Fethard owner about ePass situation. In russian

[MrDeiz]

Fethard owner about epass situation. Some interesting stuff, someone should translate it in english

Помоему, если кого-то интересует мое мнение , все достаточно очевидно.

По крайней мере база для шуток в сторону Фета точно есть.

1. Я почти уверен что речь все-таки идет о большой дыре в финансах. Уж слишком похоже.

Потому-что чуствуется что о ситуации знали заранее, вплоть до того, я еще раз говорю и совершенно не исключаю, что даже фильм для этого собственно и сняли (снизить эффект удара по репутации). В моем представлении Епасс должен быть минимум раз в 10 больше того же Фета - т.е. балансы идут сотнями миллионов баксов, как минимум. Т.Е. тот же фильм замутить вполне себе реальная вешь.

Теперь для интереса сравните с ситуацией по Фету. Первых несколько недель насколько я помню мы (верней я) ВООБЩЕ ничего толком вразумительного не говорили и делали всякие глупости. И это совершенно нормальная ситуации для любой компании в которой случилось что-то чего никто не ожидал. Здесь же такого нет. Здесь явно совершенно то что случилось было ожидаемо, а вот изображается явно обратное. Не знали бы они о своих проблемах заранее, они бы две недели вперед вообще бы только на технические ошибки и праздники и отпуска сотрудников ссылались.

2. С другой стороны я практически (не на 100% но все же) уверен что удар не фатальный. В противном случае была бы совершенно другая легенда.
Самое простое - Епасс бы за полгода до всего этого был бы продан какому-нить фонду инвестиционному или компании кто все бы обосрал и принял всю вину на себя (пример - именно так было сделано с iBill, собственно так всегда и делается, никому в голову не приходит что фонд который купил перед падением тот же iBill банально его же хозяевам мог и принадлежать).

3. Все бывает конечно, но я сомневаюсь честно что Епасс мог как-то тупо попасть, типа застроили на бабки вебмастеров пол Лос-Анжелеса, а потом хуя се кризис и нихуя не продалось. Подозреваю что они скорей всего купили sknanb.com, с точки зрения их бизнеса (Пэйком помоему там же процессится) и оборотов это вообще вполне логичное бизнес решение, а вот банк оказался куда-то втянут откуда не вылезешь без потерь, вот такое вполне может быть, потому-что банк всегда терроториально может быть слишком сильно завязан. Местному черножопому не дали 100М на постройку фазенды, а он оказался вторым главным черножопым на острове например.


4. Сейчас я думаю в течении нескольких недель будут усиленно ебать мозг (документами для ваеров итд) чтобы сбросить технично обьем вывода средств, это сработает стопроцентно, банки всегда так делают и это работает. Как в кризис Альфабанк поставил на банкоматах тариф 10% на обнал и не ебет, и все.

some good suggestions

E-Passporte. Советы страждущим.
Запись от RedEye размещена Сегодня в 07:56
Почитал форумы - пипец как народ конечно задела ситуация с Епассом.

Свою точку зрения я уже отписывал здесь:
http://crutop.nu/Vbulletin/showpost....&postcount=397

Вообще между Фетом и Епассом есть разница заметная:

1. в Епассе большинство клиентов оформлены на себя, на свои данные.
2. карты Епасса оформлены на реальные документы и ФИО.

Соответственно к этой ситуации применимы стандартные правила и законы связанные с банковской деятельностью, они являются международными и абсолютно одинаковыми как правило от Москвы и до Папуа Новая Гвинея.

Что есть не так плохо поскольку это означает:

1. Карта является собственностью БАНКА. В данном случае SNKANB.com
Почти не важно с точки зрения надзора является ли картодержатель хозяином счета или нет - он как минимум является в той или иной форме клиентом банка поскольку официально является держателем карты собтсвенности банка.

2. Ни один банк не имеет права не исполнять или препятсвовать исполнению платежного поручения без обьяснения причин итд итп. По закону. За неисполнение поручения без должных причин так на секундочку отбирается банковская лицензия.

3. В случае не исполнения поручения необходимо как минимум получить официальное разьяснение от банка и уведомить надзорный орган, надзорным органом за банками является ЦБ.
ЦБ по закону обязан проверять заявления граждан.

Что это означает на практике? Этот способ придуман не мной и иногда используется когда обнальщики друг с другом разбираются.

