How did the Visa regs affect your business? - GoFuckYourself.com

L0stMind · 11-17-2002, 02:58 AM

hgmo2.com was processing with CCBill. We decided to NOT incorporate in the USA and go thru all of that shit, put our necks on the line with no solid info and thus, no solid legal advice...

Which leaves us unable to process VISA transactions.

On the average day, we were processing at least 50 recurring memberships, and somedays up to 100.

The last two days, we have processed a grand total of 4 recurring sales.

From my dealings with the surfers, I had thought MOST of our surfers had signed up with a JCB card. But apparently, this isnt the case. Either that or CCBill has just put a stranglehold on the account. Which, to be honest; I don't think happened. CCBill has always been pretty straight up with me. But the numbers just seem to strange...

It seems, that VISA is simply the most popular card for the net. VISA is like a new currency. It's insane.

Anybody else care to share some stories?

<disclaimer - hgmo2.com is simply a mirror site to hgmo.com, it was for in house generated traffic only.. so this is not hgmo.com related really>

quiet · 11-17-2002, 02:59 AM

that sucks. how many visa recurs did you lose?

WhoreHEY · 11-17-2002, 03:00 AM

I was told Visa is 65% or more of porn signups.

Petr · 11-17-2002, 03:00 AM

It's been no secret that VISA transactions are about 70% of all cc transactions.

quiet · 11-17-2002, 03:02 AM

he deals with an Asian site though...

L0stMind · 11-17-2002, 03:06 AM

Unfortunately, CCbill does not tell me what type of card was used to sign up... As I said however, the majority of clients that asked for support send in their credit card info (Japanese are trusting) and I would swear that 90% of the support emails that had a card number in it were JCB.

At least 90%.

So, I was expecting to lose about half the rebills pessimistically. However, as you can see - we lost about 95% or more.

I dunno. Seems a little strange.

L0stMind · 11-17-2002, 03:07 AM

And I am talking strictly rebilling clients here - we stopped sending traffic to the hgmo2.com site a few weeks ago. we havent had a fresh signup since then (except a few due to caches and proxies and shit)

dickblast · 11-17-2002, 03:08 AM

L0st gimme ur email addy or icq i know some dudes who might be able to help u out

L0stMind · 11-17-2002, 03:09 AM

48895889

but if you are gonna send me to another billign processor it isnt going to help me out much - this is strictly about rebills.

quiet · 11-17-2002, 03:09 AM

so i guess you're done with ibill...

L0stMind · 11-17-2002, 03:11 AM

Quote:

Originally posted by quiet
so i guess you're done with ibill...

CCbill actually. We were in a process of shutting it down anyways.

I was just expecting to have more rebills then we have been seeing.

I would normally expect to see at least 100 rebills over the past two days. But we have seen only 4.

That is just nuts.

quiet · 11-17-2002, 03:13 AM

Quote:

Originally posted by L0stMind

CCbill actually. We were in a process of shutting it down anyways.

I was just expecting to have more rebills then we have been seeing.

I would normally expect to see at least 100 rebills over the past two days. But we have seen only 4.

That is just nuts.

sorry. i'm getting a little drunk. is the entire site toast then?

dickblast · 11-17-2002, 03:14 AM

oh my bad

ur closing the site down?

and from what i understood in the 11th hour visa said they would still process rebills from members before the changeover, in fact i am sure of it. it was even posted on here 2.

they didn't just want to cut their existing members off, so i dont think thats whats happening unless ccbill decided go their own way and shut u off.

Backov · 11-17-2002, 03:14 AM

Shit man, with that many rebills a day, why wouldn't you step up and do the whole BS US Biz presence?

My consolations in any case man, I hate to see it happen to somebody.

PS Quiet:

<roger>

What's your email?

Email me?

WHat's your ICQ?

Do you talk on the phone?

You suck. I don't like you any more.

</roger>

Cheers,
Backov

L0stMind · 11-17-2002, 03:15 AM

Well, hgmo2.com was simply for internally generated traffic. But yes, it is going down... that was the plan anyways.... we just didnt expect it to die so quickly.

The main site is hgmo.com. It has always been running on a different processor and has no problems accepting visa throughout all of this garbage.

