What U.S Bank has the highest savings rate ? - GoFuckYourself.com

Persius · 11-19-2007, 12:31 PM

For those who keep money in the bank what bank are you keeping it in and whats your Savings rate/moneymarket/cd etc. has to be liquid tho....

abadfish · 11-19-2007, 12:44 PM

I keep most of my cash in my ING account at 4.20 APY. No fees. My local credit union only offers 1.10 APY. Still better then most banks though...

ADL Colin · 11-19-2007, 01:12 PM

Emigrant is currently 4.75%.

ultimatebbwdotcom · 11-19-2007, 01:26 PM

Chase will do 4.25% on combined holdings over $75k in checking and savings via a relationship account (totally liquid).

Forest · 11-19-2007, 01:39 PM

im getting 4.75 from wamu with no minimum balance

BOSS1 · 11-19-2007, 01:50 PM

CAPITAL ONE, whats in your wallet?

DigitalPimp · 11-19-2007, 01:52 PM

HTH - http://www.fatwallet.com/t/52/437553/ I use Countrywide @ 5.30%

Persius · 11-19-2007, 03:45 PM

Quote:

Originally Posted by DigitalPimp

HTH - http://www.fatwallet.com/t/52/437553/ I use Countrywide @ 5.30%

nice i totally forgot to check FW .. i wouldnt trust countrywide with all the investigations and all their losses even though its FDIC who knows...

Shagbunny · 11-19-2007, 03:46 PM

that's a nice rate

FreeHugeMovies · 11-19-2007, 03:52 PM

Etrade is at 5% with no fees what so ever

pocketkangaroo · 11-19-2007, 03:53 PM

I'm using ING which is 4.2% and HSBC which is 4.5%. Some of the other offers up there are tempting, but I just don't trust those banks.

pocketkangaroo · 11-19-2007, 03:53 PM

Quote:

Originally Posted by FreeHugeMovies

Etrade is at 5% with no fees what so ever

They've had a lot of financial problems lately. Stock fell over 50% the past few days and a lot of talk of them filing bankruptcy.

farkedup · 11-19-2007, 03:54 PM

etrade was 5.05 last I checked but I pulled my money from them with the recent problems

Persius · 11-21-2007, 12:18 AM

Quote:

Originally Posted by pocketkangaroo

They've had a lot of financial problems lately. Stock fell over 50% the past few days and a lot of talk of them filing bankruptcy.

LOL thats exactly why i made this thread.... I pulled all my money from etrade not taking any chances...

woj · 11-21-2007, 12:27 AM

Quote:

Originally Posted by Persius

LOL thats exactly why i made this thread.... I pulled all my money from etrade not taking any chances...

It's insured up to 100k, but yea, probably not worth the drama if it ends up going under....

Eman - PG · 11-21-2007, 04:04 AM

Anyone paying more than the Fed Rate (4.5%) is higher risk than treasuries.

http://www.newyorkfed.org/markets/om...dfundsdata.cfm

slapass · 11-21-2007, 04:54 AM

my use the ing orange account 4.8% right now.

PenetratinP · 11-21-2007, 08:06 AM

Quote:

Originally Posted by pocketkangaroo

I'm using ING which is 4.2% and HSBC which is 4.5%. Some of the other offers up there are tempting, but I just don't trust those banks.

I've got exactly the same setup...for the same reason.

Eman - PG · 11-21-2007, 08:55 AM

The rate you get depends on the lock-in period.

On a 90-day you *cannot* get more than the Fed Rate *UNLESS* they are putting your money in non goverment paper or longer term government bonds (thus more risk). Check with your bank and see what exactly they are putting your money in for that 4.5% and for what lock-in period.

Meeper · 11-21-2007, 10:50 AM

I'm in E-trade w/ a 4.7% interest rate, one of the highest Ive seen without it being locked in a CD.

AdultB2B · 11-23-2007, 02:41 AM

I checked it out recently and WAMU was the best.

SpeakEasy · 11-23-2007, 08:19 AM

Bump for a good thread.

pornguy · 11-23-2007, 08:29 AM

Some of the Credit Unions have a high rate. Mine in Florida for instance has .525 right now. They also did more than 5.48 billion last year, so I feel the money is safe.

For those of you that are BIG earners. ( all three of you ) You can negotiate a little on the interest rate with the credit unions, if you deposit more than x dollars with them. In my credit union, if you have more than about 400k in you accounts, they will give you an extra half % and above 1 mil they give an extra 3/4% The rest you have to talk with he board about but im sure they would go higher

Vendot · 11-23-2007, 03:27 PM

You guys are being ripped off. You should switch your funds into GBP (UK Pound £) which is getting stronger and stronger against the dollar by the day and earn around 6.5% AER from the top UK banks.

11-19-2007, 12:31 PM	#1
Persius Tap into MOBILE! Industry Role: Join Date: Jul 2003 Location: Hollywood Posts: 11,779	What U.S Bank has the highest savings rate ? For those who keep money in the bank what bank are you keeping it in and whats your Savings rate/moneymarket/cd etc. has to be liquid tho....

