GoFuckYourself.com - Adult Webmaster Forum
Page 4 of 6 < 123 4 56 >
Show 40 post(s) from this thread on one page

GoFuckYourself.com - Adult Webmaster Forum (https://gfy.com/index.php)
-   Fucking Around & Business Discussion (https://gfy.com/forumdisplay.php?f=26)
-   -   How the recession has effected my hometown (photo journalism) (https://gfy.com/showthread.php?t=979171)

Spunky 07-22-2010 08:28 PM
I guess the pubs and nightclubs are hopping,although I don't see any.I couldn't live in a place like that although our housing prices are tripled and costs a left nut to live here,you don't see that where I live.sad situation everywhere

Mutt 07-22-2010 08:29 PM
something very immoral about those photos - you have a community there that to 95% of the world is the American dream - and it's a ghost town. surely it would be better to have people living in those homes even if they were only paying the utilities and a nominal rent, until a house is actually sold people shouldn't be forced out, as long as they take care of the property. even if they're jobless and on social assistance, better to have them in that community, so the remaining businesses get some of that money. this solution depicted in Rochard's photos serves NOBODY well. they now have home staging companies for a reason - an empty house is much harder to sell than a lived in home. who would choose to move into a neighborhood like that now, it's too depressing.

tony286 07-22-2010 09:03 PM
It reminds me of that Charlton Heston movie The omega man.

GregE 07-22-2010 09:08 PM
Quote:
Originally Posted by IllTestYourGirls (Post 17356560)
I see a lot of people in this thread who did not save during the boom expect those who did to foot the bill for bailing them out. "Because it was no fault of their own".

Yes it is their fault. They did not save for the rainy day.
Yes it is their fault they lived beyond their means.
Yes it is their fault they chose a debt they did not COMPLETELY plan for.
Yes it is their fault for buying on the top side of the bubble.

So do not come crying to the tax payer for your bail out. Do not come crying to those who saved, those who did not buy on the bubble, and those who prepared. Those who go crawling to the government for any help only make this country weaker and this recession deeper.
You sound more and more like a teabagger everyday.

That babble is getting old.

Real old.

Sausage 07-22-2010 09:22 PM
Quote:
Originally Posted by GregE (Post 17356787)
You sound more and more like a teabagger everyday.

That babble is getting old.

Real old.
So the concepts of buying what you can afford, saving money instead of spending it all, and living within your means makes you a 'teabagger' ?

Damn .. well I suppose you can call me a 'teabagger' too whatever that means.

iseeyou 07-22-2010 11:05 PM
The cycle of inflation followed by deflation has been happening for hundreds of years. It happens because your banking and monetary systems are designed in a way that produces such an effect. What is happening today was inevitable. Only the timing of it was uncertain.

I believe, the fundamental cure, which could correct more than 50% of the cycle of inflation/deflation is .......... outlaw/repeal the fractional reserve lending system.

http://en.wikipedia.org/wiki/Fractional-reserve_banking

The fractional reserve lending system allows banks to create new bank credits (out of thin air), and then loan them out as if these credits are real money.

This kind of system is only stable when it is growing (inflating). Anything other than growth, can result in a cascade failure which leads to rapid deflation.

Here is a fun movie to explain the history and problems with the current banking/monetary system.

http://video.google.com/videoplay?do...2717158469419#

GARY LEE 07-22-2010 11:21 PM
Paso Robles, CA.
 
I'm so sorry this is happening in your town but I think everyone out there can identify. I live in a little town called Paso Robles which is south of you about 3 hours I believe. Same story, really I could write the same story using your pics and words.
We all just gotta do our best and ride the storm out.
Good luck,

iseeyou 07-22-2010 11:21 PM
Here is what we are up against. A population so inured, so hopelessly dependent upon the current monetary/banking system, that they will fight to protect it.

comeplay 07-22-2010 11:50 PM
Quote:
Originally Posted by epitome (Post 17356185)
Come to the DC area. Mall's are full on Wednesday afternoons with people carrying shopping bags. My buddy recently relocated here to run a tattoo shop and was shocked that most people pay with cash or debit cards and not credit cards.

All thanks to federal and homeland security [deficit] spending!

Don't encourage people to move to DC! Too much traffic already!

GregE 07-23-2010 12:29 AM
Quote:
Originally Posted by Sausage (Post 17356803)
So the concepts of buying what you can afford, saving money instead of spending it all, and living within your means makes you a 'teabagger' ?