L0stMind · 11-17-2002, 03:19 AM

Dickblast - yah man, we are shutting it down anyways, I just think it is crazy that the # of rebills is sooo fucking low. Even without visa.

Quote:

Originally posted by Backov
Shit man, with that many rebills a day, why wouldn't you step up and do the whole BS US Biz presence?

My consolations in any case man, I hate to see it happen to somebody.

Cheers,
Backov

Backov, we are gonna email the clients and ask them to move over to the main site with the different processor. Being that the members are japanese, there is a GOOD chance they will

The reason we didn't setup the US Co and all that was we had no real info from Visa or CCBill. so to be honest, we didnt know wtf we had to do. Our legal counsel was stumped because they couldnt even get a straight answer.

I personally have merchant accounts in Canada that I absolutely can not afford to lose. Since it seemed that I am personally liable to visa even tho I was using ccbill, I could potentially be denied processing with visa period... meaning if I setup shop down in the US and got fucked, I could lose my other business up here in Canada.... which is the main reason I didnt go thru with it all

quiet · 11-17-2002, 03:20 AM

Quote:

Originally posted by Backov
Shit man, with that many rebills a day, why wouldn't you step up and do the whole BS US Biz presence?

My consolations in any case man, I hate to see it happen to somebody.

PS Quiet:

<roger>

What's your email?

Email me?

WHat's your ICQ?

Do you talk on the phone?

You suck. I don't like you any more.

</roger>

Cheers,
Backov

lol

EscortBiz · 11-17-2002, 03:24 AM

was not that bad

artware · 11-17-2002, 03:29 AM

L0stMind,

I was with Paycom and their stats can actually show the % of the sales that are with VISA. For me, 62% of the sales were with VISA.

Greetings,

Art

directfiesta · 11-17-2002, 04:00 AM

Quote:

Originally posted by artware
L0stMind,

I was with Paycom and their stats can actually show the % of the sales that are with VISA. For me, 62% of the sales were with VISA.

Greetings,

Art

why was? You are not anymore? did they cut you off? Was it adult also...

artware · 11-17-2002, 04:15 AM

Quote:

Originally posted by directfiesta

why was? You are not anymore? did they cut you off? Was it adult also...

I am in Europe and decided that the rebills were not worth the trouble of trying to comply with the VISA "presence" requirements.

Things were (are) pretty unclear, but I did understand that VISA wants CC transactions of a European company to go through European acquiring banks. Paycom unfortunately didn't offer such a solution for EU webmasters, so I decided to move to an IPSP that does. (That was after one unsuccessful attempt to get my own merchant account).

Greetings,

Art

11-17-2002, 02:58 AM	#1
L0stMind Confirmed User Join Date: Sep 2002 Location: Vancity Posts: 1,681	How did the Visa regs affect your business? hgmo2.com was processing with CCBill. We decided to NOT incorporate in the USA and go thru all of that shit, put our necks on the line with no solid info and thus, no solid legal advice... Which leaves us unable to process VISA transactions. On the average day, we were processing at least 50 recurring memberships, and somedays up to 100. The last two days, we have processed a grand total of 4 recurring sales. From my dealings with the surfers, I had thought MOST of our surfers had signed up with a JCB card. But apparently, this isnt the case. Either that or CCBill has just put a stranglehold on the account. Which, to be honest; I don't think happened. CCBill has always been pretty straight up with me. But the numbers just seem to strange... It seems, that VISA is simply the most popular card for the net. VISA is like a new currency. It's insane. Anybody else care to share some stories? <disclaimer - hgmo2.com is simply a mirror site to hgmo.com, it was for in house generated traffic only.. so this is not hgmo.com related really>

11-17-2002, 02:59 AM	#2
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	that sucks. how many visa recurs did you lose? __________________ we'll miss you our friend. RIP

11-17-2002, 03:00 AM	#3
WhoreHEY Confirmed User Join Date: Nov 2002 Location: San Diego Posts: 120	I was told Visa is 65% or more of porn signups. __________________ I can program better than you

11-17-2002, 03:02 AM	#5
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	he deals with an Asian site though... __________________ we'll miss you our friend. RIP

11-17-2002, 03:08 AM	#8
dickblast Confirmed User Join Date: Oct 2002 Location: Ben Curtis's Tour Bus Posts: 666	L0st gimme ur email addy or icq i know some dudes who might be able to help u out __________________ Ben Curtis is a Ninja

11-17-2002, 03:00 AM	#4
Petr Confirmed User Join Date: Mar 2002 Posts: 502	It's been no secret that VISA transactions are about 70% of all cc transactions.