Делаете следующее:
1. Находите местного юриста на СантКиттсе. Не надо думать что все они лучшие друзья этого банка. Одни будут друзья и нахуй пошлют, другие окажутся их старыми врагами и с удовольствием помогут (не бесплатно ясен пень - в 5-10К зеленых это вполне может обойтись).

Варианты с Гуугла:
http://www.hg.org/law-firms/Banking-Law/St_-Kitts.html

В случае если не выходит с юристами Ст.Киттса берете юристов просто из восточного карибского региона, ЦБ у них общий на несколько островных государств и находится кстати как раз на Ст. Киттсе.

2. Подписываете договор с этим юристом. Можете коллективно.

3. Юрист оформляет два письма (или одно с копией на другой адрес), одно в банк Ст.Киттса, другое в ЦБ Восточного Карибского Региона.
http://en.wikipedia.org/wiki/Eastern...n_Central_Bank

Смысл письма сводится к следующему:
"Здрасьте банк. Меня зовун Джон Хуй черножопый юрист из деревни такой-то. Представляю интересы следующих долбоебов с Крутопа и менее значимых форумов (это можно опустить ).

Мой клиент (мои клиенты) являются держателями карточек вашего ебучего банка и по какой то хуй его знает причине не могут получить свое бабло, что является наверняка нарушением местного закона черножопых от такого то числа за номером таким-то (виновного - сожрать ).

Прошу в установленном порядке и в установленные сроки проинформировать меня какого хуя мне не отдают мое бабло и с кого и где спрашивать.

Копию письма направляю:
-ЦБ Востночного Карибского Региона
-Юр. Адрес Епасса (остров Кюрасао нимного ни мало)
-Крису Маллику лично.


Далее по закону банк должен ответить вашему юристу что собственно происходит. Нахуй он не пошлет совершенно точно особенно учитывая копию письма в местный ЦБ который точно так же по закону будет обязан немедленно провести проверку кто собственно кого и где кидает.

С вероятностью в 99% тем кто поступит так бабло постараются вернуть максимально быстро, а вам отпишутся "я не я, хуй его знает, в понедельник максимум в пятницу".
Потому-что на каждое письмо по закону от официальных учереждений (и ЦБ и банк таковыми являются) должен быть ответ в установленные сроки (наверняка не более месяца). Сам ответ, о чем и банкиры и Крис Маллик, и местный ЦБ знают, является поводом для следующего письма и одновременно привлечения прессы - бля Брайан смотри какую мне хуйню черножопые прислали - ух-ты ебты ща забубеню статью.

[DEA - banned for life]

can u translate this for us?

[adult-help]

use http://translate.google.com/

[DWB]

Originally Posted by DEA

can u translate this for us?

[Serge Litehead]

funny lingvo

there is one great point in the quote above
no financial institutions can hold your money hostage without any good explanation provided.
the visa card belongs to the SNKANB. if you have significant amount of money held up there it is advised to hire lawyer on the island or in the region and have him write up formal request mailed both to SNKANB and their Central Bank. since both institutions are official they should have procedures in place for CB to look closely into the situation and both places respond in timely matter regarding why your funds are unaccessible and or offer a solution to withdraw them

[GetSCORECash]

The translation makes no sence. We a native speaker/writer to atleast give us the details.

[Steiger]

lol @ daizzzy

[TheDoc]

So get a lawyer locally (or as a group get one), get some papers drafted up with the info provided and signed, send to the local bank and world bank, they will either tell you how to get the money, give the money, or tell you why you can't - if anything it starts an audit.

That about right for those that can actually read Russian?

[Serge Litehead]

Originally Posted by holograph

funny lingvo

there is one great point in the quote above
no financial institutions can hold your money hostage without any good explanation provided.
the visa card belongs to the SNKANB. if you have significant amount of money held up there it is advised to hire lawyer on the island or in the region and have him write up formal request mailed both to SNKANB and their Central Bank. since both institutions are official they should have procedures in place for CB to look closely into the situation and both places respond in timely matter regarding why your funds are unaccessible and or offer a solution to withdraw them

Originally Posted by TheDoc

So get a lawyer locally (or as a group get one), get some papers drafted up with the info provided and signed, send to the local bank and world bank, they will either tell you how to get the money, give the money, or tell you why you can't - if anything it starts an audit.

That about right for those that can actually read Russian?

[Gourad]

Hello pot. I Zovuni John Hui Cobra lawyer from the village of such and such. I represent the interests of these stupid ass with Krutopa and less relevant forums (You can omit ).

Google translate i lol'd

[ottopottomouse]

My Russian isn't good enough to get past wondering why they are talking about cheese?