Damn .. well I suppose you can call me a 'teabagger' too whatever that means.
Every one of those finger wagging clichés could just as easily have been addressed to the shyster wall street outfits and the too big to fail banks that dragged the economy down.

But, of course... they weren't.

What's more, how many individuals do you know that have saved enough scratch to survive a layoff in today's job market?

According to his logic, if you haven't banked enough green to pay all your bills for six months to a year, with virtually nothing coming in, then you're some kind of irresponsible fool.

Most of us here are lucky enough to work for ourselves. Not everyone is so fortunate.

HighEnergy 07-23-2010 12:46 AM
Quote:
Originally Posted by Sausage (Post 17356803)
So the concepts of buying what you can afford, saving money instead of spending it all, and living within your means makes you a 'teabagger' ?

Damn .. well I suppose you can call me a 'teabagger' too whatever that means.
I really planned a big post expressing my opinion but you have saved me all those keystrokes Lance.

Overspending on a personal level and toxic lending within the financial sector have put the US in the financial straights it's in. That's at the grassroots level. It WILL get worse in the very near future IMO. Our (US) economy needs to crash completely so it can self-correct.

ToBad 07-23-2010 12:55 AM
Quote:
Originally Posted by ottopottomouse (Post 17355230)
To me that house doesn't look inviting at all.
It looks like the house was already in a ghost town when it was built. The houses would have been painted in bright colors are not so depressed dark.

maxxtro 07-23-2010 02:26 AM
Nice pictures. Thanks for sharing!

Altwebdesign 07-23-2010 03:35 AM
thats pretty bad! they are some nice looking houses also, where i am, we dont have many vacant houses like that, but when you go in to town, every other shop store is now vacant, really is in a bad state!

clicker 07-23-2010 05:00 AM
Quote:
Originally Posted by ottopottomouse (Post 17355401)
To live in or do you plan on burying some victims there?
To live lol. What is wrong besides the color and bad landscaping?!?!?

ottopottomouse 07-23-2010 05:40 AM
Quote:
Originally Posted by clicker (Post 17357256)
To live lol. What is wrong besides the color and bad landscaping?!?!?
Nothing a repaint and new garden wouldn't fix but i'd want to be seeing it for the first time as a nice bright colour rather than seeing it like it is now.

When things start coming out of the TV during the night it's time to move out :1orglaugh

IllTestYourGirls 07-23-2010 05:51 AM
Quote:
Originally Posted by GregE (Post 17357019)
Every one of those finger wagging clichés could just as easily have been addressed to the shyster wall street outfits and the too big to fail banks that dragged the economy down.

But, of course... they weren't.
You are making a huge assumption that I do not point the finger at wall street or the bail out of banks. None of that should have happened either. But since we have had corporatist in the white house for the last 100 years the lobbyist got together with law makers to create laws and deals that put the tax payer on the hook for high risk loans. The fact is the only reason the banks got to big to fail is because they were in bed with big government who created huge safety nets for them.

BlackCrayon 07-23-2010 07:56 AM
shit, this is nothing compared to some areas.

Raf1 07-23-2010 07:56 AM
I'm glad the recession didn't hit the European countries that hard. I'm not talking about Greece of course, but most of the others have been quite ok, compared to the US.

BlackCrayon 07-23-2010 08:02 AM
Quote:
Originally Posted by Dcat (Post 17356673)
You must have the biggest shit eating grin on your face right about now.

You've been trying to tell these fools about the economic destruction that was about to go down for years now, but all they wanted to do was pass out tin foil hats. Now that we are IN the GREATEST DEPRESSION (not recession), it must be bitter sweet to be vindicated.

For those of you that are now interested in the truth, and for those of you that are staring to understand how badly you've been mislead by the media and the puppets in government, please understand, THIS HAS ALL BEEN "PLANNED FOR YOU" AND IS GOING TO GET FAR worse! Be prepared for a complete economic melt down in 6-18 months. Get your money out of the markets and converted to GOLD, SILVER, FOOD, SUPPLIES, and DEFENSIVE WEAPONS. Start researching, get reading, ..learn WHAT has been planned for you, and WHO is doing this to you. The time for denial is over. ...Don't walk, RUN!
I hope you are being sarcastic. What is currently happening isn't anything even close to a depression. Go to an old folks home and find some people who really lived through a depression BIGGGG fucking difference. Its really an insult to those who had to suffer so greatly that we are now so spoiled that people like yourself think this is a depression.