11-19-2007, 12:44 PM	#2
abadfish Confirmed User Join Date: Jul 2003 Location: WA Posts: 1,482	I keep most of my cash in my ING account at 4.20 APY. No fees. My local credit union only offers 1.10 APY. Still better then most banks though... __________________ Reanna Mae

11-19-2007, 01:12 PM	#3
ADL Colin Too lazy to set a custom title Join Date: Feb 2001 Location: Tube Titans, USA Posts: 11,929	Emigrant is currently 4.75%. __________________ Adult Date Link - $50 PPS starting NOW! -- good and JUICY! skype = "adultdatelink"

11-19-2007, 01:26 PM	#4
ultimatebbwdotcom Confirmed User Join Date: Mar 2006 Posts: 591	Chase will do 4.25% on combined holdings over $75k in checking and savings via a relationship account (totally liquid). __________________ Ultimatebbw.com Dangerouscurvesdesign.com

11-19-2007, 01:50 PM	#6
BOSS1 Confirmed User Join Date: Sep 2005 Location: Montreal / Sparta Posts: 4,331	CAPITAL ONE, whats in your wallet? __________________ NEW SITE: Stockings Kingdom Lesbians in Latex, Lesbians in Stockings, Granny Sex, BDSM Porn, Latex and Sex, Custom Foot Fetish, Femdom Movies and Kinky Porn Pass. 300+ hosted flvs, 500+ hosted galleries, Page Peel ADs.. NATS export and payouts twice a month

11-19-2007, 01:39 PM	#5
Forest Confirmed User Industry Role: Join Date: Aug 2001 Location: Hollywood Fl. Posts: 9,005	im getting 4.75 from wamu with no minimum balance

11-19-2007, 01:52 PM	#7
DigitalPimp Confirmed User Industry Role: Join Date: Jun 2003 Location: Los Angeles, CA Posts: 512	HTH - http://www.fatwallet.com/t/52/437553/ I use Countrywide @ 5.30% Last edited by DigitalPimp; 11-19-2007 at 01:53 PM..

11-19-2007, 03:46 PM	#9
Shagbunny Confirmed User Industry Role: Join Date: Oct 2007 Location: wut Posts: 3,028	that's a nice rate

11-19-2007, 03:52 PM	#10
FreeHugeMovies Too lazy to set a custom title Join Date: Dec 2001 Location: Charlotte, NC Posts: 14,137	Etrade is at 5% with no fees what so ever

11-19-2007, 03:53 PM	#11
pocketkangaroo Confirmed User Join Date: Jan 2005 Location: Chicago, IL Posts: 8,452	I'm using ING which is 4.2% and HSBC which is 4.5%. Some of the other offers up there are tempting, but I just don't trust those banks.

11-19-2007, 03:54 PM	#13
farkedup Confirmed User Join Date: Nov 2007 Location: Kalamazoo, MI Posts: 2,490	etrade was 5.05 last I checked but I pulled my money from them with the recent problems __________________ -- QUOTE ME IT MAKES ME FEEL SPECIAL --

11-21-2007, 04:04 AM	#16
Eman - PG PG Co-Boss Industry Role: Join Date: Nov 2003 Location: GFY Posts: 524	Anyone paying more than the Fed Rate (4.5%) is higher risk than treasuries. http://www.newyorkfed.org/markets/om...dfundsdata.cfm

11-21-2007, 04:54 AM	#17
slapass Too lazy to set a custom title Join Date: Nov 2002 Location: Earth Posts: 14,625	my use the ing orange account 4.8% right now.

11-21-2007, 08:55 AM	#19
Eman - PG PG Co-Boss Industry Role: Join Date: Nov 2003 Location: GFY Posts: 524	The rate you get depends on the lock-in period. On a 90-day you cannot get more than the Fed Rate UNLESS they are putting your money in non goverment paper or longer term government bonds (thus more risk). Check with your bank and see what exactly they are putting your money in for that 4.5% and for what lock-in period.

11-21-2007, 10:50 AM	#20
Meeper Confirmed User Join Date: Feb 2007 Location: Beverly Hills, CA Posts: 2,642	I'm in E-trade w/ a 4.7% interest rate, one of the highest Ive seen without it being locked in a CD. __________________ *Nick "Meeper"* Amoroso [SIZE="1"] Hustler.com / BarelyLegal.com / HustlersReviews.com / HustlerTube.com / HustlerShare.com** Last edited by Meeper; 11-21-2007 at 10:52 AM..

11-23-2007, 02:41 AM	#21
AdultB2B Adult Site Broker Industry Role: Join Date: Apr 2007 Location: Pattaya, Thailand Posts: 1,417	I checked it out recently and WAMU was the best. __________________ Adult Site Broker - The Ethical Broker ASB Cash Adult Site Broker Talk

11-23-2007, 08:19 AM	#22
SpeakEasy Confirmed User Join Date: Sep 2002 Location: The Internet Posts: 2,681	Bump for a good thread.

11-23-2007, 08:29 AM	#23
pornguy Too lazy to set a custom title Industry Role: Join Date: Mar 2003 Location: Homeless Posts: 62,911	Some of the Credit Unions have a high rate. Mine in Florida for instance has .525 right now. They also did more than 5.48 billion last year, so I feel the money is safe. For those of you that are BIG earners. ( all three of you ) You can negotiate a little on the interest rate with the credit unions, if you deposit more than x dollars with them. In my credit union, if you have more than about 400k in you accounts, they will give you an extra half % and above 1 mil they give an extra 3/4% The rest you have to talk with he board about but im sure they would go higher __________________ PornGuy skype me pornguy_epic AmateurDough The Hottes Shemales online! TChicks.com \| Angeles Cid \| Mariana Cordoba \| MAILERS WELCOME!

11-23-2007, 03:27 PM	#24
Vendot Confirmed User Industry Role: Join Date: May 2002 Location: Malaysia Posts: 3,376	You guys are being ripped off. You should switch your funds into GBP (UK Pound £) which is getting stronger and stronger against the dollar by the day and earn around 6.5% AER from the top UK banks. __________________ "In a Time of Universal Deceit, Telling the Truth is a Revolutionary Act." - George Orwell