prove it!).

It's not as good as drinks at a show but my penis will grow!

But seriously, I've dropped my beef. They seem to have gotten better at the PR thing and I do believe some of it was them trying to be helpful but being misinformed.

if i could get an extender I would probably stop posting about them too. Let me know how many inches your dick stretches. Until then I am stuck with the beta version.

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#26

10-22-2010, 09:05 PM

Originally posted by woj

when do you guys plan to add ACH withdrawals? and why are fees different for business accounts?

ACH will be here soon enough. I can't give an exact time period, but it will be soon. Same for credit card. As for why the fees are different for business accounts, they are not that much different for the exception of the p2p fee and the check fee (load/withdrawal), but can't really answer why that is. I wouldn't want to give an uninformed answer.

Last edited by Yngwie; 10-22-2010, 09:06 PM.

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epitome

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#27

10-22-2010, 09:09 PM

Originally posted by Tempest

WTF?!?! Should have went with a 6 month supply of the pills...

He isn't really sending me one.

Although I could be a bitch a start a thread in a few weeks about how Chris and his company falls through on promises.

You hear that Chris, get to shipping!
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#28

10-22-2010, 09:10 PM

Originally posted by Yngwie

ACH will be here soon enough. I can't give an exact time period, but it will be soon. Same for credit card. As for why the fees are different for business accounts, they are not that much different for the exception of the p2p fee and the check fee (load/withdrawal), but can't really answer why that is. I wouldn't want to give an uninformed answer.

You guys should also get eft or whatever is required to do xfrs to canadian banks as well.
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#29

10-22-2010, 09:10 PM

Originally posted by will76

if i could get an extender I would probably stop posting about them too. Let me know how many inches your dick stretches. Until then I am stuck with the beta version.

I tried that.

I hate to be the one to break it to you, but your penis will always be shaped like that.

I now need an extender to grow mine and a pump to try to get some shape back into it.

FML
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#30

10-22-2010, 09:11 PM

Originally posted by Tempest

You guys should also get eft or whatever is required to do xfrs to canadian banks as well.

I'll find out if we're working on that and if not I will mention it to the owner.

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#31

10-22-2010, 09:12 PM

Originally posted by Yngwie

I wouldn't want to give an uninformed answer.

This thread makes me so proud!
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#32

10-23-2010, 12:05 AM

Paxum is good people
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#33

10-23-2010, 02:58 AM

wake up people, Paxum is NOT A BANK!

if you want guarantees, safety, transparency - go for a real bank.

if you want fast, handy, compfortable, and [for some people] tax free money transfers - you go for a company like Paxum.
And I totally agree with Chris - if a company like that collapses there's always good chance that you lose your money, no matter if it's insured or not.

so far Paxum is the bet offer on the market.
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#34

10-23-2010, 03:04 AM

Originally posted by Buzz

wake up people, Paxum is NOT A BANK!

if you want guarantees, safety, transparency - go for a real bank.

if you want fast, handy, compfortable, and [for some people] tax free money transfers - you go for a company like Paxum.
And I totally agree with Chris - if a company like that collapses there's always good chance that you lose your money, no matter if it's insured or not.

so far Paxum is the bet offer on the market.

2500 a day atm withdraw ...we rather you move your money out than have it sit with us.

Heck make two accounts and have two cards and take out 5k if you need too

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#35

10-23-2010, 04:37 AM

Paxum. The name makes me smile.
I'd do some brainstorming on it.

Is it too late to make it say PXMCARD, PXMCREDIT or Muxap?

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#36

10-23-2010, 05:31 AM

I gotta verify my account, what a lazy fuck I am...

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#37

10-23-2010, 07:45 AM

Originally posted by Buzz

wake up people, Paxum is NOT A BANK!

if you want guarantees, safety, transparency - go for a real bank.

if you want fast, handy, compfortable, and [for some people] tax free money transfers - you go for a company like Paxum.
And I totally agree with Chris - if a company like that collapses there's always good chance that you lose your money, no matter if it's insured or not.

so far Paxum is the bet offer on the market.