Amputate Your Head 07-23-2010 08:02 AM
http://brokenzombie.com/junk_bin/gfy/missed_payment.jpg

Jakez 07-23-2010 08:11 AM
Single car garages on those? :Oh crap

Rochard 07-23-2010 09:21 AM
Quote:
Originally Posted by BlackCrayon (Post 17357606)
shit, this is nothing compared to some areas.
My point isn't that "my town is worse off then yours" or compare my area to any other area. My point is this is an average town in the United States with nearly half the houses on vacant because they foreclosed, and businesses are going out of business left and right.

This is why our industry is doing so poorly now. All industries are suffering.

Elli 07-23-2010 09:41 AM
You know what's interesting? I was just talking to a mortgage broker yesterday. She said that banks right now in CANADA are looking to lend mortgage loans to entrepeneurs. That old requirement that you have 3 - 5 years of tax forms to prove your income if you're self employed? They don't care any more. If you've got enough gumption to strike out on your own, the banks LOVE THAT and want to get you into a mortgage.

Now, call me crazy, but that sounds like Canada's own version of a subprime / nodoc/l lowdoc crisis.

IllTestYourGirls 07-23-2010 09:59 AM
Quote:
Originally Posted by Elli (Post 17357903)
You know what's interesting? I was just talking to a mortgage broker yesterday. She said that banks right now in CANADA are looking to lend mortgage loans to entrepeneurs. That old requirement that you have 3 - 5 years of tax forms to prove your income if you're self employed? They don't care any more. If you've got enough gumption to strike out on your own, the banks LOVE THAT and want to get you into a mortgage.

Now, call me crazy, but that sounds like Canada's own version of a subprime / nodoc/l lowdoc crisis.
Shit I just took out my first loan in 10 years (car loan) and they wanted to look up my ass and give them a DNA sample. I did get a good rate though. 2.95 on a used car.

Tasty1 07-23-2010 10:19 AM
That could be a tourist attraction in 100 years as reminder to he crisis.

http://www.michaeljohngrist.com/wp-c...host-town1.jpg

In Holland you don't have ghost town. There is always a shortage of houses and we have good wellfare systems.

spunky99 07-23-2010 10:19 AM
Quote:
Originally Posted by Elli (Post 17357903)
You know what's interesting? I was just talking to a mortgage broker yesterday. She said that banks right now in CANADA are looking to lend mortgage loans to entrepeneurs. That old requirement that you have 3 - 5 years of tax forms to prove your income if you're self employed? They don't care any more. If you've got enough gumption to strike out on your own, the banks LOVE THAT and want to get you into a mortgage.

Now, call me crazy, but that sounds like Canada's own version of a subprime / nodoc/l lowdoc crisis.
have u tried to get a mortgage tho? i had to give them every piece of my info for the last 5 years, and i put down a very large down payment.. its not easy to get a mortgage no matter what a mortgage broker says, its their job to get u to do it.. so of course shes gonna say its easy

DateDoc 07-23-2010 10:24 AM
The good old days are gone for sure. I bought a townhouse in WPB, FL lived in it for two years and sold it for a 100% profit. From their I rented, with an option to buy, a bigger townhouse and before the option came due flipped it for a 60% profit. My friends told me I was crazy for renting but since I locked the option price in at the time the lease was signed it was like being paid to live there.

ContentPimp 07-23-2010 10:34 AM
Quote:
Originally Posted by CaptainHowdy (Post 17355114)
How sad, Looks like Bosnia...
Bet you've never been to bosnia..

Houses like he pictured would be considered mansions in bosnia...

Vegas Ken 07-23-2010 10:41 AM
You should see Vegas.... ugh :(

BlackCrayon 07-23-2010 12:09 PM
Quote:
Originally Posted by Elli (Post 17357903)
You know what's interesting? I was just talking to a mortgage broker yesterday. She said that banks right now in CANADA are looking to lend mortgage loans to entrepeneurs. That old requirement that you have 3 - 5 years of tax forms to prove your income if you're self employed? They don't care any more. If you've got enough gumption to strike out on your own, the banks LOVE THAT and want to get you into a mortgage.

Now, call me crazy, but that sounds like Canada's own version of a subprime / nodoc/l lowdoc crisis.
what bank is this? td bank didn't like the fact that was 'self employed' due to the fact that people like us write off all we can to make our incomes looks smaller than they actually are and the cmha won't take 'stated income' from self employed people anymore. in the end they wanted a larger downpayment than we had.

