150 FUCK YOUs!

suck suck suck!

No. They will want it back from you, and of course, you'll want it back from me.

bump for epass crap

whats wrong with some of you morons?

they will find the money and want it back. it won't matter who is in possesion of it. its stolen property... no different than a stolen stereo, car or your own missing brain.

most of you people here are like 13yr olds trying to rebel against your parents... no sense of reason, logic or even a basic understanding of the world and how it works.

yep. That's why when a bank robber gets caught, they go to every restaurant and grocery store he went to and demand all the money back for everything he spent.

oh wait...

right.... its people like you that are on COPS, getting pulled over, having the cop search your car and find a crack pipe and ask you who it belongs and you calmly give a sensible, reasonable explanation "its not mine, it must belong to some guy i picked up"... "his name... uhm... john".... "his last name..... uhmm... dunno"... "where did he live.... uhmm.... over there somewhere"... "where did i pick him up... uhm... don't remember"

and next thing you know, you are getting arrested and can't understand how the world could be so unfair... ignoring the obvious fact that you were breaking the law.

obviously its not practical, nor does it make any sense on any level to try to track down $3.98 purchases and demand the money back, you clown. jesus... do you think maybe that has something to do with it? its quite different when you have a clear map leading to a few individuals and the sums are worth recovering.

so now you guys are basically saying that its totally fine and legal to be a part of a scam like this (epass/paypal trades with stolen cards/money) as long as you can step back and say "uhm... well, i didn't know so fuck it, its my money and i'm gonna keep it"

i swear to god, the mental age of this board is about 12

yeah it's people like me caught with crack pipes on cops hahahahah

man you're a dumbass. I swear to god, repugnicans are all brain damaged. It's kinda funny how you guys are nearly always so stupidly wrong, but SO SURE you're the only one making sense. Cracks me up every time.

I'm sorry, but if I'm in a service oriented business, let's say a painter, and someone hires me to paint their house and then pays me using a stolen CC, say he takes out a cash advance on the card...

1. How am I to know they are using a stolen CC?
2. I am going to accept payment as anyone would.
3. I am NOT going to issue a refund for any reason, the work was done.
4. If some bank has a problem with it, it is ThEIR problem, not mine.
5. Said bank needs to make the crook himself pay restitution.
6. Normally said crook would also be prosecuted and either fined, sent to jail, or both.


Argue all you want, but the epass way of handling it isn't right. Not by a long shot. Their way curtails business, it says that if something happens YOU are on the hook. We're not talking about dealing in stolen goods here, we're talking about CC fraud. Period. Ask yourselves, how or why was the card even verified so the crook could use it with his account? The responsibility to prevent fraud lies right there.

I find it completely unfair that regular people just doing business as usual are made to suffer and be penalized, and am astounded that some of you don't.

i know this ..if i used my bank here where i live and funded 5k into it from a stolen credit card..then took 2k of it and send it to a buissnees aquantinces/ who also used the same town bank i use...then i got cuaght and it was obvious those funds went directly from me to them..there is no question in my mind that my buissnes associate/s would be invesitgated too and most likley my town bank would decide to no longer do buissess with me or them...I belive they might also give those buissnes asscoiated the option to pay what they recived from me back..then again they might not...my point is EPASS is an offhshore banking institution that has sole discretin over who they willl do buissness with and who they wont..no different that any other bank...they obviousyl decided gangbangboes overall buissnes wiht them was not worth the loss incurred by some scammer webmaster....if you do the number and the means dont justify the ends..then why bother? ...

LEt say hyppothecially gangbangjoe has 100 dollars in transactions over the course of 3 months on epass ..then hes credited 1500 bucks..that tunrs out to actually come from some other guys scam operation...is it worth it to keep doing buissenss with him? ..me thinks not...nothing against gangbang..just putting myself into epass shoes..peace

I have gotten ripped off twice and paypal and have gotten my money back from them both times

Wow, good for you. All PayPal has ever done it RIP me off.

Are you talking about him pulling cash out of an ATM, or paying you directly via CC? If it's the latter then you have no choice: the bank will reverse the transaction and assess you a chargeback fee. It's then up to you to go after the deadbeat and recover your funds.

Epass are simply passing on what the bank forces them to do. It may not be right, but it's not all epass's fault.

No, it's clearly written in my post that in the example I was putting forth the crook gets a cash advance on the stolen CC. I'll take it a step further and say he then deposits the money into his bank account and then writes you a cheque, which you then deposit into your account. Maybe you spend some of that money on paying your bills, buying groceries, gas in the tank, etc.

