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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. | 
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|  02-22-2009, 06:02 PM | #1 | 
| too cool for highschool Join Date: Nov 2005 Location: East side, West side, Worldwide! 
					Posts: 12,164
				 |  People wonder why we don't like to be paid with checks in Europe Just received by bank statement, guess how much I paid the bank for depositing a ccbill check in France... 31,25 eur ~ over 40 us$  | 
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|  02-22-2009, 06:30 PM | #2 | |
| Confirmed User Industry Role:  Join Date: Apr 2004 Location: The Netherlands 
					Posts: 4,525
				 | Quote: 
 I still don't understand why this shit is so expensive...I know some banks in other countries only ask a few dollars to cash a check.. 
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|  02-22-2009, 06:31 PM | #3 | 
| Confirmed User Join Date: May 2006 Location: wherever you aren't 
					Posts: 1,225
				 | in the USA we don't get charged anything for cashing checks from other countries 
				__________________ boom chicka wah wah | 
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|  02-22-2009, 06:42 PM | #4 | 
| Show Yer Tits! Industry Role:  Join Date: Feb 2002 Location: Somewhere Out there... 
					Posts: 25,792
				 | Damn that's crazy. 
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|  02-22-2009, 06:43 PM | #5 | |
| Industry Pioneer Industry Role:  Join Date: Oct 2002 Location: USA/EU/ASIA 
					Posts: 5,401
				 | Quote: 
 Not true. Wells Fargo charges $21 for it whether or not they can collect. Collection time is up to three weeks. Personally i think checks are as ancient as Commodore 64. 
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|  02-22-2009, 07:27 PM | #6 | 
| Confirmed User Industry Role:  Join Date: Nov 2005 
					Posts: 8,170
				 | Beats $50+ for a wire transfer. Why programs don't offer ACH deposits is beyond me. | 
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|  02-22-2009, 07:33 PM | #7 | 
| Shit... Fuck! What the Hell? Industry Role:  Join Date: Dec 2003 
					Posts: 7,567
				 | or when a fucking check for 20$ bounces and I gotta pay back the 20$ plus 20 for fees. happened a couple times.. ccbill is the only one I trust. | 
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|  02-22-2009, 07:39 PM | #8 | 
| Guest 
					Posts: n/a
				 | My local bank charged me $7.50 to cash a $14 check from Canada   | 
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|  02-22-2009, 07:46 PM | #9 | 
| Confirmed User Join Date: Jun 2001 Location: Closer than you think 
					Posts: 9,535
				 | gosh.. checks are horrible 
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|  02-22-2009, 07:49 PM | #10 | 
| Confirmed User Join Date: Oct 2002 Location: Australia 
					Posts: 3,012
				 | God I hate checks. Talk about an outdated irritating method of sending money. | 
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|  02-22-2009, 07:51 PM | #11 | |
| Confirmed User Join Date: May 2006 Location: wherever you aren't 
					Posts: 1,225
				 | Quote: 
 I have banked with bank of america, washington mutual and now we are with PNC, none of them charge for foreign checks 
				__________________ boom chicka wah wah | |
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|  02-22-2009, 08:24 PM | #12 | 
| Confirmed User Industry Role:  Join Date: Jul 2005 Location: Beck's City, North Teutonia 
					Posts: 3,185
				 | err, checks is a pain ... ok, only €12,50 for six checks with my bank but still ... why the fuck do they squeeze us so badly?  
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|  02-22-2009, 08:29 PM | #13 | 
| Too lazy to set a custom title Industry Role:  Join Date: Mar 2003 Location: Homeless 
					Posts: 62,911
				 | 31$ US to deposit a check in Mexico, EVEN if the bank is a Foreign Bank. 
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|  02-22-2009, 08:31 PM | #14 | 
| Confirmed User Join Date: Jan 2005 Location: Chicago, IL 
					Posts: 8,452
				 | If you deal with a lot of sponsors, checks are still the way to go in the U.S. I'd rather not pay the $30 fee for each sponsor. I'd be all for ACH but am surprised how few companies offer it. | 
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|  02-22-2009, 08:32 PM | #15 | 
| Too lazy to set a custom title Join Date: Jun 2003 Location: Ottawa 
					Posts: 19,631
				 | you should be able to get an account plan that doesn't charge you for US checks. On the shitty side, after cashing US checks for 10 years my bank wants to hold them. Dumbfucks. 
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|  02-22-2009, 08:39 PM | #16 | 
| Let's do some business! Industry Role:  Join Date: Sep 2004 Location: Austin, TX 
					Posts: 31,339
				 | I prefer checks... it seems like it's an American only thing.  No idea why.  I still like checks though. 