11-17-2002, 03:06 AM	#6
L0stMind Confirmed User Join Date: Sep 2002 Location: Vancity Posts: 1,681	Unfortunately, CCbill does not tell me what type of card was used to sign up... As I said however, the majority of clients that asked for support send in their credit card info (Japanese are trusting) and I would swear that 90% of the support emails that had a card number in it were JCB. At least 90%. So, I was expecting to lose about half the rebills pessimistically. However, as you can see - we lost about 95% or more. I dunno. Seems a little strange.

11-17-2002, 03:07 AM	#7
L0stMind Confirmed User Join Date: Sep 2002 Location: Vancity Posts: 1,681	And I am talking strictly rebilling clients here - we stopped sending traffic to the hgmo2.com site a few weeks ago. we havent had a fresh signup since then (except a few due to caches and proxies and shit)

11-17-2002, 03:09 AM	#9
L0stMind Confirmed User Join Date: Sep 2002 Location: Vancity Posts: 1,681	48895889 but if you are gonna send me to another billign processor it isnt going to help me out much - this is strictly about rebills.

11-17-2002, 03:09 AM	#10
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	so i guess you're done with ibill... __________________ we'll miss you our friend. RIP

11-17-2002, 03:14 AM	#13
dickblast Confirmed User Join Date: Oct 2002 Location: Ben Curtis's Tour Bus Posts: 666	oh my bad ur closing the site down? and from what i understood in the 11th hour visa said they would still process rebills from members before the changeover, in fact i am sure of it. it was even posted on here 2. they didn't just want to cut their existing members off, so i dont think thats whats happening unless ccbill decided go their own way and shut u off. __________________ Ben Curtis is a Ninja

11-17-2002, 03:14 AM	#14
Backov Confirmed User Join Date: Mar 2001 Location: Cat Detector Van Posts: 1,600	Shit man, with that many rebills a day, why wouldn't you step up and do the whole BS US Biz presence? My consolations in any case man, I hate to see it happen to somebody. PS Quiet: <roger> What's your email? Email me? WHat's your ICQ? Do you talk on the phone? You suck. I don't like you any more. </roger> Cheers, Backov __________________ <embed src="http://banners.spotbrokers.com/button.swf" FlashVars="clickURL=http://banners.spotbrokers.com" quality=high pluginspage="http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash" type="application/x-shockwave-flash" width="120" height="60"></embed> Last edited by Backov; 11-17-2002 at 03:16 AM..

11-17-2002, 03:15 AM	#15
L0stMind Confirmed User Join Date: Sep 2002 Location: Vancity Posts: 1,681	Well, hgmo2.com was simply for internally generated traffic. But yes, it is going down... that was the plan anyways.... we just didnt expect it to die so quickly. The main site is hgmo.com. It has always been running on a different processor and has no problems accepting visa throughout all of this garbage.

11-17-2002, 03:24 AM	#18
EscortBiz Fuck Checks, CASH only! Join Date: May 2002 Location: New York City Posts: 19,422	was not that bad __________________ Spanking, Medical Fetish, Sleeping, Strap-on Anal Lesbians, Girls Fucking Guys, Handjob site REAL HOT, Shemales, Anal and Ass Licking sites 100% Real EXCLUSIVE with amazing retention, ccbill payouts, lots of content FREE FTP HOSTING Promote the largest and oldest member paid escort site, Converts 10 times better then any dating site, CCBill payouts ICQ# 158802076

11-17-2002, 03:29 AM	#19
artware Confirmed User Join Date: Oct 2002 Location: the Netherlands Posts: 268	L0stMind, I was with Paycom and their stats can actually show the % of the sales that are with VISA. For me, 62% of the sales were with VISA. Greetings, Art