I'm just saying it is the scam artist himself who should be penalized and held accountable, not honest businesspeople he scammed. That's it, that's all, and as far as I'm concerned it is a god damned valid point.


That and the fact that I have no doubt in my mind whatsoever that any of you here would be pissed as well just like gangbangjoe is if this same thing were to ever happen to you. Hopefully it doesn't.

Amex or yahoo ate close to four thousand dollars worth of gaming downloads when our account was used online without our permission.

It took one phone call and new cards with new numbers were overnighted. Yahoo thank us for making the extra call.

Seems like Epass doesn't have the insurance or funds to play with the big boys nor customer service. :Oh crap

do you ever say anything without making it political? the only way you can win any argument in your own mind is by turning it into a black adn white political issue.

i'm not a republican... you goofy fucking retard.

simple facts... i steal a car... i sell the car to you. you now own the car on paper. police find the car... you lose. its not your car. the car goes back to its original owner. its no different with money or any other property.

not saying its fair to you. not saying its right. i am saying that it is how it is. people might not agree with epassporte, but they have every right to ask for money back.

here's another simple fact: A car is not cash money.

oooooooohhh....

well... that makes plenty of sense. you've explained it all perfectly.

:1orglaugh:1orglaugh

bump for wothless company

Nice post

how about this: If I go rob a bank and go to K-mart and spend 2k, the bank ain't getting that money back from kmart. Simple enough for you? We're not talking about stolen goods, we're talking about cash money.

What you should do is, keeping the proof of "Card Owner Presence" .. If they initiate chargeback on the basis on "Stolen CC" .. then you can put forward your proof of owner present and stop/prevent/reverse the chargeback. Proof can be something like, signed photo copy of CC, signature on payment receipt etc.

If you cannot do that, bank will be chargeback the payment and its how credit cards work.

Visa has Zero Liability Policy, and its what all the banks and merchants doing business must accept.

If if if, there was no such policy .. no one in the hell would get a credit card and even if some get, they will never use it online.

ps. I am not supporting what epass is doing, I am just putting some light on how this shit works.

Even if its not ALL epass fault, but still the major fault is their's.

I have been into ecommerce for quite a while now, and as an individual I am so goddamn sure that I can reduce the credit card fraud and chargebacks based on stolen credit cards up to 10 times. And I am saying this as individual, with one brain and two eyes .. and limited resources.

Why they cannot do this with a number of brains and better resources?

In one line, fraudsters are all over .. If a chargeback happens on the base of stolen CC, 99.99% liability goes to merchant, which is epass in this case. Period.

maybe they don't want it to be changed?

i really wonder what will happen with the money which was still on my account..

i am pretty sure it won't be used to pay the scammed once back

You are assuming the merchant is processing a CC transaction. In this case the merchant did not do that, money was merely transfered from one epass account to another. EPASS authorized the CC transaction, not the merchant, in this case gangbangjoe. He had no way to verify anything, all you can do is accept the payment and that's it.

It's like Dig is saying, it is a CASH TRANSFER going on here, and the person doing the fraud should be the one to pay any and all penalties. The financial institution, in this case Epass, should not penalize their honest clients for doing regular honest business using their system in good faith.

No one is going to convince me it should be otherwise. Sorry.Everyone seems to be passing the buck here... The CC company, the real victim, passes the buck to Epass making them the victim, Epass passes the buck to their clients making them the victim. These honest clients have no one to pass the buck to and have to bend over and take it in the ass, in some cases double because they are out whatever product or services they sold and they are now asked to pay back the money as well.

This is not conducive to creating a good business environment. :2 cents:

the thread can be closed now

I agree with ya, my post was just an answer to your this post.

Was just trying to tell that if you are getting paid by CC (online of offline), keep the proof that card owner paid you himself. Otherwise, you cant stop chargeback.

nothing new as for me. had similar situation about 3 years ago - friend sent me money what he received from scammer to his account. both accounts - mine and my friend been locked. after i verified my epass account - scans of docs etc - account been unlocked and amount what i received from these stolen money been deducted.

cannot figure why it does not possible do this way this time.

In that post I said "Say he takes out a cash advance on the card"

Maybe you missed that part.

I said that part because as I said this case is a case of cash being transfered, gangbangjoe did not himself process a CC transaction. Epass did.

Get your money yet?

I think all of these epass threads should be made sticky until they clean the shit out of their heads and attack their security faults form the inside instead of allowing (if not facilitating) fraud and then gouging innocent users.

