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Old 10-19-2007, 12:38 PM   #1
Adult Insider Dave
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Bank of America owns

Anyone disagree?
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Old 10-19-2007, 12:44 PM   #2
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.......nop.... I agree .... those filthy rich bastards have enough money to keep huge mortgage companies (CW) from going under.....without even breaking a sweat
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Old 10-19-2007, 12:45 PM   #3
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Old 10-19-2007, 12:46 PM   #4
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Old 10-19-2007, 12:49 PM   #5
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Problem is I have a stack of checks here and I refuse to use their ATM until they go back to the old method (all checks in one envelope). Means the dog misses out on one of his favorite walks.
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Old 10-19-2007, 12:52 PM   #6
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Problem is I have a stack of checks here and I refuse to use their ATM until they go back to the old method (all checks in one envelope). Means the dog misses out on one of his favorite walks.
NO FUCKING SHIT!

First time I've used a drive-up teller in years. I'm ready to switch as well, I get checks and don't deposit them for months cause I hate their new system so much.

Do you know how incredibly long it takes to deposit checks now, fucking stupid.

Okay, end rant.
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Old 10-19-2007, 12:55 PM   #7
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NO FUCKING SHIT!

First time I've used a drive-up teller in years. I'm ready to switch as well, I get checks and don't deposit them for months cause I hate their new system so much.

Do you know how incredibly long it takes to deposit checks now, fucking stupid.

Okay, end rant.
CCBill checks are the worst since their machines can't read what is printed on them.
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Old 10-19-2007, 12:59 PM   #8
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CCBill checks are the worst since their machines can't read what is printed on them.
Can't deposit AFF checks either.

And we get money orders, those don't get deposited either.

And if you don't have a deposit slip, then it's all over! But you can pay BofA $5 and they will do it for you. It's so nice of them.
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Old 10-19-2007, 12:59 PM   #9
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This actually might be a great idea for programs ... Make their checks not-depositable at BofA and make it in your rules that you will only pay WMs who do business at BofA.
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Old 10-19-2007, 01:19 PM   #10
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My personal finances are more electric than paper... I go inside to the teller once a month to maybe deposit a few checks and get some quarters for my girlfriend's laundry obsession ( )... and the only time I really hit up the ATM is when I'm grabbing some cash for whatever reason...

But, that said, I absolutely love BofA. Their online interface is one of the better ones my mind's eye can imagine.

I do feel for peeps that deposit checks via ATM - though those newfangled ATM machines haven't hit up my local branch yet.
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Old 10-19-2007, 01:23 PM   #11
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bank of america owns what?

you never finished the sentence
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Old 10-19-2007, 01:32 PM   #12
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And if you don't have a deposit slip, then it's all over! But you can pay BofA $5 and they will do it for you. It's so nice of them.
Well, I have not had a problem with that yet. Whenever I have used a teller they have always done all the paperwork for no charge . . . .but they don't charge me for any services (besides wires). I will go pay them a visit today as the stack has just increased.
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Old 10-19-2007, 01:32 PM   #13
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Don't trust the ATM machine for deposits. Want a receipt!! I've caught tellers in error. Think about the machine fucking up, now how are you going to unscrew it without spending a considerable amount of time on the phone.

Agree the ATM is fine for cash. The online banking is great too. Plus how many banks give instant credit for cash into the account?

They are another bureaucracy and for that I hate 'em. An illegal Mexican can get a credit card and my g/f couldn't open an account. She's a US citizen with a Drivers License and no criminal record.
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Old 10-19-2007, 01:32 PM   #14
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they "OWN" ;-). naw they just are great to work with *unless you tryin to deposit a check i guess lol. And they pay 5% + on a 6 month cd that is pretty dam good if you got cash sitting there not doing ANYTHING
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Old 10-19-2007, 01:44 PM   #15
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if you got cash sitting there not doing ANYTHING
I've never heard of this. Is it even possible?
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Old 10-19-2007, 01:45 PM   #16
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Don't trust the ATM machine for deposits. Want a receipt!! I've caught tellers in error. Think about the machine fucking up, now how are you going to unscrew it without spending a considerable amount of time on the phone.

Agree the ATM is fine for cash. The online banking is great too. Plus how many banks give instant credit for cash into the account?

They are another bureaucracy and for that I hate 'em. An illegal Mexican can get a credit card and my g/f couldn't open an account. She's a US citizen with a Drivers License and no criminal record.
HAHA...using the ATM really makes you the teller, I trust myself over the idiots at the windows anyday... I can't even remember the last time I went into a bank...
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Old 10-19-2007, 01:46 PM   #17
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I'm with BoA and I just throw all my checks into an envelope once a month and mail it off to them. A few days later they all show up in my online banking.

Very convenient.
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Old 10-19-2007, 02:01 PM   #18
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One reason we used the ATM so much is the money would hit that day, if you went inside it could take up to five business days. It never made sense to me that way, but we noticed this, inquired about it and that's how it was.