[andrej_NDC]

Fethard is a scammy operation so his word means nothing.

[JFK]

Originally Posted by ottopottomouse

My Russian isn't good enough to get past wondering why they are talking about cheese?

maybe they mean Money, by cheese ?

[gooddomains]

wodka all the way

[Gourad]

Translated with slight differences from original.

If someone is interested in my point of view, everything is quite obvious.
At least the basis for Fethard jokes is definetely there.

1. I am almost sure that everything is about financial gap, it looks too much like that.
Because You can feel that the situation was knows beforehand, actually and I am have said that before, even the film might have been created specifically for the purpose of making the effect of this forseen situation easier for the reputation of ePassporte. As far as I understand ePassporte must have been at least 10 times bigger that Fethard - so balances should be around hundreds of millions of USD at the very least, so more than enough to make a movie just for a reason of reputation.

Now compare this situation with Fethard. First of all we (me to be exact) for the first weeks had said NOTHING sensible at all, and were doing various stupid things. And that quite a normal practice for any company which had not expected anything. In this case here its not like this. Its quite obvious that the situation was expected, but ePassporte WANTS to look it unexpected. If they did not knew about some stuff like this coming, for at least a few weeks they would be talking about technical mistakes, database errors, holidays and stuff like that.

2. On the other hand I am almost sure (not for 100% but anyways) that the hit is not fatal. Otherwise the legend would be much more dramatic. Most simple and easy - ePassporte would be sold half a year ago to some forsaken investment fund or company (better being a public company), which would be the one to be blamed for the huge fuckup (that was done with iBill, and thats how its usually done, because no-one would ever think that the fund which purchased iBill was owned simply by iBill owners).

3. Anything can happen of course, but I honestly doubt that ePasspore could have fucked up in a typical stupid way, like doing development of half of Los Angeles and then baaam world crisis came and and property estate market is fucked. I suspect that most probably they have simply purchased sknanb.com, it seems very logical for their business and its size (Paycom is being processed there as well I think), and than the bank itself got stuck somewhere where You cant get out from without serious losses, something like that is much more likely to happen, banks are typically very much connected to their territories. For example the local nigga got declined in his 100M USD credit application and it turns out he was the second main nigga on the island.

4. I beleive that in the next coming weeks, ePassporte will be fucking their clients asses very hard with various due-diligence paperwork crap, in order to technically put down the amount of outgoing transfers from teh systems, and it will work, it always does and thats what banks always do. As in Russian crisis Alfabank just made a 10% cashing fee and thats it.

--------------------------------------------------------

I've been reading forums and I can see how much people are generally hurt by the situation.
My point of view has been explained here:
crutop nu/Vbulletin/showpost.php?p=1050364259&postcount=397

Actually there is a big difference between Fethard and ePassporte:
1. Most of ePassporte clients have registration in the system on their own real name and identity.
2. ePassporte cards are registered on the real identities.

So related to the situation common rules and regulations of banking business apply, they are international and absolutely similar from Moscow to Papua New Guinea (Africa).

Which is not that bad because it means:

1. The card is owned by the BANK. In this case sknanb.com
Its almost not important from the regulatory point of view whether the cardholder is the owner of the account or not because as a cardholder in this or another way he is still a client of the bank.

2. No bank has a right to withold or stop a payment request without a valid and clear reason. By law. For violation of this, just a minute, the banking license gets cancelled.

3. In the case of failure of the payment request at the very least the official explanation must be obtained from the bank and the regulator body should be notified, the regulator body is the central bank. The regulator body by law must investigate each application like that.

What it means in practice? This way was designed not by me, but by some people who work with finances when they have troubles like this with each other.
You do the following:

1. Get a local lawyer on St.Kitts. Dont think that all of them are banks best friends. Some are and will tell You to go fuck Yourself, some are old enemines, and will be happy for Your money to go and fuck the bank (should cost around 5-10K USD I think).

Local finance lawyers (from Google):
hg org/law-firms/Banking-Law/St_-Kitts.html

If all local lawyers are not taking it, try getting lawyers from Eastern Carribean territory as a whole, the Central Bank is same anyways and by the way physically is located on St.Kitts.

