How do u ask someone for loan repayment??

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  • Marcus Aurelius
    No Refunds Issued.
    • Apr 2003
    • 14809

    #31
    Originally posted by xxweekxx
    dude fuck that not getting it back shit.. if i dont get my money back im suing her for it and filing wire fraud charges.. fuck that..
    You dont have a leg to stand on in a lawsuit.

    Mark my words: she will come up with excuse after excuse for delaying the repayment.
    I think you have been taken advantage of. Say goodbye to that money.

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    • xxweekxx
      Confirmed User
      • Oct 2002
      • 6780

      #32
      Originally posted by Nicky
      You call, you say a biz opportunity has come up that you need the money for and that It would be great if you could get the 10k back asap. The biz opportunity is internet based. End of story.
      sounds good.. but we are close and she knows i have a ton of money saved up. .way more than i gave her.. but i still want my 10k.. im starting to miss it..
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      • xxweekxx
        Confirmed User
        • Oct 2002
        • 6780

        #33
        Originally posted by Marcus Aurelius
        You dont have a leg to stand on in a lawsuit.

        Mark my words: she will come up with excuse after excuse for delaying the repayment.
        I think you have been taken advantage of. Say goodbye to that money.
        her dad is very rich, and is a family friend, ill just call him and have him send me the wire.. the mofo is worth like $100mil... but her dad doesnt support her business idea thats why she couldnt get it from him
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        • ottopottomouse
          She is ugly, bad luck.
          • Jan 2010
          • 13177

          #34
          Don't lend what you can't afford to lose.
          ↑ see post ↑
          13101

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          • Marcus Aurelius
            No Refunds Issued.
            • Apr 2003
            • 14809

            #35
            Originally posted by xxweekxx
            her dad is very rich, and is a family friend, ill just call him and have him send me the wire.. the mofo is worth like $100mil... but her dad doesnt support her business idea thats why she couldnt get it from him
            Well, if her dad is worth 100 mil then he sounds like a wise businessman.
            And if he refused to give 10k to his daughter, you can deduce that whatever she is up to is a major FAIL

            Just call her and tell you need the money. See what she answers to that.

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            • xxweekxx
              Confirmed User
              • Oct 2002
              • 6780

              #36
              Originally posted by ottopottomouse
              Don't lend what you can't afford to lose.
              ya i go by that rule usually.. dont know how i fucked this one up.. cuz shes kinda rich and we get along great and are close.. but i feel used.. she only started calling MORE right b4 she needed a loan, now she calls LESS after she gets the money.. fucking a!!
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              • epitome
                So Fucking Lame
                • Jun 2009
                • 12156

                #37
                This thread reeks of inconsistencies.

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                • J. Falcon
                  www.AdultCopywriters.com
                  • May 2006
                  • 31645

                  #38
                  Hey, when do you plan to pay me that 10k?
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                  • Screwed Up
                    Confirmed User
                    • Aug 2002
                    • 1120

                    #39
                    Originally posted by xxweekxx
                    nah i went on trust.. i mean i still talk to her almost everyday since we are good friends.. but nobody mentions the money.lol
                    Seems to me you are NOT good friends and she's just using you. Off course she trusts you with her stuff like car, apartment,etc. She's broke! What does she care, you lend her 10k.
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                    • xxweekxx
                      Confirmed User
                      • Oct 2002
                      • 6780

                      #40
                      which inconsistency? i dont have time to come here and make bogus lies..im worried about how NOT to lose my friend and get my money back
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                      • xxweekxx
                        Confirmed User
                        • Oct 2002
                        • 6780

                        #41
                        Originally posted by Screwed Up
                        Seems to me you are NOT good friends and she's just using you. Off course she trusts you with her stuff like car, apartment,etc. She's broke! What does she care, you lend her 10k.
                        so what do u suggest i do... thats why im here
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                        • will76
                          Making $$$$ w/ ClickCash
                          • May 2003
                          • 18037

                          #42
                          Originally posted by xxweekxx
                          ok so there this family friend, shes starting a new business(she kinda has money), so she calls me and said she's run out of money and she needed a big loan and will pay me back in a week.. so i wired her $10k.. now she doesnt even mention anything about it.. its been almost 3 weeks now.. how do i nicely ask her for the money without alienating her since we are very good friends..
                          I would be upset because she said 1 week and the loan was not repaid. I would have been even more upset that she didn't have the common courtesy to call me after 7 days and make up some BS excuse or at least make a partial payment.

                          Your fault for not calling on day 7 and asking for the money. People like her have the mentality like this.... They know you have money obviously just sitting around you don't need. They need it. You think nothing of sending it to them with no contract, loan terms, or anything. They tell you 1 week. It's been 3 weeks and you still haven't called to ask about it. They are convinced that the money is no big deal to you, you gave it away and not even checking up on it. So why are they going to sweat paying you back when they are in a bind and you don't need it or don't care about it.