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|  02-23-2009, 01:07 AM | #17 | 
| Confirmed User Industry Role:  Join Date: Feb 2002 Location: Canada 
					Posts: 7,674
				 | Because its an outdated technology, soem banks in europe dont even know what to do with them anymore. Why not just use wires? checks suck, always will.... | 
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|  02-23-2009, 01:16 AM | #18 | 
| Confirmed User Industry Role:  Join Date: Aug 2002 Location: BP4L....  Las Vegas, 
					Posts: 8,370
				 | Ive never paid a fee to cash a check from another country...  worst ive had to do is wait 10 days for a 10k check to clear... they released 5 k after 2 days and the other 5k a week later... all incoming wires are free and outgoing wires cost me 6 bucks I can do it all online.... www.usbank.com 
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|  02-23-2009, 01:23 AM | #19 | 
| Too lazy to set a custom title Industry Role:  Join Date: May 2004 Location: West Coast, Canada. 
					Posts: 10,217
				 | Do all of you guys just complain about the charges or did you talk to your bank people to see about alternate options? I was going to get charged per check and told them it was unacceptable.. They had me open a US dollars biz account so I don't get charged anything. | 
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|  02-23-2009, 01:26 AM | #20 | |
| Confirmed User Industry Role:  Join Date: Aug 2002 Location: BP4L....  Las Vegas, 
					Posts: 8,370
				 | Quote: 
 but I like getting checks in the mail..... I like both.... 
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|  02-23-2009, 01:45 AM | #21 | 
| Confirmed User Industry Role:  Join Date: Feb 2005 Location: Spain 
					Posts: 2,934
				 | La Caixa in Spain and Rabobank in Nederlands used to let me bulk my cheques together and charge me only once. Adultbouncer cheques were a fucker for me to cash as they were in USD from a Canadian bank. the charges were $60-70 cant remeber the exact amount. | 
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|  02-23-2009, 01:57 AM | #22 | 
| So Fucking Banned Join Date: Feb 2005 
					Posts: 4,448
				 | I wonder why CCBILL doesn`t issue their own ATM cards | 
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|  02-23-2009, 01:58 AM | #23 | |
| Guest 
					Posts: n/a
				 | Quote: 
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|  02-23-2009, 02:08 AM | #24 | 
| Too lazy to set a custom title Join Date: Oct 2001 Location: Spartaaaaaaaaa 
					Posts: 14,136
				 | I pay $15.00 (could be 15 euros not 100% sure) and have to wait about a month | 
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|  02-23-2009, 02:32 AM | #25 | 
| Rock 'n Roll Baby! Join Date: Sep 2004 Location: USA, temporarly 
					Posts: 22,562
				 | I pay just 1% of the check amount for it to be deposited on my account. I think that's fair. 
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|  02-23-2009, 02:33 AM | #26 | 
| Confirmed User Industry Role:  Join Date: Aug 2001 Location: Nomad 
					Posts: 5,196
				 | They don't for me. Ive banked at wells fargo forever and never been charged for foreign checks. Maybe its your local branches thing or something though 
				__________________ . | 
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|  02-23-2009, 02:46 AM | #27 | 
| Confirmed User Join Date: Jan 2005 
					Posts: 302
				 | Sponsors should definitely switch to wire transfers, faster, more secure, and in EU, it costs only $2.50 to make an international wire transfer, while it costs $4+ posting fees to send a check. So in that aspect EU is ahead of USA. | 
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|  02-23-2009, 02:52 AM | #28 | 
| Confirmed User Join Date: Aug 2002 Location: Sydney, Australia 
					Posts: 6,103
				 | Australia - StGeorge bank. $10.50 per check, or $15.30 for 3 checks. Fucken shits me to no end. I welcome Epassporte payments. Best thing that happened. 
				__________________ --- | 
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|  02-23-2009, 02:56 AM | #29 | 
| Confirmed User Industry Role:  Join Date: Dec 2006 Location: Chicago 
					Posts: 3,526
				 | Never been charged for depositing a check, from the U.S or anywhere else.  International wire transfer fees on the other hand are ridiculous.  $30 charge from the program, and another $30 charge from the bank.  $60 every 2 weeks X 26 = $1,560 for ONE program.   
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|  02-23-2009, 04:04 AM | #30 | 
| Confirmed User Join Date: Jul 2008 Location: Atlanta 
					Posts: 1,728
				 | You should consider contacting your sponsor.  If I had a sponsor who was a good guy, sending me a decent number of signups each month, I'd be more than happy to add an additional percentage point or two to his payout to make up for the check cashing fees. 
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|  02-23-2009, 04:23 AM | #31 | 
| Too lazy to set a custom title Industry Role:  Join Date: Sep 2005 Location: Springfield 
					Posts: 13,826
				 | over here is about 5 EUR or 1% of the check (larger amount is paid)... but not same situation in all banks... PS: Trusted bank customers, on checks below $500, get cash right away! (no waiting for collections)  PPS: I prefer ePassporte! It lowers costs + no need going to bank! 