No shit paxum ain't a bank... you guys can stop screaming that now. Sheesh.

Maybe I and others went a lil too hard on paxum these past couple weeks, but it was worth it. Questions needed to be answered, and issues about them needed to be spoken up about. Seems they've been tightening up their ship.

I still don't see them as the "best offer on the market" though. I see them as an unneeded middleman here to nickel and dime uneducated adult webmasters with fees and shit. Any dick-head can get that same prepaid master card directly from the choice bank website without paxums logo all over it and since it's a prepaid card there will be no credit check: http://www.choicebankltd.com/card/prepaid.php You could even transfer money from a card with paxums logo on it to one that the smart guy went and got himself from the site since they offer card to card transfers without paxum being involved. Everyone can also get affiliate earnings deposited into any non-paxum prepaid card, its kinda like a bank account direct deposit. All we have to do is demand this stuff from progams instead of demanding more middlemen from programs.

There is no need for paxum to put themselves in the middle of things taking all kinds of fees in between, unless people just want there card to be paxum skinned.

We all can even start our very own paxum/epass type of company and rape the uneducated in our industry with fees for no reason just by signing up here: http://www.choicebankltd.com/card/merchantservices.php

“If you can convince the lowest white man he’s better than the best colored man, he won’t notice you’re picking his pocket. Hell, give him somebody to look down on, and he’ll empty his pockets for you.”
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#38

10-23-2010, 07:47 AM

Originally posted by Machete_

Paxum is good people

I wonder if this guy is good people, I wonder if he likes Paxum too.

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#39

10-23-2010, 07:49 AM

Originally posted by will76

I wonder if this guy is good people, I wonder if he likes Paxum too.

That guy looks gay...

“If you can convince the lowest white man he’s better than the best colored man, he won’t notice you’re picking his pocket. Hell, give him somebody to look down on, and he’ll empty his pockets for you.”
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#40

10-23-2010, 07:49 AM

fuck off Will
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#41

10-23-2010, 08:01 AM

Paxum rocks!

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#42

10-23-2010, 08:31 AM

Originally posted by SAC

Also

7. Jurisdiction

This Account Agreement is governed by the laws of Belize as such laws are applied to agreements entered into and to be performed entirely within Belize by Belize residents.

Jurisdiction may be set and agreed to by the parties to any contract.

Any Court however may agree to its Jurisdiction or sever (remove the clause) from the contract.

Courts hear Venue and Jurisdiction arguments all the time.

However a Court Judgment may be only collectible in the Court's Jurisdiction. e.g., a US Federal Court's Judgment might only create a lien against assets held in its Jurisdiction, the US (it is of no value in Belize anyway).

Note: IMO, the wording of #7. is confusing and a Judge might not clearly understand its meaning — the Judge of the Court might impose the Court's own interpretation ... I would amend it to be clearer ...

Last edited by Barry-xlovecam; 10-23-2010, 08:34 AM.
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#43

10-23-2010, 08:38 AM

Originally posted by NanoBot

No shit paxum ain't a bank... you guys can stop screaming that now. Sheesh.

Maybe I and others went a lil too hard on paxum these past couple weeks, but it was worth it. Questions needed to be answered, and issues about them needed to be spoken up about. Seems they've been tightening up their ship.

I still don't see them as the "best offer on the market" though. I see them as an unneeded middleman here to nickel and dime uneducated adult webmasters with fees and shit. Any dick-head can get that same prepaid master card directly from the choice bank website without paxums logo all over it and since it's a prepaid card there will be no credit check: http://www.choicebankltd.com/card/prepaid.php You could even transfer money from a card with paxums logo on it to one that the smart guy went and got himself from the site since they offer card to card transfers without paxum being involved. Everyone can also get affiliate earnings deposited into any non-paxum prepaid card, its kinda like a bank account direct deposit. All we have to do is demand this stuff from progams instead of demanding more middlemen from programs.

There is no need for paxum to put themselves in the middle of things taking all kinds of fees in between, unless people just want there card to be paxum skinned.

