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Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#1 |
Tap into MOBILE!
Industry Role:
Join Date: Jul 2003
Location: Hollywood
Posts: 11,779
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What U.S Bank has the highest savings rate ?
For those who keep money in the bank what bank are you keeping it in and whats your Savings rate/moneymarket/cd etc. has to be liquid tho....
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#2 |
Confirmed User
Join Date: Jul 2003
Location: WA
Posts: 1,482
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I keep most of my cash in my ING account at 4.20 APY. No fees. My local credit union only offers 1.10 APY. Still better then most banks though...
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Reanna Mae |
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#3 |
Too lazy to set a custom title
Join Date: Feb 2001
Location: Tube Titans, USA
Posts: 11,929
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Emigrant is currently 4.75%.
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skype = "adultdatelink" |
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#4 |
Confirmed User
Join Date: Mar 2006
Posts: 591
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Chase will do 4.25% on combined holdings over $75k in checking and savings via a relationship account (totally liquid).
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#5 |
Confirmed User
Industry Role:
Join Date: Aug 2001
Location: Hollywood Fl.
Posts: 8,988
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im getting 4.75 from wamu with no minimum balance
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#6 |
Confirmed User
Join Date: Sep 2005
Location: Montreal / Sparta
Posts: 4,331
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CAPITAL ONE, whats in your wallet?
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#7 |
Confirmed User
Industry Role:
Join Date: Jun 2003
Location: Los Angeles, CA
Posts: 512
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HTH - http://www.fatwallet.com/t/52/437553/ I use Countrywide @ 5.30%
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#8 | |
Tap into MOBILE!
Industry Role:
Join Date: Jul 2003
Location: Hollywood
Posts: 11,779
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Quote:
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#9 |
Confirmed User
Industry Role:
Join Date: Oct 2007
Location: wut
Posts: 3,028
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that's a nice rate
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#10 |
Too lazy to set a custom title
Join Date: Dec 2001
Location: Charlotte, NC
Posts: 14,137
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Etrade is at 5% with no fees what so ever
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#11 |
Confirmed User
Join Date: Jan 2005
Location: Chicago, IL
Posts: 8,452
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I'm using ING which is 4.2% and HSBC which is 4.5%. Some of the other offers up there are tempting, but I just don't trust those banks.
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#12 |
Confirmed User
Join Date: Jan 2005
Location: Chicago, IL
Posts: 8,452
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#13 |
Confirmed User
Join Date: Nov 2007
Location: Kalamazoo, MI
Posts: 2,490
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etrade was 5.05 last I checked but I pulled my money from them with the recent problems
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-- QUOTE ME IT MAKES ME FEEL SPECIAL -- |
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#14 |
Tap into MOBILE!
Industry Role:
Join Date: Jul 2003
Location: Hollywood
Posts: 11,779
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#15 |
<&(©¿©)&>
Industry Role:
Join Date: Jul 2002
Location: Chicago
Posts: 47,882
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It's insured up to 100k, but yea, probably not worth the drama if it ends up going under....
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Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000 Affiliate program tools: Hosted Galleries Manager Banner Manager Video Manager ![]() Wordpress Affiliate Plugin Pic/Movie of the Day Fansign Generator Zip Manager |
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#16 |
PG Co-Boss
Industry Role:
Join Date: Nov 2003
Location: GFY
Posts: 524
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Anyone paying more than the Fed Rate (4.5%) is higher risk than treasuries.
http://www.newyorkfed.org/markets/om...dfundsdata.cfm |
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#17 |
Too lazy to set a custom title
Join Date: Nov 2002
Location: Earth
Posts: 14,622
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my use the ing orange account 4.8% right now.
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#18 |
Confirmed User
Industry Role:
Join Date: Aug 2002
Posts: 2,689
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#19 |
PG Co-Boss
Industry Role:
Join Date: Nov 2003
Location: GFY
Posts: 524
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The rate you get depends on the lock-in period.
On a 90-day you *cannot* get more than the Fed Rate *UNLESS* they are putting your money in non goverment paper or longer term government bonds (thus more risk). Check with your bank and see what exactly they are putting your money in for that 4.5% and for what lock-in period. |
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#20 |
Confirmed User
Join Date: Feb 2007
Location: Beverly Hills, CA
Posts: 2,642
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I'm in E-trade w/ a 4.7% interest rate, one of the highest Ive seen without it being locked in a CD.
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Nick "Meeper" Amoroso ![]() [SIZE="1"] Hustler.com / BarelyLegal.com / HustlersReviews.com / HustlerTube.com / HustlerShare.com |
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#21 |
Adult Site Broker
Industry Role:
Join Date: Apr 2007
Location: Pattaya, Thailand
Posts: 1,411
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I checked it out recently and WAMU was the best.
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#22 |
Confirmed User
Join Date: Sep 2002
Location: The Internet
Posts: 2,681
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Bump for a good thread.
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#23 |
Too lazy to set a custom title
Industry Role:
Join Date: Mar 2003
Location: Homeless
Posts: 62,911
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Some of the Credit Unions have a high rate. Mine in Florida for instance has .525 right now. They also did more than 5.48 billion last year, so I feel the money is safe.
For those of you that are BIG earners. ( all three of you ) You can negotiate a little on the interest rate with the credit unions, if you deposit more than x dollars with them. In my credit union, if you have more than about 400k in you accounts, they will give you an extra half % and above 1 mil they give an extra 3/4% The rest you have to talk with he board about but im sure they would go higher
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#24 |
Confirmed User
Industry Role:
Join Date: May 2002
Location: Malaysia
Posts: 3,376
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You guys are being ripped off. You should switch your funds into GBP (UK Pound £) which is getting stronger and stronger against the dollar by the day and earn around 6.5% AER from the top UK banks.
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"In a Time of Universal Deceit, Telling the Truth is a Revolutionary Act." - George Orwell |
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