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|  02-23-2009, 04:32 AM | #32 | 
| GFY's Halfpint Industry Role:  Join Date: Jun 2007 Location: UK 
					Posts: 15,223
				 | Holy shit thats pretty steep.I paid about £12.00 ($17.54) for mine over here in the UK. If I use Barcalys bank its half the price but I have to wait a lot longer for the check to clear | 
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|  02-23-2009, 04:43 AM | #33 | 
| Confirmed User Join Date: Apr 2003 Location: Texas / London 
					Posts: 2,204
				 | I used to have a US$ business account in UK with HSBC to avoid such charges. The only time I paid a fee was when I transfered by salary for US $ business account to my checking account once a month. 
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|  02-23-2009, 08:18 AM | #34 | |
| Too lazy to set a custom title Join Date: Mar 2002 Location: Australia 
					Posts: 17,393
				 | Quote: 
 I got a nasty surprise when HSBC sent off 5 cheques for collection, as well as their local commission (which was a few bucks USD) a further $USD25 had mysteriously disappeared from the value of each cheque. They said it was the USA bank's fees. Funny that 5 different banks all charged exactly the same fee, eh? | |
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|  02-23-2009, 08:32 AM | #35 | |
| FUBAR the ORIGINATOR Industry Role:  Join Date: Jan 2002 Location: FUBARLAND 
					Posts: 67,374
				 | Quote: 
  
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|  02-23-2009, 08:37 AM | #36 | |
| Too lazy to set a custom title Industry Role:  Join Date: Mar 2004 
					Posts: 16,116
				 | Quote: 
  
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|  02-23-2009, 09:30 AM | #37 | 
| making it rain Industry Role:  Join Date: Oct 2003 Location: seattle 
					Posts: 22,136
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|  02-23-2009, 10:16 AM | #38 | 
| Reach for those stars! Industry Role:  Join Date: Apr 2003 Location: Vancouver, BC 
					Posts: 17,991
				 | I prefer the speed and reliability of wires, but the fees can be high. For a Cdn bank to receive an international wire is a $20 fee, but it's free to deposit a cheque from whereever. 
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|  02-23-2009, 12:49 PM | #39 | 
| Confirmed User Join Date: Sep 2006 Location: Toronto 
					Posts: 1,555
				 | I get 30 transactions not including wires am month before I pay. Then it is only  $1 each afterwards We always go over the limit but at least it's not $30 for one check | 
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|  02-23-2009, 01:15 PM | #40 | 
| Too lazy to set a custom title Industry Role:  Join Date: Feb 2003 Location: NJ 
					Posts: 13,337
				 | Why not just set your limit to 500.00 USD instead of cashing small checks. 
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|  02-23-2009, 01:25 PM | #41 | 
| Work Work Work Industry Role:  Join Date: Nov 2008 Location: EU 
					Posts: 20,060
				 |  sorry,not funny... unbelievable  
				__________________ | 
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|  02-23-2009, 01:25 PM | #42 | 
| Confirmed User Join Date: Oct 2006 Location: Phoenix 
					Posts: 1,685
				 | by the end of the year, we should have a small network of bank accounts in foreign countries to make it easier for international companies affiliates to get their funds. working on that plan now matter of fact 
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|  02-23-2009, 01:27 PM | #43 | |
| Confirmed User Industry Role:  Join Date: Jun 2003 Location: My High Horse 
					Posts: 6,334
				 | Quote: 
 ccbill and others will never do ach when they can get 25 bucks or more for wire transfers. 
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|  02-23-2009, 01:47 PM | #44 | 
| Confirmed Abuser Industry Role:  Join Date: Jun 2003 Location: Montreal 
					Posts: 5,718
				 | This is why I love epassporte, easier to pay affiliates and easier to get paid. 
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|  02-23-2009, 02:48 PM | #45 | 
| Confirmed User Industry Role:  Join Date: Feb 2003 Location: JustPorno 
					Posts: 2,384
				 | We offer epass and checks, and wires if your getting paid over $1000. It costs us $25 - $30 to send a wire, and we get charged $20 or so for incoming wires. That being said I know a lot of our EU webmasters that are paid by check set their minimum payments higher as the check fees are quite high. 
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|  02-23-2009, 02:57 PM | #46 | 
| Industry Pioneer Industry Role:  Join Date: Oct 2002 Location: USA/EU/ASIA 
					Posts: 5,401
				 | We dont pay anything for Canadian checks or checks in US denomination - but if we get a check from for instance SPAIN in their currency then this will happen. Nothing local about it. 
				__________________ Around since 1997, and the company that introduced "Cascading Billing" in MPA3® Affiliate Management and Tracking Software  Outsourcing With A Norwegian Twist - NordBits - Inquire within! | 
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