Elli 07-23-2010 12:39 PM
Quote:
Originally Posted by BlackCrayon (Post 17358296)
what bank is this? td bank didn't like the fact that was 'self employed' due to the fact that people like us write off all we can to make our incomes looks smaller than they actually are and the cmha won't take 'stated income' from self employed people anymore. in the end they wanted a larger downpayment than we had.
The mortgage broker said the banks are looking for biz expenses, the more the better, because they see it as a larger scope of business somehow. They are also looking at internet presence, like how high your site shows in google rankings, etc. SHe said it was the general situation due to changes made about 6 months ago.

Naughty 07-23-2010 12:49 PM
So i read this thread the past few days, and i could not get one thing out of my head.

You need some Lightning in Radiator Springs;)

lazycash 07-23-2010 01:35 PM
Quote:
Originally Posted by Elli (Post 17358361)
The mortgage broker said the banks are looking for biz expenses, the more the better, because they see it as a larger scope of business somehow. They are also looking at internet presence, like how high your site shows in google rankings, etc. SHe said it was the general situation due to changes made about 6 months ago.
Lenders looking at google rankings, times have changed.

Rochard 07-23-2010 04:59 PM
Quote:
Originally Posted by Vegas Ken (Post 17358060)
You should see Vegas.... ugh :(
I bet you the outskirts of Vegas are a fucking ghost town. Every year, driving from Phoenix to Vegas, coming over that final hill, I remember being amazed at how much they were building. I guess all of that has stopped now.

datatank 07-23-2010 05:06 PM
Quote:
Originally Posted by Rochard (Post 17357843)
This is why our industry is doing so poorly now. All industries are suffering.
NO its not you are wrong

bns666 07-23-2010 05:27 PM
how come there are no ghost towns in europe?

baddog 07-23-2010 05:30 PM
Quote:
Originally Posted by Mutt (Post 17356726)
something very immoral about those photos - you have a community there that to 95% of the world is the American dream - and it's a ghost town. surely it would be better to have people living in those homes even if they were only paying the utilities and a nominal rent, until a house is actually sold people shouldn't be forced out, as long as they take care of the property. even if they're jobless and on social assistance, better to have them in that community, so the remaining businesses get some of that money. this solution depicted in Rochard's photos serves NOBODY well. they now have home staging companies for a reason - an empty house is much harder to sell than a lived in home. who would choose to move into a neighborhood like that now, it's too depressing.
:1orglaugh:1orglaugh:1orglaugh You would never be able to get the freeloaders out when it was sold. :2 cents:

There are laws that protect them. Like stray cats.

Quote:
Originally Posted by Rochard (Post 17357843)
My point is this is an average town in the United States with nearly half the houses on vacant because they foreclosed, and businesses are going out of business left and right.
I am sure I can expect an interesting answer. How did you come to the conclusion that Lincoln, CA was an example of the average town?

Quote:
Originally Posted by Elli (Post 17357903)
You know what's interesting? I was just talking to a mortgage broker yesterday. She said that banks right now in CANADA are looking to lend mortgage loans to entrepeneurs. That old requirement that you have 3 - 5 years of tax forms to prove your income if you're self employed? They don't care any more. If you've got enough gumption to strike out on your own, the banks LOVE THAT and want to get you into a mortgage.

Now, call me crazy, but that sounds like Canada's own version of a subprime / nodoc/l lowdoc crisis.
Yep, sounds like what caused our problems.

baddog 07-23-2010 05:34 PM
Quote:
Originally Posted by bns666 (Post 17358939)
how come there are no ghost towns in europe?
Because families hand their homes down from generation to generation? People don't buy homes to flip them. At least that is what I have seen/noticed in my travels.

Mutt 07-23-2010 05:42 PM
Quote:
Originally Posted by baddog (Post 17358944)
:1orglaugh:1orglaugh:1orglaugh You would never be able to get the freeloaders out when it was sold. :2 cents:

There are laws that protect them. Like stray cats.
not true where i come from at least - sheriff shows up. if they barricade themselves in, then you go to a judge, they'll come and take them away and put them away for a couple days to have them mentally assessed.

what law in California protects someone who refuses to leave the premises of a home/apartment they don't own or have a valid lease agreement to live in?


All times are GMT -7. The time now is 01:57 PM.
Page 4 of 6 < 123 4 56 >
Show 40 post(s) from this thread on one page

Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2025, vBulletin Solutions, Inc.
©2000-, AI Media Network Inc123