Phone verifying these days doesn't do much. Any scammer can go signup for a VoIP line at skype or wherever. Scanning the back and front of the card just deters the lazy scammers, its pretty simple to photoshop an image.
The best way of protecting against fraud when dealing with very high risk transactions is to pull an LX report and ask them one of many random questions..."eg, what was the name of your youngest sister's husband...what street did you grow up on" and so on.
The best way of protecting against fraud when dealing with very high risk transactions is to pull an LX report and ask them one of many random questions..."eg, what was the name of your youngest sister's husband...what street did you grow up on" and so on.









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