                          When you make a big deal about loaning it, put interest rates on it. Say that you need this back, blah blah, you can only do this for 1 week because you need it for something else, etc... then you check with them on day 7, they will think a lot differently and you are much more likely to get paid.

                          What you can do now. Call up, tell them something came up you need the money back, its been 2 weeks over due, why haven't they called you. When they say they dont have it tell them you need 1/2, 1/4 something. and set up a payment schedule. because i think there is 0% chance you getting the money back in one lump sum any time soon.

                          Originally posted by xxweekxx
                          yeah i know.. shes a cool chic but i need that $10k
                          Then you don't loan it, say you loaned it to someone else, or that you had some big expenses come up and you can't tie it up.

                          Originally posted by xxweekxx
                          dude fuck that not getting it back shit.. if i dont get my money back im suing her for it and filing wire fraud charges.. fuck that..

                          but ya id like to NOT lose this friend. we are really cool.. i mean she trusts me with her place,car, etc and shed do anything for me

                          Sue her??? on what grounds? What proof do you have. You "GAVE" her money. Did you set up a contract, loan repayments, interest etc? If you just handed it over, you have no case. And even if it did, it will cost you more than 10K to sue her, go to court, win, file judgments against her and try to collect. And if she is borrowing money from you that probably means she is losing everything else so what would she have of value for you to lien ?

                          Seriously you are fucked. But it is your own fault. No contract, no terms, hand money away, person says 1 week and its 3 weeks later and you haven't even called them yet? so fucked.

                          Originally posted by xxweekxx
                          she said she ran out of money and she'd be closing a bunch of deals so she'll be able to pay me back asap... i said ok.. come to think of it she didnt even say thanks when the money came.. now im just thinking of putting my foot down and saying this,

                          "hey i wired u the money from my biz acct, i kinda need it to run my day to day stuff and i dont wanna dip into my savings.. when do u think u'll be able to send it back"

                          How does that sound?

                          The " i will be closing some deals soon" then sounds like you don't need to borrow money, because you will be closing a deal in the next week and will have money from that. The "deals" always fall through. And when they do there is no way to repay you.

                          See a few of my replies up. Demand the money, and then be willing to accept something even 1K from her, any money you can get is better than nothing, then you put her ass on a payment plan and HOUND HER till you get it all but it might take you a year or longer if you stay very persistent. People like her will hope you give up and go away after a couple payments.
                          Last edited by will76; 05-27-2010, 11:44 AM.
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                          • Jarmusch
                             
                            • May 2003
                            • 12479

                            #43
                            Originally posted by xxweekxx
                            yeah i know.. shes a cool chic but i need that $10k
                            Weren't you making $10K a day in mainstream not so long ago?

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                            • xxweekxx
                              Confirmed User
                              • Oct 2002
                              • 6780

                              #44
                              Originally posted by will76
                              I would be upset because she said 1 week and the loan was not repaid. I would have been even more upset that she didn't have the common courtesy to call me after 7 days and make up some BS excuse or at least make a partial payment.

                              Your fault for not calling on day 7 and asking for the money. People like her have the mentality like this.... They know you have money obviously just sitting around you don't need. They need it. You think nothing of sending it to them with no contract, loan terms, or anything. They tell you 1 week. It's been 3 weeks and you still haven't called to ask about it. They are convinced that the money is no big deal to you, you gave it away and not even checking up on it. So why are they going to sweat paying you back when they are in a bind and you don't need it or don't care about it.

                              When you make a big deal about loaning it, put interest rates on it. Say that you need this back, blah blah, you can only do this for 1 week because you need it for something else, etc... then you check with them on day 7, they will think a lot differently and you are much more likely to get paid.

                              What you can do now. Call up, tell them something came up you need the money back, its been 2 weeks over due, why haven't they called you. When they say they dont have it tell them you need 1/2, 1/4 something. and set up a payment schedule. because i think there is 0% chance you getting the money back in one lump sum any time soon.
                              fuck im afraid u are right man.. she prolly thinks i dont even need it.. but i do its my business money i run my shit with..
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                              • xxweekxx
                                Confirmed User
                                • Oct 2002
                                • 6780

                                #45
                                Originally posted by Jarmusch
                                Weren't you making $10K a day in mainstream not so long ago?
                                yeah its gone down to only a few K but see its idiots like u that think like her..

                                i may have $1mil in account, who cares, bottom line is $10k is a lot of fucking money.. ive given away tons of $500-$1k loans to family i NEVER got back and i dont give a shit..

                                but i need my $10k simple and short.. there are 1000s of people here who make a LOT more than i do, and they would not give someone $10k for free... so whats ur point?
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