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Old 01-21-2010, 02:00 PM   #1
baycouples
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Do you piss off customers by doing authorizations?

This question is for those who have their own processing systems. As you know some customers try to complete a pay form a few times before they get it right. Each time their payment is rejected they get an authorization charge that doesn't go away for a couple of days.

So, if they try a few times and then see $200+ worth of charges on their statement thinking those are real charges - how do you deal or go around that?
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Old 01-21-2010, 04:10 PM   #2
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Quote:
Originally Posted by baycouples View Post
This question is for those who have their own processing systems. As you know some customers try to complete a pay form a few times before they get it right. Each time their payment is rejected they get an authorization charge that doesn't go away for a couple of days.

So, if they try a few times and then see $200+ worth of charges on their statement thinking those are real charges - how do you deal or go around that?
It happens with all ACH transactions... if they want to avoid it they should choose a different payment method.
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Old 01-21-2010, 05:26 PM   #3
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- how do you deal or go around that?
I get this on a regular basis. The customer is usually angry because they see multiple charges on their online statement.

I diffuse the situation by explaining to them the difference between authorizations and charges. Thereafter, I list each transaction that got authorized and explain to them why it failed. Usually, it's bad address, incorrect CVV2, etc.

I have my explanations pre-written. I copy and paste it in my reply.
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Old 01-21-2010, 07:49 PM   #4
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That is what happens when you have your dick in one hand and you are trying (desperately) to buy porn.
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Old 01-21-2010, 09:14 PM   #5
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IC, it's good to know that I'm having the same issue like everybody else :-)
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Old 01-23-2010, 05:45 PM   #6
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Any other comments? suggestions?
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Old 01-23-2010, 07:19 PM   #7
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Any other comments? suggestions?
Surf's up.
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Old 01-24-2010, 10:27 AM   #8
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I have an explaination in my 'decline email' that is sent out.
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Old 01-24-2010, 10:56 AM   #9
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i am fucking pissed at a cc company for doing this recently

double auth'd a 200+ charge AND then declined it, so my balance is down $400+

WHen i contacted the merchant ( netbilling ) for help the guy seemed clueless, helpfull but clueless.

seems like a pretty simple process, customer goes to buy something , merchant does an auth , then bills the card , but if there is a problem and you re-try they dont just use the original auth , they take another auth, then everyone points the finger at the other guy, cccard says ( contact the merchant they are holding the funds ) , ( merchant says contact your cc they are holding the funds ). Why allow an auth but not allow the transaction.? dont take the auth if you cant bill it properly.
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Old 01-24-2010, 11:26 AM   #10
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i don't get the need for an "auth" for something that you already know the charge for, it would be like buying a burger and the store says " let me see if you have anough money,, ahh yes you do but there was a problem sticking it in the cash register so i'm going to need another $20, you will get the first $20 back in a few days, oh wait , there was a problem sticking it in again , im going to need another $20.
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Old 01-24-2010, 01:14 PM   #11
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I have an explaination in my 'decline email' that is sent out.
ditto
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Old 01-24-2010, 01:53 PM   #12
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I agree - in this age I think this process is pathetic and there is probably 100 better ways of doing it. But I do realize we're dealing with banks and they don't seem to ever get it right or want to improve.
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Old 01-24-2010, 02:28 PM   #13
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Yes, surfers sometimes get pissed. It is also infinitely more profitable than only preauthing $1 and then paying your affiliates PPS on that.
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Old 01-24-2010, 06:49 PM   #14
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What pisses me off more than anything is when I buy gas and they auth $50 but I only buy $10 and it takes 30 days to clear that auth. So if I buy gas 10 times a month Im down 500 bucks.
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