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Old 01-09-2003, 04:53 PM   #1
OneHungLo
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Paysite owners

Any paysite owners having problems with surfers signing up with checking accounts? Looks like the cats getting out of the bag on how to get into sites for free...anyone else haveing a BIG problem?
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Old 01-09-2003, 04:55 PM   #2
chupacabra
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we gave up on taking checks online around mid 2001, just not worth it... we were seeing near 70% on everage of any check transaction coming back as bad or returned, just don't take them at all and save yourself some bandwidth..!
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Old 01-09-2003, 04:56 PM   #3
OneHungLo
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Originally posted by chupacabra
we gave up on taking checks online around mid 2001, just not worth it... we were seeing near 70% on everage of any check transaction coming back as bad or returned, just don't take them at all and save yourself some bandwidth..!
Yeah you know why they are comming back right?
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Old 01-09-2003, 05:17 PM   #4
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Yeah you know why they are comming back right?
sorry? you mean why the fraud is coming back? i assumed it never left...
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Old 01-09-2003, 05:45 PM   #5
OneHungLo
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No i know i know its fraud but do you know they are doing it?
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Old 01-09-2003, 05:57 PM   #6
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but do you know they are doing it?
they? you mean the customers themselves? i don't take em at all any longer, so i don't know how bad it is these days, i assume its just as scammy as it always was however..
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Old 01-09-2003, 06:15 PM   #7
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well that doesn't sound good, jus started to get people promoting my site, and w/ 70 unique's so far, and 1 trial signup, and 1 full month signup, both were done through check. :\
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Old 01-09-2003, 06:25 PM   #8
OneHungLo
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Originally posted by galleryseek
well that doesn't sound good, jus started to get people promoting my site, and w/ 70 unique's so far, and 1 trial signup, and 1 full month signup, both were done through check. :\

Yeah word is getting out how easy it is to get into ANY paysite that accepts checks for free. I was getting about 50 checks a day coming back as returned or bad and i was thinking to myself...could there be that many fucking deadbeats out there without 30 friggin bucks in their checking account? So i called CCbill and asked them and they did the Ol' "i dunno" routine knowing damn well what the fuck was going on. Then i figured out why all these checks were coming back. If you own a paysite and accept checks im sure your feeling this...if not you will be soon.
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Old 01-09-2003, 06:29 PM   #9
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what's the word, and how do they do it? i never use my checkbook except for rent, so don't worry not tryin to scam ya. heh.
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Old 01-09-2003, 06:35 PM   #10
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Any other paysite owners out there know what im talking about?
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Old 01-09-2003, 06:38 PM   #11
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Talk to Dan at www.achdebit.com he can give you a breakdown on the averages and costs of running check processing properly.
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Old 01-09-2003, 06:41 PM   #12
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why take down a way to get into your site? so what you have checks coming back to you.. I have a $1 trial for a month.. and I get denials everyday...

NEVER NEVER take away a way for someone that doesnt have a CC to get access to your sites..
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Old 01-09-2003, 06:43 PM   #13
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Yeah i have talked to several processors about this, aint nothing to stop this shit. The only way to stop this would be if they could check to see if the funds were in the account instantly like they do with credit cards. Until then its a free ride into any site that accepts checks.
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Old 01-09-2003, 06:43 PM   #14
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I have had a few check signups, not that many, however. My billing processor has a feature that doesn't allow for immediate access for check users. I just set it so the check has to clear before they can gain entry...so no real problem with checks bouncing. I also let them know in advance that they won't get in until their check clears and that may be as long as ten business days.
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Old 01-09-2003, 06:44 PM   #15
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netbilling uses a couple verification services that will basically, as I understand it, verifies that it is in fact a checking account, matches the address info, and screens for fraud.
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Old 01-09-2003, 06:46 PM   #16
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Quote:
Originally posted by drops
why take down a way to get into your site? so what you have checks coming back to you.. I have a $1 trial for a month.. and I get denials everyday...

NEVER NEVER take away a way for someone that doesnt have a CC to get access to your sites..

What if you got 50 or so shitbags comming into your site rackin up your badwidth bill on a daily basis? Remember it takes 2-5 days to even check to see if the funds are even in the account.
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Old 01-09-2003, 06:46 PM   #17
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Originally posted by BrutalMaster
I have had a few check signups, not that many, however. My billing processor has a feature that doesn't allow for immediate access for check users. I just set it so the check has to clear before they can gain entry...so no real problem with checks bouncing. I also let them know in advance that they won't get in until their check clears and that may be as long as ten business days.
Who does your checks?
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Old 01-09-2003, 06:49 PM   #18
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Old 01-09-2003, 06:52 PM   #19
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Originally posted by OneHungLo



What if you got 50 or so shitbags comming into your site rackin up your badwidth bill on a daily basis? Remember it takes 2-5 days to even check to see if the funds are even in the account.

would you rather turn away business or keep it and deal with it? I think GloBill does the hold on checks.. but GloBill = Lost Sales..

