What Health Insurance provider do you have? - GoFuckYourself.com

Jinx · 08-01-2007, 11:32 AM

What Health Insurance provider does everyone currently use?

Sen · 08-01-2007, 11:33 AM

I live in the Netherlands so i have the same as everybody the one everybody must own.

Peaches · 08-01-2007, 11:35 AM

BCBS

I've had them for 12+ years. All my doctors take them (most important to me) and they pay bills ON TIME (2nd most important - too many horror stories about people getting sent to collections because legally THEY are responsible for the bill and the insurance company doesn't pay on time).

All dealings with them have been great and even though the monthly fees go up every year, I feel I'm still getting a good deal.

Jinx · 08-01-2007, 11:37 AM

Quote:

Originally Posted by Peaches

BCBS

I've had them for 12+ years. All my doctors take them (most important to me) and they pay bills ON TIME (2nd most important - too many horror stories about people getting sent to collections because legally THEY are responsible for the bill and the insurance company doesn't pay on time).

All dealings with them have been great and even though the monthly fees go up every year, I feel I'm still getting a good deal.

What do you currently pay if you don't mind me asking?

Dagwolf · 08-01-2007, 11:41 AM

I have Wooden Cross!

It's free, and what they do is let you die and put up a couple of sticks to mark where they buried you...

Horny Dude · 08-01-2007, 11:43 AM

I have had Kaiser Permanente for 10 years now and never had a problem! I pay a lot but the coverage is great.

Peaches · 08-01-2007, 11:46 AM

Quote:

Originally Posted by jinx

What do you currently pay if you don't mind me asking?

$353 a month. I have a very high deductible ($5K) for procedures, but without having to meet my deductible Dr visits are $20 and prescrips are $25. Mammograms and pap smears also covered 100% w/o needing to meet the deductible. So far, I haven't had anything where I've needed to apply it to the deductible. I think it was around $500 a month with a $1K deductible.

Jinx · 08-01-2007, 12:01 PM

Quote:

Originally Posted by Peaches

$353 a month. I have a very high deductible ($5K) for procedures, but without having to meet my deductible Dr visits are $20 and prescrips are $25. Mammograms and pap smears also covered 100% w/o needing to meet the deductible. So far, I haven't had anything where I've needed to apply it to the deductible. I think it was around $500 a month with a $1K deductible.

That does seem high, but I think I'll still check into it though.

WDjay · 08-01-2007, 12:12 PM

BCBS

$650 p/month

Cant go searching for a "deal" and mess around with hign deductibles when there are kids involved

Brother Bilo · 08-01-2007, 12:26 PM

I've got BCBS too, I've had nothing but good news with them. I set my surgery deductable pretty high, just because I don't see myself needed anthing serious in the near future. Best part is everyone takes BCBS, don't need to worry about finding someone nearby who takes it.

bobby666 · 08-01-2007, 12:46 PM

in austria we have here all the same for free

Brother Bilo · 08-01-2007, 12:50 PM

Quote:

Originally Posted by bobby666

in austria we have here all the same for free

For free? Absolutely free? Who pays for it then or do the doctors work for free there?

Forest · 08-01-2007, 12:53 PM

ghi 512 a month

Tom_PM · 08-01-2007, 12:56 PM

Whats the tax percentage in Austria? Thats why it's free no doubt, just paying ahead of time at tax time.

Sosa · 08-01-2007, 01:06 PM

bcbs, i think deductible is 2k and I pay $80/month

SkeetSkeet · 08-01-2007, 02:24 PM

blue cross blue shield ;)

Peaches · 08-01-2007, 02:25 PM

Understand that I'm 45 which is why mine is so high ;) I had an individual policy for my son (cheaper to get 2 policies than a family policy) and it was under $80 even up to the time he was 20 and that was with a low deductible.

When you check into a hospital or go to the doctor's office you sign a lovely piece of paper that says YOU are ultimately responsible for the bill. That's why I like BCBS - they have always been prompt in payments (and I've had plenty of opportunity to use them). I hear nightmare stories about people being hounded by doctors/hospitals/collection agencies when the insurance company doesn't pay promptly.

Even when my son broke his arm out of state we had no problem with getting everything covered even though it was clear a hospital and doctor in South Carolina wasn't on BCBS of Georgia's provider list. BCBSGA worked with BCBSSC and everything was taken care of.

Another good "insurance policy" to take out if you're in the US and travel out of the country is insurance to get you back to the states. This one was recommended and it's what I have: http://www.medjetassist.com/ It will bring you to any hospital you want in the US. In reading/watching travel information, this is one of the few travel insurances "experts" recommend getting.

jalami · 08-01-2007, 03:29 PM

You guys pay more in health insurance than I do in rent!

