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Some of the Credit Unions have a high rate. Mine in Florida for instance has .525 right now. They also did more than 5.48 billion last year, so I feel the money is safe.
For those of you that are BIG earners. ( all three of you ) You can negotiate a little on the interest rate with the credit unions, if you deposit more than x dollars with them. In my credit union, if you have more than about 400k in you accounts, they will give you an extra half % and above 1 mil they give an extra 3/4% The rest you have to talk with he board about but im sure they would go higher
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