09-11-2010, 08:41 AM
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Registered User
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Join Date: Feb 2007
Posts: 5
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Translated with slight differences from original.
Quote:
If someone is interested in my point of view, everything is quite obvious.
At least the basis for Fethard jokes is definetely there.
1. I am almost sure that everything is about financial gap, it looks too much like that.
Because You can feel that the situation was knows beforehand, actually and I am have said that before, even the film might have been created specifically for the purpose of making the effect of this forseen situation easier for the reputation of ePassporte. As far as I understand ePassporte must have been at least 10 times bigger that Fethard - so balances should be around hundreds of millions of USD at the very least, so more than enough to make a movie just for a reason of reputation.
Now compare this situation with Fethard. First of all we (me to be exact) for the first weeks had said NOTHING sensible at all, and were doing various stupid things. And that quite a normal practice for any company which had not expected anything. In this case here its not like this. Its quite obvious that the situation was expected, but ePassporte WANTS to look it unexpected. If they did not knew about some stuff like this coming, for at least a few weeks they would be talking about technical mistakes, database errors, holidays and stuff like that.
2. On the other hand I am almost sure (not for 100% but anyways) that the hit is not fatal. Otherwise the legend would be much more dramatic. Most simple and easy - ePassporte would be sold half a year ago to some forsaken investment fund or company (better being a public company), which would be the one to be blamed for the huge fuckup (that was done with iBill, and thats how its usually done, because no-one would ever think that the fund which purchased iBill was owned simply by iBill owners).
3. Anything can happen of course, but I honestly doubt that ePasspore could have fucked up in a typical stupid way, like doing development of half of Los Angeles and then baaam world crisis came and and property estate market is fucked. I suspect that most probably they have simply purchased sknanb.com, it seems very logical for their business and its size (Paycom is being processed there as well I think), and than the bank itself got stuck somewhere where You cant get out from without serious losses, something like that is much more likely to happen, banks are typically very much connected to their territories. For example the local nigga got declined in his 100M USD credit application and it turns out he was the second main nigga on the island.
4. I beleive that in the next coming weeks, ePassporte will be fucking their clients asses very hard with various due-diligence paperwork crap, in order to technically put down the amount of outgoing transfers from teh systems, and it will work, it always does and thats what banks always do. As in Russian crisis Alfabank just made a 10% cashing fee and thats it.
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I've been reading forums and I can see how much people are generally hurt by the situation.
My point of view has been explained here:
crutop nu/Vbulletin/showpost.php?p=1050364259&postcount=397
Actually there is a big difference between Fethard and ePassporte:
1. Most of ePassporte clients have registration in the system on their own real name and identity.
2. ePassporte cards are registered on the real identities.
So related to the situation common rules and regulations of banking business apply, they are international and absolutely similar from Moscow to Papua New Guinea (Africa).
Which is not that bad because it means:
1. The card is owned by the BANK. In this case sknanb.com
Its almost not important from the regulatory point of view whether the cardholder is the owner of the account or not because as a cardholder in this or another way he is still a client of the bank.
2. No bank has a right to withold or stop a payment request without a valid and clear reason. By law. For violation of this, just a minute, the banking license gets cancelled.
3. In the case of failure of the payment request at the very least the official explanation must be obtained from the bank and the regulator body should be notified, the regulator body is the central bank. The regulator body by law must investigate each application like that.
What it means in practice? This way was designed not by me, but by some people who work with finances when they have troubles like this with each other.
You do the following:
1. Get a local lawyer on St.Kitts. Dont think that all of them are banks best friends. Some are and will tell You to go fuck Yourself, some are old enemines, and will be happy for Your money to go and fuck the bank (should cost around 5-10K USD I think).
Local finance lawyers (from Google):
hg org/law-firms/Banking-Law/St_-Kitts.html
If all local lawyers are not taking it, try getting lawyers from Eastern Carribean territory as a whole, the Central Bank is same anyways and by the way physically is located on St.Kitts.
2. Get contract with that lawyer. You can do it as a collective party as well (i.e. You and Your friends).
3. The lawyer drafts a letter (or two), one to the bank of St. Kitts and another to the Easter Carribean Central Bank (en.wikipedia.org/wiki/Eastern_Caribbean_Central_Bank)
The idea of the letter is the following:
"Hi bank! My name is John Fuck nigga lawyer from the village of... I represent motherfuckers from Crutop and other less important forums (You can omit that).
My clients have been cardholders of Your fucking bank and fuck knows why can not withdraw their funds which must be a violation of the local nigga law dated___ ref___ (pleaded guilty should be eaten).
I request to reply me in the formal manner and due in time why the fuck my client cant cash out his dinaros and whos responcible (should be eaten).
The copy of this goes as well to:
-Eastern Carribean Central Bank
-Legal adress of ePassporte (fucking Curasao)
-Chris Mallick
-Paramount Pictures
Than by law the bank should reply to Your lawyer what the fuck is going on. They wont tell You to go fuck Yourself because of the copy of that letter to the local central bank which by law will have to make an investigation based on that letter.
99% that ones who do that will get paid as fast as its possible at all, though will get a reply "fuck knows whats going on, call us back later".
Because on each formal letter any formal body (central bank and St.Kitts bank are both formal bodies) there must always be a reply and in due time. The formal answer itself, and both bankers and Chris know that, are a good reason for the next letter, for possible court hearing, FBI involvement and of course for mass media "Look Brian what crap these nigga just sent me!" - "Wow, fuck! Let me post that shit right away on my blog!"
End of story.
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