2. Get contract with that lawyer. You can do it as a collective party as well (i.e. You and Your friends).

3. The lawyer drafts a letter (or two), one to the bank of St. Kitts and another to the Easter Carribean Central Bank (en.wikipedia.org/wiki/Eastern_Caribbean_Central_Bank)

The idea of the letter is the following:
"Hi bank! My name is John Fuck nigga lawyer from the village of... I represent motherfuckers from Crutop and other less important forums (You can omit that).
My clients have been cardholders of Your fucking bank and fuck knows why can not withdraw their funds which must be a violation of the local nigga law dated___ ref___ (pleaded guilty should be eaten).

I request to reply me in the formal manner and due in time why the fuck my client cant cash out his dinaros and whos responcible (should be eaten).

The copy of this goes as well to:
-Eastern Carribean Central Bank
-Legal adress of ePassporte (fucking Curasao)
-Chris Mallick
-Paramount Pictures

Than by law the bank should reply to Your lawyer what the fuck is going on. They wont tell You to go fuck Yourself because of the copy of that letter to the local central bank which by law will have to make an investigation based on that letter.

99% that ones who do that will get paid as fast as its possible at all, though will get a reply "fuck knows whats going on, call us back later".
Because on each formal letter any formal body (central bank and St.Kitts bank are both formal bodies) there must always be a reply and in due time. The formal answer itself, and both bankers and Chris know that, are a good reason for the next letter, for possible court hearing, FBI involvement and of course for mass media "Look Brian what crap these nigga just sent me!" - "Wow, fuck! Let me post that shit right away on my blog!"

End of story.

[gooddomains]

that's like calling war on something that is still in motion

[MrDeiz]

Originally Posted by andrej_NDC

Fethard is a scammy operation so his word means nothing.

the owner still has some credibility in some areas of biz
he also owns one of the biggest processing companies for ru region

[money biz]

for a shady money handler fethard has long been around. I was waiting till someone dropped fethard here.

[seeandsee]

the money is safe :P

[avm79]

Originally Posted by seeandsee

the money is safe :P

have a nice day!

[Pics Traffic]

Can you please tell him to go eat a dick.

[Jack Sparrow]

Originally Posted by daizzzy

the owner still has some credibility in some areas of biz
he also owns one of the biggest processing companies for ru region

You are more stupid then i imagined.

[tiger]

Fethard is as scammy as they fucking come. Those bastards ripped me off for a few hundred bucks a long time ago, now I wouldn't trust them with a shiny penny. The fact that he thinks he is in some kind of position to even comment on epass is laughable.

[ottopottomouse]

Originally Posted by JFK

maybe they mean Money, by cheese ?

Maybe. Slang is always a good way to confuse foreigners.

[Gourad]

Originally Posted by tiger

Fethard is as scammy as they fucking come. Those bastards ripped me off for a few hundred bucks a long time ago, now I wouldn't trust them with a shiny penny. The fact that he thinks he is in some kind of position to even comment on epass is laughable.

if he is the owner of Fethard, so his opinion may not have weight?
he own one of the biggest processing companies for ru region.

[darksoul]

He most likely knows more than us combined regarding financial institutions
I'd give him that.

[Yahook]

Yes, probably it will be a good idea to find a lawer together and do these steps. I know at least 5 webmasters personally only in Prague who lost their money with Epassporte.

[Gourad]

Originally Posted by tiger

Fethard is as scammy as they fucking come. Those bastards ripped me off for a few hundred bucks a long time ago, now I wouldn't trust them with a shiny penny. The fact that he thinks he is in some kind of position to even comment on epass is laughable.

Are you a fucking pauper redneck?

[Vick!]

cliff notes?

[Pics Traffic]

Originally Posted by Gourad

if he is the owner of Fethard, so his opinion may not have weight?
he own one of the biggest processing companies for ru region.

Who gives a fuck here. No really. RU region. Wow. Have a twinkie dumbass.

[just a punk]

Originally Posted by DEA

can u translate this for us?

Learn Russian and you'll be fine.

[just a punk]

Originally Posted by andrej_NDC

Fethard is a scammy operation so his word means nothing.

Actually you are wrong. That guy knows banking, online processing and electronic payment systems much better than 99% of GFY's together.

[just a punk]

Originally Posted by Slow Roosevelt

Who gives a fuck here.

Everybody who has a brain (not a your case).

[gumdrop]

Isn't the St. Kitts bank owned by the government?

http://www.myoffshoreaccounts.com/of...-bank-account/

[Pics Traffic]

Originally Posted by cyberxxx

Everybody who has a brain (not a your case).

Thats why this topic is so hot. Go drink yourself to death Rooski fool.

[V_RocKs]

Perhaps this is all over the chargebacks from running EPOCH through it?