I hear what your sayin.. but bandwidth is cheap bro.. I wouldn't stress about it do much
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Old 01-09-2003, 06:56 PM   #20
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would you rather turn away business or keep it and deal with it? I think GloBill does the hold on checks.. but GloBill = Lost Sales..

I hear what your sayin.. but bandwidth is cheap bro.. I wouldn't stress about it do much
Yeah i hear what your saying but it gets irritating not to mention that my affiliates must see these coming back and be like what the fuck.
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Old 01-09-2003, 07:02 PM   #21
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Yes check returns suck, 50% of mine get returned. But the ones that are good generally have a high retention and stay a while.

Don't offer any trial memberships or one time bill with checks, just a 1 month recurring option.



Cheers,
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Old 01-09-2003, 07:04 PM   #22
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Originally posted by BV
Yes check returns suck, 50% of mine get returned. But the ones that are good generally have a high retention and stay a while.

Don't offer any trial memberships or one time bill with checks, just a 1 month recurring option.



Cheers,
BV
Agreed... No trial, (but recurring) with checks..
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Old 01-09-2003, 07:05 PM   #23
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http://exploitedteens.com .....


Have we spoke before?
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Old 01-09-2003, 07:10 PM   #24
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http://exploitedteens.com .....


Have we spoke before?
Not sure...actually i was referring to another site i own. Have we met before?
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Old 01-09-2003, 07:11 PM   #25
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Hit me up.. http://porndollar.com/support.html
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Old 01-09-2003, 07:20 PM   #26
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would you rather turn away business or keep it and deal with it? I think GloBill does the hold on checks.. but GloBill = Lost Sales..

I hear what your sayin.. but bandwidth is cheap bro.. I wouldn't stress about it do much
With Globill you get to choose whether to put the check hold or not. We initially had that, but since we had a fairly low bad check rate, we now grant instant access.

Do the math, people... Assume your bandwidth is .50/gig and your average surfer pulls 1-2 gig a month, you are looking at a $1 bandwidth bill. If your monthly charge is $20, you can afford to have 19 bad checks for every one good one and still make money!!!
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Old 01-09-2003, 07:28 PM   #27
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exactly.. lol
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Old 01-09-2003, 07:43 PM   #28
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Originally posted by drops
but GloBill = Lost Sales..
Why is that? Tell me so I may consider changing processor again Glo-Bill does have a feature that you may use to not give a surfer access until check cashes. I used it and got absolutely "0" check sign-ups.. then what's the point? Yes, many checks get bounced yet any extra sign-ups=extra money in my pocket
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Old 01-09-2003, 07:44 PM   #29
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I stopped taking checks all together some time ago for that reason.
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Old 01-09-2003, 07:45 PM   #30
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Checks suck, but its all gravy.... It's not like u had to work 9-5 and not get paid. Consider them extra.
No trials!
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Old 01-09-2003, 07:49 PM   #31
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Checks suck, but its all gravy.... It's not like u had to work 9-5 and not get paid. Consider them extra.
No trials!
yup
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Old 01-09-2003, 08:08 PM   #32
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Any other paysite owners out there know what im talking about?
Yes. But there are lurkers in the shadows here, and it's best not to post shit like this in public. Put it this way, unless you are doing quiet-type signups, online checks are not worth it.

We tried accepting checks for one week. 83% returned NSF (read: fraudulent). Meanwhile, the freeloading bastards have up to 5 days of access to the members area.

No trials? Trust me, online checks are FREE trials, no matter how you look at it...
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Old 01-09-2003, 08:09 PM   #33
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Why Globill sucks.. we dont have that kind of time..
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Old 01-09-2003, 08:14 PM   #34
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Why Globill sucks.. we dont have that kind of time..
nice sig
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Old 01-09-2003, 08:28 PM   #35
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Yes. But there are lurkers in the shadows here, and it's best not to post shit like this in public. Put it this way, unless you are doing quiet-type signups, online checks are not worth it.

We tried accepting checks for one week. 83% returned NSF (read: fraudulent). Meanwhile, the freeloading bastards have up to 5 days of access to the members area.

No trials? Trust me, online checks are FREE trials, no matter how you look at it...
Yeah thats why i didnt post how they were doing it.
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Old 01-09-2003, 08:34 PM   #36
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nice sig
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