This is totally fucked up!

I agree so let's put it back on top for those that might have missed it.

I guess we are still waiting on a reply from epass... I am sure it will be a glossy and hollow as all the others, but I still think they owe everyone at least a bullshit answer.

so what happened here?

how about this you goofball...

according to you, your money is not yours.

according to you, you don't own it because its not property... its "cash" as if "cash" falls under some special legal definition.

so... using your logic,

i can steal 500,000.00 from you, go buy a hat for 500,000.00 from my friend and now you have no chance of getting any money back because apparently your money is not property and can't be owned by you and i just spent it which makes it someone elses and according to you, you have no rights to claim that money.

i seriously can't believe that grown adults, that aren't severely retarded are actually arguing that money is not property.

Pleasurepays, you're just too dense to get it. You = pretty dumb.

Do you understand THAT?

In an obvious case like that where the person is obviously just dumping the cash off to a friend for some bogus purchase in order to hide the money then yes, you are correct, they should all be made to give back all the money and tough shit if any of them lose out on the deal along the way. You are trying to compare obvious scumbaggery to honest business dealings and paint this issue completely black and white. It doesn't work that way.

In this instance it is different. No one is pulling any bogus deals except for the fraudster at the heart of it all. The rest, like gangbangjoe for instance, are honest business people doing regular business transactions using epass in good faith. They trusted that epass is on top of any fraud and that they would not authorize a stolen card to be used, yet it was.


I've illustrated my point accross several posts in conjunction with the posts of others, I don't think it can be explained by me any better than it has. Maybe someone else can take a shot at explaining it better?

Dear Cardholder,

As requested, your ePassporte account has been closed. We look forward
to being of service to you in the future. If you have any further
questions or concerns, please feel free to contact us.

Thank you for using ePassporte! We hope that you have enjoyed using
our product.

Sincerely,
ePassporte Accounts Verification
[email protected]
Toll-Free from U.S. and Canada: 1-877-372-7790
International and U.S.: 1-310-301-2001
International and U.S. Fax: 1-310-564-1751








yeah right... :disgust

thats fucked up!

that fucking guy still hosted on splitinifinity! i thought his acct was canned..

www.rudehoes.com

so he is still paying his hosting bills?

Can't any of you start a fucking adult visa shit payment processing company? :mad:

BURN IN PAYMENT PROCESSOR HELL EPASSPORTE STAFF

In discussion to the thread, i know that in england, the banks would swallow the scam.

The customer would never lose like this. and rightly so.

Hm Pimpin_J operated a few websitres and was an active member on GFy over months or years... it shouldn´t be a problem to trace him and let some encashment agency handle the case...

Epassporte sucks in many ways but what choise do we have?

Waiting 10 days for a wire?
waiting 30 days until a check clear?
using paypal and get your money stolen for sure?

Howmuch i see those websites barely generated any income so no wonder why he did that what he did.

yup thats what i thought.. we swallowed the scam!!!



gangbangjoe: hit me up for some info about this fucktard. you are in germany right? he is! hit me up lets make some investigation!

tenderobject, how much did you lose on this?

only a few hundred, right?

IMO your time would be better spent trying to forget about it, instead of bumping the threads about pimpin_j or trying to do some investigation

you've been scamed, everyone has been in the adult biz at least once

life goes on, you wont get your money from pimpin_j anyway, what you want to do, travel to germany to pay him a visit?

In most cases you would be right but Pimpin:j spread his private info on the net like ther´s no tomoorow.

Actually it took 10 minutes to find out what car he uses, where he´s working, his real name, where he is living, how old he is and his phone number.

Gangbangjoe lives in germany and so does pimpin_j. if he stole me 1200$ i would invest 10 minutes to find out who he is ;)

lol... yeah just a few bucks.. its not the money man.. its the principle..
no! i've been burned a lot i don't think that would stop me from doing things.. im not like any other people who just shut up and just move on.. an eye for an eye a tooth for a tooth.. i don't think i would get the money anymore. but sometimes scammers like him needs to learn..

are you stupid? why would i travel in germany? jesus some people needs to read... please ignore me.. you should make more money ignoring me. IMO.

anyways polish,

someone scammed me for 1292$ of hard work.. would be better if i just shut the fuck up or go get the scammer since its a grand? what do you think? people here hates torrents, zango, content thief, scammers i don't think its different with the things i do.. please put me on ignore..

thats why i was trying to coordinate with gangbangjoe co's he lives in germany as well.. lol funny how people thinks sometimes..

im off for tonight. :thumbsup