How long do wire transfers take in between us banks nowadays? - GoFuckYourself.com

Masterchief · 10-14-2007, 07:40 PM

Just wondering...it's been about 4 years since i did a wire transfer between US banks and it took 3 business days to arrive. Is it still a painfully slow process?

HighRoller · 10-14-2007, 07:42 PM

I have it happen sometimes same day if it's done early enough in the day
most I do are in the same state.
I suppose if it's out of state it can take a day.

Hansm · 10-14-2007, 07:42 PM

OMG, 3 Days?

Lucky i lived in the netherlands. only 1 day. and if we use the option for direct, then it takes 10 minutes.

From US to Netherlands takes only 2 days.

After Shock Media · 10-14-2007, 07:43 PM

Same as always up to 3 or so business days to post and clear.*
Typically does not matter if it is across the street or from California to England.
Although same bank seems to speed up the process a little bit.

*Time can be adjusted by when they sent it. If it was sent before 3pm it will travel faster instead if after it can wait until midnight or next day all together.

GT-Omar · 10-14-2007, 07:44 PM

I've had some that have taken a day (inside the US) I've also have had some that have taken a week (from Europe) normally between 2-3 days

Sly · 10-14-2007, 07:44 PM

I received one last week, same day. I was surprised, I always thought it took longer.

Pornwolf · 10-14-2007, 07:53 PM

It should take minutes. What the fuck!? Is this 1985 still?

There's no reason I should be able to paypal someone faster than I can wire them.

DateDoc · 10-14-2007, 07:56 PM

Quote:

Originally Posted by Pornwolf

It should take minutes. What the fuck!? Is this 1985 still?

There's no reason I should be able to paypal someone faster than I can wire them.

It can happen instantaneously but if the bank can slow it up a bit and make a little more money of your money they will.

ztik · 10-14-2007, 07:57 PM

3 days? 1 day? WTF

A wire takes no more then 1 minute to be completed and received

If it takes 3 days then they are doing it by hand, and are being lazy as fuck or are farmers/retards.

ztik · 10-14-2007, 07:58 PM

Quote:

Originally Posted by BusterPorn

It can happen instantaneously but if the bank can slow it up a bit and make a little more money of your money they will.

Ah yeah

This is true too. I would switch banks if they played with my money like that.

Pornwolf · 10-14-2007, 08:06 PM

Quote:

Originally Posted by ztik

Ah yeah

This is true too. I would switch banks if they played with my money like that.

Name one major bank that does instant out of state wires and I'll switch today.

After Shock Media · 10-14-2007, 08:12 PM

Quote:

Originally Posted by Pornwolf

Name one major bank that does instant out of state wires and I'll switch today.

Same bank to same bank and it becomes common.
I ussually get a state to state from 12 hours to next day, like I said if they send before 3pm I may get it that same day.

fuzebox · 10-14-2007, 08:14 PM

I've received wires instantly from the USA to Canada before, and get upset if a wire within the USA isn't same day. Am I just lucky?

Pornwolf · 10-14-2007, 08:23 PM

Of course same bank to same is fast.

fuzebox, you are just lucky. I've never seen that happen.

Sly · 10-14-2007, 08:23 PM

Quote:

Originally Posted by Pornwolf

Name one major bank that does instant out of state wires and I'll switch today.

The one I got last week was out of state. I have no idea how it all works, but I sure wish they were all that fast. Another monthly wire that I get takes about three days.

GreyWolf · 10-15-2007, 12:10 AM

Still seems to average around three days - assuming all the details are correct. Don't have a lot of faith in wire delivery times and just leave em to do whatever and don't usually have problems.

The worst example took 14 weeks - the damned wired "disappeared" at the intermediary bank in NY and nobody had a clue or *any* tracking docs - unbelievable. But the funds ended up back at the initiating bank - eventually.

spunkmaster · 10-15-2007, 12:16 AM

A wire from a US Bank to a US Bank takes 3 seconds if done before 4:30 PM Eastern Time.

An ACH from a US Bank to a US Bank has to go through the federal reserve
which batches ACH transaction about 4 AM Eastern Time so they take 24 hours normally.

Any added time you see is Bank delays sending or posting the money !

Pornwolf · 10-15-2007, 12:53 AM

Quote:

Originally Posted by spunkmaster

A wire from a US Bank to a US Bank takes 3 seconds if done before 4:30 PM Eastern Time.

An ACH from a US Bank to a US Bank has to go through the federal reserve
which batches ACH transaction about 4 AM Eastern Time so they take 24 hours normally.

Any added time you see is Bank delays sending or posting the money !

Exactly, so I say again, name a bank that does instant wires.

Anyone, anyone... Bueller?!!

BOSS1 · 10-15-2007, 02:17 AM

last one i got took 15 minutes

peterk · 10-15-2007, 06:05 AM

1 up to three days from what I know

WiredGuy · 10-15-2007, 06:10 AM

Quote:

Originally Posted by Pornwolf

It should take minutes. What the fuck!? Is this 1985 still?

Exactly, most of my wires are done within a few hours at most, if it takes more than a business day there's something wrong.
WG

Masterchief · 10-15-2007, 10:53 AM

Thanks for the replies

ShellyCrash · 10-15-2007, 11:00 AM

Wire is usually 24 hrs, but an ACH transfer usually takes 3 days.

10-14-2007, 07:40 PM	#1
Masterchief Confirmed User Join Date: Jun 2006 Posts: 530	How long do wire transfers take in between us banks nowadays? Just wondering...it's been about 4 years since i did a wire transfer between US banks and it took 3 business days to arrive. Is it still a painfully slow process?