08-01-2007, 11:32 AM	#1
Jinx Confirmed User Industry Role: Join Date: Feb 2002 Posts: 636	What Health Insurance provider do you have? What Health Insurance provider does everyone currently use? __________________ ICQ: 360-63-200

08-01-2007, 11:33 AM	#2
Sen Confirmed User Join Date: May 2004 Location: Breda Posts: 347	I live in the Netherlands so i have the same as everybody the one everybody must own. __________________ ICQ: 48518296

08-01-2007, 11:41 AM	#5
Dagwolf President of Canada Join Date: Sep 2003 Location: Leaving Hell, Entering Limbo Posts: 23,141	I have Wooden Cross! It's free, and what they do is let you die and put up a couple of sticks to mark where they buried you... __________________ Sleep well, and dream of large women.

08-01-2007, 11:43 AM	#6
Horny Dude Earn enough to buy coffee Industry Role: Join Date: May 2002 Location: San Diego, Ca. Posts: 4,912	I have had Kaiser Permanente for 10 years now and never had a problem! I pay a lot but the coverage is great. __________________

08-01-2007, 12:12 PM	#9
WDjay Confirmed User Join Date: Feb 2006 Location: So.Cal Posts: 381	BCBS $650 p/month Cant go searching for a "deal" and mess around with hign deductibles when there are kids involved __________________

08-01-2007, 11:35 AM	#3
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	BCBS I've had them for 12+ years. All my doctors take them (most important to me) and they pay bills ON TIME (2nd most important - too many horror stories about people getting sent to collections because legally THEY are responsible for the bill and the insurance company doesn't pay on time). All dealings with them have been great and even though the monthly fees go up every year, I feel I'm still getting a good deal.

08-01-2007, 12:26 PM	#10
Brother Bilo Confirmed User Join Date: Jun 2007 Location: I live in cage Posts: 4,193	I've got BCBS too, I've had nothing but good news with them. I set my surgery deductable pretty high, just because I don't see myself needed anthing serious in the near future. Best part is everyone takes BCBS, don't need to worry about finding someone nearby who takes it. __________________

08-01-2007, 12:46 PM	#11
bobby666 boots are my religion Join Date: Nov 2005 Location: Heart of europe Posts: 21,765	in austria we have here all the same for free __________________

08-01-2007, 12:53 PM	#13
Forest Confirmed User Industry Role: Join Date: Aug 2001 Location: Hollywood Fl. Posts: 8,988	ghi 512 a month

08-01-2007, 12:56 PM	#14
Tom_PM Porn Meister Industry Role: Join Date: Feb 2005 Posts: 16,443	Whats the tax percentage in Austria? Thats why it's free no doubt, just paying ahead of time at tax time. __________________ 43-922-863 Shut up and play your guitar.

08-01-2007, 01:06 PM	#15
Sosa In Tushy Land Join Date: Oct 2002 Location: Nebraska Posts: 40,149	bcbs, i think deductible is 2k and I pay $80/month

08-01-2007, 02:24 PM	#16
SkeetSkeet Confirmed User Join Date: Oct 2005 Location: StarlightBucks ! Posts: 5,404	blue cross blue shield ;) __________________ ICQ 283633188

08-01-2007, 02:25 PM	#17
Peaches Old broad Join Date: Oct 2002 Location: Away Posts: 13,933	Understand that I'm 45 which is why mine is so high ;) I had an individual policy for my son (cheaper to get 2 policies than a family policy) and it was under $80 even up to the time he was 20 and that was with a low deductible. When you check into a hospital or go to the doctor's office you sign a lovely piece of paper that says YOU are ultimately responsible for the bill. That's why I like BCBS - they have always been prompt in payments (and I've had plenty of opportunity to use them). I hear nightmare stories about people being hounded by doctors/hospitals/collection agencies when the insurance company doesn't pay promptly. Even when my son broke his arm out of state we had no problem with getting everything covered even though it was clear a hospital and doctor in South Carolina wasn't on BCBS of Georgia's provider list. BCBSGA worked with BCBSSC and everything was taken care of. Another good "insurance policy" to take out if you're in the US and travel out of the country is insurance to get you back to the states. This one was recommended and it's what I have: http://www.medjetassist.com/ It will bring you to any hospital you want in the US. In reading/watching travel information, this is one of the few travel insurances "experts" recommend getting.

08-01-2007, 03:29 PM	#18
jalami Confirmed User Industry Role: Join Date: May 2004 Location: Costa Rica Posts: 845	You guys pay more in health insurance than I do in rent! __________________ IntegralPay LLC \| www.integralpay.com Payment solutions outside the box! Ask about credit card, electronic checks, and alternative payments processing