We all can even start our very own paxum/epass type of company and rape the uneducated in our industry with fees for no reason just by signing up here: http://www.choicebankltd.com/card/merchantservices.php

You can also start your own paysites and affiliate program and stay away form the middle man.

You seem like an intelligent person so i really dont think you really believe just anyone can start up an e-wallet service and master card will just approve anyone.

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#44

10-23-2010, 08:46 AM

don't like it, don't use it. if you are right and paxum takes everyone down, well more traffic and joins for you. why do you give a fuck. you don't have to save the internet.

you're losing it man.

Originally posted by NanoBot

No shit paxum ain't a bank... you guys can stop screaming that now. Sheesh.

Maybe I and others went a lil too hard on paxum these past couple weeks, but it was worth it. Questions needed to be answered, and issues about them needed to be spoken up about. Seems they've been tightening up their ship.

I still don't see them as the "best offer on the market" though. I see them as an unneeded middleman here to nickel and dime uneducated adult webmasters with fees and shit. Any dick-head can get that same prepaid master card directly from the choice bank website without paxums logo all over it and since it's a prepaid card there will be no credit check: http://www.choicebankltd.com/card/prepaid.php You could even transfer money from a card with paxums logo on it to one that the smart guy went and got himself from the site since they offer card to card transfers without paxum being involved. Everyone can also get affiliate earnings deposited into any non-paxum prepaid card, its kinda like a bank account direct deposit. All we have to do is demand this stuff from progams instead of demanding more middlemen from programs.

There is no need for paxum to put themselves in the middle of things taking all kinds of fees in between, unless people just want there card to be paxum skinned.

We all can even start our very own paxum/epass type of company and rape the uneducated in our industry with fees for no reason just by signing up here: http://www.choicebankltd.com/card/merchantservices.php
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#45

10-23-2010, 08:53 AM

Originally posted by Agent 488

don't like it, don't use it. if you are right and paxum takes everyone down, well more traffic and joins for you. why do you give a fuck. you don't have to save the internet.

you're losing it man.

All we can do is just prove the doubters wrong

Everyone who is currently using us - getting payments...using the card at atm's ... at point of sales locations .. p2p .. have no complaints

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#46

10-23-2010, 08:55 AM

i am skeptical after epass but leave the questions and concerns to whoever is using it. the people that bitch all day about paxum don't even use anything but fucking checks anyway ....
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#47

10-23-2010, 09:00 AM

Originally posted by Agent 488

i am skeptical after epass but leave the questions and concerns to whoever is using it. the people that bitch all day about paxum don't even use anything but fucking checks anyway ....

as you should be skeptical with anyone when it comes to your money.
If you need our service - use it ... take your money out and put in a bank.

We've been in the adult industry for many years - have always had a solid reputation.

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#48

10-23-2010, 09:37 AM

Originally posted by NanoBot

No shit paxum ain't a bank... you guys can stop screaming that now. Sheesh.

Maybe I and others went a lil too hard on paxum these past couple weeks, but it was worth it. Questions needed to be answered, and issues about them needed to be spoken up about. Seems they've been tightening up their ship.

I still don't see them as the "best offer on the market" though. I see them as an unneeded middleman here to nickel and dime uneducated adult webmasters with fees and shit. Any dick-head can get that same prepaid master card directly from the choice bank website without paxums logo all over it and since it's a prepaid card there will be no credit check: http://www.choicebankltd.com/card/prepaid.php You could even transfer money from a card with paxums logo on it to one that the smart guy went and got himself from the site since they offer card to card transfers without paxum being involved. Everyone can also get affiliate earnings deposited into any non-paxum prepaid card, its kinda like a bank account direct deposit. All we have to do is demand this stuff from progams instead of demanding more middlemen from programs.

There is no need for paxum to put themselves in the middle of things taking all kinds of fees in between, unless people just want there card to be paxum skinned.

We all can even start our very own paxum/epass type of company and rape the uneducated in our industry with fees for no reason just by signing up here: http://www.choicebankltd.com/card/merchantservices.php

If anyone has the backend platform for sale to support a epass/paxum type model drop me a line.

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