Now it just sucks.
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Old 10-19-2007, 02:03 PM   #19
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The BofA machines by me are still the "stick all the check in one envelope" type... From what I hear I am not looking forward to when they change...
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Old 10-19-2007, 02:03 PM   #20
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Kristin . . . I would like to talk to you about yappo if you have a moment
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Old 10-19-2007, 02:04 PM   #21
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I heard BofA doesn't like adult.

Comments?
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Old 10-19-2007, 02:30 PM   #22
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I detest those new atms.....
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Old 10-19-2007, 02:31 PM   #23
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I heard BofA doesn't like adult.

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They seem to love me. As stated above all perks are free, except for wires, and I have multiple biz and personal accts with them.
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Old 10-19-2007, 03:36 PM   #24
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And if you don't have a deposit slip, then it's all over! But you can pay BofA $5 and they will do it for you. It's so nice of them.
Well, I just got back. Handed the teller a stack of checks and travelers checks (no deposit slip) and said, "your ATM's suck."

He nodded in agreement. Said they were supposed to save them work, but were actually causing more work. He also said they were working on a resolution, but that could just be teller talk.
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Old 10-19-2007, 03:40 PM   #25
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Well, I just got back. Handed the teller a stack of checks and travelers checks (no deposit slip) and said, "your ATM's suck."

He nodded in agreement. Said they were supposed to save them work, but were actually causing more work. He also said they were working on a resolution, but that could just be teller talk.
I will not be using BofA, thanks for the heads up.
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Old 10-19-2007, 03:45 PM   #26
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Off topic,I read Walt Disney's story ,if it wasnt for the founder of bank of america there would be no disney today. Disney was always in debt and his cartoons were very expensive to make, they were the only ones willing to lend him money.
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Old 10-19-2007, 03:57 PM   #27
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Dave - where ya been the past 2 years? We never see you anymore.
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Old 10-19-2007, 05:13 PM   #28
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Their earnings sure arent rocking, dropped 32% from last year.
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Old 10-19-2007, 05:31 PM   #29
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they "OWN" ;-). naw they just are great to work with *unless you tryin to deposit a check i guess lol. And they pay 5% + on a 6 month cd that is pretty dam good if you got cash sitting there not doing ANYTHING
You put up with that, why not use an online bank tied savings account and get a better rate without tieing up your funds.
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Old 10-19-2007, 07:36 PM   #30
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The CD is nice. I have no experience with Bank of America. Wells Fargo sucks balls, and capitalone is pretty sweet. 4.75 APY mma. You can open that account over the internet or phone.
http://www.capitalone.com/directbanking/index.php
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Old 10-19-2007, 07:38 PM   #31
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And 4.75 APY is 4.64 APR and the business accounts are 4.5% APY (or 4.4% apr)
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Old 10-19-2007, 07:55 PM   #32
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I love Bank of America and I love their new ATMs. So there!
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Old 10-19-2007, 07:56 PM   #33
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Bank of America is Lord
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Old 10-19-2007, 08:01 PM   #34
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Bank of America is a bunch of cock suckers. I went and deposited money into a friend's account at one of their branches, got a receipt for it. He said he saw the deposit for a few hours in online banking, then it vanished for several weeks, when he called customer service and the branch where I made the deposit the next day, and several times thereafter, they couldn't tell him shit. Then one day, it just appeared like 6 weeks later with no images of the deposit slip or anything.
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Old 10-19-2007, 08:05 PM   #35
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Bank of America is a bunch of cock suckers. I went and deposited money into a friend's account at one of their branches, got a receipt for it. He said he saw the deposit for a few hours in online banking, then it vanished for several weeks, when he called customer service and the branch where I made the deposit the next day, and several times thereafter, they couldn't tell him shit. Then one day, it just appeared like 6 weeks later with no images of the deposit slip or anything.
You lie so much, no one believes a word you say.
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Old 10-19-2007, 08:32 PM   #36
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All banks suck.
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Old 10-19-2007, 08:56 PM   #37
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FACT:

All banks suck.
True dat. Except The First Bank of Under My Mattress. That one rules. Unless you are the IRS.
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Old 10-19-2007, 08:58 PM   #38
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BofA just bought my bank LaSalle. I hope this doesn't mean that shit will carry over.
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Old 10-19-2007, 08:59 PM   #39
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True dat. Except The First Bank of Under My Mattress. That one rules. Unless you are the IRS.
Unless your not paying your taxes which I do doubt, the IRS could care less if you kept your money in a bank, under your matress, or up your ass.
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Old 10-19-2007, 10:45 PM   #40
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Good ol Charlotte, NC for you.
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Old 10-20-2007, 12:00 AM   #41
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bank of america owns what?

you never finished the sentence
Bank of America owns *
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Old 10-20-2007, 12:01 AM   #42
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Old 10-20-2007, 12:14 AM   #43
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Bank of Canada owns Bank of US.
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