10-14-2007, 07:43 PM	#4
After Shock Media It's coming look busy Join Date: Mar 2001 Location: "Ph'nglui mglw'nafh Cthulhu R'lyeh wgah'nagl fhtagn". Posts: 35,299	Same as always up to 3 or so business days to post and clear.* Typically does not matter if it is across the street or from California to England. Although same bank seems to speed up the process a little bit. Time can be adjusted by when they sent it. If it was sent before 3pm it will travel faster instead if after it can wait until midnight or next day all together. __________________ [email protected] ICQ:135982156 AIM: Aftershockmed1a MSN: [email protected] Last edited by After Shock Media; 10-14-2007 at 07:45 PM..*

10-14-2007, 07:44 PM	#5
GT-Omar DM at Performive.com Industry Role: Join Date: Aug 2006 Location: Atlanta, G.A. Posts: 2,968	I've had some that have taken a day (inside the US) I've also have had some that have taken a week (from Europe) normally between 2-3 days __________________ Email me Skype me

10-14-2007, 07:44 PM	#6
Sly Let's do some business! Industry Role: Join Date: Sep 2004 Location: Austin, TX Posts: 31,328	I received one last week, same day. I was surprised, I always thought it took longer. __________________ Vacares - Web Hosting, Domains, O365, Security & More - Paxum and BTC Accepted Windows VPS now available Great for TSS, Nifty Stats, remote work, virtual assistants, etc. Click here for more details.

10-14-2007, 07:53 PM	#7
Pornwolf Drunk and Unruly Join Date: Jan 2002 Location: Hollywood Posts: 22,712	It should take minutes. What the fuck!? Is this 1985 still? There's no reason I should be able to paypal someone faster than I can wire them. __________________ I've trusted my sites to them for over a decade... Webair, bitches.

10-14-2007, 07:42 PM	#2
HighRoller Confirmed User Join Date: Feb 2003 Location: MN Posts: 1,037	I have it happen sometimes same day if it's done early enough in the day most I do are in the same state. I suppose if it's out of state it can take a day.

10-14-2007, 07:42 PM	#3
Hansm Confirmed User Join Date: Jun 2002 Posts: 871	OMG, 3 Days? Lucky i lived in the netherlands. only 1 day. and if we use the option for direct, then it takes 10 minutes. From US to Netherlands takes only 2 days.

10-14-2007, 07:57 PM	#9
ztik Confirmed User Industry Role: Join Date: Aug 2001 Location: Nomad Posts: 5,196	3 days? 1 day? WTF A wire takes no more then 1 minute to be completed and received If it takes 3 days then they are doing it by hand, and are being lazy as fuck or are farmers/retards. __________________ .

10-14-2007, 08:14 PM	#13
fuzebox making it rain Industry Role: Join Date: Oct 2003 Location: seattle Posts: 22,114	I've received wires instantly from the USA to Canada before, and get upset if a wire within the USA isn't same day. Am I just lucky?

10-14-2007, 08:23 PM	#14
Pornwolf Drunk and Unruly Join Date: Jan 2002 Location: Hollywood Posts: 22,712	Of course same bank to same is fast. fuzebox, you are just lucky. I've never seen that happen. __________________ I've trusted my sites to them for over a decade... Webair, bitches.

10-15-2007, 12:10 AM	#16
GreyWolf So Fucking Banned Join Date: Jun 2007 Posts: 2,036	Still seems to average around three days - assuming all the details are correct. Don't have a lot of faith in wire delivery times and just leave em to do whatever and don't usually have problems. The worst example took 14 weeks - the damned wired "disappeared" at the intermediary bank in NY and nobody had a clue or any tracking docs - unbelievable. But the funds ended up back at the initiating bank - eventually.

10-15-2007, 12:16 AM	#17
spunkmaster Confirmed User Join Date: Jan 2004 Posts: 2,052	A wire from a US Bank to a US Bank takes 3 seconds if done before 4:30 PM Eastern Time. An ACH from a US Bank to a US Bank has to go through the federal reserve which batches ACH transaction about 4 AM Eastern Time so they take 24 hours normally. Any added time you see is Bank delays sending or posting the money ! __________________

10-15-2007, 02:17 AM	#19
BOSS1 Confirmed User Join Date: Sep 2005 Location: Montreal / Sparta Posts: 4,331	last one i got took 15 minutes __________________ NEW SITE: Stockings Kingdom Lesbians in Latex, Lesbians in Stockings, Granny Sex, BDSM Porn, Latex and Sex, Custom Foot Fetish, Femdom Movies and Kinky Porn Pass. 300+ hosted flvs, 500+ hosted galleries, Page Peel ADs.. NATS export and payouts twice a month

10-15-2007, 06:05 AM	#20
peterk Confirmed User Join Date: Aug 2007 Posts: 3,529	1 up to three days from what I know __________________ Bogat mama ala cu loturi de trafic

10-15-2007, 10:53 AM	#22
Masterchief Confirmed User Join Date: Jun 2006 Posts: 530	Thanks for the replies

10-15-2007, 11:00 AM	#23
ShellyCrash Confirmed User Join Date: Jun 2004 Location: Tampa Bay, FL Posts: 6,708	Wire is usually 24 hrs, but an ACH transfer usually takes 3 days. __________________ Start making money with the hottest hookup site! up to $55 PPS or up to 75% Revshare ICQ 196766477